Search results for: “business insurance” (309 results)
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Group Insurance – Ontario Federation of Independent Schools
Available to members of Ontario Federation of Independent Schools (OFIS) Being a member of Ontario Federation of Independent Schools has…
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Group Insurance – CCMA
Available to Members of the Canadian Council of Montessori Administrators (CCMA) Being a member of the Canadian Council of Montessori…
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Kingston Commercial Insurance Client Group Program
Exclusive Home & Auto Insurance Savings Everyone wants to save on their insurance — and as a valued Acera Insurance…
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Richmond Commercial Insurance Client Group Program
Exclusive Home & Auto Insurance Savings Everyone wants to save on their insurance — and as a valued Acera Insurance…
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Day Care Operators Group Insurance
Available to Members of The Association of Day Care Operators Being a member of The Association of Day Care Operators…
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Group Insurance – Halton Hills Chamber of Commerce
Available to Members of Halton Hills Chamber of Commerce Being a member of the Halton Hills Chamber of Commerce has…
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Group Insurance – Brampton Board of Trade
Available to Members of Brampton Board of Trade Being a member of the Brampton Board of Trade has its advantages….
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Milton Chamber of Commerce Group Insurance
Available to members of Milton Chamber of Commerce Being a member of the Milton Chamber of Commerce has its advantages….
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Webinar – Unlocking the True Value of Your Business
ACERA INSURANCE WEBINAR On-demand Webinar Unlocking the True Value of Your Business Strategies for Maximizing Value and Achieving a Successful…
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TrapAssure by Acera Insurance
TrapAssure by Acera Insurance Insurance for Nuisance Trapping Businesses At Acera Insurance, we understand the unique challenges and risks associated…
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Insurance Ninja
Secure Your Quote We’re swift and skilled and will help you save on your coverage. If you want to save…
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British Columbia Assisted Living Facility Insurance
BC Assisted Living Facility Insurance Get a Free Quote Business insurance for assisted living facilities in British Columbia Assisted living…
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Front Lines Summit 2025
BC Front Lines Summit 2024 October 5 – 6, 2024Coast Capri Hotel, Kelowna, BC 1171 Harvey Ave, Kelowna, BC Welcome…
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CARM Bonds & RPP Surety Bonds
CARM Bonds & RPP Surety Bonds What is a Canada customs surety bond or financial security? Surety bonds, or financial…
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ICBC Discounts and Special Coverages
ICBC Discounts & Special Coverages Learn more about recommended special coverages and discounts available to you from ICBC. Discounts Low…
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Webinar – Employment Practices Liability
ACERA INSURANCE WEBINAR Navigating Employment Practices Liability Legal, HR & Insurance Insights for Employers Acera Insurance invites you to a…
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Protected: Application for Release Prior to Payment of Goods (RPP) Financial Security/Bond
Application for Release Prior to Payment of Goods (RPP) Financial Security/Bond INSTRUCTIONS 1) Please complete the below application form to…
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Commercial Valuables and Collections Quote
Connect with a Commercial Collections Insurance Specialist
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Passive House Canada
Proud insurance partner of Passive House Canada At Acera Insurance, we specialize in identifying and mitigating risks associated with sustainable…
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Viatec Members
Viatec Members Insurance Get a Quote Technology Insurance for VIATEC Members Acera Insurance is proud to be VIATEC’s exclusive partner…
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Ontario Equestrian Individual Equine Liability Message
Equine Individual Liability Insurance For those that work with us, you know that we strongly support the work that Ontario…
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Manufacturing Safety Alliance BC Group Benefits
Manufacturing Safety Alliance BC Group Benefits Exclusive offer for members As a valued member of Manufacturing Safety Alliance of BC,…
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CME Group Benefits
CME Group Benefits Exclusive offer for CME members As a valued member of Canadian Manufacturers & Exporters, we have worked…
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Resources
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Over-Insuring or Under-Insuring Your Small Business
Your business isn’t just a job; it’s a passion and it’s your livelihood. But no matter how much effort, time…
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2025 Commercial Insurance Market Forecast for Canadian Businesses
The following key risks, market trends and proactive steps will impact your business’ insurance and risk management strategies — and…
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Milton Business Insurance Endorsements, Defined
As a hardworking business owner in the city of Milton, Ontario, you’re probably well aware that operating a firm of…
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Three Types of Nanaimo Business Insurance
What Are The Three Basic Types of Business Insurance in Nanaimo? As a hard-working business owner, you know the level…
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Why do I need commercial insurance for a part-time business?
Whether you’re turning a hobby into a side business beginning to freelance under a company name or simply decided the…
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Do I need commercial insurance for my part-time business?
A part-time business can definitely be an exciting prospect. One question you’ll face as a part-time business owner is, “Do…
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Home-Based Business Insurance in Alberta
Whether it’s their primary occupation or a side-hustle, many Albertans operate a business from their home. But did you know…
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Business Insurance Types in Victoria
What kind of insurance does my Victoria small business need? You’ve spent enough years perfecting what you do, learning how…
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The Ultimate Guide to Business Interruption Insurance
If your business is forced to stop operations due to circumstances outside of your control, it can be financially devastating….
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How natural catastrophic events impact your business insurance
Four natural catastrophic events across Canada in July and August caused more than $7 billion in insured losses, making summer…
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Rogers Insurance Ltd., Schwartz Reliance Insurance announce partnership
Note: This announcement was released before Rogers Insurance and CapriCMW merged to become Acera Insurance. Rogers Insurance Ltd. and Schwartz…
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Business Insurance
Business Insurance We’re in the businessof protecting yours. Talk to an Advisor Start a Quote CICC Licensees – Get Your…
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Insurers Want Businesses to Brush Up on Cyber Hygiene
Cyber insurers are experiencing a higher volume of claims plus heightened demand for coverage, making it increasingly difficult for businesses…
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Does cancelling my insurance affect my car insurance rates in the future?
