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Aviation Insurance
Aviation Insurance Comprehensive insurance to keep you flying. Acera Insurance provides a wide range of aviation insurance solutions to meet...
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Investment Property Insurance
Investment Property Insurance Invested in protecting your investment property. Investing in real estate helps you build equity, generate passive income,...
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Personal
Seasonal Property Insurance
Seasonal Property Insurance Take care of your home away from home. Whether it’s a cabin in the woods, a condo...
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Business
Business Property Insurance
Business Property Insurance Tailored protection for your business assets. Business property insurance covers the cost of repairs or replacement of...
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Personal
Strata Deductible Insurance
Strata Deductible Insurance Protect yourself against rising strata deductibles. Water damage and sewer backup deductibles on strata corporations’ insurance policies...
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Business
Small Business Insurance
Small Business Insurance We help small businesses see the big picture. Small businesses can vary in terms of their size,...
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Home Insurance
Home Insurance Protecting your home and what’s inside. We know how important your home and personal belongings are to you...
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Personal
Luxury Home Insurance
Luxury Home Insurance Above and beyond for high-value home insurance. Our dedicated advisors work with the best high-value home insurance...
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Business
Professional Liability Insurance
Professional Liability Insurance Reducing your risk, protecting your reputation. Professional liability insurance, or errors & omissions (E&O) insurance, helps protect...
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Personal
Short Term Rental Insurance
Short Term Rental Insurance Worry-free short-term hosting. Short-term rental insurance offers specialized coverage tailored to the unique needs of vacation...
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Personal
Landlord Insurance
Landlord Insurance Safeguard your rental property. Owning rental property can be a rewarding experience, but it comes with unique challenges....
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Business
Beauty Care Professionals Insurance
Beauty Care Professionals Insurance Peace of mind for beauty professionals. From salon owners to chair renters and independent contractors, every...
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Personal
Farm Insurance
Farm Insurance Experts in every field, including farm fields. Farm insurance is designed to protect farming operations as well as...
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Personal
Tenant Insurance
Tenant Insurance Insure your space to ensure your peace. Whether you rent a house, townhome or condo, as a tenant,...
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Personal
RV, Motorhome & Trailer Insurance
RV, Motorhome & Trailer Insurance Peace of mind wherever you roam. We offer insurance for RVs of all types and...
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Business
Faith Guard Insurance Program
Faith Guard Insurance Program Tailor-made insurance for religious organizations. Your religious organization is dedicated to providing support, guidance and connection...
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Personal
Valuable & Collections Insurance
Valuable & Collections Insurance Safeguard your collection's legacy. As a collector of rarities and valuables, you’ve invested time, energy, and...
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Personal
Luxury Auto Insurance
Luxury Auto Insurance Higher coverage for your high-value vehicle. If you have invested in a more expensive vehicle, a standard...
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Personal
Motorcycle Insurance
Motorcycle Insurance The coverage you need to ride with confidence. Our dedicated motorcycle insurance experts are here to give you...
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Personal
Collector Car Insurance
Collector Car Insurance Protecting your pride and joy. Our experienced advisors have years of expertise and can advise you on...
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Business
Cyber Liability Insurance
Cyber Liability Insurance Stay one step ahead of cyber risks. Cybercrime is one of the greatest threats facing Canadian organizations....
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Business
Pet Care Professionals Insurance
Pet Care Professionals Insurance Your pet care practice, our priority. From accidental injuries to unexpected losses, pet care professionals can...
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Personal
Condo Insurance
Condo Insurance Coverage beyond the condo corporation. As a unit owner, you need your own insurance to cover what’s excluded...
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Personal
Cyber Insurance
Cyber Insurance Protect your family and home from digital threats. You protect your home and vehicle, but what about your...
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Business
Equipment Breakdown Insurance
Equipment Breakdown Insurance Protect your essential equipment and systems. Equipment breakdown insurance can safeguard your operations when an unexpected surge...
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Personal
Equine Insurance
Equine Insurance Insurance for horses and their people. Our equine insurance specialists are horse owners, riders and enthusiasts, and we're...
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Business
Hospitality Insurance
Hospitality Insurance Helping hospitality businesses keep the pace. If you own a hospitality business, our insurance experts are here to...
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Business
Excess & Umbrella Liability Insurance
Excess & Umbrella Liability Insurance Extending your coverage for extra protection. What happens when your existing liability policy has reached...
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Personal
Signature by Acera Insurance
Signature by Acera Insurance Specialty high-value coverage for your exceptional lifestyle. You've worked hard for your success and lifestyle. At...
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Business
Special Event Insurance
Special Event Insurance Make sure you’re covered for your next event. Special events are not typically covered under a business...
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Business
Business Interruption Insurance
Business Interruption Insurance Getting your business back on track. We know your business can't afford to stop or slow down....
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Business
CICC Professional Liability Insurance Program
Français CICC Professional Liability Insurance Program Professional Liability insurance for CICC licensees. We’re here to provide important coverage to the...
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Business
Foster Parents Insurance Program
Foster Parents Insurance Program Providing added support for foster parents. Acera Insurance, in partnership with the Ministry of Children and...
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Personal
Off-Road Vehicle Insurance
Off-Road Vehicle Insurance Coverage built for getting off the grid. Ensure you have peace of mind, even as you head...
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Business
Real Estate Insurance
Real Estate Insurance Protecting properties and real estate professionals. With decades of experience and specialized expertise, the national real estate...
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Business
Public Entities & Municipalities Insurance
Public Entities & Municipalities Insurance Covering those who serve Canada’s communities. Our specialized insurance programs, including risk management and claims...
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Business
Hole in One Insurance
Hole in One Insurance Win-win insurance for golf event prizing. With this specialty insurance, you can create excitement at your...
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Personal
Equine Club Insurance
Equine Club Insurance Protect your riding club. This program helps you protect your club as a whole, its members, owned...
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Business
Insurance for Indigenous Communities & Organizations
Insurance for Indigenous Communities & Organizations Specialized coverage for Indigenous communities. Acera Insurance is an exclusive provider of the Alliance...
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Business
Manufacturing Insurance
Manufacturing Insurance Lining up the coverage to reduce your risk. Acera Insurance has been proudly serving the manufacturing industry for...
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Business
Technology Insurance
Technology Insurance Tech is always evolving. Your insurance should too. With over 60 years of experience, we provide comprehensive technology...
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Business
Wrap-up Liability Insurance
Wrap-up Liability Insurance Your construction project deserves comprehensive protection. We provide tailored advice and innovative risk-related solutions to ensure you...
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Personal
Equine Coach & Trainer Insurance
Equine Coach & Trainer Insurance Coach and train with confidence. The high standards achieved by certified and experienced coaches and...
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Business
Commercial Auto Insurance
Commercial Auto Insurance Take care of your fleet. If you use vehicles for your business, our team is here to...
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Business
Non-Profit Insurance
Non-Profit and Social Sector Insurance Empowering your mission with resilience. With a deep understanding of the core motivations and concerns...
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Business
Forestry Insurance
Forestry Insurance Cultivating the specialized coverage you need. Our devoted advisors bring deep expertise and experience to serve a variety...
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Business
Top Shelf Hospitality Insurance
Top Shelf Hospitality Insurance Bespoke insurance for Top Shelf Hospitality members. Acera Insurance has designed a customized insurance and risk...
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Business
Course of Construction Insurance
Course of Construction Insurance Gain complete confidence to start your build. A construction project carries a number of risks that...
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Business
Equine Business Insurance
Equine Business Insurance Protection for your business and your horses. Acera Insurance is a recognized leader in equine business insurance...
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Business
Firearm Business Insurance
Firearm Business Insurance Minimizing risk for firearm businesses. Acera Insurance provides coverage and innovative risk-related solutions to firearm retailers, gunsmiths,...
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Business
Agriculture Insurance
Agriculture Insurance Insurance that fits your farm’s needs. Our specialized agriculture-focused teams have decades of experience in farming. Proudly serving...
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Business
Transportation Insurance
Transportation Insurance Keeping your business on the road to success. With decades of specialized experience in the transportation industry, our...
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Business
Marine Insurance
Marine Insurance Navigate marine risk with expert advice. Backed by specialized experience in the marine industry, we offer customized solutions,...
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Business
Fine Art & Valuable Collections Insurance
Fine Art & Valuable Collections Insurance Specialized coverage for your valuable collectables. Whether you run an art gallery, a museum,...
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Business
Energy, Oil & Gas Insurance
Energy, Oil & Gas Insurance Canadian expertise, global capabilities. At Acera Insurance, our specialized energy, oil & gas team has...
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Personal
Provincial Equine Associations Insurance
Provincial Equine Associations Insurance Equine coverage from coast to coast. As the architect of the Provincial /Territorial Equine Association insurance...
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Business
TrapAssure Insurance
TrapAssure Insurance A safety net for wildlife removal experts. Our specialized nuisance trapping insurance program protects you from unexpected expenses...
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Business
Jewellers Insurance
Jewellers Insurance Solutions to safeguard your jewellery business. With decades of specialized expertise, the advisors at Acera Insurance provide industry-leading...
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Business
Construction Insurance
Construction Insurance Coverage you can build on. Backed by decades of specialized experience in the construction industry — including dedicated...
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Business
Foster Parents Insurance Program
Foster Parents Insurance Program Providing added support for foster parents. Acera Insurance, in partnership with the Ministry of Children and...
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Ontario Commercial Property Insurance
Ontario Commercial Property Insurance Protecting your business with Ontario commercial property insurance means safeguarding the physical assets that you rely...
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Brampton Car Insurance
Brampton Car Insurance Get a Free Quote Getting affordable car insurance in Brampton with Acera Insurance You don’t want to...
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Cressey Properties Tenant Insurance
Tenant insurance in minutes Protecting your things is important, and so is your time. Get a quote in 2 minutes or...
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Worman Properties Tenant Insurance
Tenant insurance for residents of Worman Properties Get a Quote As the preferred insurance provider for Worman, Acera Insurance has made...
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Alberta Business Insurance
Alberta Business Insurance Get a Free Quote Optimized commercial insurance for Alberta-based businesses As one of Alberta’s leading independent commercial...
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Toronto Insurance
Toronto Insurance Get a Free Quote Acera Insurance Brokers in Toronto – Trusted Local Expertise At Acera Insurance, we take...
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Fort McMurray Insurance
Fort McMurray Insurance Get a Free Quote Searching for an expert Fort McMurray insurance broker? Fort McMurray is known as...
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Calgary Insurance
Calgary Insurance Get a Free Quote Acera Insurance Brokers in Calgary – Trusted for Decades Unlike most other firms in...
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Ontario Business Insurance
Ontario Business Insurance Ontario business insurance offers essential protection against unexpected risks, helping you protect assets, employees, and growth opportunities....
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Alberta Car Insurance
Alberta Car Insurance Get a Free Quote Looking for the best car insurance quotes in Alberta? Acera Insurance can help...
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Red Deer Insurance
Red Deer Insurance Get a Free Quote Searching for an expert Red Deer insurance broker? As a Red Deer insurance...
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Ontario Commercial General Liability Insurance
Ontario Commercial General Liability Insurance Whether you run a small business, manage a storefront, or operate as a contractor in...
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Alberta Commercial General Liability Insurance
Alberta Commercial General Liability Insurance Operating a business in Alberta comes with a variety of risks. Commercial general liability (CGL)...
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Toronto Home Insurance
Toronto Home Insurance Get a Free Quote Affordable home insurance Toronto homeowners can rely on Whether you are living in...
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Oakville Car Insurance
Oakville Car Insurance Get a Free Quote The most reliable car insurance in Oakville: Acera Insurance protects what matters It’s...
