# British Columbia Pharmaceutical Insurance

> Acera Insurance offers innovative, high quality insurance solutions for the pharmaceutical, nutraceutical and health products industry in BC.

BC Pharmaceutical & Health Products Insurance

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Business insurance for the pharmaceutical industry in British Columbia

Acera Insurance offers innovative, high quality insurance solutions for the pharmaceutical, nutraceutical and health products industry. Our client advisory team is recognized for expertise as specialists, insuring researchers, manufacturers and distributors of both regulated and non-regulated pharmaceutical and related products.

We understand the need for competitively priced programs which include coverage for direct losses to property, stock, lost income, research and development, product recall and the timely replacement of assets. Our liability programs provide protection of customer goodwill by insuring against third-party complaints regarding products and services. We also bring value-added support to non-insurable areas such as contract review, risk control for safety of premises and reviews of employee safety.

Our BC pharmaceutical and health care solutions include:

Competitively priced property programs covering buildings, equipment, stock, data processing equipment and related contents on site or in transit

Liability programs providing protection from third-party claims arising from products and services as well as professional liability risks

Loss of income programs for business interruption as well as expediting expenses to quickly restart

Research and development programs and testing programs

Product recall programs and patent infringement coverage

Executive risk programs for directors and officers as well as employee practices risks

Employee group health and benefits programs

Claims management assistance and advocacy to smooth customer goodwill, settle claims quickly and maintain strong insurer relations

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