There are a number of reasons why cancelling a car insurance policy makes sense. For instance, you could be selling your…
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Acera Insurance expands west coast footprint with Janzen Insurance partnership
CALGARY, June 5, 2024 — Acera Insurance Services Ltd. is pleased to announce its newest partner, Janzen Insurance Brokers Ltd….
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Managing Insurance and Risks for Your Hospitality Business in 2025
Entering 2025, the hospitality industry is facing a multifaceted landscape of risks — ranging from economic volatility and labour shortages…
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Acera Insurance expands to Atlantic Canada with Jacobi Brien Insurance partnership
CALGARY, July 11, 2024 — Acera Insurance Services Ltd. is pleased to announce its newest partner, Jacobi Brien Insurance of…
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I run a small business – am I covered under my car insurance?
The impact of your small business on your car insurance depends on the type of work you do and how…
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Acera Insurance continues expanding in Ontario, welcomes Pacific Insurance Brokers
CALGARY, Aug. 12, 2024 — Acera Insurance Services Ltd. is pleased to welcome its newest partner, Pacific Insurance Brokers Inc….
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Why you need a longer indemnity period for your business interruption insurance
Business interruption insurance is designed to serve as a financial lifeline if you are ever forced to suspend operations due…
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news
KRS Insurance Partners with Acera Insurance
CALGARY, Jan. 23, 2024 — Acera Insurance Services Ltd. is pleased to welcome its newest partner, KRS Insurance Brokers Ltd….
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How Employee-Owned Insurance Brokers Bring Value to Your Business
In an industry where impersonal service is all too common, it’s easy to understand the frustrations that business leaders can…
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Why Businesses Don’t Buy Cyber Insurance: Five Common Reasons Dispelled
Even as cyber attacks are becoming increasingly frequent, damaging and sophisticated, many businesses still do not purchase cyber insurance. Here…
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How insurance brokers can help construction businesses navigate a tariff on Canadian goods
Acera Insurance’s Aliya Daya, Senior Client Executive, shared ways insurance brokers can help their clients in the building industry prepare…
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Top 10 Insurance Claims for Small Businesses
Four out of ten small businesses are likely to experience a property or general liability claim in the next 10…
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How insurance, supply chain management can help Canadian businesses navigate Trump’s tariffs
Aliya Daya, Senior Client Executive, shared with Canadian Underwriter ways that insurance and supply chain management can help clients navigate…
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Sitemap – Business Insurance
Sitemap Acera Business Insurance Personal Insurance Sitemap Group Benefits Sitemap Products Coverage
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General Third Party Liability Insurance with Acera Insurance
Most people think of car accidents when they hear third-party liability insurance. But did you know this is an important…
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What’s the difference between a broker, an insurance agent and an insurance company?
Many people don’t realize there’s a difference between an insurance broker, an insurance agent and an insurance company. In fact,…
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Selling your insurance brokerage
Selling your insurance brokerage: Why you should choose Acera Insurance As the largest independent, employee-controlled brokerage in Canada, Acera Insurance…
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Insurance Glossary
Insurance Glossary Key insurance terminology. Like many others in specialized or highly technical fields, insurance professionals can use a lot…
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20 Factors That Affect Your Home Insurance Rates
Insurance companies use complicated calculations to determine home insurance rates. Here are 20 factors that affect your home insurance premiums: …
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What type of insurance do I need for my work vehicle?
It’s easy to appreciate why we need to purchase vehicle insurance for personal-use vehicles. Not only does it protect us…
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What is co-insurance?
Co-insurance is one term that is frequently misunderstood yet often found in many insurance policies. It’s important to understand what…
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2024 Commercial Insurance Market Forecast
We’ve identified four risks that could impact your commercial insurance in 2024; these are similar to last year as the…
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Travel Insurance FAQs
Travel insurance helps give you peace of mind about your financial security when the worst happens. No one wants to…
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How brokers can help businesses navigate the shift to a soft market from a hard market
After several years of high premiums and restrictive terms, the Canadian insurance landscape has been shifting in 2024 to provide…
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Navigating the complexity of international risk: A risk insurance guide for Canadian companies with global operations
In today’s interconnected world, Canadian organizations with international operations face an increasingly intricate web of risks that span diverse regulatory…
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Life Insurance Awareness Month
Did you know? September is Life Insurance Awareness Month! Most of us hear a lot about life insurance, but how…
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6 Things That Can Void a Home Insurance Policy
Many people believe that once they purchase a property insurance policy, they’re covered. Unfortunately, this isn’t always the case. Your…
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5 Ways To Tell if You Need Commercial Vehicle Insurance
No matter how big or small your business is or what industry you work in, chances are you use vehicles…
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Why You Should Buy Renter’s Insurance
We get asked it by renters all the time: I don’t have much stuff, why would I buy insurance? The…
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The Advantages of Working with an Insurance Broker
When shopping for insurance you may be overwhelmed with the amount of choice. From insurance companies, brokerages, coverages, limit options…
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3 Ways Your Driving Record Affects Your Car Insurance
You probably know that your driving record affects your car insurance rates, but do you understand exactly how? In this…
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Non-owned auto insurance – who needs it and what it does
Historical Perspective Following the Industrial Revolution, businesses entered an era of globalization and expansion, driven by advances in transportation such…
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A Canadian perspective on how businesses can navigate geopolitical risk
In this in-depth two-part series, Acera Insurance’s Aliya Daya, Senior Client Executive, explores the different ways geopolitical risks are impacting…
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2023 Insurance Market Insights
Businesses of all sizes will continue to face challenges arising from the persistent cycle of economic uncertainties that include inflation,…
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Rethinking Your Insurance Around Environmental, Social and Governance Policies
Now more than ever, people care that the businesses they support and work with have strong ESG principles. Well planned…
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How to Protect a Home-Based Business
Many Canadians operate a home-based business. Whether it’s a full-time operation or a part-time side hustle, it’s important to protect…
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What affects home insurance rates in Alberta?
