# REMAX Group Benefits > RE/MAX has leveraged the power of the brand to negotiate an exclusive group benefits plan for RE/MAX realtors and brokerage employees. Group Benefits REMAX® has leveraged the power of the brand to negotiate an exclusive group benefits plan for REMAX realtors and brokerage employees. Why REMAX Group Benefits Designed for Your Industry The REMAX Group Benefits Plan is designed for you and includes coverages not typically available to Realtors and brokerage employees. Value The REMAX Group Benefits Plan rates are competitive and available on an individual basis. Mobile App Our mobile app is the easiest way to submit your medical expenses and manage your plan. Dedicated Support Team Our support team is here to help you with any questions you have about your plan. Who is eligible? REMAX members that are permanent employees who continue to actively work at least 20 hours per week are eligible for coverage. Program participants may cancel their benefits at any time. Termination of employment from REMAX will result in the termination of benefits. How does an agent apply to the program? Review the benefit options and rates below and send an email to your dedicated support member, Tonya Jegen at tonya.jegen@acera.ca to answer any questions or to start your enrolment. Alternatively, you can use the form at the bottom of this page to send your request to enroll. Plan Options and Rates The REMAX Group Benefits Plan is designed for realtors and brokerage employees! With flexible options between Elite and Essential plan levels, agents and office brokerages are able to customize their benefits experience. Click below to compare the Elite and Essential Plan options with associated rates.  Extended Health Care Essential & Elite Coinsurance: 80% (100% hospital/travel/vision ) Semi-private hospital room Out of Country coverage – $5,000,000 lifetime / Trip Duration: 180 days Termination: age 85 or earlier retirement Prescription Drugs Essential Coinsurance 70% (80% if picked up at Costco or Pocketpills) Maximum $2,500 per person per calendar year Includes mandatory generic Elite Coinsurance 70% (80% if picked up at Costco or Pocketpills) Maximum $10,000 per person per calendar year Includes mandatory generic Paramedical Essential 80%, up to $500 combined for all practitioners Elite 80%, up to $400 per practitioner per calendar year Paramedical coverage includes the following practitioners: Acupuncturist, Audiologist, Chiropodist, Chiropractor, Massage Therapist, Naturopath, Occupational Therapist, Osteopath, Psychotherapist, Physiotherapist, Podiatrist, Registered Dietician, Psychologist, Social Worker, Speech Therapist Vision Essential & Elite Exams – $100 once every 24 mo (adults), 12 mo (child) Eyewear – $200 every 24 mo (adults), 12 mo (child) Dental Care Essential Basic – 80% to a max of $1000 per cal year Major – None Recall – 9 months Termination  – age 85 or earlier retirement Elite Basic – 80%  Major (Dentures, Bridges, Crowns) – 50%  Overall maximum – $1500 total per cal yr Recall – 6 months Termination  – age 85 or earlier retirement Life Insurance and Accidental Death & Dismemberment Essential & Elite Benefit amount: $10,000 / $20,000 if accidental Benefit reduces by 50% at age 65 Terminates at age 70 or earlier retirement Dependent Life Essential & Elite Spouse – $5,000 Dependent Children – $2,500 Long Term Disability Essential & Elite Benefit amount – 66.67% of monthly earnings Overall maximum $3,500 per month ($2,000 without medical evidence) Benefit waiting period – 119 consecutive days Maximum Benefit Period – 5 years or age 65, whichever occurs first Non-Taxable upon claim 24 months ‘own occupation’ , followed by “Any Occupation” Critical Illness Essential & Elite Benefit amount – $10,000  Terminates at age 70 or earlier retirement Monthly Rates Essential Solo $212.41 Duo $381.84 Family $458.69 Elite Single $246.59 Duo $451.49 Family $546.29 Optional Critical Illness Insurance As an optional add-on coverage, Critical Illness Insurance helps provide financial support if you are diagnosed with a covered critical illness. Critical illnesses such as cancer, heart disease, and stroke are major concerns in Canada, accounting for over 50% of deaths​​. Given the statistics, having a financial safety net is crucial. The Voluntary Critical Illness Benefit provides this security by offering lump-sum payments that cover a wide range of expenses, from medical bills to daily living costs. Critical Illness Brochure Critical Illness Video Optional Life Insurance Voluntary life insurance offers a tax-free lump sum payment to your beneficiaries in the event of your death. This coverage is available in addition to your group plan and provides the same advantages, including lower rates, and no medical exams. Through the Simply Benefits Marketplace, you can purchase voluntary life insurance, with coverage options up to $100,000, and spousal coverage available, allowing you to secure financial protection for yourself and your loved ones.  Questions? Ask your Acera Benefits Advisors. Tonya Jegen tonya.jegen@acera.ca 250.869.3929 Chantell Arsenault chantell.arsenault@acera.ca 250.869.6080 Get Started Thank you for your interest! If you have questions about the REMAX Group Benefits Plan or if you're ready to enrol, complete the form below and we'll be in touch with you shortly. Acera Insurance is the official benefits advisor and administrator for REMAX LLC in Canada.