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Ontario Commercial Auto and Fleet Insurance
Ontario Commercial Auto and Fleet Insurance Whether you're running a fleet, driving to job sites, or transporting goods across Ontario,...
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Alberta Small Business Insurance
Alberta Small Business Insurance Get a Free Quote Leading small business insurance brokers in Alberta There is no better feeling...
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Calgary Commercial Insurance
Calgary Commercial Insurance Get a Free Quote The best Calgary commercial insurance with Acera Insurance As Alberta’s biggest city and...
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Calgary Home Insurance
Calgary Home Insurance Get a Free Quote Best home insurance in Calgary Home insurance in Calgary protects your most valuable...
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Surrey Home Insurance
JANZEN CLIENT ACCESS POINT LOGIN Surrey Home Insurance Get a Free Quote Securing foundational coverage for homeowners and renters in...
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Burlington Car Insurance
Burlington Car Insurance Get a Free Quote Getting the best Burlington car insurance with Acera Insurance It’s definitely not a...
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Toronto Business Insurance
Toronto Business Insurance Get a Free Quote Commercial insurance Toronto businesses can rely on Toronto’s business community is one of...
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British Columbia Business Insurance
BC Business Insurance Get a Free Quote About business Insurance in BC When you run a business, responsibility is synonymous...
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Alberta Insurance
Alberta Insurance Get a Free Quote Trusted Alberta insurance broker for your personal & commercial needs As one of the...
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Ontario RV Insurance
Ontario RV Insurance Enjoy the open road worry-free with an RV insurance policy tailored to all of your adventures. Get...
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Ontario Boat Insurance
Ontario Boat Insurance Boat insurance covers your vessel, passengers, and liability - so you can navigate Ontario’s waters with confidence....
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Ontario Car Insurance
Ontario Car Insurance Auto Insurance helps protect you, your passengers, and your vehicle - so you can drive with confidence...
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Brampton Home Insurance
Brampton Home Insurance Get a Free Quote Best home insurance in Brampton, Ontario Your home isn’t just a property that...
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Calgary Car Insurance
Calgary Car Insurance Get a Free Quote Looking for the best auto insurance in Calgary? Acera Insurance offers competitive auto...
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Alberta Technology Insurance
Alberta Technology Insurance Get a Free Quote Technology insurance brokers in Alberta Protect your Alberta-based tech company or startup with...
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Ontario Home Insurance
Ontario Home Insurance Home Insurance safeguards your home and belongings against unexpected losses, giving you peace of mind where it...
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Huntsville Car Insurance
Huntsville Car Insurance Get a Free Quote Reliable auto insurance in Huntsville, Ontario: Acera Insurance has your back Reliable auto...
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Kingston Home Insurance
Kingston Home Insurance Get a Free Quote Finding foundational coverage for homeowners and renters in Kingston From the picturesque neighbourhood...
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British Columbia Cannabis Insurance
BC Cannabis Insurance Get a Free Quote Cannabis insurance brokers in BC Cannabis insurance, or cannabis business insurance, is the...
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Ontario Professional Liability Insurance
Ontario Professional Liability Insurance Whether you're a consultant, contractor, or advisor in Ontario professional liability insurance gives you the confidence...
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Toronto Commercial General Liability Insurance
Toronto Commercial General Liability Insurance Get a Free Quote CGL insurance for Toronto businesses Running a business in Toronto means...
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Nanaimo Home Insurance
Nanaimo Home Insurance Get a Free Quote Simplified Nanaimo home insurance – tailored to your requirements You likely have set...
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Saanich Home Insurance
Saanich Home Insurance Get a Free Quote Home insurance in Saanich – easier, comprehensible, faster A home is a huge...
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Red Deer Professional Liability Insurance
Red Deer Professional Liability Insurance Whether you're a consultant, contractor, or advisor in Red Deer, professional liability insurance gives you...
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Ontario Directors and Officers Insurance
Directors & Officers Liability Insurance in Ontario Directors & officers insurance in Ontario helps safeguard leaders from personal liability, allowing...
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Oakville Home Insurance
Oakville Home Insurance Get a Free Quote Affordable, comprehensive home insurance in Oakville, ON What’s so important about home insurance?...
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Milton Car Insurance
Milton Car Insurance Get a Free Quote Top providers for reliable auto insurance in Milton If you are caught driving...
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Duncan Home Insurance
Duncan Home Insurance Get a Free Quote Easier home insurance in Duncan – protecting yours like it was ours Having...
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Courtenay Home Insurance
Courtenay Home Insurance Get a Free Quote Enhanced home insurance in Courtenay – with solutions by Acera Insurance There are...
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Alberta Commercial Auto and Fleet Insurance
Alberta Commercial Auto and Fleet Insurance Get a Free Quote Experienced commercial auto & fleet Insurance brokers in Alberta We...
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Brampton Insurance
Brampton Insurance Get a Free Quote Leading insurance brokers in Brampton providing personal & commercial lines coverage Acera Insurance has...
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Victoria Home Insurance
Victoria Home Insurance Get a Free Quote Optimized home insurance in Victoria – made easier with Acera Insurance Victoria is...
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Georgetown Car Insurance
Georgetown Car Insurance Get a Free Quote Reliable auto insurance in Georgetown, Ontario This is car insurance that Georgetown drivers...
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Fort McMurray Car Insurance
Fort McMurray Car Insurance Get a Free Quote Leading auto insurance brokers in Fort McMurray If you’re looking for the...
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Alberta Manufacturing Insurance
Alberta Manufacturing Insurance Get a Free Quote Tailored insurance programs to protect your Alberta manufacturing business Manufacturing is a key...
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Alberta Cyber Liability Insurance
Alberta Cyber Liability Insurance Get a Free Quote Data breaches and cyber-attacks can impact Alberta businesses of every size. Does...
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Edmonton Car Insurance
Edmonton Car Insurance Get a Free Quote Quality auto insurance in Edmonton We know that for an Edmontonian, your vehicle...
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Newmarket Business Insurance
Newmarket Business Insurance Get a Free Quote We provide commercial insurance Newmarket companies can rely on Newmarket is known for...
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Kingston Auto Insurance
Kingston Auto Insurance Get a Free Quote Benefits of working with a Kingston auto insurance broker Whether you are purchasing...
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Campbell River Home Insurance
Campbell River Home Insurance Get a Free Quote Affordable solutions for home Insurance in Campbell River with Acera Insurance You’ve...
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Surrey Insurance
JANZEN CLIENT ACCESS POINT LOGIN Surrey Insurance Get a Free Quote Our dedicated insurance brokers in Surrey, BC are here...
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Aurora Business Insurance
Aurora Business Insurance Get a Free Quote We offer commercial insurance Aurora companies can trust Aurora’s business landscape offers diverse...
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Fort McMurray Home Insurance
Fort McMurray Home Insurance Get a Free Quote Home Insurance Quotes in Fort McMurray As an oil boomtown, Fort McMurray...
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Huntsville Home Insurance
Huntsville Home Insurance Get a Free Quote Affordable, comprehensive home insurance in Huntsville, ON Acera Insurance is your trusted team...
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British Columbia Home Insurance
BC Home Insurance Get a Free Quote Home insurance for British Columbia homeowners and residents Living in one of the...
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Toronto Auto Insurance
Toronto Auto Insurance Get a Free Quote Find the best car insurance rates with a Toronto auto insurance broker Whether...
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Aurora Home Insurance
Aurora Home Insurance Get a Free Quote Affordable home insurance Aurora residents can depend on Whether you are living in...
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Nanaimo Insurance
Nanaimo Insurance Get a Free Quote Enhanced Nanaimo insurance – personal & business solutions for your needs Nanaimo is one...
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Calgary Real Estate Insurance
Calgary Real Estate Insurance Get a Free Quote Top Calgary real estate insurance brokers Calgary real estate insurance can help...
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Calgary Technology Insurance
Calgary Technology Insurance Get a Free Quote Knowledgeable technology insurance brokers in Calgary Calgary’s technology sector is growing fast. From...
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Newmarket Home Insurance
Newmarket Home Insurance Get a Free Quote Foundational home insurance Newmarket residents rely on Whether you’re establishing roots in the...
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Red Deer Car Insurance
Red Deer Car Insurance Get a Free Quote Get comprehensive car insurance in Red Deer with Acera Insurance As a...
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Duncan Insurance
Duncan Insurance Get a Free Quote Easier Duncan insurance solutions with Acera Insurance experts The city of Duncan is a...
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Courtenay Insurance
Courtenay Insurance Get a Free Quote Comprehensive Courtenay Insurance – personal & business solutions for your needs As one of...
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Saanich Insurance
Saanich Insurance Get a Free Quote Dependable solutions for insurance in Saanich made by Acera Insurance One of the most...
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Red Deer Real Estate Insurance
Red Deer Real Estate Insurance Get a Free Quote Custom insurance for realtors or investors in Red Deer real estate...
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Red Deer Home Insurance
Red Deer Home Insurance Get a Free Quote Looking for home insurance quotes in Red Deer? As an independent, employee-owned...
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Calgary Commercial General Liability Insurance
Commercial General Liability Insurance in Calgary Running a business in Calgary means facing everyday risks—from property damage to third-party injuries....
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Alberta Farm Insurance
Alberta Farm Insurance Get a Free Quote What is farm insurance? Farming in Alberta can be tough. Whether you raise...
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Alberta Hospitality Insurance
Alberta Hospitality Insurance Get a Free Quote Hospitality insurance brokers in Alberta Do you own a hospitality business? Acera Insurance...
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Edmonton Commercial General Liability Insurance
Commercial General Liability Insurance in Edmonton Edmonton’s dynamic business landscape brings opportunity—and exposure to liability. Commercial general liability insurance provides...
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Nova Scotia Car Insurance
Nova Scotia Car Insurance Get a Free Quote Find the best rates for car insurance in Nova Scotia For better...
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Milton Home Insurance
Milton Home Insurance Get a Free Quote Affordable, comprehensive home insurance in Milton, ON Protecting your home is one of...
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Surrey Business Insurance
JANZEN CLIENT ACCESS POINT LOGIN Surrey Business Insurance Get a Free Quote Safeguard your company with Surrey commercial insurance Whether...
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Alberta Concrete and Industrial Insurance
Alberta Concrete and Industrial Insurance Get a Free Quote Protecting the foundation of your growing industrial business Every industry has...
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Burlington Home Insurance
Burlington Home Insurance Get a Free Quote Affordable home insurance in Burlington, Ontario At Acera Insurance, we offer a wide...
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Ontario Hospitality Insurance
Ontario Hospitality Insurance In Ontario’s hospitality industry guest satisfaction is key, but risks like property damage, liability claims, or service...
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Ontario ATV Insurance
Ontario ATV Insurance ATV Insurance protects your off-road adventures with coverage for accidents, damage, and liability. Get a Free Quote...
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Halton Hills Car Insurance
Halton Hills Car Insurance Get a Free Quote Reliable auto insurance in Halton Hills, Ontario With over 60 years of...
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Aurora Auto Insurance
Aurora Auto Insurance Get a Free Quote Find the best car insurance rates with an Aurora insurance broker Whether you're...
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Campbell River Insurance
Campbell River Insurance Get a Free Quote Enhanced & budget-friendly Campbell River insurance solutions Acera Insurance is proud to help...
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Edmonton Insurance
Edmonton Insurance Get a Free Quote Trust our Edmonton insurance brokers for your personal and commercial insurance needs You work...
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Toronto Commercial Auto and Fleet Insurance
Toronto Commercial Auto and Fleet Insurance Get a Free Quote Toronto commercial vehicle insurance backed by decades of experience Toronto...
