# PROtique Electrologists Insurance

> Electrologist insurance with PROtique will cover your unique needs and keep you and your business safe. Complete an online quote to get covered today.

Electrologists Insurance

We offer affordable beauty business insurance for electrologists.

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Call 1-888-577-3210

Protecting electrologists with 
tailored commercial insurance

Electrologists have specialized knowledge and education in order to provide services with the utmost care. However, unexpected circumstances can arise that are beyond training and experience. Whether you freelance, own your own salon or spa or rent a room, these events can prevent you from running your business. Electrologist insurance with PROtique will cover your unique needs, keeping you and your business safe. 

Our extensive beauty industry experience

With deep industry experience, we've developed specialized, wide-ranging insurance solutions tailored to beauty care professionals. As your trusted insurance advisors, we go beyond simply securing coverage—our team is here to support and guide you through every step, especially when it matters most: during an insurance claim.

Understanding electrologist insurance

PROtique insurance for electrologists includes coverage for:

Hair removal

Waxing

Sugaring

Threading

Coverage extensions are also available for:

Aromatherapy

Body Wraps

Ear Piercing

Electrocoagulation (for skin tags, spider/thread veins, milia, ruby points)

Electronic Muscle Stimulation (EMS)

Eyebrow Lamination

Eyebrow & Eyelash Tinting

Eyelash Extensions, Perms & Lifts

Facials

Gel & Acrylic Nails

Glycolic Peels – maximum 30% AHA content

Laser, IPL & LED Esthetics – excluding CO2 Lasers

Make-Up Artistry – excluding tattooing

Manicures

Micro-current Skin Treatment

Microdermabrasion

Microneedling

Micropigmentation & Microblading

Paraffin

Pedicures – excluding cutting or removal of corns, bunions or ingrown toenails

Relaxation Massage

Reflexology

RF Skin Treatment

Skin Needling

Spray Tanning

Tanning Beds

Teeth Whitening – product must be manufactured in North America

Ultrasound Skin Treatment

Privacy Breach

Cyber Incidents & Online Content Liability

Electrologists providing the following services cannot be insured with a PROtique policy:

Medical Treatments or Procedures

Mole or Wart Treatment – electrologists with the Advanced Cosmetic Procedures Extension may work on moles and warts subject to specific conditions

The key coverages your industry needs. 

We know electrologists in the beauty care industry have specific insurance needs and can customize our policies accordingly. 

General Liability Insurance for Electrologists

Commercial general liability, or CGL, offers protection against accidental injury to others, or accidental property damage. For example, this is designed to defend you if you are sued for negligence after a customer slips and falls in your clinic.

Professional Liability Insurance for Electrologists

Protects electrologists against lawsuits alleging your service or advice caused injury or loss to a customer. For example, this is designed to defend you if a customer has claims they suffered an infection from an electrolysis treatment.

Business Interruption

Covers lost profit and pays for necessary ongoing expenses if your business is interrupted or closed due to a property damage claim. For example, if your electrolysis clinic suffers severe water damage after a storm and you’re closed for two months to conduct repairs, the policy will reimburse you for the profit you’ve lost. It will even cover important operating expenses which continue even while you’re closed, such as your salary and loan payments.

Contents

Includes replacement cost coverage for tools, equipment and stock owned by your business while it is on the premises of your business, plus any renovations or leasehold improvements you are responsible for. Broad, multi-peril coverage is provided – in other words, the policy protects you against a wide variety of things that could damage your property such as fire, theft, vandalism & sewer backup among others.

Equipment Breakdown

This insures your electronic equipment (electrolysis equipment, your electrical panel, wiring, air conditioner) against damage from electrical disturbances (like power surges and brown outs) and mechanical breakdown, and more importantly, it covers the lost profit and necessary ongoing expenses (like your salary) if you’re closed due to the equipment breakdown. Many commercial leases require you to carry equipment breakdown coverage. 

Proof of Loss Preparation Costs and Professional Fees

These two benefits help to pay for expenses incurred for you to establish the amount of your loss after a claim and to prepare the Proof of Loss form that you’re required to submit before a claim can be paid. Take this scenario, for example. Your business is closed for one month after the sewer backs up into your clinic due to a storm. You may need to hire an accountant to confirm how much profit was lost while you were closed in order to be reimbursed by the insurance company.

We offer customized electrologist insurance coverage for your unique beauty business.

Why trust Acera Insurance and PROtique for your electrologist insurance needs?

Since 1998, we’ve protected beauty care professionals with custom small business insurance. We understand the importance of providing peace of mind, so you can focus on what you do best: serving your clients. Let us customize a PROtique policy that's perfect for your business, ensuring you're covered for the risks that matter most.

Learn more about PROtique

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