

ATV insurance built for trailblazers
Explore BC with confidence and gear up with insurance tailored to you and your ride.
At Acera Insurance, we make getting your ATV insurance as easy as possible. This program offers riders in British Columbia exclusive coverage to protect any of your upcoming adventures. Ensure you have peace of mind, even as you head into unknown backroads, with our a dedicated ATV policy. We help you take care of everything online, so you can spend more time outdoors doing what you love.
We specialize in providing insurance coverage for:
- ATVs
- Dirt bikes
- Snowmobiles
- Side-by-sides
- Optional trailer coverage
- And more
Save time, save money – get your free ATV insurance quote today!

Why Acera Insurance?
Acera Insurance brings you decades of experience, local knowledge and dedicated service.
Our team of dedicated advisors is here to ensure your insurance journey is a smooth ride.
Buy All-Terrain Vehicle Insurance Online
Get a quote and purchase your insurance online to receive your insurance documents instantly by email. You can get insured in minutes.
Dedicated Claims Support
Our in-house claims team is here to help you every step of the way and advocate on your behalf to expedite your claim as fast and efficiently as possible.
Discounted Insurance Rates Available
We offer discounts for members of approved associations (25%), ATV owners who have completed the Canadian Safety Council ATV Safety Course (10%), and owners of machines with approved ignition system immobilizers.
ATVing in BC?
Get coverage for every ride.
Protect yourself and your vehicle with different types of policies built exclusively for BC riders.
ATV Liability Insurance
ATV liability insurance offers coverage if you injure someone or cause damage to someone’s property. Our liability offers coverage options of $1,000,000 or $2,000,000.
Physical Damage Insurance
This coverage protects all-terrain vehicles from damage or loss by fire, theft, transit, vandalism and even collision. We offer three physical damage coverage options.
Request a quote online and get covered today.
Quickly secure your all-terrain vehicle insurance online
We have been serving off-roaders in British Columbia for decades. As an organization, we are proud to be recognized as ATV insurance specialists in the industry. We’ve taken the time to create a user-friendly online application, so you can easily get real-time, ATV insurance quotes. You can even secure your policy and purchase your coverage online in less than five minutes.
Ride with confidence: Get support from a dedicated ATV insurer
At Acera Insurance, we believe in simplifying the process of getting all-terrain vehicle insurance coverage, while ensuring our customers have the dedicated support they need. Our team of advisors are here to help you navigate the often complex landscape of insurance. We will help you understand the policy that’s right for you and answer any questions you may have.
Ready to get your free BC ATV insurance quote?
Simply enter your information to get a free quote – right away, in real time. After you purchase your insurance online, you will instantly receive your documents by email. Securing coverage for your all-terrain vehicle has never been easier.