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E&O Contractor Insurance BC
Liability Insurance for BC Contractors BC contractors work in challenging environments—where one accident or oversight can lead to a costly...
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Kelowna Business Insurance
Kelowna Business Insurance Get a Free Quote Acera Insurance offers commercial insurance for businesses in Kelowna At Acera Insurance, we...
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Alberta Watercraft & Boat Insurance
Alberta Watercraft & Boat Insurance Get a Free Quote What is boat insurance? Boat insurance in Alberta is a form...
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Edmonton Home Insurance
Edmonton Home Insurance Get a Free Quote Protect your property with home insurance in Edmonton We realize how important your...
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Alberta Automotive Services Insurance
Alberta Automotive Services Insurance Get a Free Quote Supporting Alberta autobody repair shops and mechanics with high performing liability insurance...
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Nanaimo Business Insurance
Nanaimo Business Insurance Get a Free Quote Nanaimo business insurance brokers for personalized coverage solutions Nanaimo’s booming economy is in-part...
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Aurora Insurance
Aurora Insurance Get a Free Quote Dedicated Aurora insurance brokers support your commercial and personal insurance needs Located approximately 50...
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Victoria Insurance
Victoria Insurance Get a Free Quote Protecting your business, home and vehicle in Victoria Acera Insurance is proud to offer...
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Ontario Environmental Liability Insurance
Ontario Environmental Liability Insurance Environmental liability insurance in Ontario provides protection against cleanup costs, regulatory compliance, and third-party claims, giving...
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Edmonton Business Insurance
Edmonton Business Insurance Get a Free Quote Knowledgeable provider of business insurance in Edmonton Running a business takes a lot...
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Calgary Medical Clinic Insurance
Calgary Medical Clinic Insurance Get a Free Quote Protect your practice with customized Calgary medical clinic insurance Calgary medical clinic...
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Red Deer Commercial General Liability Insurance
Commercial General Liability Insurance in Red Deer In Red Deer, local businesses face risks ranging from slip-and-falls to property damage....
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Duncan Business Insurance
Duncan Business Insurance Get a Free Quote Leading Duncan business insurance brokers Despite its smaller size, Duncan’s economy prospers off...
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Campbell River Business Insurance
Campbell River Business Insurance Get a Free Quote Trusted business insurance brokers in Campbell River Are you a business owner...
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Victoria Business Insurance
Victoria Business Insurance Get a Free Quote Acera Insurance offers solutions for business insurance in Victoria As the capital city...
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Burlington Insurance
Burlington Insurance Get a Free Quote The best Burlington insurance brokers: offering personal & commercial insurance With its enviable location...
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Calgary Non-Profit Insurance
Calgary Non-Profit Insurance Get a Free Quote Dedicated non-profit insurance brokers in Calgary Non-profit organizations in Calgary play a vital...
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Airdrie Travel Trailer Insurance
Airdrie Travel Trailer Insurance Get a Free Quote Protect your relaxation time with Airdrie travel trailer insurance Are you an...
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Calgary RV Insurance
Calgary RV Insurance Get a Free Quote Affordable Calgary RV insurance customized to your needs The RV lifestyle is a...
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Ontario Contractor Insurance
Ontario Contractor Insurance As a contractor in Ontario, your work involves more than skilled craftsmanship - it means managing jobsite...
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Alberta Medical Clinic Insurance
Alberta Medical Clinic Insurance Get a Free Quote Ensuring the health of your business with customized Alberta medical clinic insurance...
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Stettler Car Insurance
Stettler Car Insurance Get a Free Quote Trusted Stettler auto insurance brokers Car insurance is one of the most important...
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Stettler Home Insurance
Stettler Home Insurance Get a Free Quote Our friendly Stettler home insurance brokers are here to help Your home is...
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Courtenay Business Insurance
Courtenay Business Insurance Get a Free Quote Knowledgeable & friendly Courtenay business insurance brokers from Acera Insurance In British Columbia,...
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Calgary Retail Insurance
Calgary Retail Insurance Get a Free Quote Protect your Calgary retail business with tailored insurance at competitive rates. Running a...
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Halton Hills Insurance
Halton Hills Insurance Get a Free Quote Trusted Halton Hills personal & business insurance brokers Acera Insurance offers insurance Halton...
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Newmarket Auto Insurance
Newmarket Auto Insurance Get a Free Quote Finding the best auto coverage with a Newmarket car insurance broker For those...
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Newfoundland Commercial General Liability Insurance
Commercial General Liability Insurance Newfoundland Whether you operate in St. John’s or across Newfoundland, everyday business risks are real. Commercial...
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Kelowna Insurance
Kelowna Insurance Get a Free Quote Protecting your business, home and vehicles in Kelowna Acera Insurance has deep roots in...
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Edmonton Construction Insurance
Edmonton Construction Insurance Get a Free Quote Commercial insurance for contractors and construction businesses in Edmonton For decades, Acera Insurance...
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Ontario Construction Insurance
Ontario Construction Insurance With every project in Ontario comes exposure to unique hazards like equipment damage, contractual obligations, and workplace...
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Kelowna Home Insurance
Kelowna Home Insurance Get a Free Quote Affordable home, condo and tenant insurance in Kelowna Our Acera Insurance expert home...
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Saanich Business Insurance
Saanich Business Insurance Get a Free Quote Comprehensive risk management & business insurance in Saanich Saanich just happens to be...
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Red Deer Manufacturing Insurance
Red Deer Manufacturing Insurance Get a Free Quote Why you need Red Deer manufacturers insurance With over 250 manufacturers in...
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Kingston Insurance
Kingston Insurance Get a Free Quote Our dedicated insurance brokers in Kingston, Ontario are here to help At Acera Insurance,...
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Nova Scotia Business Insurance
Nova Scotia Business Insurance Get a Free Quote Safeguard your company with Nova Scotia commercial insurance At Acera Insurance, we...
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Calgary Motorhome Insurance
Calgary Motorhome Insurance Get a Free Quote Get a quote for affordable Calgary motorhome insurance today If you’re escaping Calgary...
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Georgetown Home Insurance
Georgetown Home Insurance Get a Free Quote Cost-friendly home insurance in Georgetown, Ontario Your home is among the most important...
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Calgary Contractor Insurance
Calgary Contractor Insurance Get a Free Quote Contractor insurance solutions built for Calgary’s builders and trades If you’re a contractor...
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Kingston Business Insurance
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E&O Edmonton Social Services
Professional Liability Insurance for Edmonton Social Services Social workers in Edmonton operate under high scrutiny. E&O insurance protects against claims...
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E&O Edmonton Engineers
Professional Liability Insurance for Edmonton Engineers Engineering work in Edmonton comes with serious responsibility. E&O insurance protects against claims tied...
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E&O Halifax Legal Services
Professional Liability Insurance for Legal Services in Halifax Legal professionals in Halifax face liability for delays, documentation issues, or client...
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E&O Calgary Management Consultants
Professional Liability Insurance for Calgary Management Consultants Calgary management consultants drive business transformation—but strategy comes with scrutiny. E&O insurance protects...
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E&O Calgary Digital Media Professionals
Professional Liability Insurance for Digital & New Media Professionals in Calgary Calgary new media and digital professionals face risks from...
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E&O Ottawa Engineers
Professional Liability Insurance for Ottawa Engineers A technical oversight or design flaw can put your reputation on the line. Ottawa...
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E&O Regina Management Consultants
Professional Liability Insurance for Regina Management Consultants Strategic decisions carry risk. E&O insurance for management consultants in Regina protects your...
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E&O Regina Photographers
Professional Liability Insurance for Regina Photographers A missed shot or technical error can result in more than a disappointed client....
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E&O Profession Consultants
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E&O Regina Social Services
Professional Liability Insurance for Regina Social Services Working in social services brings unique risks. E&O insurance in Regina protects care...
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E&O Profession Legal Services
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E&O Toronto Management Consultants
Professional Liability Insurance for Toronto Management Consultants Management consultants in Toronto are held accountable for strategic outcomes. E&O insurance protects...
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E&O Winnipeg Consultants
Professional Liability Insurance for Winnipeg Consultants Winnipeg consultants offering business, HR, or strategy guidance can be held liable for costly...
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E&O Newfoundland Engineers
Professional Liability Insurance for Engineers in Newfoundland Engineers in Newfoundland carry significant responsibility for design, planning, and oversight. E&O insurance...
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E&O Edmonton Management Consultants
Professional Liability Insurance for Edmonton Management Consultants In Edmonton’s business landscape, management consultants face pressure for results. E&O insurance protects...
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Personal
Group Rates
Group Rates Working together to save on your home and auto insurance. Everyone wants to save on their insurance. Acera...
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E&O Profession Social Workers
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E&O Ottawa Digital Media Consultants
Professional Liability Insurance for Ottawa Digital Media Consultants Ottawa digital consultants are at risk of disputes tied to campaign results,...
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E&O Ottawa Legal Services
Professional Liability Insurance for Legal Services in Ottawa Legal professionals in Ottawa are exposed to lawsuits from service errors or...
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E&O Toronto Engineers
Professional Liability Insurance for Toronto Engineers Toronto engineers face high liability tied to design flaws, specifications, or oversight issues. E&O...
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E&O Saskatoon Forensic Experts
Professional Liability Insurance for Saskatoon Forensic Experts Forensic experts in Saskatoon face liability risks when delivering reports or testifying in...
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E&O Calgary Photographers
Professional Liability Insurance for Calgary Photographers As a professional photographer, even seemingly small mistakes can result in costly disputes. Protect...
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Fort McMurray Park Model
Fort McMurray Park Model Insurance Get a Free Quote Fort McMurray Park Model Insurance: An Overview Whether you use your...
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Alberta Enterprise Risk Management
Alberta Enterprise Risk Management Get a Free Quote Strengthen operational resilience with Alberta risk management services An enterprise risk management...
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E&O Calgary Engineers
Professional Liability Insurance for Calgary Engineers Calgary engineers face exposure to risk when designs or specifications are questioned. Professional liability...
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E&O Calgary Financial Services
Professional Liability Insurance for Financial Services in Calgary Calgary financial services professionals face risks from investment recommendations, advisory errors, and...
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E&O Profession Digital and New Media Professionals
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E&O Toronto IT Consultants
Professional Liability Insurance for Toronto IT Consultants IT consultants in Toronto face liability for data loss, implementation issues, or system...
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E&O Toronto Social Services
Professional Liability Insurance for Toronto Social Services Social service providers in Toronto work with vulnerable communities—where documentation or care delivery...
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E&O Ottawa Financial Services
Professional Liability Insurance for Financial Services in Ottawa Financial planners and advisors in Ottawa need E&O insurance to cover claims...
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E&O Ottawa IT Consultants
Professional Liability Insurance for Ottawa IT Consultants System downtime, security gaps, or integration errors can lead to serious claims. IT...
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E&O Ottawa Social Services
Professional Liability Insurance for Ottawa Social Services Ottawa social workers and care providers carry responsibility for sensitive client outcomes. E&O...
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E&O Winnipeg Financial Services
Professional Liability Insurance for Financial Services in Winnipeg Financial advisors and planners in Winnipeg can be sued over investment outcomes...
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Business
Business Liability
Business Liability Safeguard your business from unseen risks. With our expertise in business insurance and risk management, Acera Insurance offers...
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E&O Newfoundland Social Services
Professional Liability Insurance for Social Services Professionals in Newfoundland Social service workers and providers in Newfoundland face professional risks tied...
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E&O Edmonton Financial Services
Professional Liability Insurance for Edmonton Finance Professionals and Accountants Finance professionals in Edmonton face potential liability for errors in analysis,...
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E&O Calgary Social Services
Professional Liability Insurance for Calgary Social Workers & Social Service Professionals Calgary social workers are exposed to professional risks from...