If you’ve ever compared your home insurance rates with a neighbour, friend, or family member, you may have been confused…
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Hackers See Big Opportunities in Small & Medium Businesses
Businesses of all sizes are experiencing an increased risk of cyberattacks, but small and medium-sized businesses are the most vulnerable…
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Business Interruption for Lumber Mills: How to Protect Your Income
In a global business landscape that is increasingly complex and volatile, the threat of business interruption has consistently ranked as…
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What can void a car insurance policy in Alberta?
There are a number of things that can void a car insurance policy in Alberta, including: Lying on your insurance…
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How to optimize your insurability as a high-net-worth individual
For affluent individuals and families, insurance is more than just a safeguard – it’s a strategic tool for wealth preservation,…
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Emerging cyber threats in 2025: Top risks for Canadian businesses
The threat and cybersecurity landscape are evolving rapidly, bringing new complexities and challenges. The domain of cybercrime has transformed from…
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How do I insure my hobby farm?
If you live on an acreage or a farm it’s important that it’s properly protected. A hobby farm is generally…
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Do you need drone insurance in Alberta?
With innovative technology comes fun and new business opportunities but also risks and responsibility. This is especially true when it…
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Legal Expense Insurance: What You Need to Know
If asked to name the most litigious place in the world most Canadians would look directly south for their answer….
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Risk Management 101 for Businesses in Burlington
Running a business is no cakewalk, so it’s no surprise that implementing a proper risk management strategy is critical to any organization…
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Five Reasons You Should Consider a Career in Insurance
Let’s be honest – the insurance industry doesn’t sound exciting. Unless you have family or friends telling you about how exciting…
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What’s happening with car Insurance in Alberta?
The car insurance industry has made headlines more than a few times recently. One article warns of the “bumpy road…
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Mandatory vs. Optional Auto Insurance in Alberta
Driving is risky. Every time you get behind the wheel, there is a chance you could injure yourself or someone…
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How do I insure a seasonal home?
Protecting your seasonal home can have its challenges. It faces all the risks of your primary residence with the complication…
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Construction Costs and Your Insurance – What You Need to Know
Due to widespread shortages, construction costs have skyrocketed in Canada in the past couple years. If you don’t have plans…
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What You Need to Know About Strata Insurance
For decades, Acera Insurance have served as trusted advisors to strata corporations and property management companies throughout BC. During that…
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Liability Risks for Small Businesses in Alberta
In Alberta as in any other parts of country owning your own business is a dream come true for many….
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Bracing for impact: How Trump’s tariffs will reshape Canadian business in 2025
On Feb. 1, 2025, US President Donald Trump announced the imposition of a 25% tariff on imports from Canada, including…
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New Buzzword, New Coverage You Need: Cyber Insurance and Your Business
Cyber floats around the boardroom now like synergies and paradigm shift did five years ago – they are not exactly…
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Rogers Insurance acquires Polaris Solutions
Note: This announcement was released before Rogers Insurance and CapriCMW merged to become Acera Insurance. Rogers Insurance Ltd. is pleased…
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Liquor Liability Insurance Explained
Liquor liability insurance provides coverage for establishments that serve alcohol, such as pubs, bars, clubs, restaurants, and wineries. It covers…
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How do I get a certificate of insurance?
You may be asked to provide a certificate of insurance from a client financial institution insurance company event venue and…
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Babysitting and Your Home Insurance
Babysitting makes a great job for responsible teenagers or adults who like kids. With childcare in high demand for many…
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Rogers McLean Shaw Insurance
Rogers McLean Shaw Insurance is now Acera Insurance. Rogers McLean Shaw, as part of the Rogers Insurance Group, has transitioned…
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The rise of AI-powered cyberattacks: How your business can keep pace with emerging cyber threats
Artificial intelligence (AI) has revolutionized all industries — from manufacturing to healthcare and finance — helping to streamline operations, increase…
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7 Things Homeowner’s Insurance Typically Doesn’t Cover
A home insurance policy covers you for a wide variety of things; it includes coverage for liability, for your personal…
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Do I need to let my insurance company know if I’m working from home?
More and more Canadians are working from home full-time or part-time – especially thanks to the Covid-19 pandemic. Others are…
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When I rent a car do I need to buy rental car insurance?
Every time you rent a car you’ll be asked “Do you want to pay extra for insurance?” If you answer…
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3 Things to Know About Food Delivery Car Insurance
UberEats, Skip the Dishes, DoorDash – lately more online food ordering and delivery platforms have been increasing in popularity at…
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Legal Marijuana Grow Ops: An Insurance Perspective
With the legalization of marijuana now officially given a date and many legal growing operations having already emerged to provide…
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How to Protect Your Business from Wildfires in Alberta
Alberta’s wildfire season beings March 1 and lasts through to the end of October each year. There is currently an average of 1,346 wildfires per year in…
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Your Questions About Auto (ICBC) Insurance & COVID-19, Answered
There is so much uncertainty in the world right now that nearly everything feels like it has changed. As people…
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2022 Insurance Market Forecast
The hard market challenges of the past few years will continue into 2022. But there is good news — things…
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Rising Construction Costs Putting Businesses at Risk of Underinsurance
The sharp increase in the cost of lumber, plywood and steel is affecting more than just construction-based businesses. All businesses…
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Janzen Insurance
JANZEN CLIENT ACCESS POINT LOGIN Janzen Insurance is now Acera Insurance. Janzen Insurance has transitioned to becoming Acera Insurance. As…
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How Lloyd’s of London Affects Insurance Availability and Premiums in Canada
David Edgar, Managing Director, Underwriting, Captives & Alternative Risk Solutions at Acera Insurance, explains the impact of Lloyd’s of London…
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Does my insurance cover a home I bought in the US?
