# Acera Insurance


## Posts

- [Why Consultants Would Benefit from a Professional Liability Insurance Quote](https://acera.ca/consultants-benefit-professional-liability-insurance-quote/index.md): Consultants need E&O insurance. Get insights on coverage benefits, quoting tips, and strategies to safeguard your advisory business.
- [What type of insurance provides coverage for social services?](https://acera.ca/what-can-social-workers-expect-from-professional-liability-insurance-coverage/index.md): Protect social workers with professional liability insurance—understand coverage for errors, client claims, and legal defense to safeguard your practice.
- [Can A Failure To Show Up In Court Cause A Lawsuit?](https://acera.ca/can-failure-show-court-cause-lawsuit/index.md): If you are a forensic expert, chances are that you have been called to court at least once. What happens if you are unable to show up to court to testify?
- [How Can Photographers Protect Themselves from Being Sued?](https://acera.ca/can-photographers-protect-sued/index.md): Protect your photography business from lawsuits—discover 3 expert tips: clear contracts, copyright & privacy awareness, and essential liability insurance.
- [Do you need professional liability insurance?](https://acera.ca/do-you-need-professional-liability-insurance/index.md): Secure your services and reputation—learn the importance of professional liability insurance, who needs it, and how it protects against claims and lawsuits.
- [What Is Considered Legal Malpractice in Canada?](https://acera.ca/what-is-considered-legal-malpractice-in-canada/index.md): Protect Canadian legal professionals from malpractice claims—learn what constitutes negligence, fiduciary breaches, and how liability insurance shields your career.
- [Why Do Canadian Engineers Get Sued?](https://acera.ca/why-do-canadian-engineers-get-sued/index.md): Canadian engineers—learn why design errors, negligence, and client claims lead to lawsuits and how professional liability insurance safeguards your career.
- [Is Cyber Liability Insurance Enough Coverage for IT Contractors?](https://acera.ca/is-cyber-liability-insurance-enough-coverage-for-it-contractors/index.md): Ensure robust protection: explore whether cyber liability insurance alone is enough for IT contractors or if additional coverage is needed.
- [Do Canadian Consultants Need Professional Liability Insurance Coverage?](https://acera.ca/do-canadian-consultants-need-professional-liability-insurance-coverage/index.md): Shield Canadian consultants from professional risks—discover why liability insurance matters, what it covers, and how to choose the right protection.
- [How Can Tax Accountants Protect Themselves Against the Unexpected?](https://acera.ca/how-can-tax-accountants-protect-themselves-against-the-unexpected/index.md): Shield your tax accounting practice from costly errors—discover smart professional liability insurance strategies to safeguard your business and reputation.
- [New Media Professionals and Liability - How Can They Protect Themselves?](https://acera.ca/new-media-professionals-liability-can-protect/index.md): Protect new‑media pros from lawsuits—learn how professional liability (E&O) insurance covers errors, omissions, and copyright claims for digital creators.
- [Code W and how it affects Class 1, 2,3 & 4 Drivers with US driving exposure](https://acera.ca/how-does-code-w-affect-me/index.md): Learn how Code W affects Class 1, 2,3 & 4 Drivers with US driving exposure.
- [The Facts About Recreational Vehicle Insurance](https://acera.ca/recreational-vehicle-insurance-facts/index.md): Before you hit the road, trail or water on your recreational vehicle, you should know the basics about what your policy covers. Learn more.
- [5 Ways To Tell if You Need Commercial Vehicle Insurance](https://acera.ca/do-i-need-commercial-vehicle-insurance/index.md): Here are five simple ways to tell if you need commercial auto insurance for your business operations. Contact Acera Insurance today for a free quote.
- [If you're serving liquor at your business event, here are some things you need to know](https://acera.ca/hospitality-things-you-should-know-if-youre-serving-liquor-at-an-event/index.md): With the holiday season fast-approaching, we thought it would be a good reminder to review risk control methods that may help to reduce your company's exposure to liability.
- [Before you start using that space heater this winter, read this first.](https://acera.ca/dangers-of-space-heaters/index.md): To help keep our community safe and warm this season, we've put together some guidelines on space heaters for you to consider this winter.
- [Fire safety for business owners: Fire Extinguishers](https://acera.ca/fire-safety-business-owners-fire-extinguishers/index.md): Fire extinguishers are required in all commercial buildings. Take a minute to familiarize yourself with the different types of fire classes.
- [Do you understand Alberta's impaired driving legislation?](https://acera.ca/do-you-understand-albertas-impaired-driving-laws/index.md): In 2010, 22% of Alberta’s driving fatalities involved alcohol as a factor. This resulted in 96 deaths and 1,384 injuries from alcohol related vehicle
- [Are your trades putting you at risk?](https://acera.ca/contractor-risk-management-tips/index.md): If your company utilizes subcontractors, read our blog post to learn ways to help minimize your risks.
- [Tuesday Tip: SEF 101 - Part II](https://acera.ca/most-common-auto-insurance-coverage/index.md): To continue on last week’s introduction to SEF's, let’s take a look at a couple of the more common Auto insurance endorsements in Alberta.
- [Tuesday Tip: How to ensure your goods are adequately covered throughout the shipping process](https://acera.ca/risks-when-transporting-goods/index.md): In the absence of a declared value on the Bill of Lading, your goods may not be fully covered by the carrier or the carrier’s insurer in the event of a loss.
- [Tuesday Tip: Auto Insurance Endorsements Part III](https://acera.ca/useful-auto-insurance-endorsements/index.md): There are many endorsements out there, but let's focus today on a couple that expand coverage beyond what is offered in a standard Alberta Auto Insurance (SPF 1) policy: SEF27 and SEF6c.
- [Tuesday Tip: Auto Insurance Endorsements – Part IV](https://acera.ca/auto-insurance-endorsements-part-4/index.md): Welcome to the final part of our series on Automobile Insurance endorsements, covering two of the more dynamic endorsements available to most drivers.
- [Tuesday Tip: What are the benefits of infrared thermography for your business?](https://acera.ca/infrared-thermography-benefits/index.md): Over time, electrical and mechanical equipment will eventually deteriorate from many variables such as loading on a circuit, vibration, fatigue & age, etc.
- [What’s the difference between a vacant dwelling vs an unoccupied dwelling?](https://acera.ca/difference-between-vacant-dwelling-vs-unoccupied-dwelling/index.md): Your home insurance: what’s the difference between a vacant dwelling vs an unoccupied dwelling? And why it’s important?
- [Why is it important to 'call before you dig'?](https://acera.ca/its-important-to-call-before-you-dig/index.md): As we get closer to spring and start thinking about outside work, remember to call before you dig. Learn more.
- [What you need to know about secondary suites and your home insurance](https://acera.ca/home-insurance-for-secondary-suite-rental/index.md): Secondary suites have been a controversial topic in Calgary for a while now. In the city, there are thousands of legal and illegal suites in detached homes.
- [Understanding Contract Surety Bonds](https://acera.ca/contract-surety-bond-definition/index.md): Learn about surety bonds, usually required of general contractors on public projects and now used more often by sub-contractors. 
- [I'm renting out a room this summer, how does it affect my insurance?](https://acera.ca/homeowners-insurance-when-renting-a-room/index.md): Renting a space in your house can come with risks. Here are some things you'll want to consider before temporarily renting out a room in your home.
- [What is professional liability insurance and do I really need it?](https://acera.ca/benefits-of-professional-liability-insurance/index.md): Learn about what professional liability insurance is and in what cases you may want to protect yourself and your assets with it.
- [Have you heard about EasyCover?](https://acera.ca/have-you-heard-about-easycover/index.md): Learn more about the benefits of getting professional liability insurance with EasyCover.
- [Drunk Driving and Insurance: how does it impact the convicted and the victims?](https://acera.ca/how-does-drunk-driving-affect-auto-insurance/index.md): If you’ve ever been in a fender bender, you know just how stressful the entire situation can be, from filing police reports to dealing with the body shop. Learn more about the insurance impact.
- [Inowest Insurance Brokers Inc. acquires Sylvan Agencies Ltd. in Central Alberta](https://acera.ca/inowest-insurance/index.md): Rogers Insurance Ltd. is pleased to announce the acquisition of Sylvan Agencies Ltd., which operates as Sylvan Agencies in Sylvan Lake, AB and Procom Insurance in Red Deer, AB.
- [Why It Matters: Home Insurance and Your Credit Score](https://acera.ca/home-insurance-and-your-credit-score/index.md): Did you know that your credit score may be impacting your insurance rates? The higher the creditworthiness, the lower your rates.
- [ICBC Update: Individual Driver Factor](https://acera.ca/icbc-update/index.md): ICBC is all over the news again, but it is good news! Read on to learn about ICBC's rate redesign and how to lower your annual premiums.
- [New Buzzword, New Coverage You Need: Cyber Insurance and Your Business](https://acera.ca/cyber-awareness/index.md): Cyber attacks, ransomware, and malware are all risks prevalent to any business that uses virtual data. See how to protect yourself here.
- [Weeding Out the Confusion: Cannabis and Home Insurance](https://acera.ca/weeding-out-the-confusion-cannabis-and-home-insurance/index.md): Since the legalization of cannabis, questions have begun to emerge regarding insurance and cannabis. We straighten out your worries in this post.
- [Auto Hibernation: Storing Your Motorcycles and Other Seasonal Vehicles in BC](https://acera.ca/auto-hibernation/index.md): If you have a seasonal vehicle stored over the winter, does it still need insurance? Well, kind of. A storage policy may be of benefit to you.
- [There’s Coverage for That: Protecting Your Claims Free Discount](https://acera.ca/theres-coverage-for-that-protecting-your-claims-free-discount/index.md): Your insurance history may impact your rates. See how being claims free may result in a significant discount on your monthly premiums.
- [There’s Coverage for That: Equipment Breakdown Insurance](https://acera.ca/equipment-breakdown/index.md): If your commercial enterprise has tools that are vital to its operations, you need equipment breakdown insurance. We explain it all in this blog.
- [Drive Less, Pay Less: ICBC’s New Low Kilometre Discount](https://acera.ca/low-km-discount/index.md): Driving less and opting for public transport is great for the environment, and also your insurance premiums. See more info on low KM discounts here.
- [Putting an End to Condo Chaos: What You Need to Know about Condo Insurance in BC](https://acera.ca/condo-insurance-in-bc/index.md): Condo insurance is critical, mandatory or not. It protects your liability and your contents - the overall value of which may surprise you!
- [Coverage You Need: Employment Practices Liability](https://acera.ca/employment-practices-liability/index.md): To have coverage for defense and settlement costs for lawsuits related to discrimination or harassment in the workplace, business owners need Employment Practices Liability Insurance (EPLI).
- [Battle of the ICBC Coverages: RoadStar vs. Roadside Plus](https://acera.ca/roadstar-vs-roadside-plus/index.md): There’s more to car insurance than the basic collision, comprehensive, and liability coverage. See the difference between RoadStar and Roadside Plus here.
- [Understanding the Volatile Insurance Market](https://acera.ca/volatile-insurance-market/index.md): Why are my insurance rates rising? It's a common question. Simply put, the insurance market can be volatile. We explain it all in this blog.
- [Communication, Respect, and… Yoga?: How to Improve Mental Health in the Workplace](https://acera.ca/improve-mental-health-in-the-workplace/index.md): Mental health is critical to our wellbeing and productivity. How can we manifest better mental health in the workplace? Read on to find out how.
- [Your Questions About Auto (ICBC) Insurance & COVID-19, Answered](https://acera.ca/your-questions-about-auto-icbc-insurance-covid-19-answered/index.md): ICBC has answers for your most commonly asked questions regarding ICBC auto insurance and COVID-19. We satisfy your interest in this blog.
- [Out with the Old: Transferring Vehicle Ownership with ICBC](https://acera.ca/out-with-the-old-transferring-vehicle-ownership-with-icbc/index.md): Is your child grown up and ready to drive? Planning to sell? Learn how to transfer vehicle ownership with ICBC in this blog today.
- [There’s Coverage for That: Identity Theft](https://acera.ca/theres-coverage-for-that-identity-theft/index.md): Identity theft. It's a scary thing - but did you know your home insurance may offer coverage? Pick up the pieces quicker with this special coverage.
- [Liquor Liability Insurance Explained](https://acera.ca/liquor-liability-insurance/index.md): If you are hosting an event where liquor is being served, remember that liquor liability insurance is a necessity for protecting your bottom line.
- [Forms, Inspections, ID, Oh My!: Registering a Vehicle in BC](https://acera.ca/registering-a-vehicle-in-bc/index.md): Planning to register a vehicle in the province of British Columbia? Here is how you do it - in an easy-to-understand guide that you can follow.
- [Driving Back to School in BC](https://acera.ca/driving-back-to-school/index.md): It's time for the kids to go back to school. If you have any children going back to school, consider the driving situation and your insurance.
- [Beat the Heat: Housefires and Your Insurance](https://acera.ca/beat-the-heat-housefires-and-your-insurance/index.md): While water damage still leads the pack for claims, fire is making an unwelcome comeback. See how to prevent home fires in this blog post.
- [Why Professional Liability Insurance Is Essential for Law Professionals](https://acera.ca/why-professional-liability-insurance-is-essential-for-law-professionals/index.md): Discover the importance of errors and omissions insurance for legal service professionals. We highlight what is included and how you can get covered quickly
- [Contractors: Commercial General Liability Insurance vs. Professional Liability Insurance?](https://acera.ca/cgl-vs-pl/index.md): Both CGL and E&O insurance are essential coverages for many businesses. However, each respond to very different types of exposures. Learn more here.
- [Can a Software Failure Lead to a Lawsuit?](https://acera.ca/can-a-software-failure-lead-to-a-lawsuit/index.md): Prevent costly software failures—learn when a system glitch could spark a lawsuit and how IT professional liability insurance can safeguard your business.
- [Should Canadian Programmers Be Covered Under a Professional Liability Insurance Policy?](https://acera.ca/should-canadian-programmers-be-covered-under-a-professional-liability-insurance-policy/index.md): Protect Canadian programmers with professional liability insurance—learn why it matters, what it covers, and how it safeguards your coding business.
- [Are Construction Managers Legally Responsible for Sub-Contractors?](https://acera.ca/are-construction-managers-legally-responsible-for-sub-contractors/index.md): Discover when construction managers are legally liable for sub‑contractor actions—and how risk management and insurance can protect you.
- [What Can Construction Professionals Expect from Professional Liability Insurance Coverage?](https://acera.ca/what-can-construction-professionals-expect-from-professional-liability-insurance-coverage/index.md): Protect construction pros with professional liability insurance—covering mistakes, omissions, legal defense, and financial losses from service-based claims.
- [How to Reduce Liability Risks for Dietitians and Nutritionists](https://acera.ca/reduce-liability-risks-for-dietitians-and-nutritionists/index.md): Protect dietitians & nutritionists—learn how to reduce liability risks with best practices, contracts, client communication & tailored insurance.
- [Professional Liability vs. Commercial General Liability](https://acera.ca/professional-liability-vs-general-liability-insurance/index.md): Compare professional liability vs general liability insurance—understand the differences, who needs each, and how they provide essential protection.
- [There’s Coverage for That: Water and Sewer Lines](https://acera.ca/water-and-sewer-lines/index.md): Water damage is one of the most common claims for property insurance in Canada. See how you can protect yourself with water and sewer lines coverage.
- [What is covered by professional liability insurance?](https://acera.ca/what-is-covered-by-professional-liability-insurance/index.md): Protect your professional services with clarity—discover what professional liability insurance covers, where limits lie, and why you need it.
- [Basic Risk Management for Professionals](https://acera.ca/basic-risk-management-for-professionals/index.md): Master basic risk management for professionals—learn to identify risks, set protocols, use contracts, and leverage insurance for smarter business protection.
- [Cyber Risks for Businesses in Canada](https://acera.ca/cyber-risks-for-businesses-in-canada/index.md): Protect your Canadian business from cyber threats—learn key cyber risks, legal implications, and how liability insurance can safeguard your operations.
- [Choosing the Right Policy Limit for Liability Insurance](https://acera.ca/choosing-the-right-policy-limit-for-liability-insurance/index.md): Find the ideal policy limit for liability insurance—get expert tips on assessing risks, calculating coverage needs, and protecting your business effectively
- [What’s the difference between commercial property and liability insurance?](https://acera.ca/whats-the-difference-between-commercial-property-and-liability-insurance/index.md): Protect your business assets with the right insurance—understand the difference between commercial property and liability coverage to secure your risks.
- [Personalized License Plates: JUST4U with ICBC](https://acera.ca/personalized-license-plates-just4u-with-icbc/index.md): Want to spruce up your vehicle with a fun or meaningful personalized license plate? ICBC has got your back. See how to do it here.
- [Are you Covered for That?: Tool Insurance for Tradespeople](https://acera.ca/tool-insurance-for-tradespeople/index.md): Tool insurance for tradespeople is critical. What would you do without your tools and/or equipment? We break down how this insurance works here.
- [Home Alone: Insurance Edition](https://acera.ca/home-alone-insurance-edition/index.md): Home Alone was a great movie, but have you ever thought about the finer details? Like...the insurance? In this blog, we dig into the details.
- [Ho- Ho- Holiday Safety](https://acera.ca/ho-ho-holiday-safety/index.md): The holidays are the time for cheer, not for disaster. See how you can protect yourself, your loved ones, and your assets this holiday season.
- [How to Renew Your ICBC Insurance](https://acera.ca/how-to-renew-your-icbc-insurance/index.md): Looking to renew? Here's how to renew your ICBC Insurance in only a few simple steps. We lay it out for you in a way that's easy-to-understand.
- [There’s Coverage for That: Advertising Injury](https://acera.ca/advertising-injury/index.md): Advertising injury is a serious risk, especially during this high time of online marketing. See how to protect yourself and your business here.
- [Ask an Expert: ICBC’s Enhanced Care](https://acera.ca/icbcs-enhanced-care/index.md): Ask an expert: what is ICBC's new enhanced care? ICBC is changing things up and moving away from models centered around litigation.
- [The Touring Package – For Motorcycles on the Move!](https://acera.ca/touring-package/index.md): For motorcycles on the move, Acera's touring package may come in handy. This product is designed to protect you while riding elsewhere.
- [ICBC’s New Income Top-Up Coverage – What You Need to Know](https://acera.ca/income-top-up/index.md): ICBC has recently rolled out a new income top-up coverage. This insurance for people with high income works in a very unique way. Read on to find out.
- [Construction Costs and Your Insurance – What You Need to Know](https://acera.ca/construction-costs-and-your-insurance/index.md): How are construction costs influencing your insurance? How have they changed? Read on to find out how these are connected.
- [BC Coverages You Don’t Know You Have: Lock Replacement/Re-Keying](https://acera.ca/coverages-you-dont-know-you-have-lock-replacement-re-keying/index.md): Did you know you have coverage if a lock or key must be replaced due to an insured loss? Read on for more about this specific protection.
- [Why You Should Buy Renter’s Insurance](https://acera.ca/why-you-should-buy-renters-insurance/index.md): Renter's insurance is optional, so why purchase? Here are all the valid reasons why renter's insurance is critical for tenants.
- [Insurance for DJs: Keep the Turntables from Turning on You](https://acera.ca/insurance-for-djs-keep-the-turntables-from-turning-on-you/index.md): Protect your DJ business and reputation with the right insurance. Learn about property and liability coverage options for DJs and get a quote today.
- [Pollution Liability Insurance: What You Need to Know](https://acera.ca/pollution-liability-insurance-what-you-need-to-know/index.md): Pollution Liability insurance, also referred to as environmental insurance, is designed to cover businesses or contractors if their work or operations cause environmental damage.
- [Mortgage Insurance vs. Life Insurance](https://acera.ca/mortgage-vs-life-insurance/index.md): What is the difference between mortgage insurance vs life insurance? Insurance can be complicated, so Acera Insurance is here to help you out.
- [Baby, You Can Drive My Car… But First Let Me Update My Insurance](https://acera.ca/baby-you-can-drive-my-car-but-first-let-me-update-my-insurance/index.md): Learn how to add drivers to your ICBC auto insurance policy. Ensure your coverage is up-to-date and protect yourself from unforeseen accidents. Contact us today!
- [There’s Insurance for That: Medical Malpractice](https://acera.ca/theres-insurance-for-that-medical-malpractice/index.md): We have all heard of malpractice – it is often the villain in episodes of soapy medical dramas – but what do you actually know about it?
- [Getting Your Motorcycle Back on the Road](https://acera.ca/getting-your-motorcycle-back-on-the-road/index.md): After conflicting reports from Groundhogs, it appears that spring is upon us. And you know what that means – it’s time to get those motorcycles
- [It’s the Time of the Season for… De-Winterizing Your RV!](https://acera.ca/de-winterizing-your-rv/index.md): Prepare your RV for camping season with these de-winterizing tips! Inspect, clean, and check your RV's systems for a smooth adventure.
- [ICBC Online Renewals and You](https://acera.ca/icbc-online-renewals-and-you/index.md): There is some exciting news on the ICBC front for British Columbians this year, for certain policies expiring on or after May 1st people will have the option to renew online.
- [National Insurance Awareness Day](https://acera.ca/national-insurance-awareness-day/index.md): Even insurance gets in on the national day action: June 28th is National Insurance Awareness Day! Learn more.
- [Summer Vacation & Your Insurance](https://acera.ca/summer-vacation-your-insurance/index.md): What do you need to think about, in terms of insurance, to be vacation-ready this summer? We provide the answer.
- [Campfire Safety](https://acera.ca/campfire-safety/index.md): It’s camping season! We earned it this year, with that long rainy spring (can we even call it spring?!), and the reward is no early campfire ban.
- [Insuring U-Built Vehicles & Trailers in BC](https://acera.ca/insuring-u-built-vehicles-trailers-in-bc/index.md): In previous posts, we have laid out ICBC’s requirements for registering vehicles that come from other provinces or countries. But what about vehicles you have built yourself?
- [Life Insurance Awareness Month](https://acera.ca/life-insurance-awareness-month/index.md): September is Life Insurance Awareness Month! Knowing the basics of life insurance is an important part of understanding your financial picture.
- [Three Types of Nanaimo Business Insurance](https://acera.ca/three-types-of-nanaimo-business-insurance/index.md): What are 3 different types of standard business insurance in Nanaimo? Here's a brief guide on CGL, commercial property, and business interruption insurance.
- [Top Motorcycle Safety Tips in Courtenay](https://acera.ca/top-motorcycle-safety-tips-in-courtenay/index.md): Motorcycle insurance in Courtenay is just one way to protect you and your bike. Here are Acera's top safety tips for motorcyclists.
- [Why do I need motorcycle insurance in Victoria?](https://acera.ca/why-do-i-need-motorcycle-insurance-in-victoria/index.md): Do you need motorcycle insurance in Victoria, BC? Yes. Motorcycle insurance is mandatory the same way that auto insurance is. Here's why.
- [Benefits of Hitting the Books - CIP Designation](https://acera.ca/benefits-hitting-books-cip-designation/index.md): Learn more about the value of earning your CIP designation.
- [Five risk mitigation tips for new wedding photographers](https://acera.ca/5-risk-mitigation-tips-for-new-wedding-photographers/index.md): Secure your new wedding photography business—discover 5 essential risk mitigation tips to protect your clients, work, and reputation.
- [Earthquakes in BC: A Shaky Reality](https://acera.ca/earthquakes-in-bc-a-shaky-reality/index.md): Earthquakes in British Columbia can cause significant damage to homes and possessions. Learn how to get protected with the right insurance.
- [The Average Cost of Professional Liability Insurance: All You Need to Know](https://acera.ca/average-cost-of-professional-liability-insurance/index.md): Discover the average cost of professional liability insurance—get real pricing insights and tips to budget for the right coverage for your business.
- [Top 10 Alberta Winter Camping Destinations](https://acera.ca/top-10-alberta-winter-camping-destinations/index.md): Alberta has plenty of beautiful campsites to enjoy year-round. That's right - even in the winter! Here are our favourite spots for winter camping.
- [How Driving Records Affect Motorhome Insurance](https://acera.ca/how-driving-records-affect-motorhome-insurance/index.md): Your driving record can majorly impact your motorhome insurance. Here we’ll review how a driving record can affect your motorhome insurance in this article.
- [Important Insurance Coverage for Students Heading Back to School](https://acera.ca/insurance-coverage-for-university-students/index.md): If you aren't exactly sure what coverage you have, reach out to one of our experienced brokers to discuss your current insurance policy and get the coverage.
- [Lake Louise Campground Review](https://acera.ca/lake-louise-campground-review/index.md): In this post, we provide a detailed review of Lake Louise Campground. Learn more.
- [How to Child-Proof an RV](https://acera.ca/how-to-child-proof-an-rv/index.md): Just like a home, your RV needs to be child-proofed as well. We cover potential hazards and how to prevent your child from injuring themselves.
- [How to Deal with Wildfire Smoke While RVing](https://acera.ca/how-to-deal-with-wildfire-smoke-while-rving/index.md): It's been a smoky past few summers across BC and Alberta, which can be especially difficult to manage while in an RV. Here are some helpful tips on dealing with wildfire smoke while RVing.
- [Top 10 Easy Hikes Near Calgary](https://acera.ca/top-10-easy-hikes-near-calgary/index.md): Review our recommendations on the top 10 easiest hikes near Calgary - from the most popular to the lesser known, we hope this list will help you find your next adventure.
- [Tips For Winterizing Your Vehicle](https://acera.ca/how-to-winterize-your-car/index.md): We've got tips to help keep you safe on the road and be prepared if you get stuck in this article on how to winterize your car.
- [Kicking Horse Campground Review](https://acera.ca/kicking-horse-campground-review/index.md): In this post, we provide a detailed review of Kicking Horse Campground, including the location, facilities, costs, and things to do nearby!
- [First Come First Served Campsites in Alberta](https://acera.ca/first-come-first-served-campsites-in-alberta/index.md): When you can’t reserve a spot or you’re taking a last minute trip first come first serve (FCFS) campsites are a lifesaver. Learn more about FCFS campsites in Alberta.
- [FAQ: Does RV Insurance Cover...?](https://acera.ca/faq-does-rv-insurance-cover/index.md): We've compiled a list of the most common RV insurance questions we receive and had our RV insurance experts share their answers.
- [4 Amazing Places to Camp in Saskatchewan](https://acera.ca/4-amazing-places-to-camp-in-saskatchewan/index.md): Here are just a few of our top recommendations for where to camp in Saskatchewan.
- [Buying an RV in Alberta](https://acera.ca/buying-an-rv-in-alberta/index.md): Whether you’re a first-time buyer or upgrading your unit this article will help guide you through the process of purchasing an RV in Alberta.
- [Group Camping in Alberta](https://acera.ca/group-camping-in-alberta/index.md): This article breaks down your options as well as includes information on if you need a special event permit liquor license and event insurance.
- [Does my RV need to be insured when it's parked?](https://acera.ca/does-my-rv-need-to-be-insured-when-its-parked/index.md): Whether you’ve parked your RV in your backyard at a storage facility or at a campground your RV should remain insured. Learn why.
- [Using Your RV During An Evacuation](https://acera.ca/using-your-rv-during-an-evacuation/index.md): Find out how to prepare your RV in the event of an evacuation.
- [Campfires During a Fire Ban: Propane Fire Pits](https://acera.ca/campfires-during-a-fire-ban-propane-fire-pits/index.md): Learn more about the different types of fire bans and whether or not using a propane fire pit is applicable for use at your campground.
- [Aviva ERS: Emergency Roadside Assistance for Trailers](https://acera.ca/aviva-ers-emergency-roadside-assistance-for-trailers/index.md): All Aviva travel trailer policies include emergency roadside assistance (ERS). Learn more about Aviva's ERS Basic and ERS Elite options for travel trailers.
- [History of Camping in Canada](https://acera.ca/history-of-camping-in-canada/index.md): We take a look at the history of camping in Canada and how it's evolved through to today. Learn more about one of Canada's favourite pasttimes!
- [Our Top 5 Campgrounds Near Kelowna](https://acera.ca/our-top-5-campgrounds-near-kelowna/index.md): While you have many options for where to stay here are our picks for the top campgrounds near Kelowna.
- [Avoid RV rental scams: Learn about the 3 most common schemes and how to protect yourself.](https://acera.ca/rv-rental-fraud/index.md): Learn about the three most common RV rental schemes and how to protect yourself against getting scammed.
- [Jasper Wapiti Campground Review](https://acera.ca/jasper-wapiti-campground-review/index.md): In this post, we provide a detailed review of Jasper Wapiti Campground in Alberta. Learn more about the campground and it's surroundings, here!
- [Redstreak Campground Review](https://acera.ca/redstreak-campground-review/index.md): In this post, we provide a detailed review of Redstreak Campground at the edge of Kootenay National Park. Learn more about the location and things to do!
- [5 Things That Can Void Your RV Policy](https://acera.ca/5-things-that-can-void-your-rv-policy/index.md): Insurance carriers have a list of actions which will void your coverage. Not to worry - we've highlighted the activities that can void your RV policy.
- [Trip Interruption for RV Road Trips](https://acera.ca/trip-interruption-for-rv-road-trips/index.md): Learn more about why trip interruption insurance is so important for RVers and if it is applicable to you.
- [Do I need to insure my RV year round?](https://acera.ca/do-i-need-to-insure-my-rv-year-round/index.md): If you are using your RV seasonally, we still recommend keeping it insured year round. Learn more about the benefits of having year-round RV coverage.
- [Boil Water Advisories While Camping](https://acera.ca/boil-water-advisories-while-camping/index.md): Canada provincial authorities often issue boil-water advisories (BWAs) which can impact your water supply. Learn more about how to prepare and make sure your water is safe.
- [6 Pet Friendly Campgrounds in Alberta and BC](https://acera.ca/6-pet-friendly-campgrounds-in-alberta-and-bc/index.md): Your pets are part of the family and your summer adventures feel incomplete without them. We’ve put together a list of parks that are pet-friendly.
- [Kikomun Creek Provincial Park Review](https://acera.ca/kikomun-creek-provincial-park-review/index.md): In this post, we provide a detailed review of Kikomun Creek Provincial Park and campgrounds in the area. Learn more.
- [How to Protect Your RV from Storm Damage](https://acera.ca/how-to-protect-your-rv-from-storm-damage/index.md): RV's are constructed to be lightweight but also durable enough to withstand the elements. However extreme storms can be especially dangerous. Here are the steps you should take to help shield your RV.
- [How to Prevent Freezing Lines in an RV](https://acera.ca/how-to-prevent-freezing-lines-in-an-rv/index.md): Your RV’s lines are very vulnerable to the cold weather and can run the risk of freezing and bursting unless they are properly maintained. Read our guide on how to prevent freezing lines.
- [How to Create an RV Inventory List](https://acera.ca/how-to-create-an-rv-inventory-list/index.md): Not only is an RV inventory checklist incredibly useful when it comes to packing, it can also be important for insurance purposes & making a claim.
- [How do I submit a claim for an RV in Alberta?](https://acera.ca/how-do-i-submit-a-claim-for-an-rv-in-alberta/index.md): Follow our step-by-step guide on submitting an RV insurance claim in Alberta.
- [Aviva and Outdoorsy Partnership](https://acera.ca/aviva-and-outdoorsy-partnership/index.md): Outdoorsy has partnered with Aviva Canada to offer accidental collision theft and third-party liability insurance to both RV renters and owners .
- [Renting Out an RV in Alberta](https://acera.ca/renting-out-an-rv-in-alberta/index.md): Deciding to rent out an RV can be a lucrative business idea, but it can come with certain risks. Learn more about how renting your RV can impact your insurance.
- [All About Permanent RV Sites](https://acera.ca/all-about-permanent-rv-sites/index.md): Learn all about the permanent RV sites and what you should consider when picking your perfect spot.
- [Top 10 Campgrounds Near Lethbridge](https://acera.ca/top-5-campgrounds-within-3-hours-of-lethbridge/index.md): Review our list of the top 10 campgrounds near Lethbridge for you to check out this summer.
- [Top 5 Campgrounds within 4 Hours of Calgary](https://acera.ca/top-5-campgrounds-within-4-hours-of-calgary/index.md): We've put together our top 5 favourite campsites that are just a short drive from Calgary. Learn more.
- [Top 5 Campgrounds within 4 Hours of Edmonton](https://acera.ca/top-5-campgrounds-within-4-hours-of-edmonton/index.md): We've put together our top 5 favourite campsites that are just a short drive from Edmonton. Learn more.
- [Towing Someone Else's Trailer: Insurance Considerations for Borrowing and Lending](https://acera.ca/can-i-lend-my-travel-trailer-to-a-friend-and-still-be-covered/index.md): Learn more about the risks of towing someone else's trailer and the insurance considerations around borrowing or lending a travel trailer.
- [Can I leave my trailer at the RV park all winter?](https://acera.ca/can-i-leave-my-travel-trailer-at-the-rv-park-all-winter/index.md): For those travel trailer owners that want to minimize their storage preparation by keeping the trailer parked at the RV grounds all winter think again.
- [Is my travel trailer automatically covered when I'm pulling it with my truck?](https://acera.ca/is-my-travel-trailer-automatically-covered-when-im-pulling-it-with-my-truck/index.md): Learn more about what is and isn't covered under your truck insurance policy when towing a travel trailer.
- [8 Lakes to Take Your Boat in Western Canada](https://acera.ca/8-lakes-to-take-your-boat-in-western-canada/index.md): Whether you enjoy fishing, water sports or kayaking, there are thousands of lakes in Canada for you to enjoy. View our recommendation on the top 8 lakes in Western Canada.
- [3 Kid-Friendly Western Canada Campgrounds](https://acera.ca/3-western-canada-campsites-that-are-kid-friendly/index.md): Here is a list of our top 3 family friendly campgrounds in Western Canada, including Green Point, Illecillewaet and Golden Ears Provincial Park Campgrounds.
- [Considerations for including your travel trailer in your home insurance policy.](https://acera.ca/should-i-just-add-my-travel-trailer-to-my-home-insurance-policy/index.md): Learn more about whether or not travel trailers are covered under your home insurance and what this could mean for you.
- [How to Book Campsites in Alberta](https://acera.ca/how-to-book-campsites-in-alberta/index.md): In this article, we’ll walk you through how to book campsites in Alberta in provincial parks, national parks, private campgrounds, and on public land. 
- [How to Book a Campsite in BC](https://acera.ca/how-to-book-a-campsite-in-bc/index.md): This article will walk you through how to book a campsite and BC and give you tips on landing a spot.  
- [Am I covered if my RV is stolen?](https://acera.ca/am-i-covered-if-my-rv-is-stolen/index.md): If you don't have the right insurance, you will not be covered for any theft. In this article, we’ll cover the ways you can insure your RV and if they’ll cover theft.  
- [The Cowboy Trail RV Road Trip ](https://acera.ca/the-cowboy-trail-rv-road-trip/index.md): Review our Cowboy Trail road trip guide. We've included the route, points of interests, and a few suggestions of where to camp along the way.  
- [Insuring an RV on a Seasonal Lot ](https://acera.ca/insuring-an-rv-on-a-seasonal-lot/index.md): If you've purchased a seasonal lot for your RV, you may not realize how this can impact your RV insurance. We’ll explain how in this article.  
- [How to Deal with a Wildfire While RVing](https://acera.ca/how-to-deal-with-a-wildfire-while-rving/index.md): Unfortunately, wildfires are an increasingly common reality for many campers. Being difficult to predict, they can create dangerous conditions. We'll explain how to deal with a wildfire while RVing. 
- [Protect your RV with this End-of-Season Checklist](https://acera.ca/protect-your-rv-with-this-end-of-season-checklist/index.md): It's time to start thinking about the maintenance required to retire your RV for the remainder of the year. Review our checklist to get started.
- [How to Prevent RV Theft in Alberta ](https://acera.ca/how-to-prevent-rv-theft-in-alberta/index.md): Is your RV a target for a thief? Learn why RVs make popular targets and what you can do prevent RV theft in Alberta. 
- [How to Maintain RV Batteries](https://acera.ca/how-to-maintain-rv-batteries/index.md): Maintaining your RV is important to save you money long term and keep your RV operating while you camp.  In this article, we’ll walk you through how to maintain RV batteries
- [Where to Camp for Free in Alberta](https://acera.ca/where-to-camp-for-free-in-alberta/index.md): If you are looking for affordable camping options in Alberta - you're in luck. In this post, we outline the best free or low cost campgrounds in Alberta.
- [The Ultimate Guide to Business Interruption Insurance](https://acera.ca/business-interruption-insurance/index.md): f your business was forced to close, could you cover rent, payroll, and other expenses? Business interruption insurance can help.
- [How does an at-fault accident affect my car insurance?](https://acera.ca/how-does-an-at-fault-accident-affect-my-car-insurance/index.md): What is an at-fault accident, how does it affect your car insurance, and what coverage can protect you? Click here to find out.
- [10 Reasons Your Car Insurance Won't Cover You](https://acera.ca/reasons-your-car-insurance-wont-cover-you/index.md): Here are 10 reasons your car insurance won't cover you and how you can avoid them. We're here to help you get the most out of auto insurance.
- [Do I need commercial insurance for my part-time business?](https://acera.ca/do-i-need-commercial-insurance-for-my-part-time-business/index.md)
- [RVing the Icefields Parkway](https://acera.ca/rving-the-icefields-parkway/index.md): The Icefields Parkway is one of the most spectacular drives you can do in an RV. Learn about the best times to go, trails to hike and the top campgrounds in the area.
- [The Basics of Credit Card Travel Insurance](https://acera.ca/basics-of-credit-card-travel-insurance/index.md): Can you rely on your credit card's travel insurance for when you go on vacation? Well, it depends. Click here to find out why.
- [Travel Insurance FAQs](https://acera.ca/travel-insurance-faqs/index.md): Got travel insurance questions? We've got answers! We explain travel medical, trip cancellation, trip interruption and lost baggage insurance.
- [Can an empty home void a home insurance policy?](https://acera.ca/empty-home-void-a-home-insurance-policy/index.md): What does it mean to have your home be considered "vacant"? How does that impact your home insurance? Click here to find out.
- [RVing Alberta’s Highwood Pass & Kananaskis Trail](https://acera.ca/rving-albertas-highwood-pass-kananaskis-trail/index.md): Alberta's Highwood Pass is popular for hikers, campers and RVers. Our detailed guide covers everything from campgrounds, hiking trails, bike paths and more.
- [3 Ways to Protect Your Home from Wildfires](https://acera.ca/protect-your-home-from-wildfires/index.md): Alberta has suffered a string of wildfire events recently. We discuss 3 ways to protect your home from wildfires including wildfire insurance.
- [Indigenous Activities & Camping in Alberta](https://acera.ca/indigenous-activities-camping-in-alberta/index.md): June is National Indigenous History Month across Canada and we’re celebrating by sharing some of the awesome Indigenous activities and camping opportunities in Alberta.  
- [Winter Storage for RVs in Alberta](https://acera.ca/winter-storage-for-rvs-in-alberta/index.md): Where is the best place to store your RV for winter? How can you protect your RV from the elements so it’s ready to go in the spring? We provide the answers.
- [Where to Camp for Free in BC](https://acera.ca/where-to-camp-for-free-in-bc/index.md): If you’re interested in saving a bit of money on your next camping trip, here are some tips on where and how to camp for free in BC. 