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E&O Calgary IT Professionals
Professional Liability Insurance for Calgary IT Professionals Calgary IT consultants are exposed to risks from software bugs, failed integrations, and...
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E&O Saskatoon Consultants
Professional Liability Insurance for Saskatoon Consultants Business and strategy consultants in Saskatoon can face costly lawsuits if clients are unhappy...
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E&O Saskatoon Engineers
Professional Liability Insurance for Saskatoon Engineers One miscalculation can lead to major liability. Engineers in Saskatoon rely on E&O insurance...
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E&O Vancouver Consultants
Professional Liability Insurance for Vancouver Consultants Business and strategy consultants in Vancouver can face legal claims tied to client outcomes....
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E&O Newfoundland Forensic Experts
Professional Liability Insurance for Forensic Experts in Newfoundland Forensic professionals in Newfoundland face legal risk when delivering expert analysis, testimony,...
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E&O Calgary Forensic Experts
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E&O Profession Managers
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E&O Professions IT Project Manager
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E&O Professions Computer Programmer
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E&O Ottawa Photographers
Professional Liability Insurance for Ottawa Photographers Ottawa photographers can face lawsuits for missed deadlines, image loss, or dissatisfied clients. E&O...
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E&O Vancouver Social Services
Professional Liability Insurance for Vancouver Social Services Social service professionals in Vancouver deal with complex care and reporting responsibilities. E&O...
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E&O Calgary Legal Services
Professional Liability Insurance for Legal Services in Calgary Calgary legal professionals face significant liability risks. E&O insurance helps protect your...
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E&O Professions Marketing Consultants
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E&O Toronto Consultants
Professional Liability Insurance for Toronto Consultants Toronto consultants offering strategy, HR, or business advice need E&O protection against client claims...
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E&O Regina Forensic Experts
Professional Liability Insurance for Regina Forensic Experts Forensic experts in Regina face high-stakes liability when testifying or delivering expert reports....
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E&O Regina New Media Consultants
Professional Liability Insurance for Regina New Media Consultants Creative professionals in Regina can face claims over content delivery, copyright use,...
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E&O Saskatoon Management Consultants
Professional Liability Insurance for Saskatoon Management Consultants Strategic decisions have consequences. E&O insurance for management consultants in Saskatoon helps protect...
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Alberta Surety Bonds
Alberta Surety Bonds Insurance Get a Free Quote Bonding & surety Insurance for Alberta businesses As a general or subcontractor,...
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E&O Halifax New Media Professionals
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E&O Profession Financial Service Professionals
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E&O Professions Forensic Expert
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E&O Professions Photographers
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E&O Professions Mechanical Engineer
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E&O Professions Software Consultants
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E&O Winnipeg Digital Media Consultants
Professional Liability Insurance for Winnipeg Digital Media Consultants Creative disputes and copyright concerns are real for digital media consultants. E&O...
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E&O Winnipeg Engineers
Professional Liability Insurance for Winnipeg Engineers A single design flaw or calculation error can lead to major claims. Professional liability...
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Business
Directors & Officers Liability
Directors & Officers Liability Enhanced protection for your company’s leaders. Directors and officers are held to a higher standard than...
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E&O Halifax IT Professionals
Professional Liability Insurance for Halifax IT Consultants Software issues, integration failures, or data loss can expose IT consultants to lawsuits....
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E&O Professions Design Engineers
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E&O Professions Speech Pathologists
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E&O Saskatoon IT Contractors
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E&O Vancouver Management Consultants
Professional Liability Insurance for Vancouver Management Consultants Vancouver management consultants are often liable for strategic outcomes. E&O insurance protects against...
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E&O Winnipeg IT Consultants
Professional Liability Insurance for Winnipeg IT Professionals Software issues, integration failures, or data loss can expose IT consultants to lawsuits....
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E&O Newfoundland Legal Services
Professional Liability Insurance for Legal Services in Newfoundland Legal professionals in Newfoundland can face liability for advice errors or missed...
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E&O Professions Physiotherapists
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E&O Professions Health Coaches
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E&O Halifax Forensic Experts
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E&O Professions Psychologists
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E&O Professions Chemical Engineers
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E&O Saskatoon Financial Services
Professional Liability Insurance for Financial Services in Saskatoon Financial advisors and planners in Saskatoon need protection against claims tied to...
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E&O Saskatoon Social Services
Professional Liability Insurance for Saskatoon Social Services Serving vulnerable clients brings complex risks. E&O insurance protects Saskatoon social service professionals...
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E&O Winnipeg Forensic Experts
Professional Liability Insurance for Forensic Experts in Winnipeg As a forensic expert, your professional opinions can carry legal weight and...
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E&O Edmonton Photographers
Professional Liability Insurance for Edmonton Photographers As a professional photographer, even minor errors can lead to expensive disputes. Safeguard your...
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E&O Professions Life Coaches
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E&O Halifax Management Consultants
Professional Liability Insurance for Halifax Management Consultants Clients may challenge the effectiveness of your advice or hold you accountable for...
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E&O Professions Financial Analysts
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E&O Professions Electrical Engineer
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E&O Professions Construction Safety Officer
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E&O Professions Public Administrators
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E&O Toronto Photographers
Professional Liability Insurance for Toronto Photographers A missed shoot or editing mishap can lead to lawsuits. E&O insurance for Toronto...
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E&O Saskatoon New Media Consultants
Professional Liability Insurance for Saskatoon New Media Consultants From campaign performance to copyright concerns, digital media consultants in Saskatoon need...
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E&O Winnipeg Legal Services
Professional Liability Insurance for Legal Services in Winnipeg Legal professionals in Winnipeg face high liability risks. E&O insurance helps protect...
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E&O Winnipeg Social Services
Professional Liability Insurance for Winnipeg Social Services Social service providers often face complex liability risks. Get peace of mind in...
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E&O Vancouver Legal Services
Professional Liability Insurance for Legal Services in Vancouver Legal professionals in Vancouver are exposed to lawsuits from service errors or...
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E&O Newfoundland IT Professionals
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E&O Professions Occupational Therapists
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E&O Professions Counsellors
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E&O Professions HR Consultants
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E&O Professions IT Analysts
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E&O Professions Accountants
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E&O Toronto New Media Consultants
Professional Liability Insurance for Toronto Digital Media Consultants Content disputes, copyright claims, or underperforming campaigns can expose Toronto digital media...
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E&O Vancouver IT Professionals
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E&O Vancouver New Media Professionals
Professional Liability Insurance for Vancouver New Media Professionals Vancouver digital consultants face claims tied to content disputes, campaign metrics or...
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E&O Vancouver Photographers
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E&O Halifax Photographers
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E&O Professions Hypnotherapists
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E&O Halifax Consultants
Professional Liability Insurance for Halifax Consultants Halifax consultants know that even well-researched advice can be second-guessed. Professional liability (E&O) insurance...
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E&O Halifax Social Services
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E&O Professions Dietitians
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E&O Saskatoon Legal Services
Professional Liability Insurance for Legal Services in Saskatoon Legal professionals in Saskatoon are at risk of being sued for delays...
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E&O Winnipeg Management Consultants
Professional Liability Insurance for Winnipeg Management Consultants Management consultants in Winnipeg face exposure to claims around strategic advice, process changes,...
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E&O Professions Oil and Gas Engineers
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E&O Professions Massage Therapists
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E&O Vancouver Engineers
Professional Liability Insurance for Vancouver Engineers Engineers in Vancouver face liability risks when designs, specifications, or technical advice are challenged....
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E&O Newfoundland Consultants
Professional Liability Insurance for Newfoundland Consultants Newfoundland consultants know that even well-researched advice can be second-guessed. Professional liability (E&O) insurance...
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E&O Halifax Engineers
Professional Liability Insurance for Halifax Engineers Even the most detail-oriented engineers can face unexpected challenges. Errors and omissions insurance in...
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E&O Professions Financial Controller
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E&O Professions Credit Controller
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E&O Newfoundland Financial Services
Professional Liability Insurance for Financial Services in Newfoundland Finance professionals in Newfoundland face potential liability for errors in analysis, reporting,...
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E&O Professions Tutors
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E&O Toronto Forensic Experts
Professional Liability Insurance for Forensic Experts in Toronto In Toronto, forensic experts face legal exposure tied to expert testimony, reports,...
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E&O Saskatoon Photographers
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E&O Winnipeg Photographers
Professional Liability Insurance for Winnipeg Photographers As a professional photographer, even small mistakes can lead to costly disputes. Protect your...
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E&O Professions Trainers
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E&O Professions Geologists
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E&O Professions Regulatory Reporting Professionals
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E&O Professions Compliance Professionals
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British Columbia Professional Liability
BC Professional Liability Insurance Get a Free Quote Liability insurance for professionals in British Columbia Acera Insurance offers professional liability...
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E&O Professions Treasury Professionals
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E&O Professions Personal Fitness Trainers
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Shostak Group Program
Shostak Automotive Group Insurance Program Shostak Automotive Group employees get exclusive discounts and dedicated service with our group home and...
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E&O Toronto Legal Services
Professional Liability Insurance for Legal Services in Toronto Toronto legal professionals face significant liability risks. E&O insurance helps protect your...
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Red Deer District Chamber Group Program
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Fall River and Area Discount
Fall River and Area Discount Acera Insurance clients within Fall River and the surrounding area can benefit from major insurance...
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TrackGuard
TrackGuard by Acera Insurance Get Insurance Register an Event Gear up for your next track day. A unique insurance program...
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Basketball Nova Scotia Discount
Basketball Nova Scotia Discount Basketball Nova Scotia (BNS) members can benefit from major insurance savings with our exclusive group discount...
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Business
Bonding & Surety
Bonding & Surety Securing your bond with expertise and efficiency. Our highly specialized, industry-leading surety experts provide professional advice for...
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Personal
Equine Individual Liability
Equine Individual Liability Your personal equine insurance. Owning a horse comes with a lot of joy, but also some potential...
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Commercial Valuables and Collections Quote
Connect with a Commercial Collections Insurance Specialist
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Business
Enterprise Risk Management
Enterprise Risk Management Plan, organize and control your risks. At Acera Insurance, we offer a wide range of enterprise risk...
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Coverage
Ontario Retirement Plans
Retirement Planning in Ontario Retirement planning ensures you’re prepared for the future with tailored strategies for income, tax efficiency, and...
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MSABC Group Benefits Plan – New
MSABC Group Benefits Plan As a member you have access to preferred rates and volume discounts on your group benefits...
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Coverage
MSABC Group Benefits – Existing Plan
Manufacturing Safety Alliance of BC Group Benefits Plan Keep your coverage & save 10%! As a member of the Manufacturing...
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Resources
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2023 Insurance Market Insights
Businesses of all sizes will continue to face challenges arising from the persistent cycle of economic uncertainties that include inflation,...
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Why intellectual property insurance is essential for innovators
In today’s innovation-driven economy, your intellectual property is one of your most valuable and most vulnerable assets. Intellectual property insurance...
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Three Types of Nanaimo Business Insurance
What Are The Three Basic Types of Business Insurance in Nanaimo? As a hard-working business owner, you know the level...
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Business Insurance Types in Victoria
What kind of insurance does my Victoria small business need? You’ve spent enough years perfecting what you do, learning how...
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The Average Cost of Professional Liability Insurance: All You Need to Know
As a business owner, your relationship with your clients is delicate. One mistake could lead to losing them, getting a...
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Understanding additional living expenses insurance
Having to leave your home can be tough even when you’re off on a fun vacation. Having to leave your...
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Understanding the Volatile Insurance Market
Since autumn 2018, the insurance marketplace has become increasingly volatile. In 2020, we continue to see insurers with diminished capacity,...