Owning a home in the United States is a goal of many Canadians. Whether they’re looking to escape the cold…
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The Pros and Cons of Getting an Online Insurance Quote
While it’s pretty easy to request a quote online actually being able to get your insurance quote online is still…
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Fighting Insurance Fraud in Alberta
As March is Fraud Awareness Month we thought this was a great opportunity to discuss insurance fraud in Alberta. Insurance…
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Pollution Liability Insurance: What You Need to Know
It’s not always the first thing we think of when we think insurance, but liability coverage is one of the…
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Buffy Mills and Anna Rickard named Elite Women in the insurance industry
Mar. 11, 2025 — Acera Insurance Services Ltd. is proud to share that two outstanding leaders within the organization have…
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Cheaper Isn’t Always Better When Buying Insurance
If you’re shopping for insurance, you’ll frequently see advertisements offering low rates – as if the cheapest insurance premium is…
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Using a Personal Car for Business in Alberta
It can be tricky for self-employed people or owners of small businesses in Alberta to distinguish their personal activities from business-related…
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CCV Insurance
CCV Insurance is now Acera Insurance. CCV Insurance, as part of the Rogers Insurance Group, has transitioned into Acera Insurance….
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A-WIN Insurance
A-WIN Insurance is now Acera Insurance Broker Network. A-WIN, as part of the Rogers Insurance Group, has transitioned to Acera…
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Winter Risks for Businesses in Alberta
Alberta businesses deal with increased risks during the winter thanks to our weather. Winter risks for businesses in Alberta include: …
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Tips for Protecting Your Auto Insurance Premiums in Alberta
It was recently announced that the Alberta government will introduce auto insurance reforms that include rate increases to the ‘good’…
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What kind of insurance do I need for my rental properties?
Renting out properties to tenants can certainly be a profitable endeavour. Earn extra income supplement your current salary and have…
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news
Acera Insurance expands partnership with Rogers McLean Shaw
CALGARY, July 18, 2023 — Acera Insurance Services Ltd. is pleased to announce it has merged operations with Rogers McLean…
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Building partnerships that help local businesses thrive
Bay Resource Group is known throughout the flooring industry as a cutting-edge developer and distributor of niche flooring products, and…
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A strategic approach to help wood product manufacturers save on insurance
In the wood products manufacturing sector, a traditional strategy to reduce insurance premiums might include increasing deductibles, reducing coverage, assuming…
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Top Trends Affecting the Insurance Market for Natural Disasters
Over the past year alone, Canada was hit by two of the costliest natural disasters in the country’s history –…
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Acera Insurance partners with Dorey & Tolgyesi, marking fourth deal in Ontario in 2024
‘Acera Insurance defending true Canadian brokerage option,’ says partner CALGARY, June 12, 2024 — Acera Insurance Services Ltd. continues to…
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Green Benefits Group joins Acera Insurance, expands Acera Benefits division
CALGARY, March 25, 2024 — Acera Insurance Services Ltd. and Green Benefits Group Inc. have announced their new partnership. This…
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Rogers Insurance Invests in Kaerus Group
Note: This announcement was released before Rogers Insurance and CapriCMW merged to become Acera Insurance. Rogers Insurance is pleased to…
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Returning to Work May Impact Your Auto and Home Insurance
While uncertainty around COVID-19 still exists, many people are being told the return to work is imminent (if they’re not…
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Acera Insurance welcomes Joseph Carnevale as Regional President, Eastern Canada
March 19, 2025 — Acera Insurance Services Ltd. is pleased to announce Joseph Carnevale has joined the organization as Regional…
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Acera Insurance expands to Saskatchewan with BMA Group partnership
Jan. 9, 2025 — Acera Insurance Services Ltd. is pleased to announce its partnership with BMA Group, one of the…
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Understanding the Volatile Insurance Market
Since autumn 2018, the insurance marketplace has become increasingly volatile. In 2020, we continue to see insurers with diminished capacity,…
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The Evolution of Cyber Risk: Three Trends Affecting Businesses
These three cyber trends are exposing security vulnerabilities, and heightening the call for businesses to stay informed on the ways…
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news
Acera Insurance partners with Rushton Agencies, Expands operations in Central Alberta
CALGARY, July 11, 2023 — Acera Insurance Services Ltd. is pleased to announce it has partnered with Rushton Agencies Ltd….
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3 tips to prepare your business for flood season in Alberta
Flooding is the most common natural hazard in our province, yet it often takes Albertans by surprise each spring. Now…
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Insurance for DJs: Keep the Turntables from Turning on You
Every party needs music. We might argue over what it should be, but we all agree that it’s a must….
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Insurance solutions for Canadians, by Canadians
Acera Insurance has always proudly been 100% Canadian-owned and independent. We have no foreign or insurance carrier ownership, making us…
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Why environmental impairment liability is a must-have for Canadian businesses
As businesses throughout Canada direct more attention and resources towards their ethical and social responsibilities for minimizing their environmental impact,…
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Why It Matters: Home Insurance and Your Credit Score
If you purchased a home or condo insurance policy lately, you were likely asked to consent to the insurance company…
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Do we need insurance for a backyard wedding?
A backyard wedding can be a great way to have an intimate and relaxed ceremony and save money on a…
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How is my insurance affected if I import or export products?
If your business is considering importing and exporting products it is extremely important to understand how your company’s insurance may…
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Acera Insurance Expands Partnership with Fairfield Watson
CALGARY, Jan. 17, 2023 – Acera Insurance is pleased to announce that it has merged operations with Fairfield Watson, a…
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There’s Insurance for That: Medical Malpractice
We have all heard of malpractice – it is often the villain in episodes of soapy medical dramas – but…
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How product recall insurance can save your bottom line
Even with the most stringent quality control and safety measures, any business that manufactures, distributes or sells goods could be…
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7 Cyber-Security Tips for Protecting Your Business
When your company deals with data you are at risk of a cyber-attack. No business is exempt from cyber-criminals malware…
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Does my car insurance cover my trailer in Alberta?
Part of the benefit of owning a truck is being able to pull a trailer – and there’s a trailer…
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What is fleet insurance?