- [Is hail damage covered by RV insurance?](https://acera.ca/is-hail-damage-covered-by-rv-insurance/index.md): If you’re camping anywhere in central or southern Alberta, you should be prepared for hail and that includes having RV insurance that will cover the damage.
- [RV Insurance & Renovations: What You Need to Know](https://acera.ca/rv-insurance-renovations-what-you-need-to-know/index.md): RV renovations are great for personalizing your motorhome, but some changes may not be covered by your insurance. Learn which renovations are and aren't covered.
- [Where to Camp for Free in Saskatchewan](https://acera.ca/where-to-camp-for-free-in-saskatchewan/index.md): Check out this list of where you can camp for free with an RV in Saskatchewan. We’ve also included a list of low-cost campgrounds where fees are $10 or less per night.  
- [Do I need to insure my RV when not using it?](https://acera.ca/do-i-need-to-insure-my-rv-when-not-using-it/index.md): Learn more about why you should keep your RV insured even if you are not currently using it, including protection from damage and cost savings.
- [Guide to Camping in Northern Alberta](https://acera.ca/guide-to-camping-in-northern-alberta/index.md): We've put together a list of campgrounds, as well as a helpful guide on what to pack and popular things to do while camping in Northern Alberta.
- [Private versus Public Campgrounds in British Columbia](https://acera.ca/public-versus-private-campgrounds-in-british-columbia/index.md): We’ll walk you through the differences between private and public options and why you might choose one over the other in B.C.
- [Purchasing an RV in Calgary](https://acera.ca/purchasing-an-rv-in-calgary/index.md): Whether you’re buying new or used, it’s important to know what you want and what you can afford. We’re here to help you through the process of purchasing an RV in Calgary.  
- [Renting an RV in Calgary](https://acera.ca/renting-an-rv-in-calgary/index.md): Calgary has a lot of RV rentals to select from with different rates, amenities, and benefits. Here are our tips on exactly what you need to know.
- [Value Over Time: Understanding Depreciation with RV Insurance in Alberta](https://acera.ca/value-over-time-understanding-depreciation-with-rv-insurance-in-alberta/index.md): We delve into the often-overlooked aspect of RV insurance - depreciation. Learn how it impacts your insurance and making a claim.
- [General Third Party Liability Insurance with Acera Insurance](https://acera.ca/facts-about-third-party-liability-insurance/index.md): We explain third party liability insurance coverage, including why you need it whether it be for your car, home, or business.
- [20 Factors That Affect Your Home Insurance Rates](https://acera.ca/20-factors-that-affect-your-home-insurance-rates/index.md): Insurance companies use complicated calculations to determine home insurance rates.
- [12 Factors that Impact Auto Insurance Rates](https://acera.ca/12-factors-that-impact-auto-insurance-rates/index.md): We explain 12 factors that impact your auto insurance rates. Learn more.
- [7 Ways to Prevent Frozen Pipes in Alberta](https://acera.ca/7-ways-to-prevent-frozen-pipes-in-alberta/index.md): Learn how to prevent frozen pipes in Alberta and avoid the costly damage of a burst pipe.
- [Winter Risks for Businesses in Alberta](https://acera.ca/winter-risks-for-businesses-in-alberta/index.md): Learn more about the increased risks Alberta businesses deal with during the winter thanks to the weather through our latest post.
- [Winter Preparedness Checklist for Alberta Businesses](https://acera.ca/winter-preparedness-checklist-for-alberta-businesses/index.md): Our insurance experts have prepared a winter preparedness checklist for Alberta businesses. See if you're ready for winter's worst.
- [How to Protect Personal Data Online](https://acera.ca/how-to-protect-personal-data-online/index.md): Learn how to protect your personal data through best practices for social media, online transactions, email and passwords.
- [3 tips to prepare your business for flood season in Alberta](https://acera.ca/3-tips-to-prepare-your-business-for-flood-season-in-alberta/index.md): Discover how to reduce water damage and keep your business operational in the wake of a flood.
- [Are you ready for a flood-based business interruption?](https://acera.ca/are-you-ready-for-a-flood-based-business-interruption/index.md): A continuity plan can help keep your business operational if a natural disaster strikes. Start creating your plan with this business continuity checklist.
- [Ways to Protect Your Home from Spring Flooding in Alberta ](https://acera.ca/ways-to-protect-your-home-from-spring-flooding-in-alberta/index.md): Protect your home from spring flooding in Alberta by evaluating your risk, performing basic home maintenance, and investing in mitigation measures.
- [How to Prevent Ice Damming on Your Home ](https://acera.ca/how-to-prevent-ice-damming-on-your-home/index.md): Ice damming can cause extensive damage to your home. Learn how to identify ice dams, remove them and prevent them.
- [9 Yard and Home Maintenance Tips to Prevent Water Problems](https://acera.ca/9-yard-and-home-maintenance-tips-to-prevent-water-problems/index.md): The risk of water damaged is heightened when the snow thaws and the rain falls each spring. Protect your home with these 9 tips!
- [How to Protect Your Business from Wildfires in Alberta](https://acera.ca/how-to-protect-your-business-from-wildfires-in-alberta/index.md): Learn how to protect your business from wildfires in Alberta including response plans and how to prevent damage to your property.
- [Boat Insurance in Alberta: Your FAQs Answered](https://acera.ca/boat-insurance-in-alberta-your-faqs-answered/index.md): In this article, our insurance experts answer all of your questions about boat insurance in Alberta.
- [Best Home Exterior Finishes in Alberta ](https://acera.ca/best-home-exterior-finishes-in-alberta/index.md): We review the best home exterior finishes in Alberta as well as windows, roofing and grading to protect your home.
- [Can the Condo Insurance Crisis be Corrected?](https://acera.ca/can-the-condo-insurance-crisis-be-corrected/index.md): Condo corporations have an important role to play in reversing skyrocketing condo insurance premiums and deductibles in Canada.
- [How to Safely Navigate Construction Zones](https://acera.ca/how-to-safely-navigate-construction-zones/index.md): Learn how to safely navigate common construction zone hazards such as lane closures, congestion, and workers and machinery on the road.
- [Rising Construction Costs Putting Businesses at Risk of Underinsurance](https://acera.ca/rising-construction-costs-putting-businesses-at-risk-of-underinsurance/index.md): The sharp increase in the cost of construction materials could be putting your business at risk of underinsurance and co-insurance penalties. Learn more.
- [5 Summer Safety Tips for Professional Drivers](https://acera.ca/5-summer-safety-tips-for-professional-drivers/index.md): Learn how to safely navigate common summer driving hazards: increased traffic, construction zones, extreme weather, and even sun damage and dehydration.
- [RV Insurance in Alberta](https://acera.ca/rv-insurance-in-alberta/index.md): Our expert insurance brokers explain how RV insurance works in Alberta. Learn how much it costs and what's covered in this article.
- [Hackers See Big Opportunities in Small & Medium Businesses](https://acera.ca/hackers-see-big-opportunities-in-small-medium-businesses/index.md): Businesses of all sizes are experiencing an increased risk of cyberattacks, but small and medium-sized businesses are the most vulnerable to cyber threats.
- [5 Ways to Protect Your Home While You’re on Vacation ](https://acera.ca/5-ways-to-protect-your-home-while-youre-on-vacation/index.md): Did you know your home is more at risk when you’re on vacation? Learn about how to protect your home while you are away.
- [Rogers Insurance acquires Polaris Solutions](https://acera.ca/rogers-insurance-acquires-polaris-solutions/index.md): Rogers Insurance Ltd. is pleased to announce it has acquired Polaris Solutions, a brokerage in Nanaimo, B.C. Learn more.
- [Mandatory vs. Optional Auto Insurance in Alberta](https://acera.ca/mandatory-vs-optional-auto-insurance-in-alberta/index.md): The auto insurance that is required by law doesn't protect you from all risks. Learn about optional auto coverages you may want to consider.
- [Returning to Work May Impact Your Auto and Home Insurance](https://acera.ca/returning-to-work-may-impact-your-auto-and-home-insurance/index.md): Return-to-work mandates and pandemic projects around the house could affect your auto and home insurance needs. Learn more and contact your broker.
- [Rogers Insurance Invests in Kaerus Group](https://acera.ca/rogers-insurance-invests-in-kaerus-group/index.md): Rogers Insurance has made a minority investment in Kaerus Group Risk Solutions Inc., a specialist in outdoor activities and recreation risks. Learn more.
- [Insurers Want Businesses to Brush Up on Cyber Hygiene](https://acera.ca/insurers-want-businesses-to-brush-up-on-cyber-hygiene/index.md): It's increasingly becoming difficult for businesses to obtain cyber protection. Our cyber hygiene tips can help. Learn more.
- [Insurance for Canadian Snowbirds](https://acera.ca/insurance-for-canadian-snowbirds/index.md): Many Canadians head to warmer climates to escape the long, cold winter. Learn more about the coverages you need.
- [Rogers Insurance Ltd., Schwartz Reliance Insurance announce partnership](https://acera.ca/rogers-insurance-ltd-schwartz-reliance-insurance-announce-partnership/index.md): Rogers Insurance is pleased to announce Schwartz Reliance Insurance has joined the A-WIN branch partner network. Learn more.
- [Property Owners at Increased Risk of Being Underinsured](https://acera.ca/property-owners-at-increased-risk-of-being-underinsured/index.md): Learn why it’s critical to reassess the replacement costs of your home or commercial building amidst global supply chain delays and issues.
- [The Key to Business Success? Your Employees](https://acera.ca/the-key-to-business-success-your-employees/index.md): The best people want to work for the best employers. Learn about Acera's beneficial incentives that keep employees happy and engaged.
- [2022 Insurance Market Forecast](https://acera.ca/2022-insurance-market-forecast/index.md): Here are four trends that we anticipate will impact commercial insurance in 2022. Contact us to discuss ways your business can mitigate risk.
- [9 Tips for Errors and Omissions Risk Management](https://acera.ca/9-tips-for-errors-and-omissions-risk-management/index.md): Follow these tips from our insurance experts to manage your errors and omissions risks.
- [The True Cost of Cybercrime](https://acera.ca/the-true-cost-of-cybercrime/index.md): As technology advances, so do the risks that businesses face. Cybercrime insurance will help protect you from potential losses.
- [Ensure your special event goes off without a hitch](https://acera.ca/ensure-your-special-event-goes-off-without-a-hitch/index.md): The warmer months see the return of weddings and other special events like family and school reunions, holiday celebrations and corporate events. When planning these events, especially those on a smaller scale, many people will question if…
- [9 Tips to Have a Sustainable Yard in Alberta ](https://acera.ca/9-tips-to-have-a-sustainable-yard-in-alberta/index.md): A sustainable yard can help the environment and protect your home. Learn more in this article.
- [What is a binding authority restriction and why does it matter?](https://acera.ca/what-is-a-binding-authority-restriction-and-why-does-it-matter/index.md): Our insurance experts explain what a binding authority restriction is and how it can impact your personal and commercial insurance.
- [The Importance of Updating Material Change in Risk](https://acera.ca/the-importance-of-updating-material-change-in-risk/index.md): Your insurance policies need to be updated to reflect life changes, otherwise you are leaving yourself open to being underinsured.
- [Snowmobile Insurance in Alberta](https://acera.ca/snowmobile-insurance-in-alberta/index.md): Snowmobiling is a treasured winter pastime for thousands of Albertans, but did you know you need insurance if you’re planning to ride on public lands?
- [Preparing Your Commercial Building for Winter](https://acera.ca/preparing-your-commercial-building-for-winter/index.md): Winter weather in Canada is notorious for extreme cold, snow and ice. Commercial property owners - learn how to prepare for these challenging conditions.
- [Avoiding the Bait – The Importance of Recognizing Phishing Attacks](https://acera.ca/avoiding-the-bait-the-importance-of-recognizing-phishing-attacks/index.md): With cyberattacks on the rise, it’s important for businesses to know how to identify and guard against them.
- [13 Tips to Prevent Vehicle Theft in Alberta](https://acera.ca/13-tips-to-prevent-vehicle-theft-in-alberta/index.md): Alberta has experienced a large amount of vehicle theft, especially trucks. Here are tips to help you prevent your vehicle from being stolen.
- [Recognized as an Alberta Top Employer for the 15th Time](https://acera.ca/rogers-insurance-is-an-alberta-top-employer-for-the-15th-time/index.md): We are honoured to be recognized as one of Alberta's Top Employers. This marks Rogers Insurance’s 15th win in the annual competition! Learn more here.
- [Acera Insurance Announces Appointment of Lana Wood to Board of Directors](https://acera.ca/acera-insurance-announces-appointment-of-lana-wood-to-board-of-directors/index.md): We're pleased to announce the appointment of Lana Wood to our board of directors effective April 5, 2023.
- [2023 Insurance Market Insights](https://acera.ca/2023-insurance-market-insights/index.md): Businesses of all sizes will continue to face challenges. Learn more about assessing potential risks and the trends impacting the marketplace in 2023.
- [A Straightforward Guide to Personal Cyber Insurance](https://acera.ca/a-straightforward-guide-to-personal-cyber-insurance/index.md)
- [Winter Vacation and Your Home Insurance](https://acera.ca/winter-vacation-and-your-home-insurance/index.md): Learn more about making sure your home is covered by property insurance while you’re away on winter vacation.
- [Driver Health Weighing Down Transportation Industry](https://acera.ca/driver-health-weighing-down-transportation-industry/index.md): Professional drivers keep the supply chain running. Learn how the health and wellbeing of professional drivers can improve safety and boosts recruitment.
- [The Evolution of Cyber Risk: Three Trends Affecting Businesses](https://acera.ca/the-evolution-of-cyber-risk-three-trends-affecting-businesses/index.md): These cyber trends expose security vulnerabilities, and heighten the call for businesses to stay informed on how cybercriminals are advancing their operations.
- [5 Common Payment Scams Affecting Businesses](https://acera.ca/5-common-payment-scams-affecting-businesses/index.md): Payment processes are a common target for criminals. Here are some tips to protect your business from common payment scams.
- [10 Ways to Keep Hybrid Employees Engaged](https://acera.ca/10-ways-to-keep-hybrid-employees-engaged/index.md): Learn more about making sure your remote employees feel supported and engaged when you have a more dispersed workforce.
- [Prioritizing Human Connections in the Workplace](https://acera.ca/prioritizing-human-connections-in-the-workplace-2/index.md): Now more than ever, prospective employees are considering workplace culture when applying for jobs. Learn about how employers are prioritizing their people.
- [2024 Group Benefits Market Outlook](https://acera.ca/2024-group-benefits-market-outlook/index.md): Acera Benefits is here to advise employers to examine their group plans in 2024 with a critical eye on a few key areas.
- [Wildfires are Restructuring Construction Timelines in Canada](https://acera.ca/wildfires-are-restructuring-construction-timelines-in-canada/index.md): As wildfires continues to grow and encroach across Canada, insurers are restricting when and where they’ll provide construction coverage.
- [Understanding the Risks of OPCF 49](https://acera.ca/understanding-the-risks-of-opcf-49/index.md): OPCF49 removes coverage from your auto insurance policy. Read this article to fully understand Ontario's new auto endorsement.
- [2024 Commercial Insurance Market Forecast](https://acera.ca/2024-commercial-insurance-market-forecast/index.md): We've identified four risks that could impact your commercial insurance in 2024, including weather, inflation, cybercrime, and escalating liability awards.
- [New Employment Standards Coming for Gig Workers in BC](https://acera.ca/new-employment-standards-coming-for-gig-workers-in-bc/index.md): Bill 48 proposes amendments to the Employment Standards Act and the Workers Compensation Act which would establish employment standards for gig workers.
- [Putting the Brakes on Auto Theft](https://acera.ca/putting-the-brakes-on-auto-theft/index.md): Auto tracking systems can offer a road to recovery. Learn how installing a recovery device in your vehicle can reduce auto theft and insurance premiums.
- [Returning home after a wildfire](https://acera.ca/returning-home-after-a-wildfire/index.md): Flames, smoke, ash and firefighting techniques can cause damage. Learn how to clean your property, safely handle food and start a claim following a wildfire.
- [Wildfire smoke: How to protect your health and wellbeing](https://acera.ca/wildfire-smoke-how-to-protect-your-health-and-wellbeing/index.md): Discover ways to minimize your exposure to wildfire smoke, which can cause an assortment of symptoms ranging from mild to severe.
- [Returning home after a flood](https://acera.ca/returning-home-after-a-flood/index.md): Flood water can cause damage, carry dangerous debris and cause mould. Learn how to clean your property, safely handle food and start a claim after a flood.
- [Policyholders cannot afford to bury their heads in the sand](https://acera.ca/policyholders-cannot-afford-to-bury-their-heads-in-the-sand/index.md): Acera Insurance's Leah Wood shares six cognitive biases that cloud judgement and lead to less-than-optimal decisions for managing risks. Learn more.
- [What is a Surety Bond? Surety Bond Definition & Other FAQs](https://acera.ca/what-is-a-surety-bond-surety-bond-definition-other-faqs/index.md): What is a surety bond? In this blog post, Acera Insurance helps its business clients by answering this and much more. Read on for more information.
- [Car Crash in Brampton: What to Do After You’ve Been in an Accident ](https://acera.ca/car-accident-brampton/index.md): You've been in an accident. What now? Our auto insurance brokers in Brampton have some insights on your next steps.
- [Your Personal Guide to Getting Car Insurance in Orangeville, Ontario](https://acera.ca/guide-for-car-insurance-orangeville/index.md): First time buying car insurance in Orangeville? Not to worry. Acera Insurance has your back with this step-by-step guide on how to purchase coverage.
- [How to Save On Your Home Insurance in Huntsville](https://acera.ca/how-to-save-on-your-home-insurance-in-huntsville/index.md): It’s always nice to save! The expert brokers at CCV Insurance can help you save on home insurance while still ensuring you have the protection you need.
- [Milton Business Insurance Endorsements, Defined](https://acera.ca/business-insurance-endorsements-milton/index.md): You're a hardworking business owner and want great protection. Did you know you endorsements can supplement your Milton business insurance?
- [Risk Management 101 for Businesses in Burlington](https://acera.ca/burlington-business-risk-management/index.md): Business insurance for Burlington organizations is just one piece of a much larger puzzle. Our guide can help your business reduce risks and hazards.
- [Who decides who is at fault in a car accident?](https://acera.ca/who-decides-who-is-at-fault-in-a-car-accident/index.md): Wondering who is at fault in a car accident and how your insurance rates might be affected? Check out this article to find the answers to your questions.
- [What to do in a boating accident in Alberta](https://acera.ca/what-to-do-in-a-boating-accident-in-alberta/index.md): It's important to be prepared in the event of an accident. Here are 4 steps of what you need to do after a boating accident.
- [What happens if another driver fails to report an accident to their insurance company?](https://acera.ca/what-happens-if-another-driver-fails-to-report-an-accident-to-their-insurance-company/index.md): Dealing with accidents is frustrating and traumatic enough. Here's what to do if another driver fails to report an accident you've been involved in.
- [The Limits of Additional Living Expenses](https://acera.ca/the-limits-of-additional-living-expenses/index.md): What are additional living expenses? What are the limits? We explain everything you need to know in this article.
- [The All-Comers Rule and Alberta Auto Insurance](https://acera.ca/what-is-the-all-comers-rule/index.md): Did you know that Alberta is an all-comers province? What does that mean? We tell you in this blog article.
- [Getting an Appraisal for Insurance Purposes](https://acera.ca/appraisal-for-insurance-purposes/index.md): Whether you need an appraisal for your home a collection or valuables learn more about getting an appraisal for insurance purposes in this article.
- [I run a small business – am I covered under my car insurance?](https://acera.ca/i-run-a-small-business-am-i-covered-under-my-car-insurance/index.md): If you own a small business and use your vehicle for work purposes or it's registered in your company's name you need commercial auto insurance.
- [What is fleet insurance?](https://acera.ca/what-is-fleet-insurance/index.md): We explain fleet insurance including what qualifies as a fleet and what is covered by this insurance.
- [Protecting Company Vehicles](https://acera.ca/protecting-company-vehicles/index.md): Here are our tips to keep your company vehicles protected (and keep your insurance rates low).
- [Babysitting and Your Home Insurance](https://acera.ca/babysitting-and-your-home-insurance/index.md): Does your teenager babysit? It's important that they're covered if something happens. But will home insurance cover babysitting?
- [Bicycle Insurance: What You Need to Know](https://acera.ca/bicycle-insurance-what-you-need-to-know/index.md): If you're a serious cyclist review this article to see if your bicycles are adequately protected under your home insurance policy.
- [Is my boat covered by my home insurance?](https://acera.ca/is-my-boat-covered-by-my-home-insurance/index.md): Your boat may be covered by your home insurance - but to what extent. Boat insurance may be a better option to protect your investment (and lake time).
- [Accidents and Lending Your Vehicle](https://acera.ca/can-you-let-others-drive-your-car/index.md): Letting others borrow your car doesn't seem like a huge deal but it can have major consequences if they get into an accident.
- [Am I covered if I lend my boat to a friend?](https://acera.ca/am-i-covered-if-i-lend-my-boat-to-a-friend/index.md): If you lend your boat to a friend or family member are you covered by your insurance if something happens? We discuss a few scenarios.
- [Do I need car insurance if I don’t own a car?](https://acera.ca/do-i-need-car-insurance-if-i-dont-own-a-car/index.md): Do I need car insurance if I don't own a car? Probably not unless you're a frequent renter borrower or participate in a car-sharing program.
- [How to Protect Your Business from Break-and-Enters](https://acera.ca/how-to-protect-your-business-from-break-and-enters/index.md): Here is some advice on how to manage your company's risks and protect your business from break-and-enter theft.
- [The Advantages of Working with an Insurance Broker](https://acera.ca/why-choose-an-insurance-broker/index.md): Why choose an insurance broker? We've got a whole list of reasons.
- [Is driving to a customer’s home different than driving to my office?](https://acera.ca/is-driving-to-a-customers-home-different-than-driving-to-my-office/index.md): If you use your personal vehicle for business use, you may not be covered by your personal car insurance. Learn more in this article.
- [How do bylaw changes affect my home insurance?](https://acera.ca/how-do-bylaw-changes-affect-my-home-insurance/index.md): The older your house the more likely it is that your local bylaws have affected your home insurance. Read more to find out how.
- [Does your home insurance cover camping?](https://acera.ca/does-your-home-insurance-cover-camping/index.md): Is your stuff covered by your home insurance if something happens while you're camping? We answer this question and how a claim would work in this article.
- [Can I cancel an insurance policy I’ve already paid for?](https://acera.ca/cancel-an-insurance-policy-already-paid-for/index.md): If you cancel an insurance policy you've already paid for do you get your money back? Are there any consequences? We have the answers here.
- [Can I cancel my car insurance at any time without penalty?](https://acera.ca/can-i-cancel-my-car-insurance-at-any-time-without-penalty/index.md): Discover whether you can cancel your car insurance at any time without penalty and whether it will impact your future car insurance rates.
- [Driving and Cannabis Use](https://acera.ca/driving-and-cannabis-use/index.md): After cannabis was legalized across Canada, driving laws across the country were updated in in October 2018 to include penalties for drug-impaired driving.
- [How do I get a certificate of insurance?](https://acera.ca/how-do-i-get-a-certificate-of-insurance/index.md): Businesses and individuals will be asked to provide a certificate of insurance - what is that? How do you get one? We have the answers here.
- [What happens if I don’t replace my contents after a claim?](https://acera.ca/what-happens-if-i-dont-replace-my-contents-after-a-claim/index.md): Read about the different types of coverage that insurance companies use to calculate a settlement and how this can affect you after a claim.
- [Common Claims in Lethbridge](https://acera.ca/common-claims-in-lethbridge/index.md): We examine the top three most common claims in Lethbridge and explain how you can protect your property from weather-related damage.
- [5 Common Causes of Home Insurance Claims in Alberta](https://acera.ca/5-common-causes-of-home-insurance-claims-in-alberta/index.md): We identify 5 of the most common causes of home insurance claims in Alberta and how you can prevent them from happening to your home.
- [What is co-insurance?](https://acera.ca/what-is-co-insurance/index.md): Our insurance experts explain the frequently misunderstood term co-insurance and how it can impact you and your insurance.
- [Do I need full car insurance coverage for my older car?](https://acera.ca/do-i-need-full-car-insurance-coverage-for-my-older-car/index.md): Should you reduce your car insurance coverage to save on costs? Learn how a vehicle's age affects coverage options and insurance rates.
- [Collector Car Insurance vs. Regular Car Insurance](https://acera.ca/collector-car-insurance-vs-regular-car-insurance/index.md): Not sure if you should have collector car insurance or regular car insurance? Our experts explain the differences in this article.
- [What are the best roof and exterior construction options for Alberta weather?](https://acera.ca/what-are-the-best-roof-and-exterior-construction-options-for-alberta-weather/index.md): Wondering what the best roof and exterior constructions options for Alberta weather are? We've got some recommendations for you.
- [How do I know what it will cost to rebuild my home?](https://acera.ca/how-do-i-know-what-it-will-cost-to-rebuild-my-home/index.md): Find out why the cost of rebuilding your home matters for your home insurance policy and how your insurance company will help you determine this amount.
- [When should I contact my broker?](https://acera.ca/when-should-i-contact-my-broker/index.md): Did you know you should be notifying your broker of changes big and small and that you can face serious consequences if you fail to update your broker?
- [Can I be denied car insurance in Alberta?](https://acera.ca/can-i-be-denied-car-insurance-in-alberta/index.md): While you cannot be denied mandatory car insurance coverage in Alberta, you can be denied optional coverage by insurers.
- [Over-Insuring or Under-Insuring Your Small Business](https://acera.ca/over-insuring-or-under-insuring-your-small-business/index.md): You need to protect your small business but you don't want to spend more than necessary. We help you avoid over-insuring or under-insuring your business.
- [Direct Compensation Property Damage Coverage for Alberta Drivers](https://acera.ca/direct-compensation-property-damage-coverage-for-alberta-drivers/index.md): In our latest post, we explore what Direct Compensation Property Damage (DCPD) coverage means for drivers in Alberta.
- [Defensive Driving for Albertans](https://acera.ca/defensive-driving-for-albertans/index.md): Tickets and accidents are something we all want to avoid but are not uncommon in this province. Here are our tips for defensive driving for Albertans.
- [8 Reasons Why Travel Insurance Claims May Be Denied](https://acera.ca/8-reasons-why-travel-insurance-claims-may-be-denied/index.md): Want to avoid your travel insurance claims being denied? Check out this article where we walk you through 8 reasons it can happen.
- [What’s the difference between a broker, an insurance agent and an insurance company?](https://acera.ca/whats-the-difference-between-a-broker-and-an-insurance-company/index.md): We explain the difference between an insurance broker and an insurance company in this article.
- [How Distracted Driving Can Impact Your Insurance in Alberta](https://acera.ca/distracted-driving-in-alberta-how-it-impacts-insurance/index.md): Learn the true cost of a distracted driving ticket in Alberta and how it can impact your auto insurance. We’re here to help when you need it.
- [3 Ways Your Driving Record Affects Your Car Insurance](https://acera.ca/3-ways-your-driving-record-affects-your-car-insurance/index.md): Learn how your driving record affects your car insurance - and what you can do if your insurance is negatively impacted.
- [How long do tickets and accidents affect my insurance?](https://acera.ca/how-long-do-tickets-and-accidents-stay-on-my-record-and-affect-my-insurance/index.md): Getting a ticket isn't fun. Being involved in an accident is even worse. Here's how your insurance will be affected by both scenarios.
- [Sharing the Road Safely with Emergency Vehicles](https://acera.ca/sharing-the-road-safely-with-emergency-vehicles/index.md): Do you know the rules to ensure you're sharing the road safely with emergency vehicles? This article gives you a refresher.
- [Am I covered by my insurance if I leave my car doors unlocked?](https://acera.ca/am-i-covered-by-my-insurance-if-i-leave-my-car-doors-unlocked/index.md): Am I covered by my insurance if I leave my car doors unlocked? We answer this question and give you tips on preventing car theft.
- [Am I covered if I leave my front door unlocked?](https://acera.ca/am-i-covered-if-i-leave-my-front-door-unlocked/index.md): If you (or your kids) leave the front door unlocked, will your home insurance cover you if a thief takes advantage? We have the answer here.
- [Is our extended family covered under our home insurance?](https://acera.ca/is-our-extended-family-covered-under-our-home-insurance/index.md): We explain the impact of your extended family moving into your home on your insurance in this article.
- [Fall Maintenance for Homes in Alberta](https://acera.ca/fall-maintenance-for-homes-in-alberta/index.md): Fall maintenance for homes in Alberta is important for helping to prevent damage to your home over the winter. Take care of your home to save money!
- [What is a garage policy?](https://acera.ca/what-is-a-garage-policy/index.md): If you own a business that sells or services vehicles you should be protected by a garage policy. Learn more in this article.
- [Are my shed, garage and other outbuildings covered by home insurance?](https://acera.ca/are-my-shed-garage-and-other-outbuildings-covered-by-home-insurance/index.md): We explain how home insurance protects your shed, garage, fence, and other outbuildings, and the limits of the coverage in this article.
- [What type of insurance do I need for my work vehicle?](https://acera.ca/what-type-of-insurance-do-i-need-for-my-work-vehicle/index.md): Wondering if you need to get business insurance for your vehicle? We explain the different types of commercial vehicle insurance.
- [Event Insurance: What You Need to Know](https://acera.ca/event-insurance-what-you-need-to-know/index.md): Indoor or outdoors weddings birthdays or corporate events you need event insurance. Learn why it's often required by venues and what it covers.
- [Legal Expense Insurance: What You Need to Know](https://acera.ca/legal-expense-insurance-what-you-need-to-know/index.md): We explain the basics of business legal expense insurance including what's covered how it works and how to get it
- [Home-Based Business Insurance in Alberta](https://acera.ca/home-based-business-insurance-in-alberta/index.md): Here's what you need to know about home-based business insurance in Alberta. Ensure you're covered with the right protection
- [Host Liquor Liability: Everything You Need to Know](https://acera.ca/host-liquor-liability-everything-you-need-to-know/index.md): If you're hosting an event with alcohol you likely need host liquor liability insurance. Why? You could be held liable if something goes wrong.
- [Insuring a Motorcycle in Alberta](https://acera.ca/insuring-a-motorcycle-in-alberta/index.md): Our motorcycle insurance experts explain how to insure a motorcycle in Alberta including what impacts premiums and which coverages are available.
- [Do I need tenant’s insurance when I rent a house or condo?](https://acera.ca/do-i-need-tenants-insurance-when-i-rent-a-house-or-condo/index.md): Did you know your landlord's insurance won't cover you or your stuff if you rent a house or condo? Luckily affordable protection is available!
- [Do you need drone insurance in Alberta?](https://acera.ca/do-you-need-drone-insurance-in-alberta/index.md): Do you need insurance for your drone in Alberta? We discuss when and why you need this type of coverage in this article.
- [Should I buy separate glass coverage for my car?](https://acera.ca/should-i-buy-separate-glass-coverage-for-my-car/index.md): Think the glass coverage on your regular car insurance is enough - or have you cancelled that to save money? We discuss separate glass policies here.
- [Hard to Insure Homes](https://acera.ca/hard-to-insure-homes/index.md): Learn about hard to insure homes including why they're difficult to insure and how you can protect your home. Still have questions? We're here to help!
- [Does provincial health care cover me across Canada?](https://acera.ca/does-provincial-health-care-cover-me-across-canada/index.md): Did you know your provincial health care may not cover you when you travel to other provinces? Learn more here.
- [Am I covered if I don’t wear a helmet on my OHV?](https://acera.ca/am-i-covered-if-i-dont-wear-a-helmet-on-my-ohv/index.md): It is required to wear a helmet if you are operating an OHV on public lands in Alberta - that includes roads and public land.
- [Insuring a Heritage or Historic Home](https://acera.ca/insuring-a-heritage-or-historic-home/index.md): Insuring a heritage or historic home can be more complicated. In this article we'll review the steps you need to take to adequately protect it.
- [What is a high risk driver and how does it affect my insurance?](https://acera.ca/what-is-a-high-risk-driver-and-how-does-it-affect-my-insurance/index.md): We explain what a high-risk driver is and how it affects car insurance.
- [Hiring Commercial Drivers: What You Need to Know](https://acera.ca/hiring-commercial-drivers-what-you-need-to-know/index.md): Here are tips on hiring commercial drivers to ensure you have the right people for the job. Remember their driving records can affect your insurance!
- [Does car insurance cover a hit-and-run?](https://acera.ca/does-car-insurance-cover-a-hit-and-run/index.md): A hit-and-run accident is particularly frustrating because the victim is left to deal with the damage. Learn if you are covered in this article.
- [How do I insure my hobby farm?](https://acera.ca/how-do-i-insure-my-hobby-farm/index.md): We explain how to insure a hobby farm and why you need special protection. Learn more about hobby farm insurance here.
- [Insuring an Ugly Christmas Sweater](https://acera.ca/insuring-an-ugly-christmas-sweater/index.md): Have an incredible ugly Christmas sweater? Our insurance experts explain what happens if this sweater is damaged or stolen.
- [How do I import a car from the US to Alberta?](https://acera.ca/how-do-i-import-a-car-from-the-us-to-alberta/index.md): Wondering how you import a car from the US to Alberta? We've got a guide that includes crossing the border registration insurance and more.
- [How does my car insurance work if I buy a car in the United States?](https://acera.ca/how-does-my-car-insurance-work-if-i-buy-a-car-in-the-united-states/index.md): If you buy a car in the United States, make sure you know how to organize the car insurance to protect your new asset.
- [How is my insurance affected if I import or export products?](https://acera.ca/how-is-my-insurance-affected-if-i-import-or-export-products/index.md): Your insurance is affected if you import to export products. We explain why and how commercial insurance works with imported or exported goods.
- [My car failed a safety inspection, do I still have insurance?](https://acera.ca/my-car-failed-a-safety-inspection-do-i-still-have-insurance/index.md): Uh oh, your car has failed a safety inspection. Are you still insured? We have the answers in this article.
- [Why do I have to get my car inspection done for my car insurance?](https://acera.ca/why-do-i-have-to-get-my-car-inspection-done-for-my-car-insurance/index.md): Our insurance experts explain why your car insurance company may require you to get a car inspection before they'll insure you.
- [What kind of profits do insurance companies make?](https://acera.ca/what-kind-of-profits-do-insurance-companies-make/index.md): We explain how insurance companies work by sharing risk calculating risk and setting premiums including how profitable insurance companies are.
- [Legal Marijuana Grow Ops: An Insurance Perspective](https://acera.ca/legal-marijuana-grow-ops-an-insurance-perspective/index.md): With marijuana becoming legal in Canada and medicinal marijuana common here's what you need to know about marijuana growing operations and insurance.
- [I’m going on vacation, do I need to worry about my home insurance?](https://acera.ca/im-going-on-vacation-do-i-need-to-worry-about-my-home-insurance/index.md): When you go on vacation, your home insurance is affected. Learn more in this article or by talking to your broker.
- [If my car is stolen, do I get what I paid for it?](https://acera.ca/if-my-car-is-stolen-do-i-get-what-i-paid-for-it/index.md): We discuss what happens if your car gets stolen - including if you'll get what you paid for it from your insurance settlement.
- [If my car is financed, what kind of insurance do I need?](https://acera.ca/if-my-car-is-financed-what-kind-of-insurance-do-i-need/index.md): f your vehicle is financed, you will need to meet your lender's insurance requirements which usually include collision and comprehensive.
- [Is the leak in my basement covered by my home insurance?](https://acera.ca/is-the-leak-in-my-basement-covered-by-my-home-insurance/index.md): We explain if that leak in your basement is covered by your home insurance.
- [When should I remove winter tires in Alberta?](https://acera.ca/when-should-i-remove-winter-tires-in-alberta/index.md): With Alberta's unpredictable spring weather it can be tough to know when to remove your winter tires. Here is our recommendation.
- [My car is a write off due to hail damage, what now?](https://acera.ca/my-car-is-a-write-off-due-to-hail-damage-what-now/index.md): If your vehicle is a write off due to hail damage, you have a few options. Our experts explain them in this article.
- [Using a Personal Car for Business in Alberta](https://acera.ca/using-a-personal-car-for-business-in-alberta/index.md): Using a personal car for business in Alberta means that you need a commercial vehicle policy. But what exactly is business use? We explain it here.
- [I’ve lost a diamond in my ring – am I covered under my home insurance?](https://acera.ca/ive-lost-a-diamond-in-my-ring-am-i-covered-under-my-home-insurance/index.md): Most home insurance policies will cover jewellery up to a certain limit. The key is to make sure you have enough coverage for your most valuable items.
- [What is loss of use car insurance coverage?](https://acera.ca/what-is-loss-of-use-car-insurance-coverage/index.md): Our insurance experts explain loss of use car insurance coverage including how it works and how much protection you need.
- [Does cancelling my insurance affect my car insurance rates in the future?](https://acera.ca/does-cancelling-my-insurance-affect-my-car-insurance-rates-in-the-future/index.md): We explain how cancelling your insurance (or being cancelled by an insurer) affects your car insurance rates in the future.
- [Does my car insurance cover my trailer in Alberta?](https://acera.ca/does-my-car-insurance-cover-my-trailer-in-alberta/index.md): Whether you're towing a fifth wheel flatbed or utility trailer make sure you understand what coverage you have with your car insurance in Alberta.
- [The driver who hit me doesn’t have car insurance. What do I do now?](https://acera.ca/the-driver-who-hit-me-doesnt-have-car-insurance-what-do-i-do-now/index.md): Were you recently hit by an uninsured motorist? How does this affect your insurance? Are you covered? Learn more on our insurance blog.
- [Do you need flood insurance for condos?  ](https://acera.ca/do-you-need-flood-insurance-for-condos/index.md): Unless you live on the ground floor in a condo, you might think you don’t need flood insurance (known as overland water insurance in industry...
- [How much sewer backup insurance coverage should I have?](https://acera.ca/how-much-sewer-backup-insurance-coverage-should-i-have/index.md): Sewer backup coverage helps cover your home if it's damaged by drainage backing up. But how much protection do you need? We answer this here.
- [Do I need to have someone check on my home while I’m away if I have smart home monitoring?](https://acera.ca/do-i-need-to-have-someone-check-on-my-home-while-im-away-if-i-have-smart-home-monitoring/index.md): You should have someone check on your home while you're away, even if you have smart-home monitoring. We explain why in this article.
- [How to Protect Your Farm from Flooding](https://acera.ca/how-to-protect-your-farm-from-flooding/index.md): Learn how you can protect your farm from flooding, including natural flood management as well as how to protect buildings and livestock.
- [When Wood Construction is Cause for Concern](https://acera.ca/large-wood-construction-and-why-insurers-are-concernced/index.md): Insurance companies consider wood construction riskier to insure - especially when it comes to wood foundations and wood construction mid-rises.
