# Individual Health and Dental Plans

> Take care of yourself with our extended individual health & dental plans. Whether you're working for yourself or ready for retirement we have a plan for you.

Individual Health and Dental Plans

Extended health and dental coverage just for you.

Whether you don’t have access to an employer group benefit plan or you’re transitioning into retirement, this is the right coverage for you.

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Partnering with a trusted provider to give you more.

We’ve partnered with Canada Life to offer their ‘Freedom to Choose’ health and dental plans directly to our clients. Enjoy peace of mind with extra coverage for medical costs that provincial and government healthcare won’t cover.

This health plan includes:

Up to $250,000 in prescriptions

No termination age

Applications in less than 15 minutes

No medical exam needed

Bundle coverage with extras 

Specialist access without referrals

Exclusive preferred perks

Coverage across Canada.

Get individual health and dental insurance online or schedule a call with a Canada Life Advisor.

Get an Online Quote

Schedule a Call

Explore your health coverage options.

Tailor your insurance for a range of healthcare needs that otherwise might not be covered.

Routine Dental Services

Keep your smile bright and healthy with coverage for preventive care like cleanings, exams, and x-rays.

Eye Care

Ensure clear vision and address eye health concerns with coverage for eye exams, contacts, or eyeglasses.

Prescription Drugs

Manage chronic conditions and stay healthy with coverage to help offset the cost of your essential medications.

Paramedical Services

Support your physical well-being with coverage for services like physiotherapy to recover from injuries, chiropractic adjustments to maintain spinal health, and massage therapy to ease muscle tension.

Mental Health Services

Prioritize your emotional well-being with coverage for consultations with social workers, therapists, or psychologists, helping you navigate challenges and improve mental health.

Holistic Approaches

Explore alternative healthcare options with coverage for consultations with naturopaths, dieticians, and acupuncturists, who can complement traditional medicine and support your overall wellness.

Answering your most common questions.

How much will my health and dental plan cost me?
Depending on the plan you choose, your monthly premium may vary. Get in touch with your advisor to learn more about your plan.

Can I be denied coverage?
You will always be offered coverage for one of these plans as long as you are covered by provincial healthcare, even with a pre-existing condition.

I’m turning 65, do I need to buy prescription drug coverage?
It depends. Certain provinces provide drug coverage beginning at age 65, but these initiatives may be limited by a drug formulary that excludes prescription drugs that you now use or may need to take. Because private health insurance often covers twice as much for prescription medicines as most government coverage, plans like Canada Life's Freedom to Choose health and dental insurance might be helpful for you.

What if I don’t need extra coverage?
You can still use the plans to help cover the cost of other health needs as you get older, such as home health care, mobility devices and hearing aids.

Personal insurance insights for your everyday.

Still have questions?

The advisors at Canada Life are happy to connect with you.

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