Fleet insurance is for companies who own 4 or more commercial vehicles. It is an easy way to cover all…
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Why real estate insurance requires a specialist – not just a policy
For commercial landlords and condominium/strata councils, insurance is more than a policy — it’s a key part of your risk…
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Protecting Your Holiday Gifts: Home Insurance Tips for High-Value Items
The holidays are a time for family and friends to gather and celebrate the joyous season. They also provide an…
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Five Essential Insurance Coverages for Contractors
Insurance is a cost. As a Contractor the ability to control your costs is important. When it comes to insurance…
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Weeding Out the Confusion: Cannabis and Home Insurance
Last October, the insurance industry was abuzz with theories, worries, and wonderings about the impact of the legalization of recreational…
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Am I covered for storing business property off-site?
Any business owner knows that good insurance coverage whether for property stored on-site or off-site is imperative to the overall health…
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M.E.F. Services joins Acera Insurance, expands Acera Benefits division
CALGARY, March 13, 2024 — Acera Insurance Services Ltd. is pleased to announce its newest partner, M.E.F. Services Ltd. This…
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news
Prizm Financial joins Acera Insurance, expands Acera Benefits division
CALGARY, July 27, 2023 — Prizm Financial Inc. has joined Acera Insurance Services Ltd. This merger expands Acera Insurance’s specialty…
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How accurate property valuations protect your business
Accurate property valuations are the foundation of effective commercial insurance coverage. Yet across Canada, fluctuating construction costs, rising inflation, climate-related…
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news
Acera Insurance welcomes Hugh Watt as Chief Operating Officer
May 5, 2025 — Acera Insurance Services Ltd. is pleased to announce Hugh Watt has joined the organization as Chief…
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How to Renew Your ICBC Insurance
Like pretty much everything else in the world, the way ICBC does business has changed in the past year. At…
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Event Insurance: What You Need to Know
Spring is in the air (almost) and so kicks off the season of celebration. We tend to get a little…
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How can I customize my Aviva home insurance policy to suit me best?
Aviva is one of the largest providers of home insurance in Canada. They offer different levels of protection for homeowners…
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Workplace Safety for Small Businesses in Alberta
Workplace safety matters for every business regardless of size or industry. If you’re a small business owner ensuring your company…
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Acera Insurance smashes Variety Month fundraising goal
Team raises more than $24,300 for Variety – the Children’s Charity of BC BURNABY, April 2, 2024 — During a…
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10 Ways to Protect Your Business from Liability Risks
A single lawsuit can sink a small business. Here are 10 ways to protect your business from liability risks: Identify…
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Inowest Insurance Brokers Inc. acquires Sylvan Agencies Ltd. in Central Alberta
Note: This announcement was released before Rogers Insurance and CapriCMW merged to become Acera Insurance. Rogers Insurance Ltd. is pleased…
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Acera Insurance Announces Appointment of Lana Wood to Board of Directors
Acera Insurance, one of Canada’s largest independent insurance brokerages, is pleased to announce the appointment of Lana Wood to its…
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What’s impacting construction insurance in Nova Scotia?
Acera Insurance’s Colin Brien spoke with Insurance Business Canada magazine about challenges facing the construction industry in Halifax, NS, in…
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Solar Panels: The Effect on Your Insurance
To encourage the adoption of solar panels the Alberta government recently pledged a $36 million rebate to get an additional…
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Acera Insurance welcomes Navigate Benefit Solutions, expands Acera Benefits division
June 3, 2025 — Acera Insurance Services Ltd. is pleased to partner with Navigate Benefit Solutions as it continues to…
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Why Construction Businesses Need Directors & Officers Liability
The duties & standards that directors and officers are now held to today are more stringent than ever. These standards,…
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What is professional liability insurance and do I really need it?
If you offer specialized services like consulting, teaching or professional advice to clients, you are automatically held to a higher…
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news
Is your business prepared for a supply chain cyberattack?
Acera Insurance’s Aliya Daya, Senior Client Executive, shared ways businesses can protect themselves from supply chain cyberattacks in this Insurance…
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Wood Product Manufacturers: Reduce Your Insurance Premiums and Avoid WorkSafeBC Fines
WorkSafeBC fines have increased dramatically for wood product manufacturers in recent years and the operational practices of the industry are…
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How to Protect Your Business from Break-and-Enters
Businesses are popular targets for break-and-enters. This type of crime is often a crime of opportunity; criminals look for businesses…
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The impact of wildfires on construction project insurance
Acera Insurance’s David Green, Director, Construction, is featured in Construction Business magazine, discussing how wildfires are impacting insurance timelines for…
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I’m renting out a room this summer, how does it affect my insurance?
Summer brings a few big attractions to Alberta: the Jazz Festival, the Calgary Stampede, Westerner Days and more. Folks travelling…
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How Trump’s victory may impact Canadian businesses
Donald Trump’s return to the White House is expected to have a significant impact on international trade policies, defence commitments…
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Does car insurance cover a hit-and-run?
A driver who fails to remain on the scene of an accident or fails to provide their information can be…
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Why your business needs to focus on risk management
Acera Insurance’s Wendy Wildeman, Director, Learning Development, sat down with Business in Calgary magazine to discuss the important role that…
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The Key to Business Success? Your Employees
The best people want to work for the best employers. Now, more than ever, organizations must consistently offer beneficial incentives…
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How working with an independent insurance brokerage benefits Canadians
Acera Insurance’s Hugh Watt, Chief Operating Officer, spoke with Insurance Business Canada magazine about the benefits of working with an…
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Wood Product Manufacturers: Reduce Your Insurance Premiums and Avoid WorkSafeBC Fines
WorkSafeBC fines have increased 4,000% in the last five years for wood product manufacturers. The operational practices of those in…
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How event planners can benefit from working with an insurance broker
Working with a broker can help event planners get comprehensive coverage at a competitive rate — so says Acera Insurance’s…
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Winter Maintenance for Businesses
Winter brings a lot of potential for liability risks and damage to businesses in Canada. This can include: Slips and…
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Do parking tickets count against my insurance?