- [Car Insurance and Moving Out of Alberta](https://acera.ca/car-insurance-and-moving-out-of-alberta/index.md): If you're moving out of Alberta you need to know how your car insurance will be affected. We discuss if and when you need to change insurers and more.
- [How to Secure a Load Safely on Your Vehicle](https://acera.ca/how-to-secure-a-load-safely-on-your-vehicle/index.md): This article explains how to safely secure a load on your vehicle whether you’re using a truck bed, roof (with or without a roof rack) or trunk.
- [What do you need to get a home insurance quote in Alberta?](https://acera.ca/what-do-you-need-to-get-a-home-insurance-quote-in-alberta/index.md): Learn about what information you need to provide when getting a home insurance quote in Alberta. We also answer your FAQs!
- [6 Things That Can Void a Home Insurance Policy](https://acera.ca/6-things-that-can-void-a-home-insurance-policy/index.md): We go over things that can void a home insurance policy and help you avoid these scenarios.
- [What can void a car insurance policy in Alberta?](https://acera.ca/what-can-void-a-car-insurance-policy-in-alberta/index.md): There are a number of things that can void a car insurance policy in Alberta. Contact your broker about any major changes and always be honest with them.
- [What are policy limits?](https://acera.ca/what-are-policy-limits/index.md): What are policy limits? They're the maximum amount an insurance company will pay out in the case of a claim. Learn more in this article.
- [Am I covered if I pull someone out of the ditch?](https://acera.ca/am-i-covered-if-i-pull-someone-out-of-the-ditch/index.md): If you pull someone out of the ditch can they sue you? Would you be covered? We answer those questions in this article.
- [What is the Alberta hail suppression program and how does it work?](https://acera.ca/what-is-the-alberta-hail-suppression-program-and-how-does-it-work/index.md): Learn about specially modified planes fly into hailstorms to release an environmentally friendly chemical in order to reduce damages on the ground.
- [10 Ways to Protect Your Business from Liability Risks](https://acera.ca/10-ways-to-protect-your-business-from-liability-risks/index.md): A single lawsuit can sink a small business. Here are 10 ways to protect your business from liability risks, including getting the right insurance!
- [Do I need car insurance when my car is parked for the winter?](https://acera.ca/do-i-need-car-insurance-when-my-car-is-parked-for-the-winter/index.md): Do you park your car for the winter? It's important to understand how this affects your car insurance - and why keeping your coverage is a good idea.
- [Financial Risks of the Sharing Economy in Canada](https://acera.ca/financial-risks-of-the-sharing-economy-in-canada/index.md): Before you engage in the sharing economy in Canada, be aware of the risks and learn how to protect yourself. This includes home, car, ride and RV share.
- [7 Tips to Reduce Home Insurance Premiums in Calgary](https://acera.ca/7-tips-to-reduce-home-insurance-premiums-in-calgary/index.md): Home insurance may be necessary but it can also be expensive. Here are 7 ways you may be able to reduce your home insurance rates in Calgary.
- [How do I insure a car if I don’t own it?](https://acera.ca/how-do-i-insure-a-car-if-i-dont-own-it/index.md): Do you regularly drive someone else's car? Are you worried about what happens if you're in an accident? We break down your insurance options.
- [If my case is settled out of court will my insurance rates go up?](https://acera.ca/if-my-case-is-settled-out-of-court-will-my-insurance-rates-go-up/index.md): Sometimes there are disagreements over who is at fault or over settlements after an accident. Usually these are settled out of court.
- [What is a lapsed policy?](https://acera.ca/what-is-a-lapsed-policy/index.md): We explain what a lapsed policy is and how to avoid it happening to you.
- [Are rodents covered under my home insurance policy?](https://acera.ca/are-rodents-covered-under-my-home-insurance-policy/index.md): Damage caused by rodents and the cost of removing an infestation are often not covered under your home Insurance. Find out why on our blog.
- [The Basics of Off-Highway Vehicle (OHV) Insurance](https://acera.ca/the-basics-of-off-highway-vehicle-ohv-insurance/index.md): Learn the basics of off-highway vehicle insurance for ATVs, quads, dirt bikes and more. We explain the costs, coverage and why it's needed.
- [How long can I stay in the United States with my car?](https://acera.ca/how-long-can-i-stay-in-the-united-states-with-my-car/index.md): Road tripping or snow-birding in the United States with your car? Read more to make sure you know how long you can stay and how your insurance is affected.
- [How does retirement affect insurance?](https://acera.ca/how-does-retirement-affect-insurance/index.md): Retirement is a big change and it's a perfect time to review your insurance. Your insurance may be affected especially if you plan to travel.
- [Fighting Insurance Fraud in Alberta](https://acera.ca/fighting-insurance-fraud-in-alberta/index.md): Fighting insurance fraud in Alberta is no joke - it costs us billions. Learn what insurance fraud is how to recognize it and how to prevent it.
- [Does mortgaging my home affect my insurance?](https://acera.ca/does-mortgaging-my-home-affect-my-insurance/index.md): Do you know how mortgaging or refinancing your home affects your home insurance? We explain how your insurance can be impacted here.
- [Do truck modifications impact insurance?](https://acera.ca/do-truck-modifications-impact-insurance/index.md): Do truck modifications impact insurance? It depends on what those modifications are - read this article to learn more.
- [How to Protect Your Property from Hail Damage in Alberta](https://acera.ca/how-to-protect-your-property-from-hail-damage-in-alberta/index.md): We explain how to protect your home and vehicle from damaging hail storms in Alberta in this article
- [Why are my insurance rates higher than my friend’s?](https://acera.ca/why-are-my-rates-higher-than-my-friends-we-have-the-same-car-insurance-history/index.md): If you've ever wondered why you pay higher car insurance rates than your friend's, you need to read this article.
- [Selling a Vehicle by Consignment in Alberta](https://acera.ca/selling-a-vehicle-by-consignment-in-alberta/index.md): If you are considering selling a vehicle by consignment in Alberta here is what you need to know.
- [Does my insurance cover a home I bought in the US?](https://acera.ca/does-my-insurance-cover-a-home-i-bought-in-the-us/index.md): You'll need a separate insurance policy to protect a home bought in the US. We explain why and what you need to consider in this article.
- [3 Things to Know About Food Delivery Car Insurance](https://acera.ca/3-things-to-know-about-food-delivery-car-insurance/index.md): Are you protected if you're a food delivery driver? Car insurance doesn't automatically cover you. Protect yourself with food delivery car insurance.
- [The Pros and Cons of Getting an Online Insurance Quote](https://acera.ca/the-pros-and-cons-of-getting-an-online-insurance-quote/index.md): We review the pros and cons of getting an online insurance quote along with what you should watch out for. Is it the right choice for you?
- [Home Insurance for Dog Owners](https://acera.ca/home-insurance-for-dog-owners/index.md): Home insurance for dog owners can be a little complicated: normally you'd have liability coverage if your dog hurts someone - but not always!
- [Workplace Safety for Small Businesses in Alberta](https://acera.ca/workplace-safety-for-small-businesses-in-alberta/index.md): Occupational health and safety is a legal obligation for businesses in Alberta - and it can help you save on your insurance costs too.
- [Employee Theft in Alberta](https://acera.ca/employee-theft-in-alberta/index.md): The average business loses 5% of its revenue to employee theft. Learn how to protect your business from employee theft in Alberta.
- [What do I need to know about overland water coverage?](https://acera.ca/what-do-i-need-to-know-about-overland-water-coverage/index.md): This article explains overland water insurance coverage including how it works what it covers and more.
- [6 Reasons to Read Your Policy Documents](https://acera.ca/6-reasons-to-read-your-policy-documents/index.md): It is essential that you read and understand what your insurance policy says. Here are 6 reasons why it's important to read your policy documents!
- [Am I covered if I need to cancel a trip?](https://acera.ca/am-i-covered-if-i-need-to-cancel-a-trip/index.md): Trip cancellation travel insurance can help cover your costs if you're forced to cancel a trip due to an insured reason.
- [Solar Panels: The Effect on Your Insurance](https://acera.ca/solar-panels-the-effect-on-your-insurance/index.md): Learn how solar panels can affect your home and business insurance as well as find out what special coverages are offered to help you protect them.
- [Condo Master Policy: What You Need to Know](https://acera.ca/condo-master-policy-what-you-need-to-know/index.md): We break down what a condo master policy is what it covers and how it is different from condo insurance and why you should have both.
- [What do I do if my company vehicle is vandalized?](https://acera.ca/what-do-i-do-if-my-company-vehicle-is-vandalized/index.md): We help walk you through what to do in the event your company vehicle is vandalized
- [Am I covered by my landlord’s insurance?](https://acera.ca/am-i-covered-by-my-landlords-insurance/index.md): Your landlord's insurance doesn't cover your belongings or your liability. Get a renter's insurance policy to protect yourself financially.
- [What kind of insurance do I need for my rental properties?](https://acera.ca/what-kind-of-insurance-do-i-need-for-my-rental-properties/index.md): Your renters need their own insurance but what about you the landlord? Learn more about rental insurance for landlords in this article.
- [Do I get to choose my own lawyer if I’m involved in a court case?](https://acera.ca/do-i-get-to-choose-my-own-lawyer-if-im-involved-in-a-court-case/index.md): If you're involved in a court case, you usually won't get to choose your own lawyer if you're covered by insurance. But there are exceptions!
- [Which loss settlement option is best for me?](https://acera.ca/which-loss-settlement-option-is-best-for-me/index.md): Loss settlements can be confusing so we're here to break down your options and explain replacement cost and actual cash value.
- [A Guide to Shared Electric Scooter Insurance](https://acera.ca/a-guide-to-shared-electric-scooter-insurance/index.md): Have you tried out one of the shared electric scooters? We explain what happens if there's an accident and how shared electric scooter insurance works.
- [Am I covered for storing business property off-site?](https://acera.ca/am-i-covered-for-storing-business-property-off-site/index.md): Do you store any business-related property off-site? Make sure it's protected. Learn more about your insurance coverage here.
- [Alberta Auto Insurance Rate Pause](https://acera.ca/alberta-auto-insurance-rate-pause/index.md): Our insurance experts explain the Government of Alberta's 2023 pause on private passenger vehicle insurance rates and what it means for you.
- [Sewer Backup Prevention Measures](https://acera.ca/sewer-backup-prevention-measures/index.md): Wondering how to protect your home with sewer backup prevention devices and methods? Have questions about sewer backup insurance? We can help.
- [Snow Removal and Your Insurance](https://acera.ca/snow-removal-and-your-insurance/index.md): What do snow removal and your home insurance have to do with each other? It's all about liability. Learn more about coverage for snow removal, here!
- [Does my home insurance cover my stuff while moving?](https://acera.ca/does-my-home-insurance-cover-my-stuff-while-moving/index.md): If you're moving will your home insurance cover your stuff? We discuss if your stuff is covered while you move whether you hire movers or do it yourself.
- [Do we need insurance for a backyard wedding?](https://acera.ca/do-we-need-insurance-for-a-backyard-wedding/index.md): Do you know the risks of a backyard wedding? Insurance can help protect your property and your finances if you're held liable for damage or injury.
- [What is material misrepresentation?](https://acera.ca/what-is-material-misrepresentation/index.md): Material misrepresentation is a fancy way of saying you lied on your insurance policy application or claims form. Learn more about what can happen.
- [Roommates and Insurance](https://acera.ca/roommates-and-insurance/index.md): Renting with a roommate or considering renting out your basement? Here's what you need to know about roommates and insurance - including renter's insurance.
- [Why do insurance companies increase the value of my home every year?](https://acera.ca/why-do-insurance-companies-increase-the-value-of-my-home-every-year/index.md): To an insurance company your home's value is how much it would cost to rebuild an exact replica not how much the house is worth on the market.
- [Calgary Stampede Event Insurance](https://acera.ca/calgary-stampede-event-insurance/index.md): Are you hosting a Calgary Stampede Event? Insurance can help cover your expenses if you need to cancel or are held liable for injury or damage.
- [What You Need to Know About Manufactured Home Insurance](https://acera.ca/what-you-need-to-know-about-manufactured-home-insurance/index.md): We explain the basics of manufactured home insurance in this article, including how it differs from traditional home insurance.
- [5 Ways to Protect Your Home During Power Outages](https://acera.ca/5-ways-to-protect-your-home-during-power-outages/index.md): Wondering how you can protect your home during power outages? We have five suggestions to help you regardless of the season.
- [Cheaper Isn’t Always Better When Buying Insurance](https://acera.ca/cheaper-isnt-always-better-when-buying-insurance/index.md): Your budget is important but so is protecting your home vehicle business and personal possessions. Make sure the price doesn't compromise coverage.
- [Home Furnace Maintenance in Alberta](https://acera.ca/home-furnace-maintenance-in-alberta/index.md): Did you know that broken furnaces cause property insurance claims? Home furnace maintenance can save you money and protect your home.
- [Winter Home Maintenance: Tips to Keep Your Property Safe During Cooler Months](https://acera.ca/winter-home-maintenance/index.md): Learn basic winter home maintenance in Alberta & how it can help protect your home. To find out what coverages your home insurance policy has, get in touch!
- [Engagement Ring Insurance](https://acera.ca/engagement-ring-insurance/index.md): We explain how to insure your engagement ring whether it's included on your property insurance, scheduled or through a separate policy.
- [What affects home insurance rates in Alberta?](https://acera.ca/what-affects-home-insurance-rates-in-alberta/index.md): Have you ever wondered what affects home insurance rates in Alberta? We explain what insurance companies look at when pricing insurance.
- [14 Tips for Preventing Mail Theft](https://acera.ca/14-tips-for-preventing-mail-theft/index.md): Mail and package theft can happen whether you live in an apartment or detached home. Here are some tips to prevent it.
- [Should you keep vehicle maintenance records?](https://acera.ca/should-you-keep-vehicle-maintenance-records/index.md): If you use vehicles for commercial purposes you must maintain certain records for your business truck insurance. Find out why here.
- [What’s happening with car Insurance in Alberta?](https://acera.ca/whats-happening-car-insurance-alberta/index.md): You may have received your renewal in the mail - along with demands to re-apply for coverage and a price increase. We explain what's going on.
- [How University Attendance Affects Insurance](https://acera.ca/how-university-attendance-affects-insurance/index.md): University attendance affects insurance - especially your home and car insurance. We explain how this works in this article.
- [Do parking tickets count against my insurance?](https://acera.ca/do-parking-tickets-count-against-my-insurance/index.md): Parking can be a nightmare. It's almost inevitable that drivers get at least one parking ticket in their driving career. But does it affect your insurance?
- [Does the Alberta housing market affect my home insurance?](https://acera.ca/does-the-alberta-housing-market-affect-my-home-insurance/index.md): Did you know that the market price of your home doesn't matter to your home insurance? It's all about the rebuilding costs!
- [When I rent a car do I need to buy rental car insurance?](https://acera.ca/rental-cars-and-your-insurance/index.md): Are you wondering if you need rental car insurance for your next business trip or vacation? We break it down in this article.
- [What does the age of my roof have to do with how my claim is handled?](https://acera.ca/what-does-the-age-of-my-roof-have-to-do-with-how-my-claim-is-handled/index.md): The age of your roof is one of many factors that affects your home insurance coverage and claim payout. Read more to find out how this works.
- [Best Things to Do in Lethbridge](https://acera.ca/best-things-to-do-in-lethbridge/index.md): Will you float down the river, check out the local parks or visit a museum? We have lots of suggestions for things to do in Lethbridge.
- [What to Consider When Selling a Vehicle](https://acera.ca/what-to-consider-when-selling-a-vehicle/index.md): Selling a vehicle? Here's what you should consider from an insurance perspective (and we discuss the private/dealer debate).
- [A Guide to Winter Holiday Travel Insurance](https://acera.ca/a-guide-to-winter-holiday-travel-insurance/index.md): Protect your family and pocketbook with our guide to winter holiday travel insurance. Learn about the different types of travel insurance and how it works.
- [How long will it take for my claim to be settled?](https://acera.ca/how-long-will-it-take-for-my-claim-to-be-settled/index.md): How long will it take for my claim to be settled? That depends on a number of factors - the complexity of the claim the cause your coverage and more.
- [Liability Risks for Small Businesses in Alberta](https://acera.ca/liability-risks-for-small-businesses-in-alberta/index.md): Here is a list of 6 liability risks for small businesses in Alberta that business owners should be aware of. Call you broker and get covered.
- [How to Drive Safely Around Motorcycles](https://acera.ca/how-to-drive-safely-around-motorcycles/index.md): Knowing how to drive safely around motorcycles isn't rocket science - it's basic driving etiquette with a bit of extra space.
- [Is mould covered by home insurance? ](https://acera.ca/is-mould-covered-by-home-insurance/index.md): Mould is not generally covered by home insurance but there are some exceptions. Read this article to learn more.
- [8 Tips for Motorcycle Safety (and Insurance)](https://acera.ca/8-tips-for-motorcycle-safety-and-insurance/index.md): Follow these 8 tips for motorcycle safety to help keep your cruising time injury-free. We've also explained a bit about how motorcycle insurance works.
- [Summer Road Trips and Your Insurance](https://acera.ca/summer-road-trips-and-your-insurance/index.md): Did you know road trips affect your car and home insurance? It's a good idea to have travel insurance if you're going out of province or booking ahead.
- [What is service line insurance coverage and do I need it?](https://acera.ca/what-is-service-line-insurance-coverage-and-do-i-need-it/index.md): What's a service line? Why would I need service line insurance to cover damages? Learn more about service line coverage in this article.
- [How Speeding Tickets Impact Car Insurance in Alberta](https://acera.ca/how-speeding-tickets-impact-car-insurance-in-alberta/index.md): Speeding tickets impact car insurance in Alberta. We break down when they start to affect your rates and how much surcharge you can expect.
- [Commercial Vehicle Maintenance in Alberta](https://acera.ca/commercial-vehicle-maintenance-in-alberta/index.md): Here's a breakdown of commercial vehicle maintenance in Alberta and why it's important when it comes to your safety and your business.
- [Are burst pipes covered by home insurance in Alberta?](https://acera.ca/are-burst-pipes-covered-by-home-insurance-in-alberta/index.md): The cause of the burst pipe, the circumstances surrounding the incident, and your individual coverage determine if you're covered.
- [Digital Pink Cards in Alberta: It’s Official!](https://acera.ca/digital-pink-cards-in-alberta-its-official/index.md): We discuss the benefits of digital pink cards in Alberta which are acceptable proof of insurance as of August 2019.
- [Understanding additional living expenses insurance](https://acera.ca/understanding-additional-living-expenses-insurance/index.md): Additional living expenses cover your increased cost of living when your home is inhabitable. Learn what expenses are covered and when you can file a claim.
- [How can I customize my car insurance policy to suit me best?](https://acera.ca/how-can-i-customize-my-car-insurance-policy-to-suit-me-best/index.md): Learn about optional coverage available for your car insurance. This is how you can customize your coverage to suit your needs.
- [Alberta Car Insurance Rate Increases FAQs](https://acera.ca/alberta-car-insurance-rate-increases-faq/index.md): You may have seen a big increase in your car insurance renewal rates. We explain what’s going on with car insurance rates in Alberta.
- [Alberta Home Insurance Rate Increase FAQ](https://acera.ca/alberta-home-insurance-rate-increase-faq/index.md): Alberta's home insurance rates are going up. We explain why your premiums are increasing and what you can do, as well as answer your questions
- [How can I customize my Aviva home insurance policy to suit me best?](https://acera.ca/how-can-i-customize-my-aviva-home-insurance-policy-to-suit-me-best/index.md): Customize your Aviva home insurance policy to suit your needs and budget so you're protecting what you value most.
- [Aviva Home Repair Assure Coverage](https://acera.ca/aviva-home-repair-assure-coverage/index.md): Get help fixing minor issues before they become a big home insurance claim. Aviva Home Repair Assure gives you peace of mind as a homeowner.
- [Usage Based Insurance](https://acera.ca/usage-based-insurance/index.md): What is usage based insurance? Will it save you money? We've got the answers in this blog article. Learn the essentials of pay as you drive insurance.
- [Basics of Boat Insurance in Alberta](https://acera.ca/insuring-a-boat-in-alberta/index.md): Got a boat? Learn the basics of boat insurance in Alberta including common included coverages add-ons and discounts.
- [How to Prevent Burst Pipes](https://acera.ca/how-to-prevent-burst-pipes/index.md): Prevent burst pipes by keeping them from freezing. We have expert tips to prevent the extensive damage and challenging cleanup caused by burst pipes.
- [Spring Maintenance for Homes in Alberta](https://acera.ca/spring-maintenance-for-homes-in-alberta/index.md): Spring maintenance for your home is important to protect your home reduce costs and keep your home insurance premiums low.
- [Are all-season tires worth it?](https://acera.ca/are-all-season-tires-worth-it/index.md): We review the pros and cons of all-season tires and if they're the best option for Canadian weather.
- [Checklist for Commuting in Cold Weather](https://acera.ca/checklist-for-commuting-in-cold-weather/index.md): Winter driving comes with additional risks. This checklists helps you prepare and protect yourself, your vehicle, and your family.
- [Should I buy winter tires?](https://acera.ca/should-i-buy-winter-tires/index.md): Wondering about winter tires? We review the pros and cons of winter tires and if you really need them when winter hits.
- [How to Winterize a Motorcycle](https://acera.ca/how-to-winterize-a-motorcycle/index.md): This step-by-step guide helps you winterize your motorcycle and protect it during the off-season. If you have questions, we're here to help!
- [Can I get travel medical insurance if I have a medical condition?](https://acera.ca/can-i-get-travel-medical-insurance-if-i-have-a-medical-condition/index.md): Chronic illness or a pre-existing medical condition doesn't need to stop you from travelling & it shouldn't stop you from getting travel medical coverage.
- [How to Deal with Wildfire Smoke in Alberta](https://acera.ca/how-to-deal-with-wildfire-smoke-in-alberta/index.md): Over the past few years wildfire smoke in Alberta has caused a lot of issues. Here's how to deal with it and reduce its effects.
- [The Risk of Ride-Sharing on Your Insurance](https://acera.ca/the-risk-of-ride-sharing-on-your-insurance/index.md): Do you want to drive for a ride-sharing company? Make sure you understand how your personal car insurance is affected.
- [Winter Maintenance for Businesses](https://acera.ca/winter-maintenance-for-businesses/index.md): Winter maintenance for businesses in Alberta is important to prevent damage and keep your doors open even during the worst of winter.
- [Do I need to let my insurance company know if I’m working from home?](https://acera.ca/do-i-need-to-let-my-insurance-company-know-if-im-working-from-home/index.md): If you work from home you should tell your home insurance company - otherwise you might not be covered. Learn why in this article.
- [5 Tips for Working from Home](https://acera.ca/5-tips-for-working-from-home/index.md): We share some tips on how to make working from home work for you - and some insight on how it impacts your home insurance!
- [7 Cyber-Security Tips for Protecting Your Business](https://acera.ca/7-cyber-security-tips-for-protecting-your-business/index.md): Our cyber-security tips for protecting your business will help you prevent and prepare for cyber-attacks malware hacking and other cyber incidents.
- [4 Steps to Prepare Your Home for Spring Flooding in Alberta](https://acera.ca/4-steps-to-prepare-your-home-for-spring-flooding-in-alberta/index.md): Spring flooding in Alberta isn't uncommon. Here's how to prepare your home to prevent or minimize damage from flooding and sewer backup.
- [Should I require my tenant to have renter’s insurance?](https://acera.ca/should-i-require-my-tenant-to-have-renters-insurance/index.md): Renter's insurance doesn't just benefit the tenant - it helps landlords too. Learn more about the benefits for both parties, here!
- [Protect your home from water damage](https://acera.ca/protect-your-home-from-water-damage/index.md): Water can damage your home in many different ways — from floods and burst pipes, to sewage backups and more. Learn how insurance can protect you.
- [How do I insure a seasonal home?](https://acera.ca/how-do-i-insure-a-seasonal-home/index.md): We explain how to insure a seasonal home including what is and is not covered. This includes cabins cottages vacation homes and seasonal mobile homes.
- [What is an underwriter?](https://acera.ca/what-is-an-underwriter/index.md): Have you ever wondered what is an underwriter? In this article we explain who they are and what they do.
- [Why do I need commercial insurance for a part-time business?](https://acera.ca/why-do-i-need-commercial-insurance-for-a-part-time-business/index.md): We explain why you need commercial insurance for a part-time business as well as the benefits and how to keep insurance costs down.
- [Business Interruption for Lumber Mills: How to Protect Your Income](https://acera.ca/business-interruption-for-lumber-mills-how-to-protect-your-income/index.md): Learn how business interruptions can impact your lumber business and understand how to protect your income with business interruption coverage.
- [Wood Product Manufacturers: Reduce Your Insurance Premiums and Avoid WorkSafeBC Fines](https://acera.ca/wood-product-manufacturers-reduce-your-insurance-premiums-and-avoid-worksafebc-fines/index.md): Learn how risk engineering reports help wood product manufacturers reduce insurance premiums and avoid WorkSafeBC fines.
- [What to Include When Making an Emergency Plan](https://acera.ca/what-to-include-when-making-an-emergency-plan/index.md): If you had 20 minutes to pack up and leave your home due to flood or fire warnings, what would you grab? Here are some of our recommendations.
- [How to Protect a Home-Based Business](https://acera.ca/how-to-protect-a-home-based-business/index.md): Make sure your home-based business is protected and properly insured! Our experts explain how in this article.
- [How Wildfires Are Reshaping Insurance To Value](https://acera.ca/how-wildfires-are-reshaping-insurance-to-value/index.md): Acera Insurance’s Danielle Russell, Director, Real Estate, explains how wildfires are changing insured values for condo and strata properties. Learn more.
- [8 Ways to Protect Yourself From Identity Theft](https://acera.ca/8-ways-protect-yourself-identity-theft/index.md): Did you know? Digital identity theft rose by 218% during the course of the pandemic. Our partners at Boxx Insurance offers 8 tips to protect yourself and your loved ones.
- [6 Tips for Properly Insuring Your Wine Collection](https://acera.ca/6-tips-properly-insuring-your-wine-collection/index.md): Our experienced risk advisors offer 6 tips for wine collectors to adequately protect their investment.
- [Protect You and Your Family Against Cyber Crimes](https://acera.ca/protect-you-and-your-family-against-cyber-crimes/index.md): With all the ways technology has enhanced our lives, it's also opened the doors for identity theft, hacking, cybercrime, stalking and harassment.
- [8 Summer Safety Tips for Your Strata](https://acera.ca/8-summer-safety-tips-your-strata/index.md): Summertime means homeowners start on projects, both indoors and outside. Check off your to-do list to keep your home and garden in tip top shape all season.
- [Five Tips to Keep You Safe During Your Holiday Travels](https://acera.ca/five-tips-keep-you-safe-during-your-holiday-travels/index.md): If you're going away this holiday season, there are some important steps to take before and during your trip to keep you safe and protect your property.
- [How the Land Owner Transparency Act Will Affect Developers in BC](https://acera.ca/how-land-owner-transparency-act-will-affect-developers-bc/index.md): (LOTA), expected to come into force later this year, will introduce a public registry designed to identify all individuals with beneficial ownership of real estate in BC.
- [Leaders and Liability: Dishonesty in Non-profit Organizations](https://acera.ca/leaders-and-liability-dishonesty-non-profit-organizations/index.md): Directors and Officers Liability provides insurance coverage for liability arising out of wrongful acts.
- [What Every Owner Should Know About Insuring Their Vacation Home](https://acera.ca/what-every-owner-should-know-about-insuring-their-vacation-home/index.md): There are significant differences between coverages for primary and seasonal homes. Here are just a few special considerations to keep in mind!
- [3 Strategies to Limit Your Organization's Exposure to Employment Claims](https://acera.ca/3-strategies-limit-your-organizations-exposure-employment-claims/index.md): With hybrid work arrangements, the introduction of vaccination policies and a renewed spotlight on diversity, equity and inclusion, businesses are facing new exposures.
- [4 Ways Personal Cyber Insurance Protects You and Your Family](https://acera.ca/4-ways-personal-cyber-insurance-protects-you-and-your-family/index.md): More Canadians are falling victim to cybercrime than ever before. Here are four ways that personal cyber insurance can limit the impact of an attack on you and your family.
- [A Different Way to Protect Your Inventory Through the Entire Supply Chain](https://acera.ca/a-different-way-to-protect-your-inventory-through-the-entire-supply-chain/index.md): Learn more about how inventory or stock throughput policies can provide a range of coverage to protect your assets throughout the supply chain.
- [Guide to Insuring Your Fine and Decorative Art](https://acera.ca/guide-insuring-your-fine-and-decorative-art/index.md): While some art enthusiasts take pride in making sure their collections are protected in case of damage or loss, a surprising number are still uninsured or underinsured
- [8 Ways to Prevent Water Damage in Your Home](https://acera.ca/8-ways-prevent-water-damage-your-home/index.md): With water damage continuing to be the leading cause of claims in Canada, it is important to take precautions to protect your home and assets.
- [Is Your Winery Properly Valuated?](https://acera.ca/is-your-winery-properly-valuated/index.md): How are wineries often under-valuated, and what methods are brokers who specialize in winery insurance using to help ensure operators have enough coverage?
- [Pay Attention to the Warranties in Your Marine Insurance Policies](https://acera.ca/pay-attention-warranties-your-marine-insurance-policies/index.md): Pay attention to the warranties on your marine insurance policies to ensure you aren't in breach for when you need to make a claim.
- [Recent Changes to BC's Strata Property Act](https://acera.ca/recent-changes-bcs-strata-property-act/index.md): The BC government announces changes to the Strata Property Act in response to challenges strata corporations are facing due to the COVID-19 pandemic.
- [5 Tips to Protect Your Horse from Fall and Winter Colic](https://acera.ca/5-tips-protect-your-horse-fall-and-winter-colic/index.md): Here are my top five tips from Equine Guelph to prevent colic in your horses during the fall and winter.
- [Applications Open for Accelerating Manufacturing Scale-Up Grant Program](https://acera.ca/applications-open-accelerating-manufacturing-scale-grant-program/index.md): The BC government has launched the Accelerating Manufacturing Scale-Up Grant Program, which will give $10 million in grants to small and medium-sized businesses.
- [BC Launches Mass Timber Action Plan](https://acera.ca/bc-launches-mass-timber-action-plan/index.md): The Mass Timber Action Plan is dedicated to promoting the adoption of mass timber & engineered wood products in residential and commercial construction.
- [Government of BC Announces Permanent Paid Leave Legislation](https://acera.ca/government-bc-announces-permanent-paid-leave-legislation/index.md): As of January 1, 2022, all employers in BC will be required to provide a minimum of five days of paid sick leave for employees.
- [Government of Canada Announces $100 Million Funding for Steel and Aluminum Manufacturers and Users](https://acera.ca/government-canada-announces-100-million-funding-steel-and-aluminum-manufacturers-and-users/index.md): The Canadian federal government has announced the launch of the Regional Economic Growth through Innovation (REGI) Steel and Aluminum Initiative.
- [The Primary Threat to Sustainable Benefit Plans](https://acera.ca/primary-threat-sustainable-benefit-plans/index.md): The rising cost of prescription drugs is the single greatest challenge to the sustainability of most traditional benefit plans. Click to learn more!
- [6 Things You Should Know About Marine Cargo Insurance](https://acera.ca/6-things-you-should-know-about-marine-cargo-insurance/index.md): In the event that you have goods on a shipment gone wrong, you could be left with substantial financial losses.
- [Winery Liability: What Are You Not Protected Against?](https://acera.ca/winery-liability-what-are-you-not-protected-against/index.md): While winery owners know they need commercial general liability insurance, there are other threats unique to wineries that you might not be properly insured for.
- [BC Announces New Measure to Provide Tax Relief for Small Businesses and Non-Profit Organizations](https://acera.ca/bc-announces-new-measure-provide-tax-relief-small-businesses-and-non-profit-organizations/index.md): The provincial government has announced relief measures designed to support small businesses and non-profits struggling with high property taxes.
- [BC Introduces a $50 Million Relief Grant for Restaurants and Businesses Affected by Recent COVID-19 Restrictions](https://acera.ca/bc-introduces-50-million-relief-grant-restaurants-and-businesses-affected-recent-covid-19-restrictions/index.md): BC introduces a $50 million relief grant for restaurants and businesses affected by recent COVID-19 restrictions
- [New Requirements Under Safe Food for Canadians Regulations in Effect January 15, 2020](https://acera.ca/new-requirements-under-safe-food-canadians-regulations-effect-january-15-2020/index.md): As of January 15, 2020, fresh produce companies will be subject to new requirements under the Safe Food for Canadians Regulations (SFCR).
- [Resolve strata and small claims disputes online with BC's Civil Resolution Tribunal](https://acera.ca/resolve-strata-and-small-claims-disputes-online-bcs-civil-resolution-tribunal/index.md): In 2016, BC introduced a new method for strata corporations and unit owners to resolve disputes - the Civil Resolution Tribunal (CRT).
- [Stratas can terminate by 80% owner vote](https://acera.ca/stratas-can-terminate-80-owner-vote-new-bc-strata-property-act-changes-effect/index.md): New BC Strata Property Act changes in effect. Learn more.
- [Top 10 Insurance Claims for Small Businesses](https://acera.ca/top-10-insurance-claims-small-businesses/index.md): The most common and costliest small business claims. Click to learn more!
- [Top 5 Mistakes When Choosing Winery Insurance](https://acera.ca/top-5-mistakes-when-choosing-winery-insurance/index.md): Our winery insurance experts reveals the biggest mistakes operators make when it comes to their coverage.
- [BC's New Mandatory Training for Commercial Truck Drivers Now in Effect](https://acera.ca/bcs-new-mandatory-training-commercial-truck-drivers-now-effect/index.md): Beginning October 18, 2021, anybody applying for a Class 1 commercial driver's license in BC must complete a mandatory entry-level training (MELT) program.
- [Can I let someone else drive my car?](https://acera.ca/can-i-let-someone-else-drive-my-car/index.md): It's not uncommon to want to lend your vehicle to another driver from time to time. But what happens if the person you lend your vehicle to gets into a collision?
- [What You Need to Know to Build a New Dock in BC](https://acera.ca/what-you-need-to-know-to-build-a-new-dock-in-bc/index.md): If you are looking to build a new dock on BC waters, there are some legal requirements and an approval process you must follow in order to proceed with construction.
- [9 Campsites in BC That We Love and So Will You](https://acera.ca/9-campsites-in-bc-that-we-love-and-so-will-you/index.md): Our employees share their favourite 'secret spots' to enjoy a weekend outdoors in British Columbia. Discover our favourite campsites in BC, here!
- [ICBC Changes: How Car Insurance Premiums Will Be Calculated](https://acera.ca/icbc-changes-how-car-insurance-premiums-will-be-calculated/index.md): ICBC has announced some major changes to our car insurance system in British Columbia that will come into effect on September 1, 2019.
- [Avoiding Probate](https://acera.ca/avoiding-probate/index.md): Discover the right way to avoid probate fees
- [What Stratas and Unit Owners Should Know About Earthquake Insurance](https://acera.ca/what-stratas-and-unit-owners-should-know-about-earthquake-insurance/index.md): The possibility of an earthquake in BC is a very real threat. There are steps you can take to prepare your home & minimize the potential damage. Learn more.
- [BC Government Proposes Requirements for Speed Limiters in Commercial Trucks](https://acera.ca/bc-government-proposes-requirements-speed-limiters-commercial-trucks/index.md): The BC government has proposed changes to the Motor Vehicles Act that would require speed limiters on heavy-duty commercial vehicles.
- [Does my home insurance cover evacuation expenses?](https://acera.ca/does-my-home-insurance-cover-evacuation-expenses/index.md): Many communities in BC remain on evacuation alerts or orders. Here is what you need to know about how your home, condo or tenant insurance will respond if you are evacuated.
- [Employee Benefits in Manufacturing: Attracting Quality Talent](https://acera.ca/employee-benefits-manufacturing-attracting-quality-talent/index.md): Manufacturing companies face unique challenges in the marketplace. There is a scarcity when it comes to quality talent in the employment pool.
- [Five Reasons You Should Consider a Career in Insurance ](https://acera.ca/five-reasons-you-should-consider-insurance-career/index.md): The insurance industry is rapidly growing, talent is in super high demand, and the opportunities are endless for an exciting and lucrative career!
- [2020 National Building Code to Allow Taller Wood Buildings Across Canada](https://acera.ca/2020-national-building-code-allow-taller-wood-buildings-across-canada/index.md): The federal government has announced building code changes in 2020, allowing for the construction of taller wood buildings up to 12 storeys.
- [Serving Alcohol at a Hosted Event](https://acera.ca/serving-alcohol-hosted-event/index.md): What you need to know about liability and insurance. Click to learn more!
- [Indigenous Retirement Income Disparity in Canada](https://acera.ca/indigenous-retirement-income-disparity-in-canada/index.md): Buffy Mills discusses the retirement income disparity between Indigenous and non-Indigenous Canadians and how our Indigenous Group Benefits and Retirement Savings team can help bridge the gap for your organization’s employees.
- [Top Winery Insurance Claims In BC](https://acera.ca/top-winery-insurance-claims-bc/index.md): From tank punctures and faulty bottles to theft and water damage, we review the top winery insurance claims in BC.
- [ICBC to Introduce New Distance-Based Discount for 2023](https://acera.ca/icbc-introduce-new-distance-based-discount-2023/index.md): BC drivers who qualify for the new distance-based discount will save between 5 and 15 per cent on certain ICBC optional coverages.
- [Wood Product Manufacturers: Reduce Your Insurance Premiums and Avoid WorkSafeBC Fines](https://acera.ca/wood-product-manufacturers-how-you-can-save-insurance-and-avoid-worksafebc-fines/index.md): We explain how risk engineering reports help wood product manufacturers reduce their insurance premiums and avoid WorkSafeBC fines.
- [Best Practices for Managing Your Strata's Increasing Insurance Deductibles](https://acera.ca/best-practices-managing-your-stratas-increasing-insurance-deductibles/index.md): To reduce the impact of growing water damage and sewer backup deductibles, we recommend Strata corporations implement the following best practices.
- [ICBC Enhanced Care Coverage: New Accident Benefits](https://acera.ca/icbc-enhanced-care-coverage-new-accident-benefits/index.md): As of May 1, 2021, ICBC's new Enhanced Care coverage comes into effect which introduces significant changes to BC's auto insurance system.
- [Impact of Recent EI Changes on Employers and Employees](https://acera.ca/impact-recent-ei-changes-employers-and-employees/index.md): As of December 18, 2022, the federal government has extended the length of time that individuals can access employment insurance (EI) sickness benefits.
- [Directors and officers can be personally liable for their company's food safety violations](https://acera.ca/directors-and-officers-can-be-personally-liable-their-companys-food-safety-violations/index.md): Directors and Officers could be found personally liable for violations and hit with severe penalties.