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Bridging property insurance gaps in wood product manufacturing
Wood product manufacturers are often classified by insurers as high-hazard or high-risk businesses due to the history of significant losses...
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How accurate property valuations protect your business
Accurate property valuations are the foundation of effective commercial insurance coverage. Yet across Canada, fluctuating construction costs, rising inflation, climate-related...
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How to optimize your insurability as a high-net-worth individual
For affluent individuals and families, insurance is more than just a safeguard – it's a strategic tool for wealth preservation,...
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Property Owners at Increased Risk of Being Underinsured
The pandemic has wreaked havoc with many things in our lives, including global supply chains. Availability of raw materials has...
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How does an at-fault accident affect my car insurance?
Depending on the province you live in, who is at fault in an accident is incredibly important: it determines who...
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Pollution Liability Insurance: What You Need to Know
It’s not always the first thing we think of when we think insurance, but liability coverage is one of the...
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Is your insurance ready to protect against Alberta’s hail?
If you live in Alberta’s hail belt, then you’ve probably experienced the mad dash to try and save your plants...
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Home-Based Business Insurance in Alberta
Whether it’s their primary occupation or a side-hustle, many Albertans operate a business from their home. But did you know...
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Do I need to let my insurance company know if I’m working from home?
More and more Canadians are working from home full-time or part-time – especially thanks to the Covid-19 pandemic. Others are...
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Understanding how depreciation impacts insurance claims
When filing a claim for damaged property or a lost item, your insurer will assess the item’s value at the...
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What to Include When Making an Emergency Plan
If you had 20 minutes to pack up and leave your home due to flood or fire warnings, what would...
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Why You Should Buy Renter’s Insurance
We get asked it by renters all the time: I don’t have much stuff, why would I buy insurance? The...
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Exploring the impact of US national catastrophes on Canadian home insurance
When natural catastrophes, including hurricanes, wildfires and severe storms, hit the US, their effects don’t stop at the border. While...
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Builder’s risk insurance: How to cover soft costs and avoid delays
Picture this: You’re nearing completion on a new mixed-use building when a fire damages most of the upper floors. The...
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How stock throughput insurance protects your inventory across the supply chain
Stock throughput insurance provides end-to-end coverage for goods in transit or storage — domestically and internationally — under a single...
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Global warming is redefining catastrophe exposures
The last 10 years have made one thing clear: climate change is no longer a distant threat – it’s a...
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Mandatory vs. Optional Auto Insurance in Alberta
Driving is risky. Every time you get behind the wheel, there is a chance you could injure yourself or someone...
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Insurance for Canadian Snowbirds
Many Canadians head to warmer climates to escape the long, cold winter. Whether they go for a month or six,...
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What kind of insurance do I need for my rental properties?
Renting out properties to tenants can certainly be a profitable endeavour. Earn extra income supplement your current salary and have...
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Engagement Ring Insurance
An engagement ring signifies a promise. While these rings vary in size, style and value they’re often treasured by their...
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3 Things to Know About Food Delivery Car Insurance
UberEats, Skip the Dishes, DoorDash – lately more online food ordering and delivery platforms have been increasing in popularity at...
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Construction Costs and Your Insurance – What You Need to Know
Due to widespread shortages, construction costs have skyrocketed in Canada in the past couple years. If you don’t have plans...
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Am I covered by my landlord’s insurance?
Under Alberta’s Residential Tenancies Act, a landlord is only responsible for ensuring the rental premises are habitable. They should have...
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Unpacking the Paperwork: Why Advisors Ask for Every Detail for Your Home Insurance
If you’ve recently purchased a new property, you’ve probably had to renew or update your home insurance. While quote generators...
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Bicycle Insurance: What You Need to Know
While many people have bicycles, some are serious cyclists with expensive bikes, equipment and accessories. Whether you ride bikes for...
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How does retirement affect insurance?
Retirement is a big life change. Like any major event you should talk to your insurance broker and reassess your...
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Protect your home from water damage
Water damage is one of the most common property insurance claims. But insurers do not treat all water damage as...
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Do we need insurance for a backyard wedding?
A backyard wedding can be a great way to have an intimate and relaxed ceremony and save money on a...
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Why environmental impairment liability is a must-have for Canadian businesses
As businesses throughout Canada direct more attention and resources towards their ethical and social responsibilities for minimizing their environmental impact,...
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Endorsements 101: What They Are and How They Protect You
When searching for home or auto insurance, you want to ensure you have a well-rounded, cost-effective plan to meet your...
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What’s going on with hail coverage in Alberta?
Albertans are being hit with more expensive hail coverage because: Severe storms have caused more than $5 billion in insured...
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3 Ways to Protect Your Home from Wildfires
The memories from wildfires which ravaged Fort McMurray in 2016 and Slave Lake in 2011 are still recent in our...
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Putting an End to Condo Chaos: What You Need to Know about Condo Insurance in BC
Across the country, condo insurance is making headlines: Changes to the strata insurance marketplace have premiums skyrocketing, and coverage needs...
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The most common cyber attacks that residential property managers face
Financial fraud, data breaches & ransomware Residential property managers handle private data, move money daily and rely on technology, making...
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6 Things That Can Void a Home Insurance Policy
Many people believe that once they purchase a property insurance policy, they’re covered. Unfortunately, this isn’t always the case. Your...
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What’s the difference between commercial property and liability insurance?
Insurance can be confusing. There’s a lot of lingo and legal-ese. Details change depending on the insurance company or individual...
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Why $2M is the new minimum for professional liability insurance
You may assume a $1 million professional liability insurance limit is enough to protect against claims of negligence or errors....
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Do I need commercial insurance for my part-time business?
A part-time business can definitely be an exciting prospect. One question you’ll face as a part-time business owner is, “Do...
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Over-Insuring or Under-Insuring Your Small Business
Your business isn’t just a job; it’s a passion and it’s your livelihood. But no matter how much effort, time...
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10 Reasons Your Car Insurance Won’t Cover You
Did you know your car insurance company has the right to deny coverage in certain situations? Some items on this...
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How do I insure a seasonal home?
Protecting your seasonal home can have its challenges. It faces all the risks of your primary residence with the complication...
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Non-owned auto insurance – who needs it and what it does
Historical Perspective Following the Industrial Revolution, businesses entered an era of globalization and expansion, driven by advances in transportation such...
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Liability insurance considerations and best practices for real estate owners and managers
From slip-and-fall injuries to contractual disputes, liability risks are part of real estate ownership and management. With more than 20...
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Calgary Stampede Event Insurance
During Stampede week Calgary has events going on in every corner of the city at nearly every hour of the...
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The overlooked risk in life sciences: Why cybersecurity is now a board responsibility
We are in the midst of a technological shift that is redefining how we work and interact with the world....
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Does my insurance cover a home I bought in the US?
Owning a home in the United States is a goal of many Canadians. Whether they’re looking to escape the cold...
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How brokers can help businesses navigate the shift to a soft market from a hard market
After several years of high premiums and restrictive terms, the Canadian insurance landscape has been shifting in 2024 to provide...
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What do you need to get a home insurance quote in Alberta?
Whether you’re buying a new home or price shopping for an existing property, you’ll need to provide certain information to...
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What You Need to Know About Manufactured Home Insurance
Manufactured homes differ from traditional homes in that they are usually built at a separate location and shipped to their...
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Is my boat covered by my home insurance?
Whether you use your boat for fishing, water sports, or general recreation, it’s important to have it properly insured. This...
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How to Protect a Home-Based Business
Many Canadians operate a home-based business. Whether it’s a full-time operation or a part-time side hustle, it’s important to protect...
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The Ultimate Guide to Business Interruption Insurance
If your business is forced to stop operations due to circumstances outside of your control, it can be financially devastating....
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How natural catastrophic events impact your business insurance
Four natural catastrophic events across Canada in July and August caused more than $7 billion in insured losses, making summer...
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Managing Insurance and Risks for Your Hospitality Business in 2025
Entering 2025, the hospitality industry is facing a multifaceted landscape of risks — ranging from economic volatility and labour shortages...
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Should I require my tenant to have renter’s insurance?
Many landlords do not require their tenants to have their own renter’s insurance. While not necessarily required renter’s insurance benefits...
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How can I customize my Aviva home insurance policy to suit me best?
Aviva is one of the largest providers of home insurance in Canada. They offer different levels of protection for homeowners...
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Am I covered for storing business property off-site?
Any business owner knows that good insurance coverage whether for property stored on-site or off-site is imperative to the overall health...
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Do you need flood insurance for condos?
Unless you live on the ground floor in a condo, you might think you don’t need flood insurance (known as...
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Legal Marijuana Grow Ops: An Insurance Perspective
With the legalization of marijuana now officially given a date and many legal growing operations having already emerged to provide...
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Why real estate insurance requires a specialist – not just a policy
For commercial landlords and condominium/strata councils, insurance is more than a policy — it's a key part of your risk...
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Returning to Work May Impact Your Auto and Home Insurance
While uncertainty around COVID-19 still exists, many people are being told the return to work is imminent (if they’re not...
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Is Cyber Liability Insurance Enough Coverage for IT Contractors?
The information technology field is one of Canada’s faster growing and exciting fields today. Unfortunately though, liability in the IT...
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ATV, Snowmobile and Dirt Bike Insurance
At Acera Insurance, we love the outdoors! That’s why we’ve spent years creating insurance programs exclusively for off road vehicle...
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What Every Owner Should Know About Insuring Their Vacation Home
With summer in full swing, many across BC are running off to their cabins or other vacation properties to unwind...
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Why It Matters: Home Insurance and Your Credit Score
If you purchased a home or condo insurance policy lately, you were likely asked to consent to the insurance company...
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Does my car insurance cover my trailer in Alberta?
Part of the benefit of owning a truck is being able to pull a trailer – and there’s a trailer...
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What every Canadian RV owner needs to know about insurance
Canadian summers have a special magic — especially if you are spending your weekends and holidays out camping. There are...
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The importance of excess liability for high-net-worth individuals
Accidents happen, whether it’s a slip and fall on your property or a social media comment that results in a...
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Does my home insurance cover e-bikes?
The popularity and accessibility of e-bikes have skyrocketed in recent years, and they are an increasingly common addition to households...
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Does your home insurance cover camping?
Over 40% of Alberta households go camping and its rated as the second favourite outdoor activity in the province in...
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Contractors: Commercial General Liability Insurance vs. Professional Liability Insurance?
Commercial general liability insurance (CGL) and professional liability insurance (E&O) each offer critical protection for a business, but respond to very different...
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Cyber Risks for Businesses in Canada
According to StatsCan, in 2021, almost one-fifth (18%) of Canadian businesses were impacted by cybersecurity incidents. Aon named cyberattacks and...
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Why the cheapest home insurance might not be the best option
We all love a deal but oftentimes the cheapest option isn’t necessarily the best one. This is why it’s important...
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10 Ways to Protect Your Business from Liability Risks
A single lawsuit can sink a small business. Here are 10 ways to protect your business from liability risks: Identify...
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How to Protect Your Business from Break-and-Enters
Businesses are popular targets for break-and-enters. This type of crime is often a crime of opportunity; criminals look for businesses...
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What is service line insurance coverage and do I need it?
Would it surprise you to learn that the service lines that bring water, power, data and communications to your home...
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Do you need drone insurance in Alberta?
With innovative technology comes fun and new business opportunities but also risks and responsibility. This is especially true when it...
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Five Reasons You Should Consider a Career in Insurance
Let’s be honest - the insurance industry doesn’t sound exciting. Unless you have family or friends telling you about how exciting...
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How do I get a certificate of insurance?