No one likes to see that dreaded parking ticket lodged under their windshield wiper when you’re coming out of a…
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2025 Group Benefits Outlook for Canadian Businesses
The advantages of helping employees manage their health and wellbeing are clear. Offering group benefits can: Improve employee morale and…
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Using Third Party Service Providers for Data Processing: Your Business’ Legal Obligations
If your business collects personal information of any kind, you’re likely using third party services to process that data. Under…
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Are you Covered for That?: Tool Insurance for Tradespeople
According to CTV News, the Victoria police reported an increase in break-ins in the area this spring, at both commercial…
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BC Introduces a $50 Million Relief Grant for Restaurants and Businesses Affected by Recent COVID-19 Restrictions
The BC government has launched the Circuit Breaker Business Relief Grant. Through this program, one-time grants between $1,000 and $10,000…
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Farms and Businesses Using Groundwater Require Licenses as of March 1, 2022
As of March 1, 2022, thousands of farms and small businesses that draw water from wells will be required by…
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Winter Preparedness Checklist for Alberta Businesses
Winter in Alberta can hit hard. It can also arrive early, stay late, and involve huge amounts of snow and…
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How BC’s Employer Health Tax Will Affect Your Business
The Government of BC has proposed a change in how our provincial healthcare coverage is funded beginning January 1, 2019….
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Should businesses change their disability plans in response to expanded EI benefits?
Early intervention should be a key consideration for Canadian businesses when they are designing or modifying their corporate long-term disability…
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Sitemap – Personal Insurance
Sitemap Acera Personal Insurance Business Insurance Sitemap Group Benefits Sitemap Products Coverage
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There’s Coverage for That: Equipment Breakdown Insurance
Office workers know there are few things as frustrating as broken printers. For most of us, the copier/scanner/printer/fax machine (or…
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Acera Insurance expands benefits division in Ontario, partners with Dominion Group Benefits
CALGARY, May 6, 2024 — Acera Insurance Services Ltd. continues to expand its specialty Acera Benefits division in Ontario, following…
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We are members of GBN Worldwide
Acera Insurance is proud to be a founding member of GBN Worldwide. Dubbed as one of the first truly global…
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Towing Someone Else’s Trailer: Insurance Considerations for Borrowing and Lending
Everyone wants to be the guy or gal that bails out a buddy or helps a friend. Lending your trailer…
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If you’re serving liquor at your business event, here are some things you need to know
With the holiday season fast-approaching, we thought it would be a good reminder to review risk control methods that may…
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BC’s Requirements for Fall Protection Plans
According to the Canadian Centre for Occupational Health and Safety, around 60,000 workers are injured each year from slips, trips…
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Earthquake preparedness guide
Earthquake preparedness guide: How to minimize and protect yourself from earthquake-related damage Did you know approximately 5,000 earthquakes occur across…
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Hurricane preparedness guide
Hurricane preparedness guide: How to protect yourself from storm-related damage Hurricane season in Canada is typically between June and November,…
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Tornado preparedness guide
Tornado preparedness guide: How to minimize and protect yourself from tornado-related damage Peak tornado season in Canada typically occurs between…
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Wildfire preparedness guide
Wildfire preparedness guide: How to minimize fire and smoke damage Wildfire season in Canada typically occurs between April and October,…
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Flood preparedness guide
Flood preparedness guide: How to minimize and protect yourself from flood-related water damage Flood season in Canada typically occurs between…
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Hail preparedness guide
Hail preparedness guide: How to minimize damage to your home, vehicle, business or farm Hail season in Canada typically occurs…
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Privacy Policy
Privacy Policy At Acera Insurance we understand that privacy is a critical issue for all our Clients. Our privacy code…
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Geopolitical risk management strategies: Steps for Canadian companies to mitigate risk
This is part two in our in-depth two-part series exploring the evolving geopolitical landscape. In this article, Acera Insurance’s Aliya…
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Global crisis to local disruption: Supply chain challenges for Canadian manufacturers
The trade war between the US and Canada is a stark reminder of how manufacturers north of the 49th parallel…
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Actual Cash Value or Replacement Cost: 9 Key Considerations
Insuring property on an actual cash value (ACV) basis could lead a manufacturing business to permanent close in the event…
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Debugging risk: The ultimate guide to managing tech company exposures
If you’re at the helm of — or deep in the trenches of — a technology company, you know that…
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Our Brands
Our Brands Serving communities across Canada for over 60 years. As a fiercely independent brokerage, Acera Insurance was formed by…
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The True Cost of Cybercrime
As technology advances, so do the risks that businesses face. “Cybercrime is one of the greatest threats that businesses of…
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Sitemap – Group Benefits
Sitemap Acera Group Benefits Personal Insurance Sitemap Business Insurance Sitemap Products Coverage
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Compensation Disclosure
Compensation Disclosure (Français)Our role is to provide you with the best insurance value that combines coverage, service, and price. We…
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Surrey Board of Trade
Proud Partner of the Surrey Board of Trade Connect With Us With roots in BC dating back to 1975, Acera…
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Employee Theft in Alberta
How big of an issue is employee theft? According to a study done in 2012 by the Association of Certified Fraud…
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The Importance of Updating Material Change in Risk
Your insurance policies need to be updated to reflect life changes, otherwise you are leaving yourself open to being underinsured….
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Leadership
Leadership Providing guidance for ongoing growth and success. Our leadership team guides our nationwide organization in a collaborative manner that…
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Dorey & Tolgyesi
Dorey & Tolgyesi is now Acera Insurance. Dorey & Tolgyesi has transitioned to become Acera Insurance. As one unified company,…
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Endorsements 101: What They Are and How They Protect You
When searching for home or auto insurance, you want to ensure you have a well-rounded, cost-effective plan to meet your…
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What is a Surety Bond? Surety Bond Definition & Other FAQs
Whether you’re a new business or one that’s been around for a while, you may have heard the term “surety…
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Sylvan Agencies
Sylvan Agencies is now Acera Insurance. Sylvan Agencies, as part of the Rogers Insurance Group, has become Acera Insurance. As…
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Severe Weather
Severe weather: How to prepare and stay safe during floods, wildfires and hail Severe weather is becoming increasingly common across…
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Property Owners at Increased Risk of Being Underinsured
The pandemic has wreaked havoc with many things in our lives, including global supply chains. Availability of raw materials has…
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Is driving to a customer’s home different than driving to my office?
