# Indigenous Group Benefits & Retirement

> We offer expert advice on group benefits and retirement plans designed for Indigenous communities and organizations across Canada. Get a quote today.

Indigenous Group Benefits & Retirement

Tailored benefits for your community.

At Acera Benefits, we offer expert advice on group benefits and retirement savings services specifically tailored for Indigenous communities and organizations across Canada. Our core value of putting people first enables us to make a meaningful impact in the local communities we serve.

Speak to a Specialist

Your guide to Indigenous group benefits & retirement coverage.

Together, our team represents the rich diversity of Inkumupulux, Westbank First Nation, Nlaka’pamux, within the Syilx Nations. Our collective backgrounds and experiences enrich our work, ensuring that we approach every challenge with cultural sensitivity and a deep understanding of community dynamics. 

Our team is dedicated to supporting Indigenous communities in securing their futures, with strength, resilience, and leadership for Indigenous people across Canada. 

Some things to consider for your group benefits and retirement program:

Wellness programs

Retirement savings

Health and dental

Band member plans

Chief and Council coverage

Chief and Council retirement plans

Nation retirement plans

Get started today.

Get in touch to learn more about how our Indigenous consultants can help with your group benefit and retirement saving plans. Our advisors work across Canada, travelling to even the most remote locations. Because we know it’s important to have quality face-to-face contact as your needs evolve.

Call us: 1.833.531.6093
Email: indigenoussupport@acera.ca

Explore the features of our plans.

Our Indigenous consultants provide professional, impartial advice and negotiate terms with your best interests in mind. We work hard to create change in our industry as our communities evolve, and we’re proud to be able to provide custom solutions to you. Whether it’s FNHA/NIHB benefit coordination, benefit plans for Chief & Council, or tax-exempt retirement savings plans, we’re here for you.

Relationships with Proprietary Providers

Our advisors have exclusive access to health insurance providers that specialize in benefits plans for Indigenous communities and organizations.

Band Member Plans

We can help design and implement coverage for band members on and off the reserve - a unique feature not offered by all providers.

Wellness Programs

We work with several providers to deliver employee assistance plans (EAPs) tailored to the unique wellness needs of your Indigenous group, including culturally relevant offerings.

Retirement Savings

We offer retirement savings plans regulated by OSFI and BCFSA that will provide tax-exempt income for status employees working on reserve.

Chief Council Benefit Coverage & Retirement Plans / Tax-Free Savings Plan

We partner with select carriers that offer this coverage. Please note that this is not available through all providers.

FNHA / NIHB Benefits Coordination

We ensure that benefits are correctly coordinated with First Nations Health Authority (FNHA) / Non Insured Health Benefits (NIHB) for status individuals to provide cost savings to you as an employer and to your employees.

Band Employee Benefits Funding

We help make sure your plans are set up correctly to ensure you receive BEB Funding.

Taxation

We’ll work with you to ensure your plans are tax-exempt in accordance with government regulations.

Why choose Acera Indigenous Benefits for your benefits and retirement?

With 60+ years serving local communities across Canada, we recognize that Indigenous people and organizations have unique needs. Our Indigenous consultants understand and appreciate the culture and the challenges that our communities face. Our team honours and celebrates the legacy of Indigenous people, empowering forces within our communities and advocating for the health and wellness of our people.

Tailored Benefits

Whatever the size of your organization or community, our team can build and implement a benefits program to support the well-being and productivity of your employees and your people.

Ongoing Support & Training

Employees often have questions about their plans. We’re here to support you in-person with employee plan roll-out, maintenance, communication and ongoing education.

Plan Audit & Design

Our advisors will evaluate your current group benefits and retirement plans, identify opportunities for improvement, and recommend cost-saving strategies.

Meet our advisors.

Sarina Torres

Indigenous Group Benefits Consultant
Indigenous Employee Owner

Chelsea Coble

Indigenous Client Service Associate
Indigenous Employee Owner

Krista Angle

Indigenous Client Service Associate

Speak to a specialist.

Our Indigenous Benefits team is here to support you every step of the way. Get in touch with a dedicated advisor today and we’ll get to work building the perfect benefits and pension program for you.

Still have questions?

We’re happy to connect with you. Let’s start a conversation.

Call us: 1.833.531.6093
Email: indigenoussupport@acera.ca
