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BC Auto Insurance Made Easy

We offer competitive car insurance options tailored to you, so you can drive with confidence.

At Acera Insurance, we make getting your auto insurance as easy as possible. Our expert BC auto insurance brokers will help you get the lowest rates on the right coverage for the road ahead. We provide you with multiple, competitive car insurance quotes to choose from, so you can feel confident knowing you’ve received the best rate possible for your unique needs.

Save time, save money – connect with an Acera BC auto insurance broker today!

Call us at 1-855-752-2712.

Why Acera Insurance?

Acera Insurance brings you decades of experience, local knowledge and dedicated service.

We build custom auto policies to ensure your long-term peace of mind and satisfaction.

Affordable BC Auto Insurance Rates

Our brokers work with best-in-class insurance companies to offer you multiple quotes from several carriers. We always try to find the best coverage to match your needs and budget.

Expert Car Insurance Guides

Our knowledgeable auto insurance advisors provide free guidance and advice to ensure you are comfortable with your coverage.

Tailored Vehicle Coverage

Our policies are designed to be customized to you and your unique needs.

Your Guide to Auto Insurance in BC 

Your car is important and having the right protection is a must. Our advisors are here to simplify the process and give you peace of mind. We’ll walk you through your choices and help you decide on the coverage that suits you best.

Here in BC, ICBC’s Basic Autoplan is mandatory as a base level of coverage. This includes:

  • Enhanced Accident Benefits
  • Basic Vehicle Damage (up to $200,000)
  • Third Party Liability (up to $200,000) 
  • Uninsured Motorist Protection (up to $1 Million)
  • Inverse Liability Protection

Ready to renew? Not to worry – our BC auto insurance advisors can help you renew your policy.

From extended liability to comprehensive auto insurance, we have optional auto insurance to meet all your needs.

While you have to purchase your basic insurance through ICBC, your optional auto coverages, like extended third-party liability, collision, comprehensive and roadside assistance, can be purchased through certain private insurers.  

For some people, purchasing these additional auto insurance coverages through private insurers can be more affordable or a better coverage fit. Our BC auto brokers are dedicated to finding the most comprehensive auto insurance coverage for you, so you can have peace of mind. Connect with one of our BC auto advisors today to learn more.

Trusted by BC drivers for over 50 years

We have been proudly serving communities across British Columbia for decades and take pride in offering excellent service to our fellow neighbours. With our brokers you are never just a policy number. Whether it is answering questions about auto insurance rates, comparing quotes or providing cost-saving tips, we offer personalized support to meet your current insurance needs.

Helping explain BC auto insurance rates

In British Columbia, the cost of car insurance is different for each driver. Your individual auto insurance premium will be based on a few key factors, such as:

  • Your experience and claims history
  • Your vehicle’s value, age, make, and model
  • Where you live
  • How you use your car
  • Who drives your car
  • How much you drive your car
  • Your deductible
  • Your coverage options

Working with an independent broker is the best way to get an accurate and affordable quote. At Acera, we work with a variety of insurance providers, which means we can provide you with plenty of options to choose from when it comes to your private auto insurance. Receive peace of mind knowing you’ve selected the best coverage, at the best rate possible.

Offering comprehensive auto insurance coverage

Having quality car insurance in British Columbia is more important than ever. Whether you’re a daily commuter or only use your car to escape to the cabin on the weekend, your auto insurance helps protect you financially. To avoid being over or under insured, you need the help of a dedicated broker. One of our knowledgeable advisors would be happy to review your coverage and advise if optional products, such as collision, comprehensive or extended third party liability would be beneficial to you and your needs. The idea is to provide complete coverage to protect you from the unexpected.

Let our BC auto insurance brokers assist you

In today’s busy world, brokers play a crucial role in simplifying the process of finding the right auto insurance coverage. Our team of auto advisors are here to help you navigate the often complex landscape of insurance – from mandatory coverages to additional coverage options. By streamlining the process and utilizing our industry partnerships, we can help you save time and money.

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We’ve been dealing with Acera for 20 years now. The staff is knowledgeable, professional and friendly.
– Michael S.

2 thumbs way up!

“It’s nice to know someone is on your side and always helping you obtain the most competitive rates.”
– Mike Y.
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5 stars

“I have never failed to walk out the door with a smile on my face, my paperwork in order, and having enjoyed the staff who work there.”
– Chelcia P.
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There’s no place I’d go except Acera Insurance. Exceptional service, truly going the extra mile…
– C. Ducharme

Our advisors offer helpful advice and tips.

Car insurance can be complex but it doesn’t have to be. Take it from our advisors, they’ll tell you everything you need to consider to get on the road with confidence.

“I always advise my clients that if they don’t have collision coverage, they are not covered for damage caused in a ‘hit-and-run’ and they would be responsible for all the costs related to the claim unless the person at-fault is found. “

– Irene Klassen, Advisor | Kelowna, BC

Simply complete our online form to receive free, no obligation quotes and advice from a car insurance broker.