The motorbike insurance coverage you need to ride with confidence
We offer competitive motorcycle insurance options tailored to you.
At Acera Insurance, we make getting your motorcycle insurance as easy as possible. Our expert BC motorcycle insurance brokers are here to give you peace of mind – on the open road and during the off-seasons. We offer tailored insurance that suits you and your motorcycle needs.
Save time, save money – connect with an Acera motorcycle insurance broker today!
Why Acera Insurance?
Acera Insurance brings you decades of experience, local knowledge and dedicated service.
We build custom motorcycle policies to ensure your long-term peace of mind and satisfaction.
Multiple Quotes and Savings
As a truly independent insurance brokerage, we work with top motorcycle insurers to provide you with a variety of competitive quotes.
Expert Motorbike Insurance Guides
Our knowledgeable motorcycle insurance advisors provide free guidance and advice to ensure you are comfortable with your coverage.
Convenient Service Options
With Acera Insurance, you can expect quality service at your convenience – in person, by phone or online.
Your guide to motorcycle insurance in BC
Having standard motorcycle insurance is a requirement across Canada. With our quick and easy quote tool, we’ll help you get set up with the ideal protection.
Here in BC, your mandatory motorcycle insurance is purchased through ICBC.
Basic ICBC coverage includes:
- Third-party Liability
- Accident Benefits
- Uninsured Motorist Protection
Beyond the basics, did you know Acera Insurance has a motorcycle insurance program geared specifically for BC riders? See eligibility and details below.
Discover the benefits of our BC Motorcycle Insurance Program
Originally developed by the industry-leading motorcycle insurance experts at Megson FitzPatrick, our BC motorcycle program has been built to cover all of your riding needs. Now as one unified company, Acera Insurance proudly provide British Columbians with specialized motorcycle coverage to help you experience the rugged beauty of our province and ride beyond.
Eligibility
To qualify, you must have held a driver’s license for 10 years or a driver’s license for five years and taken a recognized safety course. Applicants as young as 18 years with a motorcycle under 400cc may qualify for our “Low Displacement Program.”
What’s Included
- “All Perils” coverage (Collision and Comprehensive)
- One claim forgiveness, no rating penalty
- Monthly financing available, minimum premiums of $300
- Coverage for the Motorcycle on the road or in storage with no date restrictions for the on-road usage
The policy is written annually on an “Agreed Value” basis and can be cancelled at any time, but the insurance company will retain 40% of the premium.
Program
Coverage
Details
Standard Benefits
- Travel protection for loss or damage outside your city of residence
- $500 additional living expenses
- $1,500 to return a damaged or recovered a stolen motorcycle
- $1,500 travel expenses to return home
- $500 loss of use coverage
Additional Benefits
- Lock re-keying if keys are stolen (no deductible)
- Emergency road-service up to a max of $100 per occurrence (no deductible)
- Up to $3,000 for motorcycle riding gear (based on replacement cost; higher limits available upon request)
- Up to $1,000 for a trailer towed by bike
- Unlimited use to and from work or school
- Policy coverage extends to trailers towed by your motorcycle and attached accessories, provided they are included in the declared value.
Touring Package
Optional Coverage
Protection in the event of a physical damage claim or if you are medically unable to ride while travelling outside your city of residence.
- $1,000 additional living expenses
- $3,000 to return your bike back to your city of residence
- $1,500 travel expenses to return home
- $200 emergency roadside assistance
- $500 loss of use coverage
Assessing your motorcycle insurance cost
The cost of motorcycle insurance is based on a few key factors, such as:
- Your deductible amount
- Your driving record
- The number of years you have been licensed
- Your insurance history
- The make, model and value of the motorcycle
- Your overage options
Learning exactly how much you can expect to pay for your motorcycle insurance has never been easier. With Acera Insurance, you can get a free online motorcycle insurance quote by answering a few simple questions. You will receive a price in real-time, so you will instantly know how much your insurance will cost without having to wait to speak with a broker.
Let our BC motorbike brokers help you
In today’s busy world, brokers can play a crucial role in simplifying the process of finding the right insurance coverage. If you are uncertain about what coverages you need, our brokers can help answer any of your questions. Simply give us a call at 1-855-752-3069.
Plus, we understand that accidents can happen, and that’s why we’re proud to be one of the few brokers who provide full-time claims professionals to help our clients navigate the claims process. This ensures you receive dedicated support and expertise throughout the entire process, so you can focus on getting back on the road.
Ready to get your free BC motorcycle insurance quote?
Simply complete our online form to receive free, no obligation quotes and support from a motorcycle insurance broker when you need it.