# Beauty Care Professionals Insurance

> Every business faces its own set of risks. We offer beauty business insurance tailored to your industry. Learn why beauty care professionals trust PROtique.

Beauty Care Professionals Insurance

Peace of mind for beauty professionals.

From salon owners to chair renters and independent contractors, every beauty care business faces its own set of risks. That's why we offer the comprehensive insurance solutions of a PROtique policy that is tailored to your specific needs. 

Get an Online Quote

Call 1-888-577-3210

A deep understanding of the beauty care industry.

Since 1998, we’ve protected beauty care professionals with custom small business insurance. We understand the importance of providing peace of mind, so you can focus on what you do best: serving your clients. Let us customize a PROtique policy that's perfect for your business, ensuring you're covered for the risks that matter most.

Who we help

Beauty Salon and Spa Owners

Home Based Beauty Care Businesses

Freelance Estheticians and Hair Stylists

Our diverse beauty industry experience.

We’ve used our extensive experience to create broad, specialized insurance coverage for professionals in the beauty care industry. As your dedicated insurance guides, our service extends beyond finding comprehensive insurance coverage for your needs. In the event of a claim, one of our experienced brokers will be by your side to guide you every step of the way.

We have extensive expertise in these beauty care areas:

Hairstylists

Estheticians

Electrologists

Laser & IPL Technicians

Nail Technicians

Salons & Spas

The essential coverage your industry needs. 

We understand that professionals in the beauty care industry have unique needs and can tailor our policies accordingly. 

Commercial General Liability (CGL)

Protection if a third-party is injured while on your premises or accidentally has their property damaged due to your services or operation.

Professional Liability (E&O)

Protection against lawsuits alleging your advice or professional service caused injury or loss to a customer.

Business Interruption

Covers lost profits and helps pay for necessary expenses incurred to keep your business running if your salon or spa is forced to close due to a property damage claim.

Contents

This provides replacement cost coverage for tools, equipment and on-premise stock that is owned by your business against fire, theft, vandalism, sewer backup and more. As well, it covers any renovations or leasehold improvements you’ve made.

Equipment Breakdown

Insures your electronic equipment against mechanical breakdown and damage from electrical disturbances, such as power surges, short circuits and arcing. It also covers lost profit and ongoing expenses if you’re closed due to an equipment breakdown.

Crime Coverage

Protects businesses against money, property or inventory being stolen by employees or third-parties. 

Coverage Extensions

These are designed to maximize your protection by covering gaps that can happen after a claim. 

Custom policies tailored to your beauty care business.

PROtique has established a long-standing reputation as a reliable and supportive insurance provider for beauty professionals. We recognize that the beauty service industry is specialized and unique. The wide-range of services that are provided combined with the individual needs of beauty professionals makes finding a specific insurance policy that serves this industry critical. 

With over 20 years of working with beauty professionals, PROtique has been providing cost-effective protection for our clients that they can trust and rely on when a claim occurs. Our job is to provide peace of mind to hair stylists, estheticians, nail technicians, laser and IPL technicians, and beauty salons/spa owners so that they can focus on serving their clients.

Why do beauty care professionals across Canada trust PROtique?

No two businesses are the same. We understand that standard cookie-cutter coverage won’t help you. We believe your needs are unique and pride ourselves in offering custom plans you can trust.

Broad Specialized Coverage

Going beyond standard business insurance to cover loss and injury, with professional liability coverage and other specialized coverages needed by beauty care professionals.

Fast and Dependable

Work with approachable brokers who understand beauty care businesses inside and out. Get quick advice and create your own customized quote online— free, fast, and on your schedule.

Our Commitment to Clients

It’s not enough to sell you a policy and consider the job done. When the worst happens and you need to make a claim, you know you’ll have experienced brokers at your side with advice and support.

Let’s get your quote started.

Simply fill out our PROtique form to get a free, no-obligation quote – you can even pay for your policy online!

Get an Online Quote

Beauty care insurance claims examples.

You know that beauty care is a special career unlike any other type of business. It also has unique risks unlike other businesses. 

Check out our clients’ real life claims for samples of the unique hazards beauty salons face. In each scenario, you'll see why specialized insurance is vital to protecting you and your beauty care business.

Explore more of our commercial insurance insights.

Still have questions?

Connect with a PROtique beauty care insurance specialist. 

Call: 1-888-577-3210

Email: protique@acera.ca