Driving to and from work isn’t the same as driving for work. While both require you to use your car,…
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Megson FitzPatrick
Megson FitzPatrick Insurance is now Acera Insurance. Megson FitzPatrick, as part of the Rogers Insurance Group, has transitioned to become…
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Get a quote (CapriCMW)
Get a quote CapriCMW is now Acera Insurance. Our name has changed, but our team of expert advisors remains the…
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What is an underwriter?
If you’ve applied for an insurance quote you may have encountered an “underwriter.” Well what is an underwriter? What do…
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What is a lapsed policy?
Missed a few payments? Your insurance policy may have lapsed meaning it has been cancelled due to non-payment. If you…
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Am I covered if I lend my boat to a friend?
Even with the short boating season and summer weather calling sometimes you can’t always get out to the lake to…
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What is a binding authority restriction and why does it matter?
If you call to purchase a new insurance policy or change your existing coverage, you may be told it’s not…
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Employee Benefit Packages
How many of us are working towards a healthy work life balance as an achievement in our lives? Are we…
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4 Steps to Prepare Your Home for Spring Flooding in Alberta
Thanks to snowmelt and seasonal rainfall, late spring is the season for flooding in Alberta. Flooding can occur from a…
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Should you keep vehicle maintenance records?
If you use one or more vehicles in your small business you probably already know how important it is to…
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Am I covered if I need to cancel a trip?
While no one wants to cancel a trip, sometimes it’s necessary. But what if you’ve already booked flights and hotels…
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9 Tips for Using Employee Benefits to Support Talent Attraction and Retention in a Crisis
The entire world was thrown into disarray in the emergence of the COVID-19 pandemic and as a result, businesses worldwide…
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A Different Way to Protect Your Inventory Through the Entire Supply Chain
If your company is in the business of importing, distributing or exporting, there’s always concern over ensuring goods are protected…
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Ensure your special event goes off without a hitch
Spring is in the air and wedding season is upon us! The warmer months see the return of weddings and…
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Coverage You Need: Employment Practices Liability
If you have watched the news in the past year, you have likely seen something about workplace harassment or discrimination….
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Selling a Vehicle by Consignment in Alberta
Selling a vehicle can be time-consuming and frustrating so it’s not surprising that many car owners choose to sell their…
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Host Liquor Liability: Everything You Need to Know
Did you know you can be held accountable for injuries or damage which occur as a result of serving alcohol?…
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9 Tips for Errors and Omissions Risk Management
If you provide a professional service or advice, a large part of your risk management will be protecting yourself and…
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Ask an Expert: ICBC’s Enhanced Care
As you have probably heard on the news, ICBC is changing things up this spring, and embracing a new insurance…
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Faith & the Post-Pandemic World: Challenges Faced by Faith Organizations
Faith and religious organizations can face many new and unique challenges to their operations. Through proper risk assessment and awareness…
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How long will it take for my claim to be settled?
We all get insurance for one reason – so that we’re protected in the event disaster strikes. Because really how…
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Protecting the future of farming
Bordercreek Farms is one of the most technologically advanced poultry farms in the Fraser Valley, operating on 28 acres of…
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How to Protect Your Company’s Reputation Against Damaging Incidents
A company’s reputation can be its strongest asset but also its most vulnerable. A single crisis can cause irreparable harm…
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Battle of the ICBC Coverages: RoadStar vs. Roadside Plus
There’s more to car insurance than the basic collision, comprehensive, and liability coverages that come to mind when we are…
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Protecting Company Vehicles
Your company’s vehicles are one of your biggest investments as well as a critical component of your operations. Protecting your…
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Renting Out an RV in Alberta
After a few months of having your RV in storage over the warmer months you may begin to regret having…
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How Safe is Your Password?
Cybercrime is more rampant than ever before – attacks are growing in sophistication year by year with the potential impact…
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Winery Liability: What Are You Not Protected Against?
Have you ever considered what would happen if your customer records were hacked? How about a picking bucket on the…
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Leaders and Liability: Dishonesty in Non-profit Organizations
Directors and officers liability provides insurance coverage for liability arising out of wrongful acts. Non-profits, whether they appear to be…
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Culture a key consideration in partnerships
Acera Insurance’s Bruce Rabik, Chief Operating Officer, chatted with Insurance Business Canada magazine about the unique advantages that make our…
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Have you heard about EasyCover?
In April 2015, Acera Insurance (formerly Rogers Insurance Ltd.) launched Canada’s first online insurance portal where eligible consumers can buy…
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Limiting Your Construction Firm’s Professional Liability Exposure
Many contractors are unaware of their own professional liability exposure. In fact, several aspects of the work that contractors do…
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How to Prevent Burst Pipes
Burst pipes are a nightmare for any homeowner or business owner. Not only can they cause extensive damage, but the…
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What is a garage policy?
If you’re one of those people who love motor vehicles in all forms shapes and sizes and you happen to…
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Common Claims in Lethbridge
Like people cities have their own distinct characteristics including weather patterns. These can often dictate what types of insurance is…
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Reception Form
Reception Form Please submit your lead for the Alberta and Ontario new business teams here. This form is for reception…
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Buying an RV in Alberta
With nature like this it’s no wonder camping and RVs are so popular in Alberta. Whether you’re a first-time buyer…
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Top 10 Easy Hikes Near Calgary
We live in a beautiful province and there’s nothing better than getting outside to enjoy it. Luckily Calgary is close…
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Driving Back to School in BC
In the span of a day, autumn seemed to arrive in Victoria: the leaves are falling, the coolness is settling…
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There’s Coverage for That: Identity Theft
We talk a lot about cybercrime on this blog (Why Your Business Needs Cyber Insurance) and how you can protect…
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BC’s New Licensing Requirements For Builders In Residential Construction Now In Effect
Last year, the Government of BC announced a new licensing system for builders in residential construction. As of March 4,…
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Serving Alcohol at a Hosted Event
Most companies have the occasional function which may include the opportunity for the staff and their guests to enjoy some…
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Hiring Commercial Drivers: What You Need to Know
When hiring an employee to sit behind the wheel of a company asset it’s important to know that when you…
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Get a quote
Let’s get your quote started. Looking to renew your ICBC Autoplan? Request Renewal Here
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How AI-powered manufacturers can address cybersecurity threats
Artificial intelligence (AI) technologies have emerged in recent years as a transformative force in the manufacturing industry, driving efficiency and…
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Prizm Financial
Prizm Financial is now Acera Benefits. Prizm Financial has transitioned to become Acera Benefits. As one unified company, we are…
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What are benefits?
