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BC homeowners insurance to
protect your property

We offer affordable home insurance options to defend your dwelling.

At Acera Insurance, we understand your home is your sanctuary, and we want to help you protect it. Our local home insurance brokers live and work in communities across British Columbia too, so they personally understand the importance of having a comprehensive and reliable home policy. In fact, our team utilizes their local knowledge and industry expertise to find the best insurance policy for you.

As Canada’s largest independent, employee-controlled brokerage, we work with top home insurance companies to provide you several options to choose from. With Acera, you can be certain you are receiving the best rate possible for your specific needs.

Save time, save money – connect with an Acera home insurance broker today!

Why Acera Insurance?

Acera Insurance brings you decades of experience, local knowledge and dedicated service.

We build custom home policies to ensure your long-term peace of mind and satisfaction.

Affordable Home Quotes

Our brokers work with top insurance companies to offer you multiple, competitive home quotes from several carriers.

BC Home Insurance Brokers

Our knowledgeable home insurance brokers provide free guidance and advice to ensure you are comfortable with your coverage.

Tailored Coverage

Our policies are designed to be customized to you and your unique needs.

Stay covered, stay comfortable: Discover our home insurance solutions

Shopping around for insurance can be a time-consuming process. It can also be difficult to understand what type of insurance you need and how much coverage is best for you. An Acera home insurance broker is here to help.

To start, we simply ask you a few important questions about where you live and some of the features of your property. We will also ask you about your personal belongings as well. With this information, we can navigate the insurance markets for you and put together a tailored policy recommendation. It’s that easy.

Here are some of the most common home insurance coverage options:

  • Third-Party Liability
  • Property Damage
  • Additional Living Expenses

Live in a condo or apartment? Not to worry – we’ve got you covered. Our condo and tenant insurance brokers in British Columbia can also provide you with best-in-class condo or renters insurance.

Additional coverage options

There are add-ons (known as endorsements) that can extend your home insurance coverage. This includes things like:

Water Protection

This covers things like sewer backup, heavy rain, spring run-off and overflow from lakes or rivers.

Special Valuables

This coverage protects valuables like jewellery, fine art, collectibles and more.

Home-sharing

This is coverage for if you rent your home through home-sharing networks like Airbnb and VRBO.

Earthquake Coverage

This protects your home from damage in the event of an earthquake or associated shocks (landslides, avalanches).

Cyber Coverage

This offers protection if you or a member of your household are a victim of a data breach, online fraud, cyberbullying and another cybercrime.

Identity Theft

This coverage can help you or a member of your household recover your identity and restore your credit.

Delivering home insurance BC residents can trust

We have been serving communities across British Columbia for decades and take pride in offering excellent service to our fellow neighbours. With our brokers you are never just a policy number. In fact, we love to meet with our clients in person. Feel free to stop by one of our offices and we’d be happy to chat about everything from tips on how to save on your insurance to risk-mitigation measures.

Peace of mind starts at home: Our brokers work with top insurance companies BC homeowners are able to depend on

When it comes to safeguarding your most valuable asset – your home – partnering with a trusted home insurance broker offers unparalleled advantages. As experts in the insurance industry, our BC home insurance brokers act as your dedicated advocates, ensuring that you secure the most comprehensive coverage tailored to your unique needs.

We work with over 100 different insurance providers. Instead of being limited to the offerings of a single insurer, our brokers can provide you with quotes from multiple reputable companies, empowering you to compare policies and select the one that best suits your requirements and budget.

Plus, we offer personalized guidance and expertise throughout the insurance shopping process. We take the time to understand your needs, assess the risks your property faces, and recommend the most appropriate coverage options.

Whether you are a first-time homeowner or a seasoned property owner, our brokers can provide clarity on policy features, exclusions, and potential discounts. Let us help you get the most out of your insurance.

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We’ve been dealing with Acera for 20 years now. The staff is knowledgeable, professional and friendly.
– Michael S.

2 thumbs way up!

“It’s nice to know someone is on your side and always helping you obtain the most competitive rates.”
– Mike Y.
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5 stars

“I have never failed to walk out the door with a smile on my face, my paperwork in order, and having enjoyed the staff who work there.”
– Chelcia P.
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There’s no place I’d go except Acera Insurance. Exceptional service, truly going the extra mile…
– C. Ducharme

Our advisors offer helpful advice and tips.

We understand the expense of purchasing a home and all the time, money and effort you invest into upkeep. That’s why it makes sense to seriously consider the type of insurance you get to protect your most valuable possession.

“A home inspection is very important — no matter the age of your home — as it helps identify risks like mould and foundation issues as well as provides a roadmap for areas that need upgrading.”

– Kathy Grist, Client Advisor, Personal Insurance | Kelowna, BC