# E&O Toronto Engineers > Affordable Professional Liability Insurance for Toronto engineers. Protect yourself from lawsuits today. Get a FREE online quote with EasyCover. Professional Liability Insurance for Toronto Engineers Toronto engineers face high liability tied to design flaws, specifications, or oversight issues. E&O insurance helps shield your technical expertise from legal exposure. Get an Online Quote Errors and omissions insurance for engineers in Toronto Whether you’re a Toronto-based engineering consultant hired for a small project or a large firm coordinating a multi-billion dollar design-build in the GTA, engineering projects have become increasingly complex. If a client believes you’ve made a mistake or omitted vital information, you could be sued and face irreparable damage to your finances, career and reputation as an engineer. EasyCover Canada offers affordable Toronto professional liability insurance for engineers (also known as errors and omissions Insurance). You or your firm may already have commercial general liability Insurance in place. Unfortunately, CGL Insurance policies typically don’t cover damages resulting from professional services or advice. However, with EasyCover’s affordable professional liability insurance for Torontonians, you’ll be protected should you be sued by a client who believes your professional engineering services or advice may have cost them financially. Interested in purchasing your professional liability online in minutes? Acera Insurance offers EasyCover where you can get a quote, bind your policy and pay online in only a few short minutes. Get comprehensive coverage and affordable rates quickly and easily. Here are some of the benefits of EasyCover: Get free online quotes 24/7 No long, confusing applications to fill out Purchase and manage your policy online Support by phone, email or chat Option to bundle with other coverages Get an EasyCover Quote The importance of E&O insurance for Toronto engineers Professional liability insurance provides coverage for Toronto engineers if a third party sues them for financial loss resulting from professional services or advice. The policy includes legal defense costs, settlement payments, and court-awarded damages. The amount of professional liability insurance engineers should carry will depend on their individual circumstances. When selecting your coverage levels, you should consider the following: The likelihood of a lawsuit  The expected costs of a lawsuit  Contract requirements (generally $1 million or $2 million)  Business risks  Number of and size of clients and value of contracts  At EasyCover, we provide three levels of professional liability insurance protection:  $1 million  $2 million  $5 million   It is important to remember that this amount applies to the total number of claims you have during a policy period (typically 12 months). If you’re accused of an error by two different clients, that would be two separate claims, and both would count towards your coverage amount.  If you want additional protection, we also offer optional commercial general liability, cyber and privacy liability, and director’s and officer’s liability insurance coverage.  Toronto engineers insured by EasyCover  EasyCover has insured the following types of engineers in Toronto  Acoustic engineers   CAD / CAE engineers   Chemical process engineers   Civil engineers (excluding structural)   Commissioning engineers   Draughtsman   Electrical engineers   Electrical inspectors   Expert witnesses   Geologists   Health and safety consultants   Heating and ventilation engineers   Mechanical engineers   Mining engineers   Oil and gas engineers   Project managers   Don’t see your profession listed here? Contact us to discuss your situation. We’re happy to refer you to a great partner if we can’t insure you. Claims examples Here are a few scenarios where professional liability insurance could help an engineer in Toronto. Design errors Your engineering design documentation contain errors that the client believes may have resulted in financial losses Project delays The client alleges that a project has been delayed due to an error or omission made on your part Budgetary issues The client believes that an engineering service quote you provided was inaccurate Design repairs A design you delivered requires repairs which the client believes you are responsible for FAQs: Professional Liability Insurance for Toronto Engineers Optional coverages for engineers in Toronto Besides offering professional liability insurance, EasyCover can also provide a few additional protections for engineers in Toronto.   Commercial General Liability Insurance Commercial general liability insurance (CGL) offers protection in the event that you or any of your employees accidentally injure a third party or cause damage to their property while carrying out business operations. Directors and Officers Liability Insurance  Directors and officers liability insurance (D&O) is designed to offer protection for directors and officers, covering legal expenses from claims brought by regulatory bodies, suppliers and vendors, employees, creditors, and customers.  Cyber Liability Insurance  Cyber liability insurance helps cover certain costs following an alleged or actual hacking event or privacy breach. It may help cover the cost of network security and privacy breach costs, business income interruption losses, defence costs, extortion fees, digital asset losses, and regulatory fines.  Why Toronto engineers trust EasyCover by Acera Insurance  Toronto engineers depend on EasyCover for their professional liability insurance because we offer:  Affordable rates  Excellent coverage  24/7 online insurance quotes and policy management  Access to educated insurance brokers   We make insurance convenient and easy  We also offer other valuable insurance protection to add on to your professional liability insurance.  Ready to get your free professional liability insurance quote? Simple answer a few questions to immediately receive a quote, bind your policy and pay online in only a few short minutes. Get Started