You may be asked to provide a certificate of insurance from a client financial institution insurance company event venue and...
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From house hunt to home sweet home: Key insurance considerations
If you’ve been house hunting, maybe you’ve been lucky enough to experience that feeling of This is it! – the...
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Event Insurance: What You Need to Know
Spring is in the air (almost) and so kicks off the season of celebration. We tend to get a little...
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Can an empty home void a home insurance policy?
A property can be left empty for a number of reasons, whether the home is in-between renters or the owners...
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What Stratas and Unit Owners Should Know About Earthquake Insurance
The possibility of an earthquake affecting BC is a very real threat. Being in the Cascadia Subduction Zone, a subduction...
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What is fleet insurance?
Fleet insurance is for companies who own 4 or more commercial vehicles. It is an easy way to cover all...
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There’s Coverage for That: Equipment Breakdown Insurance
Office workers know there are few things as frustrating as broken printers. For most of us, the copier/scanner/printer/fax machine (or...
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Ultimate Guide to Errors and Omissions Insurance
What is errors and omissions insurance | E&O Insurance? Also known as professional liability insurance, errors and omissions insurance provides...
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What is co-insurance?
Co-insurance is one term that is frequently misunderstood yet often found in many insurance policies. It’s important to understand what...
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Hard to Insure Homes
For most homeowners, insuring their home is straightforward. However, not all homes or homeowners are easy to insure. Here are some...
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General Third Party Liability Insurance with Acera Insurance
Most people think of car accidents when they hear third-party liability insurance. But did you know this is an important...
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Alberta Car Insurance Rate Increases FAQs
If you’ve just received your car insurance renewal, you may have seen a big increase in your rates. We’re going...
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Insurance as a competitive advantage for Canadian manufacturers
Many people think of insurance as just another cost of doing business. But if used wisely, insurance can help your...
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Car Insurance and Moving Out of Alberta
If you’re planning to move out of Alberta, you’ll need to update your car insurance and potentially change insurance brokers...
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Debugging risk: The ultimate guide to managing tech company exposures
If you're at the helm of — or deep in the trenches of — a technology company, you know that...
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Alberta Home Insurance Rate Increase FAQ
If you’ve just received your home insurance renewal, you may have seen a big increase in your rates – even...
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Why do I need commercial insurance for a part-time business?
Whether you’re turning a hobby into a side business beginning to freelance under a company name or simply decided the...
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Direct Compensation Property Damage Coverage for Alberta Drivers
The Government of Alberta is making a change to personal and commercial auto insurance with the aim to simplify and speed up the claims process...
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Your Personal Guide to Getting Car Insurance in Orangeville, Ontario
Orangeville is a great place to live. Located in south-central Ontario and presently the seat of Dufferin County, it’s no...
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Milton Business Insurance Endorsements, Defined
As a hardworking business owner in the city of Milton, Ontario, you’re probably well aware that operating a firm of...
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How do I insure my hobby farm?
If you live on an acreage or a farm it’s important that it’s properly protected. A hobby farm is generally...
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Can the Condo Insurance Crisis be Corrected?
Condo corporations have an important role to play in reversing skyrocketing condo insurance premiums and deductibles in Canada. Purchasing insurance...
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What’s happening with car Insurance in Alberta?
The car insurance industry has made headlines more than a few times recently. One article warns of the “bumpy road...
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Full-Timer RV Insurance
If you’re living in your RV full time, it’s important to have the right insurance. This starts with being honest...
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The Importance of Updating Material Change in Risk
Your insurance policies need to be updated to reflect life changes, otherwise you are leaving yourself open to being underinsured....
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Global crisis to local disruption: Supply chain challenges for Canadian manufacturers
The trade war between the US and Canada is a stark reminder of how manufacturers north of the 49th parallel...
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A Guide to Shared Electric Scooter Insurance
Electric scooters were all the rage in Calgary and Edmonton after their launch in the summer of 2019. Lime and...
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The Basics of Off-Highway Vehicle (OHV) Insurance
If you’re one of many Albertans who enjoy off-highway vehicles (like ATVs and snowmobiles), you are probably familiar with the...
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Getting an Appraisal for Insurance Purposes
Whether you’re purchasing a home or looking to insure a valuable collection or another form of property you may need...
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What is covered by professional liability insurance?
Professional liability insurance, also known as errors and omissions insurance, is specialized insurance protection for professionals providing services or advice...
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Liquor Liability Insurance Explained
Liquor liability insurance provides coverage for establishments that serve alcohol, such as pubs, bars, clubs, restaurants, and wineries. It covers...
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Financial Risks of the Sharing Economy in Canada
The sharing economy has grown exponentially in the last ten years from a niche area serving only a fraction of...
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Insuring a Motorcycle in Alberta
Whether you’re getting into motorcycles for the first time or returning to riding after a few years break motorcycles are...
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Fighting Insurance Fraud in Alberta
As March is Fraud Awareness Month we thought this was a great opportunity to discuss insurance fraud in Alberta. Insurance...
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Operational technology cyber risk: Securing Canada’s energy, health, transportation and manufacturing industry systems
Cybercriminals aren’t just after data. They’re increasingly targeting the heart of Canada’s infrastructure. From energy grids to hospitals, operational technology...
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7 Tips to Reduce Home Insurance Premiums in Calgary
Home insurance isn’t just a requirement from your mortgage lender – it’s an essential tool to help protect you from...
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Legal Expense Insurance: What You Need to Know
If asked to name the most litigious place in the world most Canadians would look directly south for their answer....
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7 Things Homeowner’s Insurance Typically Doesn’t Cover
A home insurance policy covers you for a wide variety of things; it includes coverage for liability, for your personal...
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Rising Construction Costs Putting Businesses at Risk of Underinsurance
The sharp increase in the cost of lumber, plywood and steel is affecting more than just construction-based businesses. All businesses...
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Insurance for DJs: Keep the Turntables from Turning on You
Every party needs music. We might argue over what it should be, but we all agree that it’s a must....
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Top Trends Affecting the Insurance Market for Natural Disasters
Over the past year alone, Canada was hit by two of the costliest natural disasters in the country's history –...
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Do I need car insurance when my car is parked for the winter?
If you park your car during the winter you should keep it insured. While you may think you can save...
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Can I be denied car insurance in Alberta?
There is a lot of misinformation that goes around when it comes to purchasing car insurance. While you cannot be...
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Can You Claim Professional Liability Insurance on Taxes?
Running a business is expensive with endless costs, like employment expenses and the organization's ordinary operating costs. As a business...
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Does home insurance cover my child while away at school?
If your child is moving away for university or college, you may wonder if your home insurance will cover their...
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How Lloyd’s of London Affects Insurance Availability and Premiums in Canada
David Edgar, Managing Director, Underwriting, Captives & Alternative Risk Solutions at Acera Insurance, explains the impact of Lloyd's of London...
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How Wildfires Are Reshaping Insurance To Value
The increasing frequency and severity of wildfires across Western Canada have underscored the importance of ensuring that strata and condo...
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Home Insurance for Dog Owners
With roughly six million household dogs in Canada someone suffers from a bite roughly every minute. Granted we love our...
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What is a lapsed policy?
Missed a few payments? Your insurance policy may have lapsed meaning it has been cancelled due to non-payment. If you...
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Is our extended family covered under our home insurance?
Many Canadians live in extended family households. Whether it’s a single grandparent joining the household or multiple related families sharing...
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Tips For Buying Your First Motorcycle in Nanaimo
Buying Your First Motorcycle in Nanaimo, BC: Pro tips from Acera Insurance If you’re in the market for your first...
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Alberta new drivers’ checklist
Did you know that within ninety days of relocating to Alberta, you must register your car under an Alberta license...
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The driver who hit me doesn’t have car insurance. What do I do now?
Getting into an accident is a stressful situation, no matter how minor it is. Is anyone hurt? Who was at...
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Do I need tenant’s insurance when I rent a house or condo?
Finding a good place to live is certainly a moment to celebrate. It’s also the perfect time to ask: do...
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Navigating an Insurance Claim for Your Snowmobile in BC
For many Canadians, snowmobiling is an opportunity to have fun and explore parts of the country that few people get...
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Winter Vacation and Your Home Insurance
Ensure your home is covered while you’re away on winter vacation. Many Canadians enjoy escaping our cold winters to enjoy...
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Auto Hibernation: Storing Your Motorcycles and Other Seasonal Vehicles in BC
Winter is coming, or so the internet keeps saying. In Victoria, where the temperature has dropped to 14 degrees, people...
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4 Steps to Prepare Your Home for Spring Flooding in Alberta
Thanks to snowmelt and seasonal rainfall, late spring is the season for flooding in Alberta. Flooding can occur from a...
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Insuring an Ugly Christmas Sweater
Who doesn’t love an ugly Christmas sweater? Whether yours is homemade, bought with intention, or found in the back of...
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Do you need professional liability insurance?
What is professional liability insurance? Professional liability insurance, also known as errors and omissions insurance, protects you or your business...
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Weeding Out the Confusion: Cannabis and Home Insurance
Last October, the insurance industry was abuzz with theories, worries, and wonderings about the impact of the legalization of recreational...
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How to Protect Your Property from Hail Damage in Alberta
Alberta’s hailstorm alley stretches from High River north to Red Deer. This area sees many storms producing hailstones capable of severe damage. In...
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Ensure your special event goes off without a hitch
Spring is in the air and wedding season is upon us! The warmer months see the return of weddings and...
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Pay Attention to the Warranties in Your Marine Insurance Policies
In insurance, a warranty is a promise by the policyholder to adhere to certain conditions. Warranties are often neglected and...
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Insuring a Heritage or Historic Home
Whether your home has a unique connection to our country’s past or it is a relic of a particular era...
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Does mortgaging my home affect my insurance?
Few people can afford to buy a house outright without taking a mortgage from a lender whether that is a...
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How water mitigation systems protect your home and insurance coverage
It can happen fast and without warning: a split hose behind the washing machine, a slow leak under the sink...
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How to Protect Your Farm from Flooding
Flooding can damage farm property, delay and/or reduce harvests, interrupt supplies and utilities, and cost the lives of livestock and even people. In this article,...
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If my car is financed, what kind of insurance do I need?
Many people find themselves in a situation where they simply can’t afford to purchase a car outright. To afford a...
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Snow Removal and Your Insurance
Alberta winters are legendary for the wild swings in temperature, windy and warm chinooks, at least one week of head-numbing...
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Drunk Driving and Insurance: how does it impact the convicted and the victims?
If you’ve ever been in a fender bender, you know just how stressful the entire situation can be, from filing...
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Does car insurance cover a hit-and-run?
A driver who fails to remain on the scene of an accident or fails to provide their information can be...
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Are my shed, garage and other outbuildings covered by home insurance?
Most homeowners have a shed, garage, deck, fence or another type of outbuilding on their property – or even multiple...
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Recent Changes to BC’s Strata Property Act
The COVID-19 pandemic has caused significant disruptions for strata corporations in fulfilling their regular duties and responsibilities. As of May...
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Protecting Company Vehicles
Your company’s vehicles are one of your biggest investments as well as a critical component of your operations. Protecting your...
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If my case is settled out of court will my insurance rates go up?
After a car accident fault is assigned– this means figuring out who caused the accident. The at-fault driver’s insurance will pay...
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Beat the Heat: Housefires and Your Insurance
Over the past fifteen years, the Canadian insurance industry has seen a surge in water damage claims, with water-related losses...
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Does my home insurance cover evacuation expenses?
This year's wildfire season has had a devastating impact on a number of communities in BC, and the full extent...
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Why you need a longer indemnity period for your business interruption insurance
Business interruption insurance is designed to serve as a financial lifeline if you are ever forced to suspend operations due...