## Pages

- [Home](https://acera.ca/index.md): Discover tailored personal insurance coverage that safeguards what matters most to you. From property and car insurance to life, health & travel.
- [About Us](https://acera.ca/about-us/index.md): As a Canadian business, we strive to deliver the greatest customer service and the highest level of assurance in the services we offer.
- [Contact](https://acera.ca/contact/index.md): Get in touch with our experienced advisors to get the information you need to make decisions when it comes to your insurance needs.
- [Blog](https://acera.ca/blog/index.md): Insurance tips, industry insights, and money-saving advice from Acera Insurance advisors to help Canadians stay informed and protected.
- [Terms of Use](https://acera.ca/terms/index.md): Review our Terms & Conditions for a clear understanding of our services as well as your rights and responsibilities when using our website.
- [Privacy Policy](https://acera.ca/privacy/index.md): At Acera Insurance we understand that privacy is a critical issue for all our Clients. Our privacy code outlines the use of Client personal information.
- [Cookie Policy](https://acera.ca/cookies/index.md): At Acera Insurance, your anonymity is safe and we respect the Canadian Anti-Spam Legislation (CASL). Learn more about our Cookie policy, here.
- [Business Insurance](https://acera.ca/business-insurance/index.md): Safeguard your company with our tailored business insurance coverage. Explore reliable plans built to secure your success and mitigate risks effectively.
- [Group Benefits](https://acera.ca/group-benefits/index.md): Elevate your company's success and foster a thriving, motivated team with our benefits solutions. From health & wellness to retirement plans and more.
- [Find a Branch](https://acera.ca/find-a-branch/index.md): With branches across the country, you benefit from local specialists with regional knowledge and expertise. Find a branch here!
- [Payments](https://acera.ca/pay/index.md): Pay your insurance bills quickly and easily on our payments page. We want to ensure your journey is as seamless as possible.
- [Get a quote](https://acera.ca/get-a-quote/index.md): Get more information on what kind of insurance is best for you by filling out our quick and easy online form. Let's get your quote started!
- [Claims](https://acera.ca/claims/index.md): Learn more about insurance claims before you need to place one. Get in touch with our in-house team of professionals to put in a claim today.
- [Compensation Disclosure](https://acera.ca/compensation-disclosure/index.md): Broker compensation is part of your premiums. This compensation disclosure provides a list of our contracted insurance companies & their commission breakdown.
- [RIBO Information](https://acera.ca/ribo-information/index.md): As an independent insurance broker, we adhere to the direction provided by The Registered Insurance Brokers of Ontario (RIBO). Learn more here!
- [MyAcera](https://acera.ca/myacera/index.md): With the MyAcera app and web portal, you can be certain your insurance information is always available, whenever and wherever you need it.
- [Acera Insurance Real Estate Summit 2025](https://acera.ca/acera-insurance-real-estate-summit-2025/index.md): Please join us June 11 - 13 in Whistler, BC for Real Estate Summit 2024. RSVP today!
- [Severe Weather](https://acera.ca/severe-weather/index.md): Explore proactive tips can help minimize damage that severe weather may have on your home, vehicle, business and livelihood. Learn more and be prepared.
- [Flood preparedness guide](https://acera.ca/severe-weather/flood-preparedness-guide/index.md): Our flood preparedness guide outlines ways to protect your property from water damage and explains flood-related insurance coverage available.
- [Wildfire preparedness guide](https://acera.ca/severe-weather/wildfire-preparedness-guide/index.md): Our wildfire preparedness guide outlines ways to protect your home, business or farm and explains wildfire-related insurance coverage available. Be prepared.
- [Hail preparedness guide](https://acera.ca/severe-weather/hail-preparedness-guide/index.md): Our hail preparedness guide will help you weather the storm and also outlines hail coverages available for home, vehicles, businesses and farms. Learn more.
- [News](https://acera.ca/news/index.md): The latest news from Acera Insurance, including company announcements, press releases, and practical insurance tips for Canadians.
- [Auto Insurance Renewal Request](https://acera.ca/auto-insurance-renewal-request/index.md): Renew your auto insurance & avoid a lapse. Get a quick quote and see if you qualify for savings on your coverage.
- [Careers](https://acera.ca/careers/index.md): Choose a career that empowers you to excel in and take ownership of your work, while having fun. Choose a career with Acera Insurance — we put people first!
- [Sylvan Agencies](https://acera.ca/our-brands/sylvan-agencies/index.md): Learn how Sylvan Agencies, as part of the Rogers Insurance Group, has joined Acera Insurance. Find out more about the merger and its benefits.
- [Rogers Insurance](https://acera.ca/our-brands/rogers-insurance/index.md): Learn how the Rogers Insurance Group joined Acera Insurance and what it means for our clients. Discover more about the merger and its benefits.
- [CapriCMW](https://acera.ca/our-brands/capricmw/index.md): Learn how CapriCMW Insurance joined Acera Insurance and what it means for our clients. Find out more about the merger and its benefits.
- [CCV Insurance](https://acera.ca/our-brands/ccv-insurance/index.md): Learn how CCV Insurance, part of Rogers Insurance Group, joined Acera and what it means for our clients. Discover more about the merger and its benefits.
- [Smith Petrie Carr & Scott Insurance (SPCS)](https://acera.ca/our-brands/spcs/index.md): Smith Petrie Carr & Scott Insurance (SPCS), as part of Rogers Insurance Group, has joined Acera Insurance. Discover more about the merger and its benefits.
- [Megson FitzPatrick](https://acera.ca/our-brands/megson-fitzpatrick/index.md): Megson Fitzpatrick, part of Rogers Insurance Group, is now Acera Insurance. Find out more about the merger and its benefits.
- [A-WIN Insurance](https://acera.ca/our-brands/a-win-insurance/index.md): A-WIN, part of the Rogers Insurance Group, has transitioned to Acera Insurance Broker Network. Learn what this means for our clients and the benefits.
- [Fairfield Watson](https://acera.ca/our-brands/fairfield-watson/index.md): Fairfield Watson is now Acera Benefits. Discover tailored insurance, group benefits, and risk solutions from one of Canada's top independent brokerages.
- [Rogers McLean Shaw Insurance](https://acera.ca/our-brands/rogers-mclean-shaw-insurance/index.md): Learn how Roger McLean Shaw, as part of the Rogers Insurance Group, has joined Acera Insurance and what this merger means for our clients.
- [Our Brands](https://acera.ca/our-brands/index.md): Backed by decades of experience, Acera is now one of Canada’s largest independent, employee-controlled insurance brokerages.
- [Earthquake preparedness guide](https://acera.ca/severe-weather/earthquake-preparedness-guide/index.md): Discover how to protect your home, business or farm from earthquakes with these tips, and learn which insurance offers protection against earthquakes.
- [Strata Certificate Request](https://acera.ca/strata-certificate-request/index.md): Fill out our Strata Certificate Request form here, including the Strata Plan Number and other important details. The certificate fee is $75.
- [Tornado preparedness guide](https://acera.ca/severe-weather/tornado-preparedness-guide/index.md): Discover how to protect your home, business or farm from tornadoes with these tips, and learn which insurance offers protection against tornadoes.
- [Leadership](https://acera.ca/leadership/index.md): Our leadership team guides our nationwide organization in a collaborative manner that empowers our people to truly take ownership of their work.
- [Insurance Glossary](https://acera.ca/insurance-glossary/index.md): We’ve created this handy glossary to help you better understand your insurance policies and communications. You can use it as a reference guide.
- [Rushton Agencies](https://acera.ca/our-brands/rushton-agencies/index.md): Locally managed, Rushton Agencies provides personalized insurance solutions for families & businesses in the Stettler area.
- [Community](https://acera.ca/community/index.md): We support organizations that empower individuals through fundraising & volunteering. Learn more about our commitment to our local communities.
- [RV Direct Insurance](https://acera.ca/our-brands/rv-direct-insurance/index.md): RV Direct Insurance is now Acera Insurance. As one unified company, we are now one of Canada’s largest independent and employee-controlled brokerages.
- [Prizm Financial](https://acera.ca/our-brands/prizm-financial/index.md): Prizm Financial is now Acera Benefits. As one unified company, we are now one of Canada’s largest independent and employee-controlled brokerages.
- [Hurricane preparedness guide](https://acera.ca/severe-weather/hurricane-preparedness-guide/index.md): Discover how to protect your home, business or farm from hurricanes with these tips, and learn which insurance offers protection against hurricanes.
- [Jacobi Brien](https://acera.ca/our-brands/jacobi-brien/index.md): Jacobi Brien has transitioned to Acera Insurance. Learn more.
- [Selling your insurance brokerage](https://acera.ca/selling-your-insurance-brokerage-why-you-should-choose-acera-insurance/index.md): Acera Insurance offers brokerages the opportunity to build scale while remaining independent and Canadian-owned. Learn more about what we have to offer.
- [Sitemap](https://acera.ca/sitemap/index.md)
- [Sitemap - Personal Insurance](https://acera.ca/sitemap/sitemap-personal/index.md)
- [Sitemap - Business Insurance](https://acera.ca/sitemap/sitemap-business/index.md)
- [Sitemap - Group Benefits](https://acera.ca/sitemap/sitemap-benefits/index.md)
- [Dorey & Tolgyesi](https://acera.ca/our-brands/dorey-tolgyesi/index.md): Dorey & Tolgyesi has transitioned to become Acera Insurance. Learn more.
- [MEF Services](https://acera.ca/our-brands/mef-services/index.md): MEF Services has transitioned to become Acera Benefits, a division of Acera Insurance. Learn more about the specialized services offered in Western Canada.
- [Janzen Insurance](https://acera.ca/our-brands/janzen-insurance/index.md): Janzen Insurance has transitioned to becoming Acera Insurance. Learn more.
- [Severe Weather in Alberta](https://acera.ca/severe-weather/severe-weather-alberta/index.md): From flooding to hail, tornadoes and wildfires, severe weather causes significant damage across Alberta. Learn how to protect yourself, your business or farm.
- [Severe weather in Ontario](https://acera.ca/severe-weather/severe-weather-ontario/index.md): Extreme weather is on the rise. Learn how to protect yourself from floods and other severe weather events that often hit Ontario: wildfires and summer storms.
- [RIBO Information FR](https://acera.ca/ribo-information-fr/index.md): Dans le cadre de notre engagement à votre égard, nous estimons que la transparence est essentielle.
- [Compensation Disclosure FR](https://acera.ca/compensation-disclosure-fr/index.md): Notre rôle est de vous fournir la meilleure assurance combinant la couverture, le service et le prix. La rémunération des courtiers est incluse dans vos primes.
- [Severe Weather British Columbia](https://acera.ca/severe-weather/severe-weather-british-columbia/index.md): From floods to wildfires and the ever-present earthquake risk, natural catastrophes are common in BC. Learn how to prepare your home, business or farm.
- [Severe Weather Yukon](https://acera.ca/severe-weather/severe-weather-yukon/index.md): Wildfires, floods and earthquakes put communities across Yukon at risk. Our tips can help you protect your home, business or farm from severe weather.
- [PROtique](https://acera.ca/our-brands/protique/index.md): PROtique offers flexible and customized small business insurance for beauty service professionals. Learn more about our competitive coverage options.
- [PROfur](https://acera.ca/our-brands/profur/index.md): PROfur offers flexible and tailored small business insurance for pet care professionals. Learn more about our extensive coverage options for your industry.
- [KRS Insurance](https://acera.ca/our-brands/krs-insurance/index.md)
- [EasyCover](https://acera.ca/our-brands/easycover/index.md): With our EasyCover portal, you can purchase your E&O insurance online and in minutes. We offer liability coverage to multiple professions across Canada.
- [Pacific Insurance](https://acera.ca/our-brands/pacific-insurance/index.md)
- [Green Benefits Group](https://acera.ca/our-brands/green-benefits-group/index.md): Green Benefits Group has offered businesses cost-effective and sustainable strategies that benefit both owners and their employees. Learn more.
- [Dominion Group Benefits](https://acera.ca/our-brands/dominion-group-benefits/index.md): Dominion Group Benefits has become Acera Benefits. As one unified company, we have expanded the employee benefits, retirement and group savings solutions.
- [BMA Group](https://acera.ca/our-brands/bma-insurance/index.md): BMA Group has become Acera Benefits. As one unified company, we can expand the employee benefits, retirement and group savings solutions.
- [Merit Insurance](https://acera.ca/our-brands/merit-insurance/index.md): Merit Insurance has become Acera Insurance. As one unified company, we are one of Canada's largest independent and employee-controlled brokerages.
- [Pemberton Insurance](https://acera.ca/our-brands/pemberton-insurance/index.md)
- [JS Davidson Insurance Brokers is now Acera Insurance](https://acera.ca/our-brands/js-davidson/index.md): J.S. Davidson Insurance Brokers has become Acera Insurance. As one unified company, we are now one of Canada's largest independent brokerages.
- [Guthrie Insurance Brokers is now Acera Insurance.](https://acera.ca/our-brands/guthrie-insurance/index.md): For over 50 years, the professionals at Guthrie Insurance have been looking after the insurance needs of Ontario families and businesses. Learn more.

