# E&O Winnipeg Consultants > Get a professional liability insurance quote for consultants in Winnipeg. Learn more about this protection and purchase online when you're ready. Professional Liability Insurance for Winnipeg Consultants Winnipeg consultants offering business, HR, or strategy guidance can be held liable for costly client outcomes. E&O insurance protects your services and supports client trust. Get an Online Quote Errors and omissions insurance for consultants in Winnipeg As a consultant in Winnipeg, you could be held liable for causing financial loss to a client. While we all do what we can to avoid mistakes, they do happen – or an angry customer can hold you accountable regardless of whether it’s your fault or not. Professional liability insurance protects consultants in Winnipeg if they find themselves in this scenario. Often known as errors and omissions insurance, this coverage is essential to protect your business. Get a quote or read on to learn more.  Interested in purchasing your professional liability online in minutes? Acera Insurance offers EasyCover where you can get a quote, bind your policy and pay online in only a few short minutes. Get comprehensive coverage and affordable rates quickly and easily. Here are some of the benefits of EasyCover: Get free online quotes 24/7 No long, confusing applications to fill out Purchase and manage your policy online Support by phone, email or chat Option to bundle with other coverages Get an EasyCover Quote The importance of E&O insurance for Winnipeg consultants EasyCover’s professional liability insurance covers legal expenses if you’re sued for causing financial loss to a client as a result of your professional service or advice. This includes defence costs, judgement awards and settlements.   Our policies are retroactive, which is a huge benefit for you. Retroactive means that you’re covered for claims made during the policy period arising from actions prior to the purchase of this policy. Keep in mind that you will need to report any known circumstances that may result in a claim from previous work and new situations that arise!   We offer three limits of coverage:  $1,000,000  $2,000,000  $5,000,000  This is the maximum amount that you would receive for all claims incurred in the 12-month policy period, regardless of the number of claims made.   Consultants in Winnipeg should consider the following factors when deciding how much professional liability insurance they need:  Contractual obligations (most contracts require $1,000,000 or $2,000,000 of professional liability coverage for consultants in Winnipeg).  Your individual business risks.  Industry trends for lawsuits (how frequent they are and their average cost).  The value of the contracts (or annual revenue).  How many clients/contracts you have.   Ultimately, the amount of protection you need will depend on your individual business.  Winnipeg consultants insured with EasyCover by Acera Insurance We’ve used our extensive experience to create broad, specialized insurance coverage for consultants in Winnipeg. EasyCover has insured the following types of consultants:  Business Analyst  Business and Management Consultant  Business Continuity Consultant  Business Recovery Consultant  Business Development Consultant  Business Process Re-Engineering Consultant  Buyer  Change Management Consultant  Company Development & Planning Consultant  Compliance Consultant  Data Analyst  Distribution Consultant  Employment Consultant  Energy/Green Technology Consultant  Export Consultant  Fire Safety Consultant  Food Safety & Hygiene Consultant  Forestry Consultant  Health & Safety Consultant  Higher Education Consultant  Horticultural Consultant  Hospitality Consultant  HR Consultant   Image Consultant  Immigration Consultant  IT Consultant  Lighting Consultant  Logistics Consultant  Management Consultant  Marketing & Advertising Consultant  Mergers & Acquisition Consultants  Occupational Health Consultant  Oil & Gas Consultant  Operations Consultant  Personnel Consultant  Procurement Consultant  Production Consultant  Project Management Consultant  Public Relations Consultant  Quality Assurance Consultant  Quality Systems Consultant  Risk Management Consultant  Sales Consultant  Strategy Consultant  Technology Consultant  Training Consultant  Transportation Consultant  Don’t see your specialty listed here? Contact us and we’ll see what we can do!   Claims examples Here are some examples of professional liability insurance claims for consultants in Winnipeg:  Administrative Error You file documents incorrectly which ends up costing your client financially. They sue you for this mistake to recoup their lost money.  Lost Documentation You accidentally lose important documents and your client sues you for the costs they incurred needing to recreate or replace them.  Defamation and Slander You approve an ad criticizing a competitor. In turn, the competitor decided to sue you for defamation. FAQs: Understanding Professional Liability Insurance for Winnipeg Consultants Other commercial coverages for professional consultants in Winnipeg EasyCover by Acera Insurance also offers commercial general liability insurance, cyber liability insurance and directors and officers insurance in addition to professional liability insurance. Consultants in Winnipeg have the option of adding these coverages to their policy. Below are more details about these optional coverages.   Commercial General Liability Insurance Commonly known as CGL, this coverage is designed to protect Winnipeg consultants if a third party is injured or has their property damaged due to your company’s negligence. This applies to your own premises, at a worksite or at a client’s place. For example, a common claim is someone slipping and falling.   Keep in mind that this does not cover damage to your company’s property or an injury to your own employees.   Directors and Officers Liability Insurance  This coverage protects the directors and officers if they’re held personally responsible for breaching your duties related to running the business. It protects your personal assets if there is a civil claim or investigation of your actions as a director or officer, up to your policy limit. This includes coverage for legal expenses.   Cyber Liability Insurance  Cyber liability protection helps cover costs if your business is the victim of a cyber-attack or data breach. This includes costs such as ransom payments, regulatory fines, legal expenses, and other costs associated with recovery up to the policy limit.  Why should Winnipeg consultants choose EasyCover for their professional liability insurance?  With EasyCover, we make it easy for Winnipeg consultants to get great coverage at a good price. We’re convenient because we’re online and available 24/7. See for yourself why so many choose EasyCover by Acera Insurance.   We’re one of the few digital options in Canada – you don’t need to speak to a broker to get insured! We provide the professional liability insurance consultants in Winnipeg need and make it easy. Ready to get your free professional liability insurance quote? Simple answer a few questions to immediately receive a quote, bind your policy and pay online in only a few short minutes. Get Started