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Are you Covered for That?: Tool Insurance for Tradespeople
According to CTV News, the Victoria police reported an increase in break-ins in the area this spring, at both commercial...
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How Can Photographers Protect Themselves from Being Sued?
Being a professional photographer, whether you specialize in personal photography or commercial, means that to be successful you have to...
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The Facts About Recreational Vehicle Insurance
Summer is in full swing, with millions of Canadians taking advantage of the warm weather to hit the trails on...
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Professional Liability vs. Commercial General Liability
Professional liability and commercial general liability insurance are very similar: they both cover legal expenses in the event you're held...
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RV Insurance in Alberta
Camping has always been popular in Alberta but 2020 saw an explosion of RV sales as people sought refuge from...
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Acera Insurance expands Lower Mainland footprint with Pemberton Insurance partnership
Oct. 7, 2025 — Acera Insurance Services Ltd. is pleased to announce its newest partner, Pemberton Insurance Corp. of Vancouver,...
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Which loss settlement option is best for me?
Insurance is designed to help replace damaged stolen or destroyed property. While its purpose is pretty straightforward how that works...
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Rogers Insurance acquires Polaris Solutions
Note: This announcement was released before Rogers Insurance and CapriCMW merged to become Acera Insurance. Rogers Insurance Ltd. is pleased...
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FAQ: Does RV Insurance Cover…?
What is covered by your RV insurance will vary by the insurance company and individual policy. There are lots of...
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Do I need to insure my RV when not using it?
There are a lot of reasons you might not be using your RV and you might have begun to wonder...
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Basics of Boat Insurance in Alberta
Whether you fish, are into water sports or just want to have some fun with friends and family on the...
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The All-Comers Rule and Alberta Auto Insurance
What is the all-comers rule? The all-comers rule means that in Alberta no one can be denied car insurance. In...
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Is hail damage covered by RV insurance?
Alberta is notorious for hail. The province is home to “hail alley,” a stretch of nearly 300 kilometres that frequently...
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Host Liquor Liability: Everything You Need to Know
Did you know you can be held accountable for injuries or damage which occur as a result of serving alcohol?...
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Stratas can terminate by 80% owner vote
In a previous article, we outlined the changes that would be coming to BC's Residential Tenancy Act and Strata Property...
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Winter Home Maintenance: Tips to Keep Your Property Safe During Cooler Months
Winter is harsh across most of Canada with extreme cold, temperature swings, wind, snow, ice, and thaw and freeze cycles....
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2025 Commercial Insurance Market Forecast for Canadian Businesses
The following key risks, market trends and proactive steps will impact your business’ insurance and risk management strategies — and...
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What You Need to Know About Strata Insurance
For decades, Acera Insurance have served as trusted advisors to strata corporations and property management companies throughout BC. During that...
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Navigating the complexity of international risk: A risk insurance guide for Canadian companies with global operations
In today’s interconnected world, Canadian organizations with international operations face an increasingly intricate web of risks that span diverse regulatory...
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2024 Commercial Insurance Market Forecast
We’ve identified four risks that could impact your commercial insurance in 2024; these are similar to last year as the...
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Protect your strata or condo corporation from slip and fall claims during the winter
Slip and fall injuries are one of the most common sources of legal claims against strata or condo corporations. During...
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Home Alone: Insurance Edition
Have you ever wondered how much money Kevin’s antics in Home Alone cost the McAllisters? Are you curious about what...
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Three Types of Insureds Explained
Although it may seem insignificant, getting the Insured Name correct on your insurance policy is critical to ensuring that you...
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Rethinking Your Insurance Around Environmental, Social and Governance Policies
Now more than ever, people care that the businesses they support and work with have strong ESG principles. Well planned...
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Managing your backyard risks: Personal swimming pools
Jumping into a cold pool on a hot summer’s day is one of life’s greatest simple pleasures. There are many...
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What are policy limits?
What a great question and so few people ever think to ask! A policy limit is the maximum amount of...
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Car Crash in Brampton: What to Do After You’ve Been in an Accident
Maybe you didn’t get a good look before making that left turn on a green, or the driver behind you...
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Five Essential Insurance Coverages for Contractors
Insurance is a cost. As a Contractor the ability to control your costs is important. When it comes to insurance...
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Am I covered if I lend my boat to a friend?
Even with the short boating season and summer weather calling sometimes you can’t always get out to the lake to...
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Snowmobile Insurance in Alberta
Snowmobiling is a treasured winter pastime for thousands of Albertans, but did you know you need insurance if you’re planning...
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A strategic approach to help wood product manufacturers save on insurance
In the wood products manufacturing sector, a traditional strategy to reduce insurance premiums might include increasing deductibles, reducing coverage, assuming...
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Top 5 Mistakes When Choosing Winery Insurance
Fires, forklift accidents and recalls, they’re the stuff of nightmares for winery owners. For those with the right insurance coverage...
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A Primer on Insuring Your Snowmobile in BC
As the weather starts to cool down, sledders across BC are getting ramped up for snowmobile season. While you get prepared for your first ride,...
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The Insurance You Must Have Before Beginning Construction on Your Home
Whether you are building a new home or undergoing renovations on your current home, it is an exciting, hectic time...
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Managing your backyard risks: Firepits and barbecues
Whether it’s the first days of spring or a chilly fall evening, enjoying your backyard with the help of a...
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BC Coverages You Don’t Know You Have: Lock Replacement/Re-Keying
Tucked away in all kinds of insurance policies are wonderful little coverages most people aren’t aware of. From good-will payments...
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Wood Product Manufacturers: 3 Ways to Reduce Your Insurance Premiums
There have been steady increases in insurance premiums for the wood product industry since 2012. According to data collected by Dust...
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Three Reasons a General Contractor Should Always Arrange the Insurance
General contractors have a unique responsibility when working on a custom project. The general contractor is responsible for making decisions...
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Best Practices for Managing Your Strata’s Increasing Insurance Deductibles
In recent years, insurers of strata corporations have been hit with a substantial increase in water damage claims, particularly among...
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Business Interruption for Lumber Mills: How to Protect Your Income
In a global business landscape that is increasingly complex and volatile, the threat of business interruption has consistently ranked as...
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Sewer Backup Prevention Measures
Water damage to your home can take on many different forms: a leak in your hot water heater a frozen...
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How do I know what it will cost to rebuild my home?
Getting home insurance is much simpler than it used to be. Years ago your insurance provider would have asked you...
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How renovating to protect against severe weather can help save on home insurance
Renovating your home to protect against extreme weather can help minimize potential damage, improve the value of your property and...
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The impact green roofs have on insurance and risk management for roofing contractors
As governments across Canada have increasingly committed to promoting environmental sustainability and resilience in urban environments, they’re setting their sights...
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6 Ways to Reduce the Impact of Inflation On Your Insurance Premiums
Inflation in Canada has reached recording-breaking levels not seen in nearly forty years, and Canadians are feeling the impact in...
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Condo Master Policy: What You Need to Know
Condos are attractive because they offer so many advantages – they work well as starter homes as a rental investment...
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Earthquakes in BC: A Shaky Reality
Earthquakes in British Columbia can cause significant damage to homes and possessions, and without the right insurance, the financial burden...
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A Primer on Insuring Your Snowmobile in BC
As the weather starts to cool down, sledders across BC are getting ramped up for snowmobile season. While you get prepared for your first ride,...
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Faith & the Post-Pandemic World: Challenges Faced by Faith Organizations
Faith and religious organizations can face many new and unique challenges to their operations. Through proper risk assessment and awareness...
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Managing your backyard risks: Hosting a party
Whether it’s a backyard wedding, family reunion or neighbourhood barbecue, as a host, you are responsible for the safety and...
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The Hidden Costs of Rebuilding After a Loss
Property insurance is designed to repair or replace your property after a loss has occurred. If you have ever insured...
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Managing your backyard risks: Trampolines, treehouses and playsets
A true highlight of childhood for many were the hours spent outside – jumping on trampolines, playing in treehouses and...
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Do I need to have someone check on my home while I’m away if I have smart home monitoring?
Smart home monitoring systems are steadily gaining popularity. These include doorbells that can tell you who’s on your front porch...
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Am I covered if I don’t wear a helmet on my OHV?
Despite how fun riding an off-highway vehicle (OHV) can be, it can also be very dangerous. An average of 19 Albertans...
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What is professional liability insurance and do I really need it?
If you offer specialized services like consulting, teaching or professional advice to clients, you are automatically held to a higher...
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Preparing Your Commercial Building for Winter
Winter weather in Canada is notorious for extreme cold, snow and ice, which can come with significant challenges for commercial...
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9 Yard and Home Maintenance Tips to Prevent Water Problems
Water damage can happen any time of year, but the risk is heightened when the snow thaws and the rain...
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6 Tips for Protecting Your Strata Unit While You’re Away
As travel within Canada and internationally resumes, you may be already have plans for your next vacation. Leading up to...
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Know the Exclusions in Your “All-Risks” Construction Insurance Policy
For those in construction and property development, it is important to understand the limitations of "all-risk" property insurance policies. A...
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Five Tips to Keep You Safe During Your Holiday Travels
If you're going to be away this holiday season, there are some important steps for you to take before and...
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Coverage You Need: Employment Practices Liability
If you have watched the news in the past year, you have likely seen something about workplace harassment or discrimination....
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How to Prevent Burst Pipes
Burst pipes are a nightmare for any homeowner or business owner. Not only can they cause extensive damage, but the...
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What happens if I don’t replace my contents after a claim?
You suffered a massive loss. Perhaps fire tore through your home and destroyed everything you owned. Or maybe a truck...
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Understanding the Risks of OPCF 49
Effective Jan. 1, 2024, Ontario drivers will be offered a new optional endorsement on their auto insurance called OPCF 49...
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Top 10 Insurance Claims for Small Businesses
Four out of ten small businesses are likely to experience a property or general liability claim in the next 10...
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How to Secure a Load Safely on Your Vehicle
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Winter Storage for RVs in Alberta
Unless you’re a lucky Albertan who heads to warmer destinations for the winter, you’ll likely be parking your RV for...
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Property Renovation and Tenant Evictions
Under the Residential Tenancy Act, landlords can evict tenants in order to conduct repairs and renovations on their properties. However,...
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BC builders take note – new sprinkler requirements are coming July 2017
As of July 20, 2017, a new BC Building Code update will take effect. Sprinklers will be required on balconies...
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8 Summer Safety Tips for Your Strata
With sunny, longer days now upon us, many homeowners have started on projects both indoors and outside. Check the below...
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Home Furnace Maintenance in Alberta
Did you know that broken furnaces contribute to many property insurance claims each year? If your furnace dies or isn’t...
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New BC Regulations to Increase Minimum Contributions for Contingency Reserve Funds
As of November 1, 2023, new regulations will come into effect across BC that increases minimum amounts developers and strata...
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Insurance Glossary
Insurance Glossary Key insurance terminology. Like many others in specialized or highly technical fields, insurance professionals can use a lot...
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20 Factors That Affect Your Home Insurance Rates
Insurance companies use complicated calculations to determine home insurance rates. Here are 20 factors that affect your home insurance premiums: ...
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Boat Insurance in Alberta: Your FAQs Answered
Whether you use your boat for fishing, watersports or relaxation, we can help you protect your boat, your passengers and yourself if...
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Risk Management 101 for Businesses in Burlington
Running a business is no cakewalk, so it’s no surprise that implementing a proper risk management strategy is critical to any organization...
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JANZEN CLIENT ACCESS POINT LOGIN Janzen Insurance is now Acera Insurance. Janzen Insurance has transitioned to becoming Acera Insurance. As...