## Coverage

- [MyHSA & PHSPs](https://acera.ca/coverage/group-benefits-myhsa/index.md): Learn more about the benefits of MyHSA, a system designed to make delivering and using PHSPs as easy as possible for employers and employees.
- [Edmonton Car Insurance](https://acera.ca/coverage/edmonton-car-insurance/index.md): Get competitive car insurance quotes from our Edmonton auto insurance experts. Call Acera today to get started. We offer vehicle insurance you can rely on.
- [Edmonton Home Insurance](https://acera.ca/coverage/edmonton-home-insurance/index.md): At Acera Insurance, our Edmonton home insurance brokers will find the best homeowners’ insurance policy for your needs. Call now.
- [Edmonton Life Insurance](https://acera.ca/coverage/edmonton-life-insurance/index.md): Our Edmonton life insurance brokers will bring you peace of mind with coverage you and your family can count on. Call Acera Insurance.
- [Edmonton Recreational Insurance](https://acera.ca/coverage/edmonton-recreational-insurance/index.md): Protect your prized possessions with recreational vehicle insurance. Get free insurance quotes for ATVs, motorcycles, campers and more from Acera Insurance.
- [Alberta Aviation Insurance](https://acera.ca/coverage/alberta-aviation-insurance/index.md): Trust one of our dedicated aviation insurance brokers to find the best coverage to protect yourself and your aircraft.
- [Edmonton Business Insurance](https://acera.ca/coverage/edmonton-business-insurance/index.md): As commercial insurance experts in Edmonton, Acera Insurance can help you find the best coverage to protect your business. Contact us to learn more.
- [Edmonton Construction Insurance](https://acera.ca/coverage/edmonton-construction-insurance/index.md): Our Edmonton construction insurance brokers find the best coverage for your construction projects. Call Acera Insurance today.
- [Edmonton Hospitality Insurance](https://acera.ca/coverage/edmonton-hospitality-insurance/index.md): Our hospitality insurance brokers in Edmonton can help protect your business, and important events, with competitive quotes and customized coverage.
- [Edmonton Industrial Insurance](https://acera.ca/coverage/edmonton-industrial-insurance/index.md): At Acera Insurance, our industrial insurance experts work with you to find coverage tailored to your operational needs.
- [Edmonton Manufacturing Insurance](https://acera.ca/coverage/edmonton-manufacturing-insurance/index.md): Get free manufacturing insurance quotes from experienced, Acera Insurance commercial brokers in Edmonton. We offer convenient, tailored insurance packages.
- [Edmonton Non-Profit Insurance](https://acera.ca/coverage/edmonton-non-profit-insurance/index.md): Our Edmonton brokers find the best insurance coverage for your non-profit organization. Get free advice and quotes on not-for-profit insurance today.
- [Edmonton Oil & Gas Insurance](https://acera.ca/coverage/edmonton-oil-and-gas-insurance/index.md): Acera Insurance offers Edmonton oil & gas insurance solutions for your business needs. Call to get a free oil & gas insurance quote today.
- [Edmonton Retail Insurance](https://acera.ca/coverage/edmonton-retail-insurance/index.md): At Acera Insurance, our Edmonton retail insurance experts work to find the best wholesalers insurance for your unique inventory and operation.
- [Edmonton Sports Insurance](https://acera.ca/coverage/edmonton-sports-insurance/index.md): Let one of our Edmonton sports insurance brokers provide the liability coverage you need to protect yourself, your team or your business.
- [Edmonton Technology Insurance](https://acera.ca/coverage/edmonton-technology-insurance/index.md): Our Edmonton technology insurance brokers help tech companies and startups manage risks by designing insurance programs to meet their changing needs.
- [Edmonton Transportation Insurance](https://acera.ca/coverage/edmonton-transportation-insurance/index.md): At Acera Insurance, our Edmonton transportation insurance brokers work hard to find competitive rates to meet your commercial trucking needs.
- [Edmonton Insurance](https://acera.ca/coverage/edmonton-insurance/index.md): At Acera Insurance, you can trust our Edmonton insurance brokers to find the best policies for your needs. Call today to get started.
- [Sylvan Lake Car Insurance](https://acera.ca/coverage/sylvan-lake-car-insurance/index.md): Our Sylvan Lake car insurance experts can help you find comprehensive quotes for your vehicles, at affordable prices. Contact Acera Insurance.
- [Sylvan Lake Home Insurance](https://acera.ca/coverage/sylvan-lake-home-insurance/index.md): At Acera Insurance, our Sylvan Lake home insurance brokers work hard to provide peace of mind with a policy you can count on.
- [Sylvan Lake Business Insurance](https://acera.ca/coverage/sylvan-lake-business-insurance/index.md): You've worked hard to build your business. Let an Acera Insurance commercial broker help you protect it. Contact us today to get a quote.
- [Sylvan Lake Condo Insurance](https://acera.ca/coverage/sylvan-lake-condo-insurance/index.md): Our Sylvan Lake condo insurance experts provide customized quotes to meet your unique insurance needs. Call Acera today to get started.
- [Sylvan Lake Renters Insurance](https://acera.ca/coverage/sylvan-lake-renters-insurance/index.md): Our Sylvan Lake tenant insurance brokers help ensure you have the proper protection for all the things you care about. Call Acera Insurance today.
- [Sylvan Lake Travel Insurance](https://acera.ca/coverage/sylvan-lake-travel-insurance/index.md): Contact one of our Sylvan Lake insurance advisors for a free travel insurance quote. We offer quick and easy coverage.
- [Sylvan Lake Motorcycle Insurance](https://acera.ca/coverage/sylvan-lake-motorcycle-insurance/index.md): Before you hit the open road, contact a Sylvan Lake motorcycle insurance expert to secure the best motorcycle policy for your ride.
- [Sylvan Lake Antique Insurance](https://acera.ca/coverage/sylvan-lake-antique-insurance/index.md): Whether it's an antique vehicle or a treasured heirloom, our Sylvan Lake antique insurance brokers will craft a policy to protect your prized possessions.
- [Sylvan Lake RV Insurance](https://acera.ca/coverage/sylvan-lake-rv-insurance/index.md): Rely on one of the Sylvan Lake RV insurance brokers from Acera to help you obtain reliable coverage for your home on wheels.
- [Sylvan Lake Boat Insurance](https://acera.ca/coverage/sylvan-lake-boat-insurance/index.md): Contact one of our boat and watercraft insurance experts in Sylvan Lake to make sure you are protected on and off the water.
- [Sylvan Lake Snowmobile Insurance](https://acera.ca/coverage/sylvan-lake-snowmobile-insurance/index.md): Contact one of our Sylvan Lake leisure craft insurance brokers to get a free quote on your snowmobile, ATV or crossover leisure craft.
- [Brampton Business Insurance](https://acera.ca/coverage/brampton-business-insurance/index.md): Acera Insurance brokers offer small business insurance that Brampton residents in Ontario can depend on. Contact us for a free insurance quote!
- [Brampton Car Insurance](https://acera.ca/coverage/brampton-car-insurance/index.md): Find the lowest car insurance quote in Brampton with Acera insurance, one of the best auto insurance brokers in Brampton, Ontario.
- [Brampton Home Insurance](https://acera.ca/coverage/brampton-home-insurance/index.md): Home insurance Brampton provided by Acera Insurance, an Ontario insurance broker. Request a free Brampton home & property insurance quote online today.
- [Brampton Insurance](https://acera.ca/coverage/brampton-insurance/index.md): Brampton residents can rest easy knowing they are protected when working with Acera Insurance. Our local brokers will customize your insurance to your needs.
- [Burlington Car Insurance](https://acera.ca/coverage/burlington-car-insurance/index.md): Having sufficient car insurance in Burlington is a good way to ensure you are prepared for the unexpected. Get covered today with Acera Insurance.
- [Burlington Business Insurance](https://acera.ca/coverage/burlington-business-insurance/index.md): Acera Insurance brokers offer small business insurance that Burlington residents in Ontario can depend on. Contact us for a free online insurance quote!
- [Burlington Home Insurance](https://acera.ca/coverage/burlington-home-insurance/index.md): Acera Insurance helps you tailor your home insurance in Burlington to suit your individual coverage requirements. Trust in us for protection that works.
- [Burlington Insurance](https://acera.ca/coverage/burlington-insurance/index.md): Acera Insurance brokers offers personal & commercial insurance that Burlington residents in Ontario can depend on. Contact us for a free insurance quote!
- [Georgetown Insurance](https://acera.ca/coverage/georgetown-insurance/index.md): Acera Insurance brokers offers personal & commercial insurance that Georgetown residents in Ontario can depend on. Contact us for a free insurance quote!
- [Georgetown Car Insurance](https://acera.ca/coverage/georgetown-car-insurance/index.md): Acera Insurance brokers offers auto & car insurance that Georgetown residents in Ontario can depend on. Contact us for a free car insurance quote!
- [Georgetown Business Insurance](https://acera.ca/coverage/georgetown-business-insurance/index.md): Acera Insurance brokers offers small business insurance for Georgetown business owners who want to safeguard their bottom line. Get a quote today.
- [Georgetown Home Insurance](https://acera.ca/coverage/georgetown-home-insurance/index.md): Acera Insurance brokers offers home insurance that Georgetown residents in Ontario can depend on. Contact us for a free homeowners insurance quote!
- [Halton Hills Insurance](https://acera.ca/coverage/halton-hills-insurance/index.md): Acera Insurance brokers offers personal & commercial insurance that Halton Hills residents in Ontario can depend on. Contact us for a free quote!
- [Halton Hills Car Insurance](https://acera.ca/coverage/halton-hills-car-insurance/index.md): Acera Insurance brokers offer auto & car insurance that Halton Hills residents in Ontario can depend on. Contact us for a free car insurance quote!
- [Halton Hills Home Insurance](https://acera.ca/coverage/halton-hills-home-insurance/index.md): Acera Insurance brokers find Halton Hills home insurance packages you can depend on. See how our insurance solutions can benefit you and your family.
- [Halton Hills Business Insurance](https://acera.ca/coverage/halton-hills-business-insurance/index.md): Acera Insurance brokers offers small business insurance that Halton Hills business owners in Ontario can rely upon. Call today for a free quote.
- [Huntsville Insurance](https://acera.ca/coverage/huntsville-insurance/index.md): Acera Insurance brokers offers personal & commercial insurance that Huntsville residents in Ontario can depend on. Contact us for a free insurance quote!
- [Huntsville Car Insurance](https://acera.ca/coverage/huntsville-car-insurance/index.md): Get the best coverage possible for your auto insurance in Huntsville by working with Acera Insurance. There's a reason why Ontarians trust us.
- [Huntsville Home Insurance](https://acera.ca/coverage/huntsville-home-insurance/index.md): Acera Insurance brokers offers home insurance that Huntsville residents in Ontario can trust in. Give us a call or request a quote today.
- [Huntsville Business Insurance](https://acera.ca/coverage/huntsville-business-insurance/index.md): Acera Insurance brokers find Huntsville business insurance solutions for you, whenever you need us too. Contact us for a free quote today.
- [Milton Insurance](https://acera.ca/coverage/milton-insurance/index.md): Acera's personal and commercial insurance brokers in Milton are here to help you. We aim to give you the very best care and attention that you deserve.
- [Milton Car Insurance](https://acera.ca/coverage/milton-car-insurance/index.md): Driving without car insurance in Milton is illegal. Find affordable coverage that works with Acera Insurance; you can apply for a free quote today.
- [Milton Home Insurance](https://acera.ca/coverage/milton-home-insurance/index.md): Acera Insurance upholds the insurance industry standards when it comes to home insurance in Milton. Trust in us to look after your biggest investment.
- [Milton Business Insurance](https://acera.ca/coverage/milton-business-insurance/index.md): Acera Insurance brokers provide small business insurance that Milton professionals depend upon. Call us today for Milton business insurance quotes.
- [Oakville Insurance](https://acera.ca/coverage/oakville-insurance/index.md): Acera provides insurance in Oakville for both commercial and personal needs. Let us help you protect yours easier and quicker than ever.
- [Oakville Car Insurance](https://acera.ca/coverage/oakville-car-insurance/index.md): Receive Oakville car insurance quotes from a trusted auto insurance broker. Acera Insurance offers the best auto coverage at affordable rates.
- [Oakville Home Insurance](https://acera.ca/coverage/oakville-home-insurance/index.md): Home insurance in Oakville is essential to protecting your biggest asset. You can trust Acera Insurance to look after your home insurance in Oakville.
- [Oakville Business Insurance](https://acera.ca/coverage/oakville-business-insurance/index.md): With Acera Insurance, finding business insurance in Oakville for your company is simple. Apply for a free quote today and see just how easy it can be.
- [Orangeville Insurance](https://acera.ca/coverage/orangeville-insurance/index.md): Here at Acera Insurance, we offer Orangeville insurance that they can depend upon for great protection. See our commercial and personal solutions today.
- [Orangeville Business Insurance](https://acera.ca/coverage/orangeville-business-insurance/index.md): Acera's commercial insurance brokers in Orangeville have the expertise you need to protect your enterprise's bottom line. Get started with us today.
- [Orangeville Home Insurance](https://acera.ca/coverage/orangeville-home-insurance/index.md): Home insurance in Orangeville is critical for looking after your most prized asset. Apply for a free home insurance quote in Orangeville today.
- [Orangeville Car Insurance](https://acera.ca/coverage/orangeville-car-insurance/index.md): For affordable car and auto insurance for drivers in Orangeville, Ontario - rely on Acera Insurance. Get a free quote from our online experts today!
- [Edmonton Farm Insurance](https://acera.ca/coverage/edmonton-farm-insurance/index.md): Connect with an Edmonton farm insurance specialist to protect your farm from the unexpected. Coverage for revenue farms, hobby farms, livestock and more.
- [Edmonton Agriculture Insurance](https://acera.ca/coverage/edmonton-agriculture-insurance/index.md): Our Edmonton-based agriculture insurance brokers specialize in providing comprehensive protection for commercial farming. Contact us today to get a quote.
- [Alberta Forestry Insurance](https://acera.ca/coverage/alberta-forestry-insurance/index.md): As an Alberta forestry contractor, you can trust the experienced brokers at Acera Insurance to find the best coverage for your needs, at a competitive price.
- [Alberta Security Services Insurance](https://acera.ca/coverage/alberta-security-services-insurance/index.md): Safeguard your own business with a comprehensive security services insurance policy, curated by our experienced commercial insurance brokers in Alberta.
- [Edmonton Travel Insurance](https://acera.ca/coverage/edmonton-travel-insurance/index.md): Protect yourself and your plans with travel insurance you can trust. Connect with one of our Edmonton travel insurance advisors today!
- [Alberta Event Liability Insurance](https://acera.ca/coverage/alberta-event-liability-insurance/index.md): Hosting an event in Alberta? One of our local event insurance advisors can help provide peace of mind with tailored special event liability insurance.
- [Ontario ATV Insurance](https://acera.ca/coverage/ontario-atv-insurance/index.md): Looking for the best ATV insurance quotes? Get affordable ATV insurance quotes with Acera Insurance. We made ATV insurance in Ontario quick and easy.
- [Ontario Boat Insurance](https://acera.ca/coverage/ontario-boat-insurance/index.md): Get affordable boat insurance and expert advice with Acera Insurance. We offer competitively priced, personalized coverage across Canada.
- [Ontario Car Insurance](https://acera.ca/coverage/ontario-car-insurance/index.md): For affordable auto insurance in Ontario, contact the experienced car insurance brokers at Acera Insurance. Get free car insurance Ontario quotes.
- [Ontario Home Insurance](https://acera.ca/coverage/ontario-home-insurance/index.md): Acera Insurance helps protect your property with effective Ontario home insurance. From homeowners to tenants insurance, we have a plan for you.
- [Ontario Life Insurance](https://acera.ca/coverage/ontario-life-insurance/index.md): Acera offers Ontario life insurance and living benefits to protect your family's future, no matter what life throws your way. Get peace of mind today.
- [Ontario Mortgage Insurance](https://acera.ca/coverage/ontario-mortgage-insurance/index.md): Acera Insurance provides flexible and transferable mortgage term life insurance for your Ontario home. With us, you won't feel your coverage is lacking.
- [Ontario RV Insurance](https://acera.ca/coverage/ontario-rv-insurance/index.md): Get the best RV insurance in Ontario with the help of an Acera Insurance broker. Receive a free quote today and learn more about this coverage.
- [Ontario Recreational Insurance](https://acera.ca/coverage/ontario-recreational-insurance/index.md): The recreational vehicle insurance brokers at Acera Insurance offer affordable motorhome insurance coverage in Ontario. Let us help you get insured today.
- [Ontario Umbrella Liability Insurance](https://acera.ca/coverage/ontario-umbrella-liability-insurance/index.md): Acera Insurance offers commercial umbrella liability insurance coverage for Ontario small businesses. Call today for a free umbrella liability insurance quote.
- [Ontario Group Insurance](https://acera.ca/coverage/ontario-group-insurance/index.md): Group insurance plans Ontario residents can depend upon. Get in touch with an Acera Insurance broker to see what plans you can offer your valued employees.
- [Ontario Health and Dental Insurance](https://acera.ca/coverage/ontario-health-dental-insurance/index.md): At Acera Insurance, we offer affordable Ontario health & dental insurance plans for you and your family. Contact a broker to request a free quote today.
- [Ontario Bonding and Surety Insurance](https://acera.ca/coverage/ontario-bonding-surety-insurance/index.md): Protect your Ontario business & third parties interests with an Acera insurance surety policy. We provide contract and commercial surety bonds for your needs!
- [Ontario Business Insurance](https://acera.ca/coverage/ontario-business-insurance/index.md): For affordable commercial insurance for your Ontario business, trust Acera Insurance to get you the commercial coverage you need.
- [Ontario Commercial Auto and Fleet Insurance](https://acera.ca/coverage/ontario-commercial-auto-fleet-insurance/index.md): Acera Insurance offers Ontario businesses with fleets insurance solutions for their commercial businesses. Request a free fleet insurance quote online today.
- [Ontario Commercial General Liability Insurance](https://acera.ca/coverage/ontario-commercial-general-liability-insurance/index.md): Commercial general liability insurance can protect your business by covering expensive legal costs. Contact Acera Insurance to request your free quote today.
- [Ontario Directors and Officers Insurance](https://acera.ca/coverage/ontario-directors-officers-insurance/index.md): Acera Insurance offers directors & officers liability insurance in Ontario. Properly protect your management. Connect with us to secure your coverage.
- [Ontario Equipment Breakdown Insurance](https://acera.ca/coverage/ontario-equipment-breakdown-insurance/index.md): Our Acera insurance brokers help you protect your machinery from the unexpected with Ontario machinery & equipment breakdown coverage.
- [Ontario Professional Liability Insurance](https://acera.ca/coverage/ontario-professional-liability-insurance/index.md): Secure your professional practice with tailored liability insurance from Acera Insurance. Trust our expertise to safeguard your reputation. Request a quote.
- [Ontario Insurance](https://acera.ca/coverage/ontario-insurance/index.md): Acera Insurance has the best team of personal and business insurance brokers in Ontario to help meet your insurance needs. Get a free quote today.
- [TrackGuard](https://acera.ca/coverage/trackguard/index.md): TrackGuard is a unique insurance program created to cover cars being used in track day events. Get coverage for you and your ride - quickly and easily.
- [Kelowna Yacht Club](https://acera.ca/coverage/kelowna-yacht-club/index.md): As a marine market leader and proud insurance partner of the Kelowna Yacht Club, you can trust us. We know insurance by heart, and our clients by name.
- [BC Sportsmen’s Show 2024](https://acera.ca/coverage/bc-sportsmens-show-2024/index.md): Thank you for visiting the Acera Insurance tradeshow booth at the 2024 Atlantic BC Sportsmen's Show. Complete our form to enter to win a gift card.
- [BC Outdoors Show 2024](https://acera.ca/coverage/bc-outdoors-show-2024/index.md): Thank you for visiting the Acera Insurance booth at the BC Outdoors Show. Enter to win a $250 gift card to Italian Sporting Goods.
- [Acera Insurance Run for L'Arche](https://acera.ca/coverage/run-for-larche/index.md): Established in 2011, this Calgary running event raises money to support L'Arche Calgary - a community that fosters a community of belonging.
- [Understanding Alberta’s Increased 'good driver' rate cap and move to a 'care-first model'](https://acera.ca/coverage/understanding-albertas-new-plan-to-reward-good-drivers/index.md): Learn about the changes to the “good” driver auto insurance rate caps beginning in 2026 and how they can affect your premiums.
- [HR Toolkit](https://acera.ca/coverage/hrtoolkit/index.md): The Acera Benefits HR Toolkit, powered by Salopek & Associates will provide you with the HR tools and resources required.
- [Winter Vacation & Your Insurance](https://acera.ca/coverage/winter-vacation-your-insurance/index.md): Going on winter vacation? Ensure your home is protected with Acera Insurance. We answer frequently asked questions and explain your responsibilities.
- [MySchool Insurance Program](https://acera.ca/coverage/myschool/index.md): Our MySchool Insurance Program offers specialized insurance for childcare and private school providers. We provide superior coverage from top providers.
- [Insurance for Montessori Centres in Ontario](https://acera.ca/coverage/myschool-ontario-montessori-centre-insurance/index.md): Custom Montessori insurance tailored to your school, daycare or casas. Our Knowledgeable advisors are here to help provide the coverage your centre needs.
- [Daycare Insurance Ontario](https://acera.ca/coverage/myschool-ontario-daycare-insurance/index.md): We offer specialized insurance for people or companies that run daycare centres or provide child care services.
- [Insurance for Private Schools in Ontario](https://acera.ca/coverage/myschool-ontario-private-school-insurance/index.md): Get integrated and customized insurance for private schools in Ontario and across Canada from Acera Insurance.
- [Ontario Small Business Insurance](https://acera.ca/coverage/ontario-small-business-insurance/index.md): Learn more about how you can protect yourself and your Ontario business with small business insurance tailored to your unique operations.
- [Ontario Environmental Liability Insurance](https://acera.ca/coverage/ontario-environmental-liability-insurance/index.md): Get protection if contaminants are released into the environment by your business, causing bodily injury or property damage.
- [Ontario Travel Insurance](https://acera.ca/coverage/ontario-travel-insurance/index.md): We offer travel insurance plans to cover people travelling around the world. Get a quick quote online, so you can have peace of mind on your vacation.
- [Ontario Accessibility Policy](https://acera.ca/coverage/ontario-accessibility-policy/index.md): We will put the following policies into practice as required by the Accessibility for Ontarians with Disabilities Act.
- [Alberta Car Insurance](https://acera.ca/coverage/alberta-car-insurance/index.md): As independent auto insurance brokers, we'll find you the best car insurance in Alberta. Get all the coverage you need at competitive prices.
- [Alberta Surety Bonds](https://acera.ca/coverage/alberta-bonding-surety-insurance/index.md): Trying to win a bid? Required to get a bond for a contract? One of our bonding & surety insurance experts in Alberta is here to help.
- [Alberta Business Insurance](https://acera.ca/coverage/alberta-business-insurance/index.md): Acera Insurance offers cost-effective commercial insurance in Alberta for companies of all sizes & across various industries. Free AB business quotes.
- [Alberta Cannabis Insurance](https://acera.ca/coverage/alberta-cannabis-insurance/index.md): We help you protect your Alberta cannabis business with cannabis insurance and risk management. Get a cannabis insurance quote and learn more here.
- [Alberta Commercial Auto and Fleet Insurance](https://acera.ca/coverage/alberta-commercial-auto-fleet-insurance/index.md): Protect your company with commercial vehicle & fleet insurance with a trusted insurance broker. At Acera, we offer free fleet & commercial vehicle quotes.
- [Alberta Commercial General Liability Insurance](https://acera.ca/coverage/alberta-commercial-general-liability-insurance/index.md): Alberta companies need the best commercial general liability Insurance coverage that matches their business needs. Get a free quote with Acera Insurance.
- [Alberta Concrete and Industrial Insurance](https://acera.ca/coverage/alberta-concrete-industrial-insurance/index.md): Get affordable industrial insurance in Alberta, plus concrete insurance and full coverage for contractors. Contact Acera Insurance.
- [Alberta Construction Insurance](https://acera.ca/coverage/alberta-construction-insurance/index.md): Get construction insurance at affordable rates. Acera Insurance can protect your business with complete coverage for construction projects of all sizes.
- [Alberta Cyber Liability Insurance](https://acera.ca/coverage/alberta-cyber-liability-insurance/index.md): Cyber liability insurance can protect your Alberta business if it is the victim of a cyberattack or data breach. Get a free cyber insurance quote today!
- [Alberta Enterprise Risk Management](https://acera.ca/coverage/alberta-enterprise-risk-management/index.md): As experts in enterprise risk management and insurance brokers in Alberta, we're here to help you protect your business. Contact us today for a quote.
- [Alberta Equipment Breakdown Insurance](https://acera.ca/coverage/alberta-equipment-breakdown-insurance/index.md): At Acera, we provide equipment breakdown insurance to protect Alberta businesses from the unexpected. Contact a commercial broker to learn more.
- [Alberta Manufacturing Insurance](https://acera.ca/coverage/alberta-manufacturing-insurance/index.md): Get affordable manufacturer insurance including product recall coverage from a trusted Alberta insurance broker. Contact us for a free quote!
- [Alberta Hospitality Insurance](https://acera.ca/coverage/alberta-hospitality-insurance/index.md): Own a hospitality business? Contact an Alberta hospitality insurance broker. With 60+ years experience, we understand the unique challenges you face daily.
- [Alberta Non-Profit Insurance](https://acera.ca/coverage/alberta-non-profit-insurance/index.md): If you need non-profit insurance, we can help. Acera Insurance offers affordable coverage for Alberta non-profit groups.
- [Alberta Professional Liability Insurance](https://acera.ca/coverage/alberta-professional-liability-insurance/index.md): We offer competitive professional liability insurance quotes and exceptional service. Let us help protect you and your business and request a quote today.
- [Alberta Real Estate Insurance](https://acera.ca/coverage/alberta-real-estate-insurance/index.md): Get affordable Alberta real estate & property management insurance. If you're an AB landlord, property owner or realtor, we can get you a free quote.
- [Alberta Recreational Facilities Insurance](https://acera.ca/coverage/alberta-recreational-facilities-insurance/index.md): Looking for sports, recreation and gym insurance in Alberta? Acera Insurance offers complete coverage for fitness facilities, golf courses and more.
- [Alberta Retail Business Insurance](https://acera.ca/coverage/alberta-retail-business-insurance/index.md): Work with a trusted retail business insurance broker in Alberta to protect your company. We offer choice in coverage and competitive retail insurance quotes
- [Alberta Small Business Insurance](https://acera.ca/coverage/alberta-small-business-insurance/index.md): If you are looking for small business insurance for your Alberta company, we can help. Acera Insurance offers liability coverage at competitive prices.
- [Alberta Technology Insurance](https://acera.ca/coverage/alberta-technology-insurance/index.md): Want exceptional customer service, experience, coverage, and prices? Protect your Alberta tech company with technology insurance from Acera Insurance.
- [Alberta Trucking & Transportation Insurance](https://acera.ca/coverage/alberta-trucking-transportation-insurance/index.md): We offer competitive commercial trucking & transportation insurance quotes. Protect your Alberta business with trusted transportation insurance brokers.
- [Alberta Tenant Insurance](https://acera.ca/coverage/alberta-tenant-insurance/index.md): Protect your home with renters and contents insurance in Alberta. Acera Insurance offers affordable coverage in the event of fire, theft and more.
- [Alberta Life and Benefits Insurance](https://acera.ca/coverage/alberta-life-and-benefits-insurance/index.md): Acera Insurance is proud to provide a variety of Alberta employee group benefits and individual solutions to protect the health and wellbeing of Albertans.
- [Alberta Critical Illness Insurance](https://acera.ca/coverage/alberta-critical-illness-insurance/index.md): Acera Insurance is a leading critical illness insurance brokerage in Alberta. Make sure you’re covered in the event of a heart attack or stroke.
- [Alberta Disability Insurance](https://acera.ca/coverage/alberta-disability-insurance/index.md): Our expert Alberta disability insurance brokers will make sure you’re financially secure if an illness or injury prevents you from working.
- [Alberta Home Insurance](https://acera.ca/coverage/alberta-home-insurance/index.md): As an Alberta home insurance broker with 60+ years experience, Acera insurance works with the top providers to deliver reliable home and contents coverage.
- [Alberta Insurance](https://acera.ca/coverage/alberta-insurance/index.md): Our Alberta insurance brokers work hard to find the best commercial or personal insurance solutions to meet your needs. Contact Acera Insurance today.
- [Alberta Auto Dealership Insurance](https://acera.ca/coverage/alberta-auto-dealership-insurance/index.md): Get affordable auto dealership insurance in Alberta. Acera Insurance offers complete coverage for auto dealers of new and used vehicles. Get started today.
- [Red Deer Insurance](https://acera.ca/coverage/red-deer-insurance/index.md): A trusted insurance broker in Red Deer for decades, Acera Insurance offers competitive insurance quotes for Red Deer businesses and residents.
- [Red Deer Car Insurance](https://acera.ca/coverage/red-deer-car-insurance/index.md): Red Deer auto insurance brokers can provide you with a free quote online. Get affordable Red Deer car insurance policies today with Acera Insurance.
- [Alberta Travel Trailer Insurance](https://acera.ca/coverage/alberta-travel-trailer-insurance/index.md): Travel trailer insurance protects your tow-behind vehicle while on the go. Safeguard your future travels with Acera Insurance.
- [Alberta Watercraft & Boat Insurance](https://acera.ca/coverage/alberta-boat-insurance/index.md): With the right boat insurance, you can enjoy your time on the water with peace of mind. Acera Insurance will help you get the coverage you need.
- [Red Deer Home Insurance](https://acera.ca/coverage/red-deer-home-insurance/index.md): Trusted Red Deer home insurance brokers for decades, Acera Insurance delivers exceptional service. We offer competitive Red Deer home insurance quotes.
- [Red Deer Life Insurance](https://acera.ca/coverage/red-deer-life-insurance/index.md): Acera Insurance offers life insurance to the residents of Red Deer & the surrounding area. Contact our Red Deer life insurance brokers for a free quote.
- [Red Deer Health and Dental Insurance](https://acera.ca/coverage/red-deer-health-and-dental-insurance/index.md): Acera Insurance offers Red Deer health insurance policies to help cover your insurance plans out of pocket costs. We offer dental insurance too!
- [Red Deer Disability Insurance](https://acera.ca/coverage/red-deer-disability-insurance/index.md): A Red Deer disability insurance policy from Acera Insurance can supplement lost income if an injury prevents you from working for an extended period of time.
- [Red Deer Critical Illness Insurance](https://acera.ca/coverage/red-deer-critical-illness-insurance/index.md): Acera Red Deer critical illness insurance compliments your medical & disability coverage and can ease the financial impact of an unexpected major illness.
- [Red Deer Mortgage Insurance](https://acera.ca/coverage/red-deer-mortgage-insurance/index.md): Red Deer mortgage insurance helps thousands of Canadians purchase the home of their dreams. Get a free insurance quote online quickly & easily.
- [Red Deer Bonding Surety Insurance](https://acera.ca/coverage/red-deer-bonding-surety-insurance/index.md): At Acera Insurance our Red Deer surety bond experts can help secure the type of Red Deer surety bonds required for government licensing. Free quotes online.
- [Red Deer Business Liability Insurance](https://acera.ca/coverage/red-deer-business-liability-insurance/index.md): At Acera Insurance, we offer specialized Red Deer business liability insurance solutions to protect you from financial loss in the event of litigation.
- [Red Deer Concrete Industrial Insurance](https://acera.ca/coverage/red-deer-concrete-industrial-insurance/index.md): Acera Insurance offers a wide range of industrial insurance coverage to Red Deer based businesses. Contact an industrial insurance brokers today.
- [Red Deer Cyber Liability Insurance](https://acera.ca/coverage/red-deer-cyber-liability-insurance/index.md): Protect your business in Red Deer with cyber liability insurance. Our experienced brokers can answer your questions and get you competitive quotes.
- [Red Deer Enterprise Risk Management](https://acera.ca/coverage/red-deer-enterprise-risk-management/index.md): Acera Insurance offers local businesses in Red Deer enterprise risk management services to help you prepare for the many risks your business may face.
- [Red Deer Heavy Equipment Insurance](https://acera.ca/coverage/red-deer-heavy-equipment-insurance/index.md): The expert Red Deer Heavy Equipment Insurance Brokers at Acera Insurance can help you find affordable coverage, including heavy trucks, machinery and more.
- [Red Deer Manufacturing Insurance](https://acera.ca/coverage/red-deer-manufacturing-insurance/index.md): As experienced manufacturers insurance brokers, we can deliver competitive insurance quotes for Red Deer manfucturing businesses.
- [Red Deer Oil and Gas Insurance](https://acera.ca/coverage/red-deer-oil-and-gas-insurance/index.md): Red Deer Oilfield insurance brokers from Acera Insurance offer affordable polices to help protect your company from risks associated the oil & gas industry.
- [Red Deer Transportation Insurance](https://acera.ca/coverage/red-deer-transportation-insurance/index.md): Acera Insurance offers businesses in Red Deer transportation insurance that is comprehensive and affordable. Free insurance quotes are available online.
- [Red Deer Real Estate Insurance](https://acera.ca/coverage/red-deer-real-estate-insurance/index.md): Protect your business or investment in Red Deer with real estate insurance. Get a Red Deer real estate insurance quote today!
- [Red Deer Professional Liability Insurance](https://acera.ca/coverage/red-deer-professional-liability-insurance/index.md): Get a free professional liability insurance quote for Red Deer today from Acera Insurance, a trusted and reputable liability insurance broker in Red Deer.
- [Travel Insurance for Alberta Residents](https://acera.ca/coverage/alberta-travel-insurance/index.md): Even if you're travelling outside of your province you still need travel insurance. Set up high-quality coverage before your next trip! Get a quote today.
- [Alberta Motorhome Insurance](https://acera.ca/coverage/alberta-motorhome-insurance/index.md): Our Acera Alberta motorhome insurance advisors help protect your RV and belongings, on and off the road. Get a free quote today!
- [Alberta ATV Insurance](https://acera.ca/coverage/alberta-atv-insurance/index.md): Looking for affordable ATV insurance in Alberta? Acera Insurance can help. Our reliable ATV policies allow you to enjoy your off-road adventures worry-free.
- [Alberta Farm Insurance](https://acera.ca/coverage/alberta-farm-insurance/index.md): Farming in Alberta can be tough. We help protect your farm, vehicles, property and equipment with a customized farm insurance policy. Contact us today!
- [Calgary Car Insurance](https://acera.ca/coverage/calgary-car-insurance/index.md): Work with the best Calgary car insurance brokers from Acera Insurance. We offer competitive online car insurance quotes for Calgary drivers.
- [Calgary Condo Insurance](https://acera.ca/coverage/calgary-condo-insurance/index.md): Calgary condo insurance specialists providing quick quotes and custom insurance solutions. From physical damage, contents, liability and more - we can help
- [Calgary Home Insurance](https://acera.ca/coverage/calgary-home-insurance/index.md): As a trusted home insurance broker in Calgary, we work with top homeowners insurance companies. We can get the best home insurance quotes in Calgary.
- [Calgary Tenant Insurance](https://acera.ca/coverage/calgary-tenant-insurance/index.md): Calgary tenant and apartment insurance doesn’t have to be difficult with the help of a local insurance expert. Call now.
- [Calgary Insurance](https://acera.ca/coverage/calgary-insurance/index.md): For over 60 years, Acera Insurance has been a leading insurance broker in Calgary, a trusted provider of commercial and personal insurance for Calgarians.
- [Calgary Critical Illness Insurance](https://acera.ca/coverage/calgary-critical-illness-insurance/index.md): A Calgary critical illness insurance policy will financially provide for your family if an unexpected illness such as cancer or stroke occur.
- [Calgary Disability Insurance](https://acera.ca/coverage/calgary-disability-insurance/index.md): Calgary disability insurance from Acera Insurance will provide financial assistance for you and your family if you are injured or unable to work.
- [Calgary Life Insurance](https://acera.ca/coverage/calgary-life-insurance/index.md): Get a free online life insurance quote from trusted life insurance brokers in Calgary. We help you ensure peace of mind for your family should the worst happen.
- [Calgary Mortgage Insurance](https://acera.ca/coverage/calgary-mortgage-insurance/index.md): Calgary mortgage insurance brokers help thousands of Canadians purchase the home of their dreams. Get a free insurance quote online quickly & easily.
- [Calgary Health and Dental Insurance](https://acera.ca/coverage/calgary-health-and-dental-insurance/index.md): Fill any gaps in your national health insurance with Calgary Health and Dental insurance from Acera Insurance. Free health insurance quotes online!
- [Calgary Bonding Surety Insurance](https://acera.ca/coverage/calgary-bonding-surety-insurance/index.md): Calgary bonding insurance quotes & surety insurance quotes are available from Acera Insurance. Contact an Acera Calgary insurance broker today.
- [Calgary Concrete Industrial Insurance](https://acera.ca/coverage/calgary-concrete-industrial-insurance/index.md): Identify potential industry risks, solutions & the most effective insurance policies with the expert Acera Calgary Industrial Insurance Brokers.
- [Calgary Heavy Equipment Insurance](https://acera.ca/coverage/calgary-heavy-equipment-insurance/index.md): Acera Insurance we offer Calgary Heavy Equipment Insurance solutions that are specifically designed for companies operating in the city.
- [Calgary Manufacturing Insurance](https://acera.ca/coverage/calgary-manufacturing-insurance/index.md): Protect your manufacturing company from risk with a Calgary manufacturers insurance policy from Acera Insurance. Free insurance quotes online!
- [Calgary Transportation Insurance](https://acera.ca/coverage/calgary-transportation-insurance/index.md): Acera Insurance offers businesses in Calgary transportation insurance that's comprehensive & affordable. Free insurance quotes are available online.
- [Calgary Real Estate Insurance](https://acera.ca/coverage/calgary-real-estate-insurance/index.md): Protect the value of your Calgary commercial real estate with real estate insurance from trusted Calgary insurance brokers, Acera Insurance.
- [Calgary Enterprise Risk Management](https://acera.ca/coverage/calgary-enterprise-risk-management/index.md): How your business approaches risk can make all the difference. Contact us today for a Calgary enterprise risk management quote or to discuss your options.
- [Calgary Cyber Liability Insurance](https://acera.ca/coverage/calgary-cyber-liability-insurance/index.md): Protect your Calgary business with cyber insurance customized to your unique risks. Prepare for future cyberattacks and data breaches. Get a quote now.
- [Calgary Business Liability Insurance](https://acera.ca/coverage/calgary-business-liability-insurance/index.md): Protect your Calgary business with business liability coverage from Acera Insurance. Contact our expert brokers for information on policies and a free quote.
- [Calgary Commercial Insurance](https://acera.ca/coverage/calgary-commercial-insurance/index.md): Looking for a Calgary business insurance quote? We can help. Acera Insurance has been a trusted independent commercial insurance broker for 60 years.
- [Calgary Oil and Gas Insurance](https://acera.ca/coverage/calgary-oil-and-gas-insurance/index.md): As experienced oil and gas insurance brokers, we understand the industry, how to protect your business and manage your risks.
- [Calgary Professional Liability Insurance](https://acera.ca/coverage/calgary-professional-liability-insurance/index.md): If you are providing professional advice or service in Calgary, professional liability insurance is essential to protect yourself and your business.
- [Fort McMurray Car Insurance](https://acera.ca/coverage/fort-mcmurray-car-insurance/index.md): Get competitive car insurance quotes for Fort McMurray from a trusted auto insurance broker and learn more about car insurance like how it works and its cost.
