# Firearm Insurance

> GunGuard, is a specialty insurance program for firearm owners in Canada. It provides the necessary coverage for your firearms for loss, theft and damage.

Firearm Insurance

Providing Canada’s first firearm insurance program.

Acera Insurance has developed GunGuard, a specialty insurance program for firearm owners in Canada. This program provides critical coverage for your firearms for loss, theft and damage.

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Your guide to firearm insurance.

Typically, firearm owners rely on their home insurance policy to cover firearms, but insurers are increasingly imposing limits on firearms or excluding them from coverage.

GunGuard offers a range of benefits including:

Low $100 deductible on all policies

Optional worldwide coverage available 

Firearms five years and newer are eligible for full replacement coverage

For firearms six years or older, you will receive actual cash value as assessed by an approved firearms dealer

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Buy your firearms coverage online in minutes.

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Four levels of coverage to suit your needs.

Our GunGuard insurance program provides the following options with varying limits and premiums. Higher limit options are available for firearm owners with large collections.

$25,000 coverage limit for $80 annual premium

$50,000 coverage limit for $120 annual premium

$75,000 coverage limit for $160 annual premium

$150,000 coverage limit for $310 annual premium

Why choose Acera Insurance for firearm insurance?

Online Convenience

Buy online and get coverage instantly with our easy application form and online payments.

Flexible & Affordable

Choose the coverage limit and premium that works for you with rates starting as low as $80 per year.

Specialty Program

Exclusive to Acera Insurance, GunGuard is the first and only insurance product of its kind dedicated to the firearms community in Canada.

Answering your most common questions.

Do I need to supply a list of my firearms in order to purchase coverage?
No, Acera Insurance does not require a list of your firearms to issue a standard GunGuard policy.

Is reloading equipment covered?
No, reloading equipment is not covered.

How does the deductible work?
For any claim that happens in Canada, the deductible is $100. Should you have a claim in the USA, the deductible increases to $250.

How do I make a claim?
When you purchase coverage, your policy will include a wallet card that has your policy number and the claim number to call for reporting a claim.

Who do I contact if I have more questions about the coverage?
Contact the Acera Insurance firearm specialists at gunguard@acera.ca.

My firearms collection is worth more than the limit options available. Are there options available beyond $150,000?
Yes, should you have a larger collection we can discuss higher options. This will require additional conversation and details and we recommend contacting the team at gunguard@acera.ca.

Personal insurance insights for your everyday.

Still have questions?

We’re happy to connect with you. Let’s start a conversation.

Email: gunguard@acera.ca
Phone: 1-800-670-1877