With the great resignation upon us, offering value with benefits has never been more important. “The great resignation is coming,”…
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ICBC Enhanced Care Coverage: New Accident Benefits
As of May 1, 2021, ICBC’s new Enhanced Care coverage comes into effect which introduces significant changes to BC’s auto…
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New Requirements Under Safe Food for Canadians Regulations in Effect January 15, 2020
As of January 15, 2020, fresh produce companies will be subject to new requirements under the Safe Food for Canadians…
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Government of Canada Announces $100 Million Funding for Steel and Aluminum Manufacturers and Users
In 2018, the US began imposing tariffs of 25 per cent and 10 per cent on Canadian imports of steel…
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Policyholders cannot afford to bury their heads in the sand
Addressing cognitive bias to effectively manage risk Prevention is the foundation of effective risk management; it’s also the first line…
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Avoiding the Bait – The Importance of Recognizing Phishing Attacks
With cyberattacks on the rise, it’s important for businesses to know how to identify and guard against them By…
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5 Summer Safety Tips for Professional Drivers
With more motorists on the road, construction zones and extreme weather, is it any wonder that more occur in the…
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Where to Camp for Free in BC
There are many incredible places to explore across British Columbia. If you’re on a road trip, you might be looking…
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There’s Coverage for That: Advertising Injury
What is advertising injury coverage? Advertising injury insurance protects businesses whose advertising infringes upon on the copyright or intellectual property…
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ICBC Changes: How Will They Affect Commercial Fleets?
ICBC has announced some major changes to our car insurance system in British Columbia that take effect on September 1,…
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3 Strategies to Limit Your Organization’s Exposure to Employment Claims
The impact of the COVID-19 pandemic has led to a global shift towards remote and hybrid work arrangements, the introduction…
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Group Benefits
Group Benefits Your employee needs come first. Acera Benefits helps Canadian employers design competitive, cost-effective employee benefits plans in an…
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Preparing Your Commercial Building for Winter
Winter weather in Canada is notorious for extreme cold, snow and ice, which can come with significant challenges for commercial…
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How Company Benefits Can Improve Your Recruitment
Now is the time to put great talent in your organization first, as the Great Resignation is here. Due to…
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5 Tips to Protect Your Horse from Fall and Winter Colic
With the weather cooling down and the busy show season coming to a close, we’re entering the time of colourful…
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Fairfield Watson
Fairfield Watson is now Acera Benefits. Fairfield Watson has transitioned to become Acera Benefits. As one unified company, we are…
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2024 Group Benefits Market Outlook
While economists predict inflation in Canada will stabilize, the rate will continue to remain higher than an ideal target. Organizations…
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5 Top Trends in Employee Total Rewards
With attrition levels well above the norm in many sectors, employee total rewards are coming into their own. “Three to…
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In-house Commissioners of Oaths
At Acera Insurance, we are not only insurance brokers but outdoor enthusiasts as well. That’s why when the Ministry of…
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Directors and officers can be personally liable for their company’s food safety violations
Directors and officers of businesses that import and/or handle food should take it upon themselves to ensure their companies and…
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9 Campsites in BC That We Love and So Will You
An impressive amount of people at Acera Insurance are avid “weekend warriors.” Packing up the tent, bike, RV, or boat Friday…
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Driver Health Weighing Down Transportation Industry
The health and wellbeing of professional drivers must be prioritized as part of efforts to improve safety behind the wheel…
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Why is it important to ‘call before you dig’?
As we get closer to spring and start thinking about outside work, remember to call before you dig! Each year across…
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Private versus Public Campgrounds in British Columbia
Here in British Columbia, there are so many great campgrounds and parks to explore, and it can be tough to…
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The Philosophy of Employee Benefits
One of the largest concerns that employers have is what kind of benefits programs to offer their employees and just…
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Employing Construction Workers During Cold Weather: Your Responsibilities
In the construction industry, your employees work almost exclusively outdoors and the weather can dictate their daily working conditions. Sometimes,…
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5 Reasons Employees Don’t Report Near Miss Incidents
A near miss is any unplanned incident in the workplace that could have resulted in an injury, illness or damage….
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Employee Benefits in Manufacturing: Attracting Quality Talent
Employment practices tend to change based on current industry trends. In many industries, particularly manufacturing, the recent trend for employees…
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How the Land Owner Transparency Act Will Affect Developers in BC
The Land Owner Transparency Act (LOTA), expected to come into force later this year, will introduce a public registry designed to identify…
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5 Tips for Working from Home
Working home can be a challenge, especially when you first start. As many of us are suddenly working from home…
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10 Ways to Keep Hybrid Employees Engaged
The pandemic accelerated the adoption of hybrid work models – where employees work partly in office and at home – and recent…
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RVing the Icefields Parkway
Stretching 288 kilometres between Banff and Jasper, the Icefields Parkway is one of the most spectacular drives you can do…
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Protect Your Home From Extreme Heat
Some parts of the country are experiencing extreme heat. And while most people are aware of the dangers of excessive heat to…
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Communication, Respect, and… Yoga?: How to Improve Mental Health in the Workplace
Mental health has been a topic of much discussion the past few months: what are the impacts of a global…
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BC MSP Premiums End December 31, 2019
Since the beginning of 2019, BC has been under a transition to phase out Medical Services Plan premiums. While MSP…
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