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CCV Insurance is now Acera Insurance. CCV Insurance, as part of the Rogers Insurance Group, has transitioned into Acera Insurance....
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Rogers Insurance is now Acera Insurance. Rogers Insurance Group has transitioned to become Acera Insurance. As one unified company, we...
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Acera Insurance welcomes Joseph Carnevale as Regional President, Eastern Canada
March 19, 2025 — Acera Insurance Services Ltd. is pleased to announce Joseph Carnevale has joined the organization as Regional...
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Cost to insure vacation homes spikes in popular areas of North America
Catastrophic events such as wildfires and floods are making it increasingly difficult to secure property coverage for recreational properties and...
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Acera Insurance expands to Saskatchewan with BMA Group partnership
Jan. 9, 2025 — Acera Insurance Services Ltd. is pleased to announce its partnership with BMA Group, one of the...
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Important Insurance Coverage for Students Heading Back to School
Over the next few weeks most college and university-bound students will be packing up personal belongings and getting ready for...
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When should I contact my broker?
You should notify your insurance broker whenever there is any kind of change in your life, such as if: You...
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How do I submit a claim for an RV in Alberta?
Unfortunately theft damage and even destruction happen to RVs. Whether it’s a result of a storm an accident or another...
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I’m renting out a room this summer, how does it affect my insurance?
Summer brings a few big attractions to Alberta: the Jazz Festival, the Calgary Stampede, Westerner Days and more. Folks travelling...
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How to Create an RV Inventory List
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How brokers can develop a better understanding of insurance for Indigenous communities
There are important nuances and considerations that make insuring property on reserve land different from insuring property in a municipality...
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How you can support wildfire resilience in the Yukon – starting from home
We’re now in the heart of wildfire season in the Yukon and across Canada. During this time of year, a...
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BC’s Temporary Rental Supplement Program
To support both tenants and landlords affected by the COVID-19 crisis, the BC government has announced the Temporary Rental Supplement....
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New ICBC Product: Off-Highway Third Party Liability
On May 1, 2021, ICBC is introducing its new Off-Highway Third Party Liability coverage, along with a host of significant...
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What to do in a boating accident in Alberta
Unfortunately accidents on the water do happen. On average there are 166 boating-related deaths per year in Canada with alcohol...
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Resolve strata and small claims disputes online with BC’s Civil Resolution Tribunal
In 2016, BC introduced a new method for strata corporations and unit owners to resolve disputes - the Civil Resolution...
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What Legalization of Recreational Marijuana Means for BC’s Landlords and Tenants
As of October 17, 2018, recreational marijuana will be legal across Canada. The Cannabis Control and Licensing Act (CCLA) will officially...
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Sitemap – Business Insurance
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Sitemap – Personal Insurance
Sitemap Acera Personal Insurance Business Insurance Sitemap Group Benefits Sitemap Products Coverage
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Actual Cash Value or Replacement Cost: 9 Key Considerations
Insuring property on an actual cash value (ACV) basis could lead a manufacturing business to permanent close in the event...
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Geopolitical risk management strategies: Steps for Canadian companies to mitigate risk
This is part two in our in-depth two-part series exploring the evolving geopolitical landscape. In this article, Acera Insurance’s Aliya...
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How to Protect Your Business from Wildfires in Alberta
Alberta’s wildfire season beings March 1 and lasts through to the end of October each year. There is currently an average of 1,346 wildfires per year in...
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What is a Surety Bond? Surety Bond Definition & Other FAQs
Whether you’re a new business or one that’s been around for a while, you may have heard the term “surety...
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6 Reasons to Read Your Policy Documents
As reading materials go insurance policies will probably never make it onto the top of the reading list for most...
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Employee Theft in Alberta
How big of an issue is employee theft? According to a study done in 2012 by the Association of Certified Fraud...
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What is material misrepresentation?
In the insurance world material misrepresentation means withholding or falsifying information related to your insurance policy or claim. Material misrepresentation...
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Returning home after a flood
Flood waters can carry dangerous debris and micro-organisms, and also cause mould to grow, all of which can damage your...
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Emerging cyber threats in 2025: Top risks for Canadian businesses
The threat and cybersecurity landscape are evolving rapidly, bringing new complexities and challenges. The domain of cybercrime has transformed from...
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Flames, soot, ash and firefighting techniques to fight wildfires can cause damage to your home and belongings. The intent of...
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3 tips to prepare your business for flood season in Alberta
Flooding is the most common natural hazard in our province, yet it often takes Albertans by surprise each spring. Now...
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Winery Liability: What Are You Not Protected Against?
Have you ever considered what would happen if your customer records were hacked? How about a picking bucket on the...
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Does your company utilize subcontractors to provide services for you or your customers? Would you be adequately protected should a...
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How AI-powered manufacturers can address cybersecurity threats
Artificial intelligence (AI) technologies have emerged in recent years as a transformative force in the manufacturing industry, driving efficiency and...
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Strata Corporations and Subrogation: Recovering Costs of Damages From At-Fault Parties
Our strata insurance advisors explain the reasons why subrogation can often be a long and arduous process, steps that should...
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Winter Risks for Businesses in Alberta
Alberta businesses deal with increased risks during the winter thanks to our weather. Winter risks for businesses in Alberta include: ...
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Common Claims in Lethbridge
Like people cities have their own distinct characteristics including weather patterns. These can often dictate what types of insurance is...
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Policyholders cannot afford to bury their heads in the sand
Addressing cognitive bias to effectively manage risk Prevention is the foundation of effective risk management; it's also the first line...
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Snowmobile Safety 101: Expert Tips for a Risk-Free Ride
Snowmobiling is a beloved winter activity for many Canadians — however, it can come with a lot of risk. On...
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A Canadian perspective on how businesses can navigate geopolitical risk
In this in-depth two-part series, Acera Insurance’s Aliya Daya, Senior Client Executive, explores the different ways geopolitical risks are impacting...
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BC Announces New Measure to Provide Tax Relief for Small Businesses and Non-Profit Organizations
The BC government has announced a new tax measure designed to provide financial support to small businesses and non-profit organizations...
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What You Need to Know to Build a New Dock in BC
If you are looking to build a new dock on BC waters, there are some legal requirements and an approval...
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Leaders and Liability: Dishonesty in Non-profit Organizations
Directors and officers liability provides insurance coverage for liability arising out of wrongful acts. Non-profits, whether they appear to be...
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What is a garage policy?
If you’re one of those people who love motor vehicles in all forms shapes and sizes and you happen to...
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4 Ways Commercial Landlords Can Pursue Tenants for Unpaid Rent
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Serving Alcohol at a Hosted Event
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There’s Coverage for That: Advertising Injury
What is advertising injury coverage? Advertising injury insurance protects businesses whose advertising infringes upon on the copyright or intellectual property...
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How the Land Owner Transparency Act Will Affect Developers in BC
The Land Owner Transparency Act (LOTA), expected to come into force later this year, will introduce a public registry designed to identify...
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What is the Alberta hail suppression program and how does it work?
Alberta experiences many hailstorms each year, particularly in the “Hailstorm Alley.” This region stretches from High River through Calgary north...
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Are you ready for a flood-based business interruption?
Developing a continuity plan can help keep your business operational in the wake of a disaster, such as a flood....
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What Strata Corporations Should Consider When Looking to Sell and Dissolve
Land assembly is a common phenomenon in BC, historically involving a group of single family homeowners bundling the sale of...
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BC Announces New Enforcement Unit for Residential Tenancy Branch and Education Program on Tenancy Law
Following recommendations from the Rental Housing Task Force, the Government of BC has announced a new compliance and enforcement unit within...
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New Legislative Changes in BC for Renovictions and Rent Increases Due to Capital Expenditures
As of July 1, 2021, legislative changes have come into effect across BC which require landlords undergo new approval processes...
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BC Government Introduces Rental Protection Fund
The BC government has introduced the Rental Protection Fund, designed to help maintain existing affordable rental housing options and protect...
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Hurricane preparedness guide
Hurricane preparedness guide: How to protect yourself from storm-related damage Hurricane season in Canada is typically between June and November,...
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Earthquake preparedness guide
Earthquake preparedness guide: How to minimize and protect yourself from earthquake-related damage Did you know approximately 5,000 earthquakes occur across...
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Wildfire preparedness guide
Wildfire preparedness guide: How to minimize fire and smoke damage Wildfire season in Canada typically occurs between April and October,...
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Tornado preparedness guide
Tornado preparedness guide: How to minimize and protect yourself from tornado-related damage Peak tornado season in Canada typically occurs between...
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Flood preparedness guide
Flood preparedness guide: How to minimize and protect yourself from flood-related water damage Flood season in Canada typically occurs between...
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Hail preparedness guide
Hail preparedness guide: How to minimize damage to your home, vehicle, business or farm Hail season in Canada typically occurs...
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Severe Weather in Alberta
Preparing for severe weather in Alberta Alberta is a hotbed for severe weather. From flooding to hail, tornadoes and wildfires,...
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Surrey Board of Trade
Proud Partner of the Surrey & White Rock Board of Trade Connect With Us With roots in BC dating back...
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Severe weather in Ontario
Preparing for severe weather in Ontario Ontario faces a range of severe weather threats each year. Floods are the most...
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Dorey & Tolgyesi
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Leadership Providing guidance for ongoing growth and success. Our leadership team guides our nationwide organization in a collaborative manner that...
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Sylvan Agencies
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Severe Weather British Columbia
Preparing for severe weather in British Columbia British Columbia faces a diverse range of natural catastrophes, from devastating floods and...
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Megson FitzPatrick
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Get a quote CapriCMW is now Acera Insurance. Our name has changed, but our team of expert advisors remains the...
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Severe Weather Yukon
Preparing for severe weather in Yukon Yukon’s rugged landscape and northern climate make it vulnerable to a range of natural...
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Severe Weather
Severe weather: How to prepare and stay safe during floods, wildfires and hail Severe weather is becoming increasingly common across...
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Pros and Cons of Full-Time RV Living
Are you thinking about living full-time in your RV? We’ll go over the pros and cons of full-time RV living...
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Get a quote
Let's get your quote started. Looking to renew your ICBC Autoplan? Request Renewal Here
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Terms and Conditions
Terms and Conditions Legal These are the terms and conditions which apply to your use of this website. Please read...
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Ways to Protect Your Home from Spring Flooding in Alberta
Flooding can occur at any time of year in Alberta but is particularly common during the spring and early summer....
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Where to Camp for Free in Alberta
Camping can be an affordable option for adults or families to enjoy rest, relaxation and recreation. Thankfully, there are many...
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Benefits of Hitting the Books – CIP Designation
We recently had two employees from Acera Insurance (formerly Rogers Insurance) graduate from the Insurance Institute of Southern Alberta (IISA)...
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What’s the difference between a vacant dwelling vs an unoccupied dwelling?
Your home insurance: what’s the difference between a vacant dwelling vs an unoccupied dwelling? And why it’s important? Keeping your...
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Reception Form
Reception Form Please submit your lead for the Alberta and Ontario new business teams here. This form is for reception...
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Where to Camp for Free in Saskatchewan
If you’re aiming to keep costs down this year, check out this list of where you can camp for free...
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Group Camping in Alberta
Whether you’re looking to camp with a big group for a special event or just to spend time with friends...
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9 Tips to Have a Sustainable Yard in Alberta
Our yards can have a significant impact on the local environment as well as on water and energy use. Traditional...
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Where to Camp for Free in BC
There are many incredible places to explore across British Columbia. If you’re on a road trip, you might be looking...
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The Wellness Needs of Indigenous Communities and Employee Benefits
Wellness, as defined by the National Aboriginal Health Organization (NAHO), is a state of complete physical, mental and social well-being....
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