# British Columbia Construction Insurance > Are you a builder in BC or do you work in the construction industry? Acera Insurance can provide you with a construction insurance quote today with no hassle! BC Construction Insurance Get a Free Quote Insurance coverage for construction projects and businesses in British Columbia Acera Insurance stands as a trusted partner within British Columbia’s construction sector, delivering innovative solutions that address the industry’s demanding timelines and distinctive risks. We collaborate closely with local contractors, subcontractors, and project owners to create comprehensive insurance programs and effectively manage risk-related costs, allowing our clients to focus on building with confidence. Our commercial insurance brokers possess extensive experience and in-depth knowledge across residential, commercial, and industrial construction. They work with you to develop a tailored risk management plan designed to protect your current projects and support your future growth. BC building and construction insurance solutions built for you Acera’s construction risk advisors are experienced in all areas of the industry and have been involved in many major construction projects locally, nationally, and internationally. We provide flexible construction insurance solutions within your budget and to support your construction project timeline. Key coverages provided to BC construction companies include: Annual property and general liability insurance policies Project-specific wrap-up liability and builder’s risk insurance Project-specific errors and omissions liability insurance Environmental impairment liability insurance Contractors equipment coverage Installation floater Transit and cargo insurance Employment practices liability Directors and officers liability Excess and umbrella liability Business interruption We also provide comprehensive in-house surety and bonding services, enabling you to meet all your project requirements without the need to seek assistance from external providers. By choosing us, you benefit from a seamless, streamlined process that saves you time and offers peace of mind, knowing that your project’s financial security is managed by experts who understand the unique demands of the construction industry. Our team recognizes the importance of having the right insurance coverage at every stage of your construction project. From initial planning through to completion, we ensure you are protected against the specific risks you face as your project progresses. With tailored coverage solutions, you can confidently move forward, knowing your investment is safeguarded at all times. Choosing us means prioritizing comprehensive risk management that adapts to your evolving needs, helping ensure your project’s success and continuity. BC Course of Construction Insurance Acera Insurance provides the highest quality insurance products and innovative risk-related solutions for course of construction (COC) insurance, designed to project against direct physical loss or damage to a project as well as construction material waiting to be installed or while in transit to a job site. Our insurance solutions protect your company from the risks related to your business assets, including buildings and improvements, stock and equipment. We understand the need for competitively priced programs that include coverage for property damage arising from your operations. Our liability programs provide protection of customer goodwill by insuring against client complaints against products and services and claims of injury. Our course of construction experts can customize a COC insurance policy for your next project, including coverage for standard exposures such as fire, flood and earthquake. Coverage can also extend to a delay in opening of “soft costs” which may occur as a result of an insured peril. BC Wrap-up Liability Coverage Acera Insurance offers best-in-class solutions for wrap-up liability in British Columbia. This construction project specific liability policy protects your company’s owners, general contractors and sub trades from the risks related to your business assets, including buildings and improvements, stock and equipment. Our team understands the need for competitively priced programs that include coverage for wrap-up liability, and our BC construction experts have the expertise to place the right coverage for your next major project. How much does construction insurance cost in BC? The cost of construction insurance in British Columbia is determined by a few key factors, such as: Your insurance and claims history The value of the project (or rebuilding cost) Location of where you’re working The value of materials and tools stored on site There may also be other influences on determining the price of your construction insurance policy, which is why it always benefits to talk to a local broker. Connect with one of our BC construction advisors to learn more and get your free, competitive quote. The difference of working with a construction insurance broker in BC If you’ve ever needed business insurance, you know firsthand how challenging it can be to secure the right coverage at a fair price. That’s where Acera Insurance stands out. Our commercial brokers excel at presenting your business to insurance underwriters, ensuring your company is viewed as a favourable risk. This expertise translates into the best available coverage options and highly competitive rates for you. Our comprehensive, multi-step process ensures you receive tailored protection and exceptional value: We submit your business profile to leading underwriters on your behalf Source multiple quotes from top-rated insurers to maximize your options Deliver recommendations tailored to your unique business needs Handle all insurance form submissions to secure your coverage without hassle When you choose Acera Insurance, you benefit from the expertise and dedication of a team that truly understands your industry. Our professional brokers work closely with you to identify the right coverage, uncover cost savings, offer insightful advice on risk management, and advocate for you if you need to make a claim. With extensive local knowledge and deep experience in British Columbia’s construction sector, we provide solutions that fit your business and its unique challenges. Acera clients are matched with top-tier insurance providers renowned for fair and prompt claims handling. With us, you receive the quality protection and service your business needs to recover swiftly from unexpected losses or legal actions, so you can focus on what matters most: moving your business forward. Connect with us today - online, by phone, or by visiting us at one of our local offices. Visit us in person Find an office near you Give us a call Mainland British Columbia 1.800.670.1877 Vancouver Island 1.888.595.5212 Get an online quote Start your request Construction insurance insights for your everyday. Ready to get your free BC construction insurance quote? Simply complete our online form to receive free, no obligation quotes and advice from an expert broker. Get Started