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Eight Ways to Prevent Water Damage in Your Home

Water damage continues to be the leading cause of insurance claims in Canada. It is now rapidly becoming the new norm, according to the Insurance Bureau of Canada, for severe weather events to cost $2 billion a year in insured damages – and the majority of that $2 billion comes from water-related losses. From flooding to burst pipes, it is important to take precautions to protect your home and assets.

Here are 8 ways you can prevent water damage in your home:

  1. Hire a professional to inspect your roof and get any damage repaired as soon as possible.
  2. Maintain weatherproofing around your doors and windows.
  3. Regularly clear the gutters and downspouts of any debris to avoid build-up. Loose or leaky gutters should be repaired or replaced promptly and check that the downspouts are draining far enough away from the home.
  4. Any leaky hoses and pipes throughout your home must be replaced, including those connected to your dishwasher, washing machine, toilets, taps, etc.
  5. Keep up with plumbing maintenance and inspect the water tank for rust or leaks.
  6. Preserve the caulking around sinks, toilets, baths and showers.
  7. Be aware of where your home’s shut-off value is located.
  8. Consider installing a backwater valve to prevent sewage from entering your home as well as a water alarm system.

Additionally, get familiar with what your home insurance policy covers and excludes with regards to water damage. Additional coverage options are often available.

Get started now with an online quote for your home insurance.

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