- [Fort McMurray Condo Insurance](https://acera.ca/coverage/fort-mcmurray-condo-insurance/index.md): Fort McMurray condo insurance coverage provides peace of mind coverage you can count on. Talk to a broker today.
- [Fort McMurray Home Insurance](https://acera.ca/coverage/fort-mcmurray-home-insurance/index.md): Secure your Fort McMurray home: Get free Fort McMurray home insurance quotes from a trusted Alberta brokerage and explore comprehensive home insurance options.
- [Fort McMurray Tenant Insurance](https://acera.ca/coverage/fort-mcmurray-tenant-insurance/index.md): Fort McMurray apartment insurance provides necessary coverage for tenants. Protect your belongings while renting. Get a quick quote.
- [Fort McMurray Insurance](https://acera.ca/coverage/fort-mcmurray-insurance/index.md): Acera Insurance is a trusted business and personal insurance broker in Fort McMurray. Get a free Fort McMurray insurance quote from a dedicated expert.
- [Fort McMurray Mortgage Insurance](https://acera.ca/coverage/fort-mcmurray-mortgage-insurance/index.md): Purchasing a Fort McMurray mortgage Insurance policy from Acera will appeal to lenders and they'll be likely to approve your application. Free quotes online!
- [Fort McMurray Life Insurance](https://acera.ca/coverage/fort-mcmurray-life-insurance/index.md): Contact Acera Insurance for a free online Fort McMurray life insurance quote. It's more than just an insurance policy, it's peace of mind for your family.
- [Fort McMurray Critical Illness Insurance](https://acera.ca/coverage/fort-mcmurray-critical-illness-insurance/index.md): A Fort McMurray critical illness insurance policy will financially provide for your family if an unexpected illness such as cancer or stroke occur.
- [Fort McMurray Disability Insurance](https://acera.ca/coverage/fort-mcmurray-disability-insurance/index.md): Fort McMurray disability insurance from Acera Insurance will provide financial assistance for you & your family if you are injured or unable to work.
- [Fort McMurray Health and Dental Insurance](https://acera.ca/coverage/fort-mcmurray-health-and-dental-insurance/index.md): Fill any gaps in your national health insurance with Fort McMurray Health and Dental insurance from Acera Insurance. Free health insurance quotes online!
- [Fort McMurray Heavy Equipment Insurance](https://acera.ca/coverage/fort-mcmurray-heavy-equipment-insurance/index.md): The heavy equipment insurance brokers at Acera Insurance, Fort McMurray, are available to provide free insurance quotes online. Contact us today.
- [Fort McMurray Bonding Surety Insurance](https://acera.ca/coverage/fort-mcmurray-bonding-surety-insurance/index.md): Fort McMurray bonding insurance quotes & surety insurance quotes are available at Acera Insurance. Contact an Acera Fort McMurray insurance broker today.
- [Fort McMurray Business Liability Insurance](https://acera.ca/coverage/fort-mcmurray-business-liability-insurance/index.md): Top rated Fort McMurray Insurance company, Acera Insurance, has the only business liability insurance brokers in the area. Request a free quote online.
- [Fort McMurray Cyber Liability Insurance](https://acera.ca/coverage/fort-mcmurray-cyber-liability-insurance/index.md): Protect yourself from cyber crime, contact a Fort McMurray cyber liability insurance broker at Acera Insurance for a free online insurance quote.
- [Fort McMurray Enterprise Risk Management](https://acera.ca/coverage/fort-mcmurray-enterprise-risk-management/index.md): Protect your Fort McMurray business from risk with Acera Insurance Fort McMurray enterprise risk management insurance policies.
- [Fort McMurray Industrial Insurance](https://acera.ca/coverage/fort-mcmurray-industrial-insurance/index.md): Contact one of our Fort McMurray industrial insurance broker to learn more about how we can help ensure you and your company are protected.
- [Fort McMurray Manufacturing Insurance](https://acera.ca/coverage/fort-mcmurray-manufacturing-insurance/index.md): Acera Insurance offers Fort McMurray manufacturers Insurance that's tailored specifically to your unique needs- Get a free insurance quote online.
- [Fort McMurray Oil and Gas Insurance](https://acera.ca/coverage/fort-mcmurray-oil-and-gas-insurance/index.md): Work with trusted oilfield insurance brokers in Fort McMurray and get a free oil & gas insurance quote today to protect your business.
- [Fort McMurray Transportation Insurance](https://acera.ca/coverage/fort-mcmurray-transportation-insurance/index.md): Effective & affordable Fort McMurray transportation insurance available from Acera Insurance. Get a free transportation insurance quote online.
- [Fort McMurray Real Estate Insurance](https://acera.ca/coverage/fort-mcmurray-real-estate-insurance/index.md): Protect the value of your Fort McMurray commercial real estate with real estate insurance from trusted Fort McMurray insurance brokers, Acera Insurance.
- [Fort McMurray Professional Liability Insurance](https://acera.ca/coverage/fort-mcmurray-professional-liability-insurance/index.md): Acera Insurance offers professional liability insurance (errors & omission) to Fort McMurray & the surrounding area. Request a free quote online today.
- [Victoria Home Insurance](https://acera.ca/coverage/victoria-home-insurance/index.md): Make sure your home & possessions are protected and request a free home insurance quote for your Victoria house or condo. Complete our online form!
- [Victoria Business Insurance](https://acera.ca/coverage/victoria-business-insurance/index.md): Our Victoria business insurance brokers can help you protect what you’ve worked so hard for. Get started today with a free Victoria business insurance quote.
- [Victoria Insurance](https://acera.ca/coverage/victoria-insurance/index.md): Our Victoria insurance brokers work to find the best insurance policy for your unique needs. Contact Acera to get your free quote and talk to an expert.
- [Sylvan Lake Insurance](https://acera.ca/coverage/sylvan-lake-insurance/index.md): You can trust the Sylvan Lake insurance brokers at Acera to help you obtain the best coverage for your personal or commercial needs.
- [Saanich Insurance](https://acera.ca/coverage/saanich-insurance/index.md): Acera Insurance is committed to providing quality insurance in Saanich. We offer free Saanich insurance quotes online for your convenience. Apply today!
- [Saanich Home Insurance](https://acera.ca/coverage/saanich-home-insurance/index.md): Home insurance in Saanich doesn't have to be complicated. Acera's insurance experts will work with you to get you the best coverage possible.
- [Saanich Business Insurance](https://acera.ca/coverage/saanich-business-insurance/index.md): Are you looking for business insurance in Saanich, BC? If so, Acera Insurance can help. We provide risk management solutions that work.
- [Nanaimo Business Insurance](https://acera.ca/coverage/nanaimo-business-insurance/index.md): Are you looking for business insurance in Nanaimo, BC? If so, Acera Insurance can help. We provide risk management solutions that work.
- [Nanaimo Home Insurance](https://acera.ca/coverage/nanaimo-home-insurance/index.md): Home insurance in Nanaimo doesn't have to be complicated. An Acera Insurance expert will work with you to get you the best coverage possible.
- [Nanaimo Insurance](https://acera.ca/coverage/nanaimo-insurance/index.md): Acera Insurance is committed to providing quality insurance in Nanaimo. We offer free quotes online for your convenience! Apply today.
- [Campbell River Insurance](https://acera.ca/coverage/campbell-river-insurance/index.md): Acera Insurance is dedicated to serving Campbell River residents insurance to help protect their lifestyle and assets. Get a free quote today!
- [Campbell River Business Insurance](https://acera.ca/coverage/campbell-river-business-insurance/index.md): No matter the kind of business you run, you need business insurance. Campbell River business owners can get their free quote with Acera Insurance today.
- [Campbell River Home Insurance](https://acera.ca/coverage/campbell-river-home-insurance/index.md): If you’re looking for home insurance in Campbell River, look no further then Acera Insurance. Complete our online form for a free quote!
- [Courtenay Business Insurance](https://acera.ca/coverage/courtenay-business-insurance/index.md): If you need business insurance in Courtenay, get a free quote today with Acera Insurance. We are experts in insurance solutions and risk management.
- [Courtenay Home Insurance](https://acera.ca/coverage/courtenay-home-insurance/index.md): Cover your property and assets with Acera's Courtenay home insurance. We provide affordable home and contents coverage. Get a free home quote today.
- [Courtenay Insurance](https://acera.ca/coverage/courtenay-insurance/index.md): Acera's Courtenay insurance brokers are experts in finding our neighbours coverage that works. Get a free quote with us online today.
- [Duncan Insurance](https://acera.ca/coverage/duncan-insurance/index.md): Are you looking for insurance in Duncan, British Columbia? Acera Insurance has got your back. Get free Duncan Insurance quotes online today.
- [Duncan Business Insurance](https://acera.ca/coverage/duncan-business-insurance/index.md): If you need business insurance in Duncan, get a free quote today with Acera Insurance. We are experts in insurance solutions and risk management.
- [Duncan Home Insurance](https://acera.ca/coverage/duncan-home-insurance/index.md): Cover your family's assets, home, and liability. Our home insurance brokers in Duncan help you navigate your coverage. We offer quick, competitive quotes.
- [Kelowna Insurance](https://acera.ca/coverage/kelowna-insurance/index.md): Acera provides insurance in Kelowna for both your commercial and personal needs. Let us help you protect all the things that are important to you.
- [Kelowna Home Insurance](https://acera.ca/coverage/kelowna-home-insurance/index.md): Home insurance in Kelowna is key to looking after one of your most important assets. At Acera, we offer home, condo and tenant insurance.
- [Kelowna Car Insurance](https://acera.ca/coverage/kelowna-car-insurance/index.md): Get the best car insurance coverage in Kelowna with the help of an Acera Insurance broker. Secure your ICBC and private coverage today. Call now.
- [Kelowna Business Insurance](https://acera.ca/coverage/kelowna-business-insurance/index.md): Acera Insurance offers competitive commercial insurance in Kelowna for companies of all sizes & across various industries.
- [British Columbia Bonding Surety Insurance](https://acera.ca/coverage/british-columbia-bonding-surety-insurance/index.md): Ensure your bonds are protected with bond insurance from Acera Insurance. We have the experience and the dedicated team to help!
- [British Columbia Business Insurance](https://acera.ca/coverage/british-columbia-business-insurance/index.md): At Acera Insurance, we treat your business like it was ours. Our team offers BC business insurance solutions for all industries, size, and scale of operations.
- [British Columbia Cannabis Insurance](https://acera.ca/coverage/british-columbia-cannabis-insurance/index.md): We broker insurance programs for businesses across the cannabis insurance eco-system in BC, from start-ups to established players. Get a quote today.
- [British Columbia Commercial Auto Fleet Insurance](https://acera.ca/coverage/british-columbia-commercial-auto-fleet-insurance/index.md): Own company vehicles? Does your BC business need commercial fleet insurance? Apply today for a free BC commercial vehicle insurance quote.
- [British Columbia Condo Insurance](https://acera.ca/coverage/british-columbia-condo-insurance/index.md): Acera Insurance gives BC condo owners confidence in their coverage. Protect your condo unit, belongings and more. Get your free quote today.
- [British Columbia Life Insurance](https://acera.ca/coverage/british-columbia-life-insurance/index.md): Acera Insurance provides competitive life insurance solutions for individuals and businesses in BC. Learn more and get your free quote.
- [British Columbia Construction Insurance](https://acera.ca/coverage/british-columbia-construction-insurance/index.md): Are you a builder in BC or do you work in the construction industry? Acera Insurance can provide you with a construction insurance quote today with no hassle!
- [British Columbia Cyber Liability](https://acera.ca/coverage/british-columbia-cyber-liability/index.md): Protect your BC business from data breaches and cyberattacks. With BC cyber insurance from Acera, you secure vital support to aid in your recovery.
- [British Columbia Director Officers Liability Insurance](https://acera.ca/coverage/british-columbia-director-officers-liability-insurance/index.md): Does your BC business need directors and officers liability insurance? Find out more about this insurance solution and how it could help your business today.
- [British Columbia Technology Insurance](https://acera.ca/coverage/british-columbia-technology-insurance/index.md): Does your business need technology insurance? Protect your computers, laptops, phones, cameras & more with help from Acera Insurance.
- [British Columbia Professional Liability](https://acera.ca/coverage/british-columbia-professional-liability/index.md): Don't be held accountable. Get professional liability insurance for your BC business with the help of our Acera Insurance team.
- [British Columbia Not-for-Profit Insurance](https://acera.ca/coverage/british-columbia-not-for-profit-insurance/index.md): Are you a non profit in BC? Acera Insurance helps not-for-profits and charitable organizations in BC find the best insurance for their unique needs.
- [British Columbia Insurance](https://acera.ca/coverage/british-columbia-insurance/index.md): At Acera Insurance, our trusted BC insurance brokers provide a variety of personalized and effective insurance solutions for our BC-based clients. Learn more.
- [Ottawa Home Insurance](https://acera.ca/coverage/ottawa-home-insurance/index.md): The brokers at Acera Isurance are some of the most trusted Ottawa home insurance experts. Contact us today to discuss your needs.
- [Ottawa Auto Insurance](https://acera.ca/coverage/ottawa-auto-insurance/index.md): Acera Insurance has an array of coverage products designed to meet your insurance needs. Click here for information on what we have to offer.
- [Ottawa Insurance](https://acera.ca/coverage/ottawa-insurance/index.md): With decades of experience in Ottawa, you can trust an Acera Insurance broker to find the best coverage for your personal or commercial insurance needs.
- [Ottawa Life Insurance](https://acera.ca/coverage/ottawa-life-insurance/index.md): Life insurance in Ottawa can help secure your family if you were to suddenly pass.. Let Acera Insurance help find you coverage.
- [Ottawa Business Insurance](https://acera.ca/coverage/ottawa-business-insurance/index.md): Our Ottawa commercial insurance experts offer highly qualified advice for businesses of all sizes and across all industries. Get a quote or learn more.
- [Stettler Insurance](https://acera.ca/coverage/stettler-insurance/index.md): At Acera, you can rely on on our Stettler insurance brokers to obtain the best coverage for your personal or commercial needs. Call us today!
- [Stettler Home Insurance](https://acera.ca/coverage/stettler-home-insurance/index.md): Our Stettler home insurance brokers help homeowners protect their property. Renting? We also provide great rates on tenant insurance in Stettler.
- [Stettler Car Insurance](https://acera.ca/coverage/stettler-car-insurance/index.md): Our Stettler car insurance experts will deliver comprehensive and affordable quotes for your vehicles. Contact Acera Insurance to get covered.
- [Stettler Business Insurance](https://acera.ca/coverage/stettler-business-insurance/index.md): As commercial insurance experts in Stettler, Acera Insurance can help you find the best coverage to protect your business. Contact us today to learn more.
- [Calgary Motorhome Insurance](https://acera.ca/coverage/calgary-motorhome-insurance/index.md): Get a quote for comprehensive, affordable Calgary motorhome insurance today! As motorhome specialists, we offer comprehensive and affordable coverage.
- [Calgary Park Model Insurance](https://acera.ca/coverage/calgary-park-model-insurance/index.md): Your park model is a home and it should be protected like one. Get a free quote for Calgary park model insurance and learn more about this coverage.
- [Calgary RV Insurance](https://acera.ca/coverage/calgary-rv-insurance/index.md): Get an RV insurance quote in Calgary or learn more about this protection, including what is (and isn't) covered and how much it will cost.
- [Calgary Travel Trailer](https://acera.ca/coverage/calgary-travel-trailer/index.md): Travel trailer adventures require a reliable, affordable insurance policy for Calgary residents. Submit a free quote.
- [Edmonton Motorhome Insurance](https://acera.ca/coverage/edmonton-motorhome-insurance/index.md): Leave the city behind without worry thanks to Edmonton motorhome insurance - get a free quote today. We offer affordable motorhome coverage.
- [Edmonton Park Model Insurance](https://acera.ca/coverage/edmonton-park-model-insurance/index.md): Get comprehensive and affordable park model insurance in Edmonton - get a free quote or learn more about this important protection today.
- [Edmonton RV Insurance](https://acera.ca/coverage/edmonton-rv-insurance/index.md): Get a quote for RV insurance in Edmonton or learn more about this protection, including what is (and isn't) covered and how much it will cost.
- [Edmonton Travel Trailer Insurance](https://acera.ca/coverage/edmonton-travel-trailer-insurance/index.md): Enjoy your camping trip knowing you’re protected from the unexpected, like hail, windstorms, theft. Get a quote for Edmonton travel trailer insurance today!
- [Fort McMurray Motorhome Insurance](https://acera.ca/coverage/fort-mcmurray-motorhome-insurance/index.md): Get comprehensive and affordable motorhome insurance in Fort McMurray - get a free quote or learn more about this important protection today.
- [Fort McMurray Travel Trailer Insurance](https://acera.ca/coverage/fort-mcmurray-travel-trailer-insurance/index.md): Get comprehensive and affordable travel trailer insurance in Fort McMurray - get a free quote or learn more about this important protection today.
- [Fort Saskatchewan RV Insurance](https://acera.ca/coverage/fort-saskatchewan-rv-insurance/index.md): Get an RV insurance quote in Fort Saskatchewan or learn more about this protection, including what is (and isn't) covered and how much it will cost.
- [Fort Saskatchewan Travel Trailer Insurance](https://acera.ca/coverage/fort-saskatchewan-travel-trailer-insurance/index.md): Get a travel trailer insurance quote in Fort Saskatchewan or learn more about this protection, including what is (and isn't) covered and how much it will cost.
- [Gleniffer Lake Park Model Insurance](https://acera.ca/coverage/gleniffer-lake-park-model-insurance/index.md): Get comprehensive and affordable park model insurance in Gleniffer Lake - get a free quote or learn more about this important protection today.
- [Grande Prairie Motorhome Insurance](https://acera.ca/coverage/grande-prairie-motorhome-insurance/index.md): Get comprehensive and affordable motorhome insurance in Grande Prairie - get a free quote or learn more about this important protection today.
- [Grande Prairie Travel Trailer Insurance](https://acera.ca/coverage/grande-prairie-travel-trailer-insurance/index.md): Get comprehensive and affordable travel trailer insurance in Grand Prairie - get a free quote or learn more about this important protection today.
- [Red Deer Travel Trailer Insurance](https://acera.ca/coverage/red-deer-travel-trailer-insurance/index.md): Get a travel trailer insurance quote in Red Deer or learn more about what's covered (and what isn't) and how much it will cost each year.
- [Red Deer RV Insurance](https://acera.ca/coverage/red-deer-rv-insurance/index.md): Get a Free Quote on Reliable RV Insurance in Red Deer! What's Covered? How Much Does It Cost? Learn More Today!
- [Okotoks RV Insurance](https://acera.ca/coverage/okotoks-rv-insurance/index.md): Get a free quote on affordable Okotoks RV Insurance from Acera Insurance. Our team specializes in RV coverage. Contact us today to safeguard your RV.
- [Okotoks Travel Trailer Insurance](https://acera.ca/coverage/okotoks-travel-trailer-insurance/index.md): Get a travel trailer insurance quote in Okotoks or learn more about what's covered (and what isn't) and how much it will cost each year.
- [Kelowna Motorhome Insurance](https://acera.ca/coverage/kelowna-motorhome-insurance/index.md): Get cheap motorhome insurance in Kelowna with our team of expert insurance brokers! Contact us and get a free motorhome insurance quote in Kelowna.
- [Lloydminster Travel Trailer Insurance](https://acera.ca/coverage/lloydminster-travel-trailer-insurance/index.md): Get a travel trailer insurance quote in Lloydminster or learn more about this protection, including what is (and isn't) covered and how much it will cost.
- [Leduc RV Insurance](https://acera.ca/coverage/leduc-rv-insurance/index.md): Get an RV insurance quote in Leduc or learn more about this protection, including what is (and isn't) covered and how much it will cost.
- [Leduc Travel Trailer Insurance](https://acera.ca/coverage/leduc-travel-trailer-insurance/index.md): Get a travel trailer insurance quote in Leduc or learn more about this protection, including what is (and isn't) covered and how much it will cost.
- [Abbotsford Motorhome Insurance](https://acera.ca/coverage/abbotsford-motorhome-insurance/index.md): Get comprehensive and affordable motorhome insurance in Abbotsford - get a free quote or learn more about Abbotsford Motorhome Insurance.
- [Airdrie RV Insurance](https://acera.ca/coverage/airdrie-rv-insurance/index.md): Get a free quote on affordable Airdrie RV insurance from Acera Insurance. As trusted RV experts, we offer reliable and comprehensive coverage.
- [Insurance Ninja](https://acera.ca/coverage/insurance-ninja/index.md): If you want to save and secure coverage quickly, you need an Insurance Ninja. Our brokers are skilled, swift and steadfast to your needs. Get your free quote.
- [Airdrie Travel Trailer Insurance](https://acera.ca/coverage/airdrie-travel-trailer-insurance/index.md): Get a travel trailer insurance quote in Airdrie or learn more about this protection, including what is (and isn't) covered and how much it will cost.
- [Lethbridge Motorhome Insurance](https://acera.ca/coverage/lethbridge-motorhome-insurance/index.md): Get comprehensive and affordable motorhome insurance in Lethbridge - get a free quote or learn more about this important protection today.
- [Lethbridge Park Model Insurance](https://acera.ca/coverage/lethbridge-park-model-insurance/index.md): Your park model is a home and it should be protected like one. Get a free quote for Lethbridge park model insurance and learn more about this coverage.
- [Lethbridge RV Insurance](https://acera.ca/coverage/lethbridge-recreational-vehicle-insurance/index.md): Protect your RV adventures! Acera Insurance offers affordable Lethbridge RV insurance quotes. Get covered fast & easy. Call now!
- [Lethbridge Travel Trailer Insurance](https://acera.ca/coverage/lethbridge-travel-trailer-insurance/index.md): We specialize in Lethbridge travel trailer insurance and offer comprehensive and affordable coverage. Learn more or get a free online quote today!
- [Medicine Hat Motorhome Insurance](https://acera.ca/coverage/medicine-hat-motorhome-insurance/index.md): Get comprehensive and affordable Medicine Hat motorhome insurance - get a free quote or learn more about this important protection today.
- [Medicine Hat RV Insurance](https://acera.ca/coverage/medicine-hat-rv-insurance/index.md): Get a free quote on affordable Medicine Hat RV insurance from Acera Insurance. We specialize in RV solutions. Secure your RV coverage quickly today
- [Medicine Hat Travel Trailer Insurance](https://acera.ca/coverage/medicine-hat-travel-trailer-insurance/index.md): We specialize in Medicine Hat travel trailer insurance and offer comprehensive and affordable coverage. Learn more or get a free online quote today!
- [Abbotsford Mobile Home Insurance](https://acera.ca/coverage/abbotsford-mobile-home-insurance/index.md): With Acera Insurance, you can easily find the best mobile home insurance in Abbotsford, BC. Our team works hard to find the right policy for you.
- [Medicine Hat Park Model Insurance](https://acera.ca/coverage/medicine-hat-park-model-insurance/index.md): Secure your park model insurance in Medicine Hat today with the RV experts here at Acera. Get free quotes in your city with us online.
- [Kelowna Travel Trailer Insurance](https://acera.ca/coverage/kelowna-travel-trailer-insurance/index.md): Get the best travel trailer in Kelowna with Acera’s team of expert insurance brokers! Contact us and get a free travel trailer insurance quote in Kelowna.
- [Kelowna Park Model Insurance](https://acera.ca/coverage/kelowna-park-model-insurance/index.md): Get park model insurance in Kelowna to protect your home, whether you live in it full-time or seasonally. Acera Insurance finds you free quotes.
- [Fort McMurray RV Insurance](https://acera.ca/coverage/fort-mcmurray-rv-insurance/index.md): Looking for the best RV insurance in Fort McMurray, Alberta? Acera Insurance has you covered with comprehensive coverage! Get a free quote now!
- [Grande Prairie RV Insurance](https://acera.ca/coverage/grande-prairie-rv-insurance/index.md): Cheap RV insurance in Grande Prairie is only possible with Acera Insurance’s team of professional RV Insurance brokers! Get a free quote now!
- [Hole-In-One Quote](https://acera.ca/coverage/hole-in-one-quote/index.md): Use our online application to secure your hole-in-one coverage today. It's a quick, convenient and easy way to purchase your policy.
- [Edmonton Boat Insurance](https://acera.ca/coverage/edmonton-boat-insurance/index.md): Our boat insurance experts explain everything you need to know about insuring a boat in Edmonton. Get an Edmonton boat insurance quote today.
- [TrapAssure by Acera Insurance](https://acera.ca/coverage/trapassure/index.md): At Acera Insurance, we understand the unique challenges and risks associated with running a nuisance trapping business. Learn more.
- [Alberta Group Insurance](https://acera.ca/coverage/alberta-group-insurance/index.md): Our group insurance for Alberta businesses offers exclusive home and auto insurance savings. Get a quote and learn how much you can save.
- [CPHR Alberta](https://acera.ca/coverage/cphr-alberta/index.md): Working with Acera Insurance and EasyCover, CPHR Albera has created a Professional Liability and Commercial General Liability insurance program.
- [CPHR BC and Yukon](https://acera.ca/coverage/cphr-bc-and-yukon/index.md): Working with Acera Insurance and EasyCover, the CPHR BC & Yukon has created a Professional Liability and Commercial General Liability insurance program.
- [British Columbia Retail Insurance](https://acera.ca/coverage/british-columbia-retail-insurance/index.md): At Acera, we offer customized policies for BC retailers and distributors. Learn more about how we can help support your business today.
- [British Columbia Wholesalers and Distributors Insurance](https://acera.ca/coverage/british-columbia-wholesalers-and-distributors-insurance/index.md): Our commercial team offers industry-leading risk management solutions to wholesalers and distributors in BC. Learn more.
- [British Columbia Environmental Insurance](https://acera.ca/coverage/british-columbia-environmental-insurance/index.md): Custom environmental risk advisory solutions for environmental contractors, consultants, transporters and companies who operate in BC.
- [British Columbia Brewery Insurance](https://acera.ca/coverage/british-columbia-brewery-insurance/index.md): We offer an exclusive program and insurance coverage for brewers and distillers in BC. Contact us today to learn more about Crafter'sChoice.
- [British Columbia Financial Institutions Insurance](https://acera.ca/coverage/british-columbia-financial-institutions-insurance/index.md): We have years of experience supporting BC financial institutions with their insurance needs. Contact us today to learn more.
- [British Columbia Food and Beverage Insurance](https://acera.ca/coverage/british-columbia-food-and-beverage-insurance/index.md): Tailored insurance solutions for BC’s food and beverage industry—protecting your business with coverage that understands your unique risks.
- [British Columbia Foundry and Metal Insurance](https://acera.ca/coverage/british-columbia-foundry-and-metal-insurance/index.md): Our BC industrial insurance advisors offer innovative solutions for foundries and metal fabricators. Talk to a specialist to get started.
- [British Columbia Gaming and Casino Operators Insurance](https://acera.ca/coverage/british-columbia-gaming-and-casino-operators-insurance/index.md): Our gaming hospitability insurance specialists support BC casino operators, hotels and resorts. We offer competitive rates for the protection you need.
- [British Columbia Financial Services](https://acera.ca/coverage/british-columbia-financial-services/index.md): We offer custom financial solutions for businesses, including group benefits, investment planning and succession planning. Contact us to learn more.
- [British Columbia Veterinary Insurance](https://acera.ca/coverage/british-columbia-veterinary-insurance/index.md): Acera offers custom insurance solutions for veterinarians in BC. Contact us today to learn how we can help support your practice.
- [British Columbia Vintners and Wine Distributors Insurance](https://acera.ca/coverage/british-columbia-vintners-and-wine-distributors-insurance/index.md): With offices throughout the heart of BC's wine region, our expert advisors truly understand the unique insurance needs of the wine industry.
- [British Columbia Warehouse and Storage Insurance](https://acera.ca/coverage/british-columbia-warehouse-and-storage-insurance/index.md): Acera Insurance provides innovative risk-related solutions and top quality insurance products to the warehouse and storage industry in BC.
- [British Columbia Municipal Public Sector Insurance](https://acera.ca/coverage/british-columbia-municipal-public-sector-insurance/index.md): Our advisors provide our municipal and public sector clients with superior access to quality municipality and public sector-specific Insurance markets.
- [British Columbia Pharmaceutical Insurance](https://acera.ca/coverage/british-columbia-pharmaceutical-insurance/index.md): Acera Insurance offers innovative, high quality insurance solutions for the pharmaceutical, nutraceutical and health products industry in BC.
- [British Columbia Printer Graphic Arts and Publisher Insurance](https://acera.ca/coverage/british-columbia-printer-graphic-arts-and-publisher-insurance/index.md): Our local team offers innovative risk-related solutions to the printing, graphic arts and publishing industries in BC. Call today to get started.
- [REMAX Group Benefits](https://acera.ca/coverage/remax-group-benefits/index.md): RE/MAX has leveraged the power of the brand to negotiate an exclusive group benefits plan for RE/MAX realtors and brokerage employees.
- [BC Gas and Electrical Bond](https://acera.ca/coverage/bc-gas-and-electrical-bond/index.md): Acera Insurance is authorized by Technical Safety BC (TSBC), formerly BC Safety Authority, to issue required bonds for Gas and Electrical contractors.
- [Dock Insurance](https://acera.ca/coverage/dock-insurance/index.md): Acera Insurance has created an exclusive dock insurance program to insure your privately-owned dock, boat lifts and other foreshore structures.
- [ICBC Discounts and Special Coverages](https://acera.ca/coverage/icbc-discounts-and-special-coverages/index.md): As a BC driver, learn more about recommended special coverages and special discounts available to you from ICBC.
- [Ontario Equestrian Individual Equine Liability Message](https://acera.ca/coverage/oe-individual-equine-liability/index.md): We strongly support the work that Ontario Equestrian does in programming and their advocacy for recreational and competitive equine enthusiasts. Learn more.
- [British Columbia Assisted Living Facility Insurance](https://acera.ca/coverage/british-columbia-assisted-living-facility-insurance/index.md): We specialize in providing business insurance for assisted living facilities in British Columbia. Learn more about how we can support your insurance needs.
- [Fort McMurray Park Model](https://acera.ca/coverage/fort-mcmurray-park-model/index.md): Protect your park model homes in Fort McMurray with insurance by Acera Insurance. Get free park model insurance quotes in Fort McMurray today.
- [Vancouver Motorcycle Insurance](https://acera.ca/coverage/vancouver-motorcycle-insurance/index.md): Get customized motorcycle insurance quotes in Vancouver! Ride with confidence knowing you are covered. Acera Insurance - Vancouver's trusted choice.
- [Kamloops Motorcycle Insurance](https://acera.ca/coverage/kamloops-motorcycle-insurance/index.md): Hitting the open road? Secure yourself with the right motorcycle insurance. Kamloops bike owners trust Acera Insurance as a provider of choice.
- [Chilliwack Motorcycle Insurance](https://acera.ca/coverage/chilliwack-motorcycle-insurance/index.md): Hitting the open road? Secure yourself with the right motorcycle insurance. Chilliwack bike owners trust Acera Insurance as a provider of choice.
- [Viatec Members](https://acera.ca/coverage/viatec-members/index.md): Acera Insurance is proud to be VIATEC’s exclusive partner in offering technology insurance solutions to its members. We help obtain the coverage you need.
- [Land Trust Alliance](https://acera.ca/coverage/land-trust-alliance/index.md): Land trust alliance insurance is made easy with Acera Insurance. Apply today and let our insurance brokers help you obtain the insurance you need!
- [Landlord Insurance in BC](https://acera.ca/coverage/landlord-bc/index.md): Acera Insurance provides a specialized insurance program designed exclusively for LandlordBC members. Click here to find out more.
- [Acera Insurance Motorcycle Calendar Contest](https://acera.ca/coverage/acera-insurance-motorcycle-calendar-contest/index.md): Here is the fine print for our Acera Insurance Motorcycle Calendar Contest. You can also submit an entry by accessing a link to our form.
- [Nova Scotia Car Insurance](https://acera.ca/coverage/nova-scotia-car-insurance/index.md): Our Nova Scotia auto insurance brokers help you get the best rates on your car insurance. Connect with us today to get started with a free car insurance quote.
- [Nova Scotia Home Insurance](https://acera.ca/coverage/nova-scotia-home-insurance/index.md): Finding the best home insurance in Nova Scotia has never been easier. Contact our dedicated insurance experts to get competitive homeowner quotes today.
- [Nova Scotia Mini and Mobile Home Insurance](https://acera.ca/coverage/nova-scotia-mini-and-mobile-home-insurance/index.md): If you have a mini or mobile home in Nova Scotia, let us help you insure it! We’ve created a custom program uniquely built for these dwellings.
- [Nova Scotia Boat Insurance](https://acera.ca/coverage/nova-scotia-boat-insurance/index.md): Trusted provider of insurance for personal watercrafts in Nova Scotia. Our marine team offers free boat insurance quotes customized to your needs.
- [Nova Scotia Construction Insurance](https://acera.ca/coverage/nova-scotia-construction-insurance/index.md): An Acera Nova Scotia construction insurance broker can help you protect your business and construction projects. We build custom policies at affordable prices.
- [Nova Scotia Hospitality Insurance](https://acera.ca/coverage/nova-scotia-hospitality-insurance/index.md): Our Nova Socita hospitality insurance brokers offer curated coverage for hotels, restaurants and more. Get a quote today.
- [Nova Scotia Golf Course Insurance](https://acera.ca/coverage/nova-scotia-golf-course-insurance/index.md): We offer a tailored insurance program for golf clubs in Nova Scotia. Get assessments, loss prevention strategies and more from our dedicated team.
- [Nova Scotia Commercial Marine Insurance](https://acera.ca/coverage/nova-scotia-commercial-marine-insurance/index.md): Our experienced commercial marine team delivers exceptional service and competitive, customized marine polices for your business. Get a quote today.
- [Nova Scotia Business Insurance](https://acera.ca/coverage/nova-scotia-business-insurance/index.md): Our Nova Scotia business insurance advisors can help you secure the best liability insurance and risk management solutions to meet the needs of your company.
- [Nova Scotia Insurance](https://acera.ca/coverage/nova-scotia-insurance/index.md): Our personal and commercial insurance brokers in Nova Scotia are here to support all of your insurance needs. Discover the Acera difference.
- [Fall River and Area Discount](https://acera.ca/coverage/fall-river-and-area-discount/index.md): Fall River and area residents can save big on their home and auto insurance with our dedicated program. Call us today to get your free home and auto quote.
- [Basketball Nova Scotia Discount](https://acera.ca/coverage/basketball-nova-scotia-discount/index.md): BNS (Basketball Nova Scotia) members can receive major savings on their home and auto insurance with Acera Insurance. Get a quote today.
- [Group Insurance - KPA](https://acera.ca/coverage/kpa-insurance-discounts/index.md): With preferred rates and our dedicated team, Kingston Police association members can save more on their insurance, while receiving exceptional service.
- [Group Insurance - USW](https://acera.ca/coverage/usw-united-steelworkers-insurance-discounts/index.md): United Steelworkers can save big on their home and auto insurance with our exclusive group insurance program. Get preferred rates and dedicated service today.
- [Group Insurance - OPP](https://acera.ca/coverage/opp-insurance-discounts/index.md): With preferred rates and our dedicated team, Ontario Provincial Police association members can save more on their insurance.
- [Group Insurance - CFB Military](https://acera.ca/coverage/cfb-military-insurance-discounts/index.md): With Acera Insurance, active and retired CFB benefit from exclusive insurance savings when bundling their home and auto policies.
- [Kingston Auto Insurance](https://acera.ca/coverage/kingston-auto-insurance/index.md): Get the best auto insurance in Kingston for your driving needs with the help of an independent car insurance broker.
- [Kingston Home Insurance](https://acera.ca/coverage/kingston-home-insurance/index.md): Safeguard your property with the help of a Kingston home insurance broker. Our dedicated insurance advisors find competitive homeowner quotes for you.
- [Kingston Business Insurance](https://acera.ca/coverage/kingston-business-insurance/index.md): Our Kingston business insurance brokers secure competitive commercial coverage for your company. Mitigate risks and get protected today.
- [Kingston Insurance](https://acera.ca/coverage/kingston-insurance/index.md): Our Kingston personal insurance brokers and commercial insurance advisors are here to find solutions for all of your insurance needs. Contact us today.
- [Aviva Cyber Endorsement - AIBN](https://acera.ca/coverage/aviva-cyber-endorsement-aibn/index.md)
- [Alberta Retirement Plans](https://acera.ca/coverage/alberta-retirement-plans/index.md): Our retirement services team offers investment and insurance solutions designed for Albertans. Contact us to see how we can support your future.
- [Alberta Group Benefits](https://acera.ca/coverage/alberta-group-benefits/index.md): Our Acera Benefits team helps Alberta businesses protect the health and wellbeing of their employees with customized group benefits solutions. Learn more.
- [Surrey Business Insurance](https://acera.ca/coverage/surrey-business-insurance/index.md): Partnering with you to protect your business and livelihood is our one priority. Our Surrey business advisors offer services to help you achieve success.
- [Surrey Home Insurance](https://acera.ca/coverage/surrey-home-insurance/index.md): Acera Insurance works with top insurance companies Surrey homeowners can depend on. Get comprehensive and cost-efficient home insurance coverage today.
- [Surrey Auto Insurance](https://acera.ca/coverage/surrey-auto-insurance/index.md): Connect with a dedicated car insurance broker to get the best rates on your Surrey auto insurance policy. Call us or submit a quote online.
- [Surrey Insurance](https://acera.ca/coverage/surrey-insurance/index.md): Our Surrey personal insurance brokers and commercial insurance advisors are here to find solutions for all of your insurance needs. Contact us today.
- [PROtique Esthetician Insurance](https://acera.ca/coverage/esthetician-insurance/index.md): We offer beauty business insurance and liability insurance for cosmetologists. Protect yourself and your career with esthetician insurance.
- [PROtique Electrologists Insurance](https://acera.ca/coverage/electrologists-insurance/index.md): Electrologist insurance with PROtique will cover your unique needs and keep you and your business safe. Complete an online quote to get covered today.
- [PROtique Laser & IPL Technician Insurance](https://acera.ca/coverage/laser-ipl-technician-insurance/index.md): You utilize cutting-edge technology to serve your clients. We utilize industry-leading insurance to serve you.
- [PROtique Salon & Spa Insurance](https://acera.ca/coverage/salon-spa-insurance/index.md): Discover specialized salon and spa insurance for beauty professionals. Coverage includes liability, equipment breakdown, property damage, and more.
- [PROtique Hair Stylist Insurance](https://acera.ca/coverage/hair-stylist-insurance/index.md): Acera's PROtique program is a top choice for hairstylist insurance. From barber insurance to mobile hairdresser insurance - get coverage online in minutes.
- [PROfur Pet Therapists Insurance](https://acera.ca/coverage/pet-therapists-insurance/index.md): We offer customized commercial insurance solutions for pet therapists. Get a quote and purchase your coverage online in less than five minutes.
- [PROfur Dog Daycare Insurance](https://acera.ca/coverage/dog-daycare-insurance/index.md): We support dog daycare owners with their commercial insurance needs. If you run your own dog daycare facility, we can help. Get a quick online quote today.
- [PROfur Pet Boarding Insurance](https://acera.ca/coverage/pet-boarding-insurance/index.md): We offer specialized business insurance to protect your pet boarding facility from the unexpected. Secure your quote and purchase your policy online.
- [PROfur Pet Sitting Insurance](https://acera.ca/coverage/pet-sitting-insurance/index.md): If you own a pet sitting business, you need insurance to protect both yourself and the pets in your care. We offer specialized coverage for pet sitters.
- [PROfur Dog Walking Insurance](https://acera.ca/coverage/dog-walkers-insurance/index.md): We offer specialized dog walker insurance designed to protect your business and the pets in your care. Get real-time quotes and purchase your policy online.
- [PROfur Pet Grooming Insurance](https://acera.ca/coverage/pet-grooming-insurance/index.md): Get pet grooming insurance to cover your cat or dog grooming business. We offer specialized coverage. Secure your quote and purchase online right away.

## Branches

- [Calgary](https://acera.ca/branch/calgary-downtown/index.md): Our Calgary insurance brokers take the time to understand your insurance needs and work with you to find the best coverage that works for you.
- [Red Deer](https://acera.ca/branch/red-deer-19-street/index.md): Acera's Red Deer branch has a team of knowledgeable insurance advisors ready to assist you in all your personal or commercial insurance needs.
- [Fort McMurray](https://acera.ca/branch/fort-mcmurray-franklin-avenue/index.md): Our Fort McMurray insurance team offers confidence and peace of mind when it comes to figuring out what insurance is right for you.
- [Sylvan Lake](https://acera.ca/branch/sylvan-lake-pelican-place/index.md): Our Sylvan Lake insurance brokers provide a range of insurance services including car, recreational vehicle, property, farm, commercial business, and more.
- [Acera Benefits St. Albert](https://acera.ca/branch/st-albert-carleton-drive/index.md): Find out how our St. Albert team can assist your company's recruiting and retention efforts by developing specialized, affordable group benefits programs.
- [Edmonton](https://acera.ca/branch/edmonton-5103-windermere-boulevard/index.md): From start-ups to international operations, our Edmonton advisors excel in commercial insurance products, as well as home, auto, and travel insurance.
- [Brampton](https://acera.ca/branch/brampton-county-court-boulevard/index.md): Our Brampton insurance brokers have the experience to get you with the right level of coverage for your insurance needs. Connect with us today to get started.
- [Muskoka (Huntsville)](https://acera.ca/branch/huntsville-main-street-west/index.md): Over 50 years of local insurance experience ensures our Muskoka team can provide you with the coverage you need to protect the things that matter most.
- [Ottawa](https://acera.ca/branch/ottawa-kent-street/index.md): Our Ottawa insurance brokers are qualified, professional and approachable, so you know you've made the right decision for your insurance needs.
- [Aurora (This office has moved to Newmarket)](https://acera.ca/branch/aurora-yonge-street/index.md): Our equestrian insurance specialists in Aurora have been safeguarding horse enthusiasts and industry professionals from coast to coast since 1998.
- [Burnaby](https://acera.ca/branch/burnaby-willingdon-avenue/index.md): Our Burnaby team has been offering businesses and individuals in BC specialized insurance, risk management, and group benefits solutions since 1990.
- [Kamloops - South](https://acera.ca/branch/kamloops-summit-drive/index.md): Our devoted Kamloops South advisers are here to offer professional advice and coverage that's ideal for you, your family, or your company.
- [Kamloops - North](https://acera.ca/branch/kamloops-tranquille-road/index.md): Our award-winning Kamloops North team is here to offer personalized advice so you can find the right coverage to protect your home, vehicles, or business.
- [Kelowna - Capri Centre](https://acera.ca/branch/kelowna-gordon-drive/index.md): Our Capri Centre insurance experts in Kelowna help you safeguard everything from homes and cars to enterprises of all sizes.
- [Kelowna - Hardy Street](https://acera.ca/branch/kelowna-hardy-street/index.md): Our Hardy Street branch in Kelowna has decades of experience & local expertise, giving you personalized insurance, risk management & group benefit solutions
- [Kelowna - Orchard Park](https://acera.ca/branch/kelowna-harvey-avenue/index.md): Our Orchard Park Insurance advisors in Kelowna are here to provide you with expert guidance and coverage for your residence, vehicle, or place of business.
- [Kelowna - Powick Road](https://acera.ca/branch/kelowna-powick-road/index.md): Our Powick Road team in Kelowna provides expert advice in personal insurance solutions. Also home to our local road service & commercial auto insurance teams.
- [Lake Country](https://acera.ca/branch/lake-country-main-street/index.md): Serving Lake Country with expert insurance advice since 1976. Helping you protect what matters most - from your home, car, business, and more.
- [Penticton](https://acera.ca/branch/penticton-ellis-street/index.md): Your local trusted insurance advisors for the Penticton and greater Okanagan community for decades. Call, email, or visit us today.
- [Prince George](https://acera.ca/branch/prince-george-victoria-street/index.md): Our specialized Prince George insurance advisors are here to help with your personal, auto, and business insurance needs.
- [Vernon - North](https://acera.ca/branch/vernon-48-avenue/index.md): Our Vernon insurance office is home to our Auto Insurance Road Team and Commercial Auto Insurance Team. We can also help you with home and business insurance.
- [Vernon - Polson Place Mall](https://acera.ca/branch/vernon-highway-6/index.md): Our Polson Place Mall branch provides Vernon and the North Okanagan region with personal, auto and business insurance services.
- [Vernon - Central](https://acera.ca/branch/vernon-coldstream-avenue/index.md): Vernon insurance for home, auto & business. Get a free quote from Acera's trusted advisors. Visit us at 202-3303 Coldstream Ave Vernon, BC.
- [West Kelowna](https://acera.ca/branch/west-kelowna-dobbin-road/index.md): Our experienced West Kelowna insurance team is here to help you with insuring your home, car or anything else.
- [Westbank](https://acera.ca/branch/westbank-carrington-road/index.md): Serving indigenous communities & organizations in Western Canada. Our Westbank advisors help organizations navigate wellness & health benefits initiatives.
- [Whitehorse](https://acera.ca/branch/whitehorse-quartz-road/index.md): For 20 years our experienced Whitehorse advisors have helped the local community with support & expert guidance to get the right coverage for their needs.
- [Redbrick Office](https://acera.ca/branch/victoria-redbrick-street/index.md): Get in touch with our downtown Victoria Redbrick office and talk to commercial insurance and benefits experts to help you with your insurance needs.
- [Nanaimo Office](https://acera.ca/branch/nanaimo-wallace-street/index.md): Visit our downtown Nanaimo location where our personal and commercial insurance experts can help you with all your insurance needs.
- [Uptown Office](https://acera.ca/branch/victoria-blanshard-street/index.md): Contact our personal and commercial insurance specialists in Uptown Victoria for help with all of your insurance requirements.
- [Acera Benefits Calgary (SE)](https://acera.ca/branch/calgary-quarry-park-boulevard-southeast/index.md): Creating a more engaged and profitable workforce requires creative and cost-effective solutions from our dedicated group benefits advisors in Southeast Calgary.
- [Acera Benefits Calgary (SW)](https://acera.ca/branch/calgary-12-avenue-southwest/index.md): Our committed group benefits advisers in Southwest Calgary provide innovative and affordable solutions to foster a more engaged and productive workforce.
- [Acera Benefits Campbell River](https://acera.ca/branch/campbell-river-island-highway/index.md): Our Campbell River group benefits advisors are here to support your company with innovative and affordable solutions to foster a more engaged workforce.
- [Royal Bay Office (Colwood)](https://acera.ca/branch/colwood-latoria-boulevard/index.md): Our Royal Bay Office in Colwood Victoria offers personal and commercial auto, personal and commercial insurance. Get in touch today!
- [Stettler](https://acera.ca/branch/stettler-51-avenue/index.md): Our team of insurance professionals in Stettler is here to assist you in locating the perfect business, agricultural, or personal insurance options.
- [Airdrie](https://acera.ca/branch/airdrie-kingsview-boulevard-southeast/index.md): Our experienced Airdrie insurance brokers can help with all your insurance solutions under one roof – home, car, business, RV, liability, and more.
- [Bonnyville](https://acera.ca/branch/bonnyville-50-avenue/index.md): Our Bonnyville insurance team works with over 20 different insurance companies to find you the best coverage at a great price.
- [Boyle](https://acera.ca/branch/boyle-2-street/index.md): With our Boyle insurance brokers, you can be sure you’ll find the right coverage for your home, vehicle, farm, or business.
- [East Gate Industrial (Edmonton)](https://acera.ca/branch/edmonton-50-street-northwest/index.md): Our East Gate Industrial insurance branch serves Edmonton and the surrounding area for personal and commercial needs.
- [Fort Saskatchewan](https://acera.ca/branch/fort-saskatchewan-103-street/index.md): Our dedicated Fort Saskatchewan insurance experts always go the extra mile to ensure clients receive the coverage they need at an affordable price.
- [Lethbridge North](https://acera.ca/branch/lethbridge-13-street-north/index.md): Our Lethbridge insurance team offers nearly 30 years of experience in insurance brokerage, specializing in family businesses.
- [Medicine Hat](https://acera.ca/branch/medicine-hat-box-springs-boulevard-northwest/index.md): Our Medicine Hat insurance team has the knowledge and experience to assist you with all your personal and business insurance requirements.
- [Drayton Valley](https://acera.ca/branch/drayton-valley-52-avenue/index.md): Our Drayton Valley branch is a full-service broker network location providing trusted business and personal insurance products.
- [Calgary - Broker Network Office](https://acera.ca/branch/calgary-broker-network-office/index.md): The Acera Insurance Broker Network has an office situated in the heart of downtown Calgary.
- [Calgary - Westwinds](https://acera.ca/branch/calgary-westwinds-crescent-northeast/index.md): With years of experience and top-notch customer service, our Westwinds location in NE Calgary can assist you with all of your personal insurance requirements.
- [Prince Albert](https://acera.ca/branch/prince-albert-marquis-road-east/index.md): If you need house, car, farm, or business insurance, our local Prince Albert advisers work with a number of insurance providers to get you the best deals.
- [Saskatoon](https://acera.ca/branch/saskatoon-avenue-c-south/index.md): Let our Saskatoon insurance brokers help you with your farming, personal, and commercial insurance needs. We're here to help!
- [Daly Grove Branch](https://acera.ca/branch/edmonton-23-avenue-northwest/index.md): Our Daly Grove team offers a wide variety of insurance brokering, including personal insurance, as well as commercial vehicle and business insurance.
- [Spruce Grove](https://acera.ca/branch/spruce-grove-macleod-avenue/index.md): We provide full-service insurance services to Edmonton and the surrounding area out of our Spruce Grove location.
- [Onoway](https://acera.ca/branch/onoway-lac-st-anne-trail/index.md): For assistance with business, agricultural, or personal insurance, get in touch with one of our Onoway insurance advisors.
- [Solutions Group (Lethbridge)](https://acera.ca/branch/lethbridge-wt-hill-boulevard-south/index.md): We provide personal, business, and agricultural insurance at our full-service insurance brokerage for Lethbridge South.
- [Solutions Group (Blairmore)](https://acera.ca/branch/blairmore-20-avenue/index.md): Whether you need personal, commercial, or farm insurance, our Blairmore insurance brokers are here to help. Contact or visit us in person to get started!
- [Jasper Ave](https://acera.ca/branch/edmonton-jasper-avenue-northwest/index.md): Our Jasper Avenue office in Edmonton focuses on commercial liability insurance for condominium companies, enterprises, and non-profits.
- [Calgary - Rangeland](https://acera.ca/branch/calgary-rangeland/index.md): Meet our Rangeland Calgary broker network advisors who specialize in building custom insurance for contractors and start-up entrepreneurs.
- [Rangeland (High River)](https://acera.ca/branch/high-river-5-street-southeast/index.md): Our Rangeland Broker Network consultants in High River collaborate with top insurance providers to locate the coverage you want at a reasonable cost.
- [Richfield](https://acera.ca/branch/edmonton-97-street-northwest/index.md): Our Richfield location is glad to assist you with all of your insurance needs, including liability, business, automobile, home, and recreational vehicles.
- [Edmonton Twins](https://acera.ca/branch/edmonton-sector-plaza/index.md): Our Edmonton Twins insurance brokers work to provide you with both personal and business insurance products. We're here to help!
- [Calgary - Douglasdale](https://acera.ca/branch/calgary-douglasdale/index.md): Our Douglasdale team specializes in commercial insurance, providing Calgary businesses with the best coverage at the most competitive price.
- [Calgary - Southeast](https://acera.ca/branch/calgary-macleod-trail-southeast/index.md): Our SE Calgary insurance experts are here to help you with all your personal insurance needs. We offer our services in Korean as well as English.
- [Panorama Hills](https://acera.ca/branch/calgary-panorama-hills/index.md): Our Panorama Hills mobile brokerage can serve you where it’s most convenient, getting you great coverage at an affordable price.
- [South Edmonton](https://acera.ca/branch/edmonton-south/index.md): Our mobile South Edmonton insurance expert, Gavin, combines local and industry knowledge to support Acera clients with quotes from top insurance companies.
- [Salmon Arm](https://acera.ca/branch/salmon-arm-harbourfront-drive-northeast/index.md): Our team of dedicated insurance advisors in Salmon Arm serve the North Okanagan & Shuswap region with expert risk management and insurance advice.
- [St Albert](https://acera.ca/branch/st-albert/index.md): Our St. Albert broker office specializes in leading edge commercial insurance solutions for businesses of all sizes plus home and auto insurances.
- [Kingston](https://acera.ca/branch/kingston/index.md): With local knowledge and expertise, our Kingston insurance brokers work hard to source the best coverage for your insurance needs.
- [Surrey](https://acera.ca/branch/surrey/index.md): Our experienced South Surrey advisors have helped the local community with support & expert guidance to get the best coverage for their unique needs.
- [Richmond Hill](https://acera.ca/branch/richmond-hill/index.md): For over 40 years our experienced Richmond Hill insurance advisors have been providing customized coverage to residents and businesses in the GTA.
- [Halifax](https://acera.ca/branch/lower-sackville/index.md): With over 60 years combined experience, our Lower Sackville team specializes in all lines of insurance with a concentration on the commercial sector.
- [Newmarket](https://acera.ca/branch/newmarket/index.md): Our Newmarket branch supports pet care professionals through our PROfur program and beauty care professionals through our PROtique program.
- [Acera Benefits Lethbridge](https://acera.ca/branch/acera-benefits-lethbridge/index.md): Our dedicated group benefits advisers in Lethbridge offer estate planning and customized group benefit solutions.
- [Saskatoon](https://acera.ca/branch/saskatoon-8-street-east/index.md): If you need personal or commercial insurance, our Saskatoon insurance brokers are here to help. Contact us today.
- [Fox Creek](https://acera.ca/branch/fox-creek/index.md)
- [Stony Plain](https://acera.ca/branch/stony-plain/index.md): Our Stony Plain location is proud to offer personal and commercial insurance solutions to local residents. Get expert advice and excellent service.
- [Acera Benefits Saskatoon](https://acera.ca/branch/acera-benefits-saskatoon/index.md): Our dedicated group benefits advisors in Saskatoon create cost-effective employee benefits plans to support local businesses..
- [Acera Benefits Burlington](https://acera.ca/branch/acera-benefits-burlington/index.md): Our benefits advisors in Burlington develop cost-effective group benefits and offer financial planning solutions for both employees and business owners.
- [Toronto](https://acera.ca/branch/toronto-bloor-street-west/index.md): Our Toronto advisors are ready to support your insurance needs. Give us a call or visit us in person to get started today.
- [Edmonton - Merit](https://acera.ca/branch/edmonton-109-street/index.md): Our Edmonton team takes the time to listen and understand your needs, working alongside you to discover coverage options that make sense for you.
- [Acera Benefits London](https://acera.ca/branch/acera-benefits-london/index.md): We offer tailored employee benefits solutions for businesses in London, Ontario and the surrounding area.
- [Acera Benefits Calgary SW - Navigate](https://acera.ca/branch/calgary-340-12-avenue-southwest/index.md): To build a motivated, profitable team, rely on our innovative and affordable group benefits advisors serving Southwest Calgary — committed to your success.
- [Markham](https://acera.ca/branch/markham-denison-street/index.md): Our Markham brokers offer innovative and cost-effective personal, commercial and group insurance plans. We make getting your insurance as easy as possible.
- [Vancouver - Pemberton](https://acera.ca/branch/vancouver-475-w-georgia-street/index.md): Our Vancouver team has 125+ years of experience offering top-tier personal and business coverage and service for generations of successful clients.
- [Acera Ajax (JS Davidson)](https://acera.ca/branch/ajax-579-kingston-road/index.md): Our advisors in Ajax take the time to review your requirements and understand your needs, From personal to commercial coverage, we have a solution for you.

## News

- [CapriCMW and Rogers Insurance Merge to Become Acera Insurance, One of Canada’s Largest Independent Brokerages](https://acera.ca/news/capricmw-and-rogers-insurance-merge-to-become-acera-insurance/index.md): CapriCMW and Rogers Insurance have merged to become one of Canada’s largest independent brokerages, now known as Acera Insurance.
- [Acera Insurance names Fayeanne Beattie as Chief Financial Officer](https://acera.ca/news/acera-insurance-names-fayeanne-beattieas-chief-financial-officer/index.md): We're happy to announce that Fayeanne Beattie has been hired as CFO of Acera Insurance. She brings years of experience in both private & public insurance.
- [Acera Insurance Expands Partnership with Fairfield Watson](https://acera.ca/news/acera-insurance-expands-partnershipwith-fairfield-watson/index.md)
- [Acera Insurance partners with Rushton Agencies, Expands operations in Central Alberta](https://acera.ca/news/acera-insurance-partners-with-rushton-agencies-expands-operations-in-central-alberta/index.md): Acera Insurance Services Ltd. is pleased to announce it has partnered with Rushton Agencies Ltd., expanding operations in Central Alberta.
- [Acera Insurance expands partnership with Rogers McLean Shaw](https://acera.ca/news/acera-insurance-expands-partnership-with-rogers-mclean-shaw/index.md): Acera Insurance Services Ltd. is pleased to announce it has merged operations with Rogers McLean Shaw Insurance Ltd.
- [Prizm Financial joins Acera Insurance, expands Acera Benefits division](https://acera.ca/news/prizm-financial-joins-acera-insurance-expands-acera-benefits-division/index.md): Prizm Financial Inc. has joined Acera Insurance Services Ltd. This merger expands Acera Insurance’s specialty Acera Benefits division...
- [KRS Insurance Partners with Acera Insurance](https://acera.ca/news/krs-insurance-partners-with-acera-insurance/index.md): Acera Insurance's partnership with KRS Insurance closed on Jan. 1, 2024 and all offices will transition to become Acera Insurance over the following months
- [M.E.F. Services joins Acera Insurance, expands Acera Benefits division](https://acera.ca/news/m-e-f-services-joins-acera-insurance-expands-acera-benefits-division/index.md): Acera Insurance Services Ltd. is pleased to announce its newest partner, M.E.F. Services. This partnership expands our specialty Acera Benefits division.
- [Why your business needs to focus on risk management](https://acera.ca/news/why-your-business-needs-to-focus-on-risk-management/index.md): Acera Insurance’s Wendy Wildeman discusses how risk management strategies support business longevity in this Business in Calgary magazine article.
- [Culture a key consideration in partnerships](https://acera.ca/news/culture-a-key-consideration-in-partnerships/index.md): Bruce Rabik, Chief Operating Officer, shared Acera Insurance’s unique culture that enhances staff loyalty with Business Insurance Canada magazine.
- [The impact of wildfires on construction project insurance](https://acera.ca/news/the-impact-of-wildfires-on-construction-project-insurance/index.md): Acera Insurance’s David Green spoke with Construction Business magazine about how wildfires are affecting construction project insurance. Learn more.
- [The power of group retirement plans](https://acera.ca/news/the-power-of-group-retirement-plans/index.md): Jackie Nicholls and Chantell Arsenault with Acera Benefits sat down with Benefits Alliance Voice podcast to discuss the importance of group retirement plans.
- [Should businesses change their disability plans in response to expanded EI benefits?](https://acera.ca/news/should-businesses-change-their-disability-plans-in-response-to-expanded-ei-benefits/index.md): Acera Benefits' Steve Hesketh shared on the Benefits Alliance Voice podcast how changes to EI sickness benefits may impact corporate disability programs.
- [Green Benefits Group joins Acera Insurance, expands Acera Benefits division](https://acera.ca/news/green-benefits-group-joins-acera-insurance-expands-acera-benefits-division/index.md): A partnership Green Benefits Group expands our speciality Acera Benefits division, providing significant growth opportunities in the Ontario market.
- [Acera Insurance smashes Variety Month fundraising goal](https://acera.ca/news/acera-insurance-smashes-variety-month-fundraising-goal/index.md): Acera Insurance employees across British Columbia & Yukon raised more than $24,300 for the Children’s Charity of BC during our February fundraising campaign
- [Acera Insurance expands benefits division in Ontario, partners with Dominion Group Benefits](https://acera.ca/news/dominion-group-benefits/index.md): We're expand our specialty Acera Benefits division in Ontario, following our newest partnership with the Hamilton-based Dominion Group Benefits.
- [Acera Insurance expands west coast footprint with Janzen Insurance partnership](https://acera.ca/news/acera-insurance-expands-west-coast-footprint-with-janzen-insurance-partnership/index.md): Acera Insurance Services Ltd. is pleased to announce its newest partner, Janzen Insurance Brokers Ltd. of Surrey, BC.
- [Acera Insurance partners with Dorey & Tolgyesi, marking fourth deal in Ontario in 2024](https://acera.ca/news/acera-insurance-partners-with-dorey-tolgyesi-marking-fourth-deal-in-ontario-in-2024/index.md): Acera Insurance Services Ltd. continues to expand in Ontario and is pleased to announce its partnership with Dorey & Tolgyesi Insurance Brokers Ltd. of Kingston.
- [How event planners can benefit from working with an insurance broker](https://acera.ca/news/how-event-planners-can-benefit-from-working-with-an-insurance-broker/index.md): Acera Insurance’s Daniel Tassoni shares with Ignite magazine how event planners can benefit from working with an insurance broker. Read to learn more.
- [How brokers can develop a better understanding of insurance for Indigenous communities](https://acera.ca/news/how-brokers-can-develop-a-better-understanding-of-insurance-for-indigenous-communities/index.md): Acera Insurance’s David Edgar contributes to this article that aims to help brokers develop a better understanding of insurance for Indigenous communities.
- [Our people put western hospitality into putting people first](https://acera.ca/news/our-people-put-western-hospitality-into-putting-people-first/index.md): Acera Insurance's Vicki Blais is a shining example of our ‘Put people first’ value. She shares with Benefits and Pensions Monitor her passion for volunteering.
- [Acera Insurance expands to Atlantic Canada with Jacobi Brien Insurance partnership](https://acera.ca/news/acera-insurance-expands-to-atlantic-canada-with-jacobi-brien-insurance-partnership/index.md): This deal marks Acera Insurance’s first location in Atlantic Canada, officially expanding our independent brokerage’s footprint from coast to coast to coast
- [Cost to insure vacation homes spikes in popular areas of North America](https://acera.ca/news/cost-to-insure-vacation-homes-spikes-in-popular-areas-of-north-america/index.md): Signature by Acera Insurance’s Anna Rickard spoke with Canadian Family Offices about the difficulty to insure properties in desirable North American locations.
- [Broker expands nationally with latest deal](https://acera.ca/news/broker-expands-nationally-with-latest-deal/index.md): Acera Insurance’s Bruce Rabik spoke with Canadian Underwriter magazine about the firm expanding nationwide with its first Atlantic Canada location.
- [Acera Insurance continues expanding in Ontario, welcomes Pacific Insurance Brokers](https://acera.ca/news/acera-insurance-continues-expanding-in-ontario-welcomes-pacific-insurance-brokers/index.md): This partnership deal with Pacific Insurance Brokers marks our fifth in Ontario in 2024, continuing our expansion in the Greater Toronto Area.
- [How mentorship supports professional development in insurance industry](https://acera.ca/news/how-mentorship-supports-professional-development-in-insurance-industry/index.md): Learn how Acera Insurance employees embrace organic mentorship relationships to enhance their knowledge, grow their career and solve challenges.
- [Acera Insurance leader recognized as Woman of Inspiration](https://acera.ca/news/acera-insurance-leader-recognized-as-woman-of-inspiration/index.md): Acera Insurance is proud to share that our very own Nicole Deitz has been recognized as a Woman of Inspiration. Learn more here!
- [How Trump’s victory may impact Canadian businesses](https://acera.ca/news/how-trumps-victory-may-impact-canadian-businesses/index.md): Acera Insurance’s Aliya Daya spoke with Canadian Underwriter magazine about the impact Trump’s 2024 victory may have on Canadian businesses. Read on.
- [Acera Insurance expands to Saskatchewan with BMA Group partnership](https://acera.ca/news/acera-insurance-expands-to-saskatchewan-with-bma-group-partnership/index.md): Acera Insurance announces its partnership with BMA Group, a leading employee group benefits and retirement savings advisory firm in Saskatchewan.
- [Is your business prepared for a supply chain cyberattack?](https://acera.ca/news/is-your-business-prepared-for-a-supply-chain-cyberattack/index.md): Acera Insurance’s Aliya Daya discussed with Insurance Business Canada magazine ways businesses can protect themselves from supply chain cyberattacks.
- [What’s impacting construction insurance in Nova Scotia?](https://acera.ca/news/whats-impacting-construction-insurance-in-nova-scotia/index.md): Acera Insurance’s Colin Brien spoke with Insurance Business Canada magazine about challenges facing the construction industry in Halifax, NS. Read more.
- [How insurance brokers can help construction businesses navigate a tariff on Canadian goods](https://acera.ca/news/how-insurance-brokers-can-help-construction-businesses-navigate-a-tariff-on-canadian-goods/index.md): Acera Insurance’s Aliya Daya shared with Canadian Underwriter ways insurance brokers can help clients in the building industry prepare for threatened tariffs.
- [How insurance, supply chain management can help Canadian businesses navigate Trump’s tariffs](https://acera.ca/news/how-insurance-supply-chain-management-can-help-canadian-businesses-navigate-trumps-tariffs/index.md): Acera Insurance's Aliya Daya shared with Canadian Underwriter how insurance and supply chain management can help businesses navigate Trump's tariffs.
- [Buffy Mills and Anna Rickard named Elite Women in the insurance industry](https://acera.ca/news/buffy-mills-and-anna-rickard-named-elite-women-in-the-insurance-industry/index.md): Buffy Mills is recognized as one of Benefits and Pensions Monitor’s Elite Women 2025 & Anna Rickard has received an Elite Women 2025 award from IBC.
- [Acera Insurance welcomes Joseph Carnevale as Regional President, Eastern Canada](https://acera.ca/news/acera-insurance-welcomes-joseph-carnevale-as-regional-president-eastern-canada/index.md): Acera Insurance is pleased to announce Joseph Carnevale has joined the organization as Regional President, Eastern Canada. Learn more about Joseph.
- [Understanding tenant insurance responsibilities in BC stratas](https://acera.ca/news/understanding-tenant-insurance-responsibilities-in-bc-stratas/index.md): Acera Insurance spoke with The Key magazine to break down the insurance that tenants need when renting a strata unit. Read more to ensure you’re covered.
- [Acera Insurance welcomes Hugh Watt as Chief Operating Officer](https://acera.ca/news/acera-insurance-welcomes-hugh-watt-as-chief-operating-officer/index.md): Acera Insurance Services Ltd. is pleased to announce Hugh Watt has joined the organization as Chief Operating Officer, effective May 1, 2025.
- [How working with an independent insurance brokerage benefits Canadians](https://acera.ca/news/how-working-with-an-independent-insurance-brokerage-benefits-canadians/index.md): Explore how Acera Insurance’s independence helps deliver trusted, personalized advice to Canadians — straight from our Chief Operating Officer, Hugh Watt.
- [Acera Insurance welcomes Navigate Benefit Solutions, expands Acera Benefits division](https://acera.ca/news/acera-insurance-welcomes-navigate-benefit-solutions-expands-acera-benefits-division/index.md): Acera Insurance Services Ltd. is pleased to partner with Navigate Benefit Solutions as it continues to expand its specialty Acera Benefits division. Learn more.
- [Acera Insurance's Andrew Kemp named among B.C.'s most influential business leaders](https://acera.ca/news/acera-insurances-andrew-kemp-named-among-b-c-s-most-influential-business-leaders/index.md): Acera Insurance is pleased to share that Andrew Kemp, Executive Vice President, P&C and Chairman at Acera Insurance, has been named to Business in Vancouver's 2025 BC500 list.
- [Uncertainty is opening better risk conversations](https://acera.ca/news/uncertainty-is-opening-better-risk-conversations/index.md): Acera Insurance's Aliya Daya spoke with Insurance Business Canada about the ways volatility is creating space for deeper broker-client risk conversations.
- [Acera Insurance deepens Edmonton roots with latest partnership deal](https://acera.ca/news/acera-insurance-deepens-edmonton-roots-with-latest-partnership-deal/index.md): Acera Insurance Services is pleased to welcome its newest partner, Merit Insurance. The brokerages combine for more than 100 years in Alberta’s capital city.
- [Acera Insurance ranked one of the Biggest Insurance Brokers in B.C.](https://acera.ca/news/acera-insurance-ranked-one-of-the-biggest-insurance-brokers-in-b-c/index.md): Acera Insurance is proud to be recognized once again on Business in Vancouver’s (BIV) list of the Biggest Insurance Brokers in B.C.
- [Acera Insurance expands Lower Mainland footprint with Pemberton Insurance partnership](https://acera.ca/news/acera-insurance-expands-lower-mainland-footprint-with-pemberton-insurance-partnership/index.md): Acera Insurance Services Ltd. is pleased to announce its newest partner, Pemberton Insurance Corp. of Vancouver, BC.
- [Acera Insurance deepens GTA roots with Guthrie Insurance partnership](https://acera.ca/news/acera-insurance-deepens-gta-roots-with-guthrie-insurance-partnership/index.md): Acera Insurance welcomes Guthrie Insurance, deepening GTA roots and promoting Canadian-owned, client-first insurance solutions across Ontario.
- [Helping construction clients soar with drone coverage](https://acera.ca/news/helping-construction-clients-soar-with-drone-coverage/index.md): Drones are reshaping construction. Acera Insurance’s Aliya Daya shares the necessary coverage for drone-related risks: liability, hull and payload insurance.
- [Acera Insurance partners with JS Davidson Insurance Brokers, deepening aviation expertise](https://acera.ca/news/acera-insurance-partners-with-js-davidson-insurance-brokers-deepening-aviation-expertise/index.md): Acera Insurance is pleased to announce its newest partner, JS Davidson Insurance Brokers Ltd., known for deep knowledge in aviation and marine insurance.
- [Acera Insurance and Navacord Announce Transformational Merger](https://acera.ca/news/acera-insurance-and-navacord-announce-transformational-merger/index.md): Together, Acera and Navacord are building toward becoming Canada’s largest privately held insurance brokerage, employee benefits and wealth advisory firm.
- [Trade war and ‘tariff cheating:’ What Canadian exporters need to know](https://acera.ca/news/trade-war-and-tariff-cheating-what-canadian-exporters-need-to-know/index.md): Acera Insurance's Aliya Daya shared with Canadian Underwriter how exporters can protect themselves from claims of tariff evasion as the trade war wages on.
- [As self-driving fleets hit the streets, what does this mean for insurance?](https://acera.ca/news/as-self-driving-fleets-hit-the-streets-what-does-this-mean-for-insurance/index.md): Acera Insurance’s Crystal Kaustinen spoke with Canadian Underwriter about Loblaws’ move to add self-driving delivery trucks to public roadways in Toronto.
- [Acera Insurance and Navacord Successfully Complete Transformational Deal](https://acera.ca/news/acera-insurance-and-navacord-successfully-complete-transformational-deal/index.md): Deal brings together two industry-leading brokerages, forming one of Canada's largest privately held insurance, employee benefits and wealth advisory firms.
- [Acera Insurance and Navacord Join Vancouver Whitecaps FC as Official Insurance Broker and Employee Benefits Consulting Partner](https://acera.ca/news/acera-insurance-and-navacord-join-vancouver-whitecaps-fc-as-official-insurance-broker-and-employee-benefits-consulting-partner/index.md): Acera Insurance and Navacord are pleased to announce a new multi-year partnership with Vancouver Whitecaps FC, serving as the club’s Official Insurance Broker and Employee Benefits Consulting Partner.
- [Andrew Kemp Named Among Most Influential Business Leaders in B.C.](https://acera.ca/news/andrew-kemp-named-among-most-influential-business-leaders-in-b-c/index.md): Acera Insurance is proud to congratulate Andrew Kemp on being recognized once again among Business in Vancouver's BC500 list.

## Benefits

- [Group Benefits Consulting](https://acera.ca/benefits/group-benefits-consulting/index.md): Attract & retain top talent with a competitive group benefits plan. Get a free consultation on employee benefits packages in Canada.
- [Group Retirement Consulting](https://acera.ca/benefits/group-retirement-consulting/index.md): We leverage carrier partnerships & expertise for optimal solutions to help you design & manage group employee retirement plans.
- [HR Support Services](https://acera.ca/benefits/hr-support-services/index.md): Partner with Acera Benefits for a suite of complimentary HR services. We become an extension of your team, providing valuable support for your success.
- [Indigenous Group Benefits & Retirement](https://acera.ca/benefits/indigenous-group-benefits-retirement/index.md): We offer expert advice on group benefits and retirement plans designed for Indigenous communities and organizations across Canada. Get a quote today.
- [Employee Wellness](https://acera.ca/benefits/employee-wellness/index.md): Boost employee well-being and productivity with comprehensive wellness programs. Explore benefits that support your people's health and happiness.
- [Group Life Insurance](https://acera.ca/benefits/group-life-insurance/index.md): An important part of your total compensation package is group life insurance. Your employees know their loved ones will be supported during difficult times.
- [Employee Financial Wellness](https://acera.ca/benefits/employee-financial-wellness/index.md): Empower your employees through a comprehensive suite of programs and tools they can use to help manage their finances confidently.
- [Key Person Insurance](https://acera.ca/benefits/key-person-insurance/index.md): Key person insurance ensures your business has the financial resilience to navigate the loss of a top executive, a star salesperson, or key partner.
- [Volunteer Firefighters Benefits Plan](https://acera.ca/benefits/spartan-wellness/index.md): Get health and dental coverage built for volunteer firefighters, including prescription drugs, dental checkups, vision care, mental health support and more
- [Spartan Wellness - FR](https://acera.ca/benefits/spartan-wellness-fr/index.md): Couverture pour les pompiers volontaires, incluant les médicaments, les soins dentaires, les soins de la vue, la santé mentale et les avantages liés au mode de vie

## Business

- [Business Interruption Insurance](https://acera.ca/business/business-interruption-insurance/index.md): Keep your business running, even when the unexpected happens. Business interruption insurance helps cover lost income & expenses.
- [Business Property Insurance](https://acera.ca/business/business-property-insurance/index.md): Get a Business Property Insurance quote and protect your equipment, inventory, and building against fire, theft, and more.
- [Commercial General Liability](https://acera.ca/business/commercial-general-liability/index.md): Tailored insurance for your business needs. Get Commercial General Liability insurance that covers common risks like slip & falls and property damage.
- [Cyber Liability Insurance](https://acera.ca/business/cyber-liability-insurance/index.md): Mitigate your risk with Cyber Liability Insurance from Acera. Our dedicated advisors provide the coverage you need for data breaches & network attacks.
- [Professional Liability Insurance](https://acera.ca/business/professional-liability-insurance/index.md): Professional Liability Insurance protects you from financial losses due to service errors or omissions. Get a quote & secure your business's future.
- [Directors & Officers Liability](https://acera.ca/business/directors-officers-liability/index.md): Today's climate demands coverage for lawsuits against board members, owners & managers. Get a quote and protect your board and leadership.
- [Construction Insurance](https://acera.ca/business/construction-insurance/index.md): Safeguard your project from the unexpected. Get a construction insurance quote & protect your business against accidents, liabilities, & property damage.
- [Agriculture Insurance](https://acera.ca/business/agriculture-insurance/index.md): Get an Agriculture Insurance quote for coverage against weather damage, property loss, and liability. Ensure a secure future for your farm.
- [Aviation Insurance](https://acera.ca/business/aviation-insurance/index.md): Tailored Aviation Insurance for all aircraft types. Get a quote for coverage options for private planes, aviation businesses, and more.
- [Technology Insurance](https://acera.ca/business/technology-insurance/index.md): Technology insurance tailored to your evolving needs. Our experts manage risks & design custom coverage for Canadian tech companies & startups.
- [Manufacturing Insurance](https://acera.ca/business/manufacturing-insurance/index.md): Our trusted advisors craft manufacturing insurance solutions to protect your Canadian or global manufacturing operations.
- [Real Estate Insurance](https://acera.ca/business/real-estate-insurance/index.md): Our team of experts offers industry-leading coverage for your commercial & residential properties with proven risk management solutions.
- [Transportation Insurance](https://acera.ca/business/transportation-insurance/index.md): Get tailored transportation insurance from industry experts. Our advisors offer customized solutions and advice to protect your business & fuel growth.
- [Small Business Insurance](https://acera.ca/business/small-business-insurance/index.md): We offer customized small business insurance plans, from startups to established businesses. Get a quote from our specialists today.
- [Hospitality Insurance](https://acera.ca/business/hospitality-insurance/index.md): Trusted hospitality insurance for your Canadian business. We offer customized coverage for hotels, restaurants, & more. Get a quote today.
- [Forestry Insurance](https://acera.ca/business/forestry-insurance/index.md): Forestry Insurance by experts who understand. Our experienced advisors offer tailored coverage for your needs. Get a quote for exclusive coverage programs.
- [Equipment Breakdown Insurance](https://acera.ca/business/equipment-breakdown-insurance/index.md): Safeguard your business with Equipment breakdown insurance. Our experts help you find the right coverage to protect you against unexpected downtime.
- [Special Event Insurance](https://acera.ca/business/special-event-insurance/index.md): Special event insurance for any occasion! Weddings, concerts, festivals - we offer tailored coverage. Our advisors can help you avoid coverage gaps.
- [Business Liability](https://acera.ca/business/business-liability/index.md): Shield your business from lawsuits & unexpected claims. Get a Business Liability Insurance quote to protect your assets and ensure peace of mind.
- [Enterprise Risk Management](https://acera.ca/business/enterprise-risk-management/index.md): Our Enterprise Risk Management services & insurance help you identify & address potential threats. Get a free consultation with our risk experts.
- [Faith Guard Insurance Program](https://acera.ca/business/faith-guard-insurance-program/index.md): Faith Guard Insurance helps religious organizations manage risks so they can focus on their mission. Get a quote today!
- [Equine Business Insurance](https://acera.ca/business/equine-business-insurance/index.md): As a leader in equine risk management, we offer competitive rates for various commercial equine operations. Get a quote for tailored coverage today!
- [Energy, Oil & Gas Insurance](https://acera.ca/business/energy-oil-gas-insurance/index.md): Our experienced team offers industry-specific programs & global Energy, Oil & Gas Insurance options to help secure your assets, operations & people.
- [Course of Construction Insurance](https://acera.ca/business/course-of-construction-insurance/index.md): Keep your construction project safe from costly delays with course of construction coverage designed by experts. Get a quote & protect your project today.
- [Bonding & Surety](https://acera.ca/business/bonding-surety/index.md): Protect your business & your clients with Bonding & Surety Insurance. Reduce financial risk & ensure project completion.
- [Jewellers Insurance](https://acera.ca/business/jewellers-insurance/index.md): With decades of specialized expertise, our advisors provide industry-leading insurance solutions to address the largest concerns facing jewellery businesses
- [Firearm Business Insurance](https://acera.ca/business/firearm-business-insurance/index.md): Our firearm business insurance covers retailers, instructors & other industry professionals. Get a quote for full coverage against liability, theft & more
- [MySchool](https://acera.ca/business/myschool/index.md): MySchool Insurance offers customized coverage to address the evolving risks for childcare and private school providers. Connect with a specialist today!
- [Wrap-up Liability Insurance](https://acera.ca/business/wrap-up-liability-insurance/index.md): Get a Wrap-Up Liability Insurance quote with expert advice & competitive pricing. We offer innovative risk solutions for your next construction project.
- [Excess & Umbrella Liability Insurance](https://acera.ca/business/excess-umbrella-liability-insurance/index.md): Maxed-out liability limits leaving you exposed? Excess & Umbrella Insurance gives additional coverage if a lawsuit surpasses your existing policy limits.
- [Hole in One Insurance](https://acera.ca/business/hole-in-one-insurance/index.md): Make your golf event unforgettable with Hole-in-One Insurance. We offer affordable coverage for cash prizes. Get a quote quickly and easily.
- [Insurance for Indigenous Communities & Organizations](https://acera.ca/business/insurance-for-indigenous-communities-organizations/index.md): As the exclusive provider of the Alliance of First Nations Insurance Brokers Program, we work to meet the needs of Indigenous communities & organizations.
- [CICC Professional Liability Insurance Program (FR)](https://acera.ca/business/cicc-professional-liability-insurance-program-fr/index.md)
- [Foster Parents Insurance Program BC](https://acera.ca/business/foster-parents-insurance-program/foster-parents-insurance-program-bc/index.md): Acera Insurance is here to give extra support for foster parents to supplement their residential homeowners or tenant policies.
- [Foster Parents Insurance Program](https://acera.ca/business/foster-parents-insurance-program/index.md): We work with the MCFD & the BC Foster Parents Association to supplement foster parents’ residential homeowners or tenant policies.
- [Top Shelf Hospitality Insurance](https://acera.ca/business/top-shelf-hospitality-insurance/index.md): We offer a custom insurance and risk management program for Top Shelf Hospitality members, leveraging group buying power while keeping individualized plans
- [CICC Professional Liability Insurance Program](https://acera.ca/business/cicc-professional-liability-insurance-program/index.md): We offer insurance for all licensees of the CICC to help them remain in good standing and confirm compliance with licence requirements.
- [Non-Profit Insurance](https://acera.ca/business/non-profit-insurance/index.md): We offer comprehensive coverage and personalized service to non-profits, faith-based organizations, charitable organizations & healthcare facilities.
- [TrapAssure Insurance](https://acera.ca/business/trapassure-insurance/index.md)
- [Industries](https://acera.ca/business/industries/index.md)
- [Fine Art & Valuable Collections Insurance](https://acera.ca/business/fine-art-valuable-collections-insurance/index.md)
- [Commercial Auto Insurance](https://acera.ca/business/commercial-auto-insurance/index.md): Bundle your company's vehicle fleet insurance to get better discounts and save time and energy tracking your owned and leased vehicles' expiry dates & more.
- [Commercial Auto Insurance - BC](https://acera.ca/business/commercial-auto-insurance/commercial-auto-insurance-bc/index.md): Learn more about commercial auto insurance for your company's fleet vehicles and get better discounts and bundled policies.
- [Public Entities & Municipalities Insurance](https://acera.ca/business/public-entities-municipalities-insurance/index.md)
- [Beauty Care Professionals Insurance](https://acera.ca/business/beauty-care-professionals-insurance/index.md): Every business faces its own set of risks. We offer beauty business insurance tailored to your industry. Learn why beauty care professionals trust PROtique.
- [Pet Care Professionals Insurance ](https://acera.ca/business/pet-care-professionals-insurance/index.md)
- [Craft Breweries & Distilleries Insurance](https://acera.ca/business/craft-breweries-distilleries-insurance/index.md): Acera Insurance offers specialized insurance to protect your craft breweries and distilleries.
- [CARM Bonds & RPP Surety Bonds](https://acera.ca/business/bonding-surety/carm-bonds-rpp-surety-bonds/index.md): We safeguard your business’ future with surety bonds that keep your imports moving efficiently without obstruction.
- [Contractor Insurance](https://acera.ca/business/contractor-insurance/index.md): Get contractor liability insurance tailored to your profession and industry. Keep building with peace of mind, knowing you are properly protected.
- [Special Event Insurance - BC](https://acera.ca/business/special-event-insurance/special-event-insurance-bc/index.md)
- [Apartment & Multi-Family Insurance](https://acera.ca/business/apartment-multi-family-insurance/index.md)
- [Strata & Condo Management Insurance](https://acera.ca/business/strata-condo-management-insurance/index.md)
- [Commercial Real Estate Insurance](https://acera.ca/business/commercial-real-estate-insurance/index.md)
- [Winery & Vineyard Insurance](https://acera.ca/business/winery-vineyard-insurance/index.md): Safeguard your winery from the unexpected. Get a winery insurance quote & protect your business against accidents, liabilities, & property damage.

## Personal

- [Car Insurance](https://acera.ca/personal/car-insurance/index.md): Find affordable car insurance that protects you on the road with coverage options like liability, collision, and comprehensive.
- [Car Insurance - BC](https://acera.ca/personal/car-insurance/car-insurance-bc/index.md): Get a personalized quote tailored to your needs in minutes. We offer competitive rates and coverages required by ICBC. Get started today!
- [Home Insurance](https://acera.ca/personal/home-insurance/index.md): Safeguard your home & belongings with home insurance. Get a quote for coverage against unexpected events like fire, theft, and water damage.
- [Motorcycle Insurance](https://acera.ca/personal/motorcycle-insurance/index.md): Get a fast quote for motorcycle insurance that protects you on every ride. Affordable coverage options for all types of bikes.
- [Motorcycle Insurance - BC](https://acera.ca/personal/motorcycle-insurance/motorcycle-insurance-bc/index.md): Get a quote from our dedicated motorcycle insurance experts in BC and find the perfect coverage for your motorcycle, on and off the road.
- [Travel Insurance](https://acera.ca/personal/travel-insurance/index.md): Get a quote for travel insurance that protects you against trip cancellations, medical emergencies, and lost luggage to ensure a stress-free adventure.
- [Tenant Insurance](https://acera.ca/personal/tenant-insurance/index.md): Tenant insurance safeguards your belongings from theft, fire & more in your rental home, condo, or townhome. Get a quote and enjoy peace of mind.
- [Strata Deductible Insurance](https://acera.ca/personal/strata-deductible-insurance/index.md): Get a Strata Deductible Insurance quote and protect yourself financially against the rising cost of water damage, sewer backups, and more.
- [Signature by Acera Insurance](https://acera.ca/personal/signature-by-acera-insurance/index.md): High-net-worth individuals and families can benefit from Signature by Acera Insurance's specialty coverage services.
- [Farm Insurance](https://acera.ca/personal/farm-insurance/index.md): Find affordable protection for your farm, big or small. We combine home, business coverage and farm-specific extras for total peace of mind.
- [Investment Property Insurance](https://acera.ca/personal/investment-property-insurance/index.md): Investment property insurance tailored to your needs. Find the right coverage for your rental property, including liability, property protection & more.
- [Cyber Insurance](https://acera.ca/personal/cyber-insurance/index.md): Protect your data, finances, and reputation with cyber insurance. Enjoy peace of mind knowing you're covered in case of a breach.
- [EquiCare](https://acera.ca/personal/equicare/index.md): EquiCare safeguards thousands of horse owners against unexpected vet bills, accidents, and illnesses. Get your quote today!
- [Equine & Livestock Trailer Insurance](https://acera.ca/personal/equine-livestock-trailer-insurance/index.md): Find coverage options for horse trailers, livestock trailers, and utility trailers with our Equine & Livestock Trailer Insurance.
- [Equine Coach & Trainer Insurance](https://acera.ca/personal/equine-coach-trainer-insurance/index.md): We offer peace of mind for equine coaches & trainers. Get equine coach and trainer coverage against liability claims for yourself & assistants.
- [Equine Club Insurance](https://acera.ca/personal/equine-club-insurance/index.md): We offer comprehensive coverage for your club, its members, and owned or leased property. Ensure a safe and secure riding experience for everyone.
- [Equine Individual Liability](https://acera.ca/personal/equine-individual-liability/index.md): Enjoy horse ownership peace of mind with equine individual liability insurance. Covers injuries or property damage caused by your horse. Get a quote today!
- [Provincial Equine Associations Insurance](https://acera.ca/personal/provincial-equine-associations-insurance/index.md): We're dedicated to providing tailored insurance solutions for your association across Canada's equine community.
- [Collector Car Insurance](https://acera.ca/personal/collector-car-insurance/index.md): Enjoy peace of mind on the road knowing your classic is covered with collector car insurance that protects your prized possession.
- [Boat Insurance](https://acera.ca/personal/boat-insurance/index.md): Enjoy worry-free boating with comprehensive coverage at affordable rates. Protect yourself against accidents, theft, and more.
- [Luxury Auto Insurance](https://acera.ca/personal/luxury-auto-insurance/index.md): Unmatched protection for your prized possession. Get a personalized quote for luxury car insurance designed for high-value vehicles.
- [Luxury Auto Insurance - BC](https://acera.ca/personal/luxury-auto-insurance/luxury-auto-insurance-bc/index.md): We offer comprehensive luxury auto insurance for your BC vehicle so you can head out on the road without worry.
- [Luxury Home Insurance](https://acera.ca/personal/luxury-home-insurance/index.md): Get a quote for luxury home insurance that covers high-value items, liability, and unexpected events with comprehensive protection.
- [Condo Insurance](https://acera.ca/personal/condo-insurance/index.md): Find the right coverage for your condo that protects against unexpected events like fire, theft, and water damage. Get a quote today.
- [Landlord Insurance](https://acera.ca/personal/landlord-insurance/index.md): Protect your rental property & investment. Get a Landlord Insurance quote for coverage against lost rent, property damage, liability claims, and more.
- [Short Term Rental Insurance](https://acera.ca/personal/short-term-rental-insurance/index.md): Find flexible coverage for your vacation rental against unexpected events. Enjoy peace of mind while hosting on Airbnb, Vrbo, or other platforms.
- [Off-Road Vehicle Insurance - BC](https://acera.ca/personal/off-road-vehicle-insurance/off-road-vehicle-insurance-bc/index.md): Enjoy worry-free adventuring with our off-road vehicle coverage for accidents, theft, and more in BC.
- [RV, Motorhome & Trailer Insurance](https://acera.ca/personal/rv-motorhome-trailer-insurance/index.md): Get a quote for RV, Motorhome & Trailer insurance and find affordable coverage that protects your vehicle, belongings, and liability.
- [Disability Insurance](https://acera.ca/personal/disability-insurance/index.md): Safeguard your financial future if you can't work due to illness or injury. Contact us for a Disability Insurance quote today.
- [Adventure Travel Insurance](https://acera.ca/personal/adventure-travel-insurance/index.md): Get adventure travel insurance that covers unexpected medical emergencies, trip cancellations, and more to ensure a stress-free adventure experience.
- [Life Insurance](https://acera.ca/personal/life-insurance/index.md): Safeguard your loved ones' future with life insurance. Get a free quote and ensure financial security for your family in case of your passing.
- [Critical Illness Insurance](https://acera.ca/personal/critical-illness-insurance/index.md): Protect yourself financially in the event of a critical illness diagnosis. Get a quote for peace of mind so you can focus on your recovery.
- [Pet Insurance](https://acera.ca/personal/pet-insurance/index.md): Be a responsible pet owner and enjoy peace of mind knowing your furry friend is protected with pet insurance. Learn more about our partner Petsecure.
- [Seasonal Property Insurance](https://acera.ca/personal/seasonal-property-insurance/index.md): Get seasonal property insurance that covers your property, whether it's a cabin in the woods or a beachside condo & relax knowing your space is protected.
- [Off-Road Vehicle Insurance](https://acera.ca/personal/off-road-vehicle-insurance/index.md): Get off-road insurance so you can get out and explore more. find the right coverage - from liability to comprehensive, & more - with a personalized quote.
- [Equine Insurance](https://acera.ca/personal/equine-insurance/index.md): Our exclusive suite of equestrian insurance products, EquiCare, is here to cover you for all equine-related events - from health to transportation and more.
- [Firearm Insurance](https://acera.ca/personal/firearm-insurance/index.md): GunGuard, is a specialty insurance program for firearm owners in Canada. It provides the necessary coverage for your firearms for loss, theft and damage.
- [Valuable & Collections Insurance](https://acera.ca/personal/valuable-collections-insurance/index.md): Get coverage for your jewellery, artwork, and more with our valuables & collections insurance. Enjoy peace of mind knowing your valuables are protected.
- [Individual Health and Dental Plans](https://acera.ca/personal/individual-health-and-dental-plans/index.md): Take care of yourself with our extended individual health & dental plans. Whether you're working for yourself or ready for retirement we have a plan for you.
- [Group Rates](https://acera.ca/personal/group-rates/index.md): Use a group rate to bundle and save on your home and auto insurance. We're great for employers, unions, associations, and more.
- [Tenant Insurance - BC](https://acera.ca/personal/tenant-insurance/tenant-insurance-bc/index.md): Looking for tenant insurance in BC? Acera Insurance offers coverage for your belongings, liability, and peace of mind.