Skip to main content

ORV insurance built for trailblazers

Explore BC with confidence and gear up with off-road vehicle insurance tailored to you.

At Acera Insurance, we make getting your ORV insurance as easy as possible. This program offers off-road vehicle owners in BC easy and exclusive coverage. We help you take care of everything online, so you can spend more time outdoors doing what you love.

We offer insurance coverage for: 

  • ATVs
  • Snowmobiles
  • Dirt bikes
  • Side-by-sides
  • Optional trailer coverage
  • And more

Save time, save money – get your free ORV insurance quote today!

Why Acera Insurance?

Acera Insurance brings you decades of experience, local knowledge and dedicated service.

Our team of dedicated advisors is here to ensure your insurance journey is a smooth ride.

Buy Online

Get a quote and purchase your insurance online to receive your insurance documents instantly by email for instant coverage.

Dedicated Claims Support

Our in-house claims team is here to help you every step of the way and advocate on your behalf to expedite your claim as fast and efficiently as possible.

Discounted Rates Available

We offer discounts for members of approved associations (25%), ATV owners who have completed the Canadian Safety Council ATV Safety Course (10%), and owners of machines with approved ignition system immobilizers.

Your Guide to ORV Insurance in BC 

Protect yourself and your vehicle with our different types of off-road policies.

Liability Insurance

Off-road liability insurance provides coverage if you injure someone or cause damage to someone’s property. Our off-road liability offers coverage options of $1,000,000 or $2,000,000.

Physical Damage Insurance

This coverage protects off-road vehicles from damage or loss by fire, theft, transit, vandalism and even collision. We offer three physical damage coverage options.

Request a quote online and get covered today.

Trusted and affordable off-road vehicle coverage

We have been serving off-roaders in British Columbia for decades and are proud to be recognized as ORV insurance specialists in the industry. We’ve taken the time to create a user-friendly online application, so you can easily get real-time, off-road vehicle quotes. You can even secure your policy and purchase your coverage online.

Ride with Confidence: Let Our BC ORV Brokers Help You

At Acera Insurance, we believe in simplifying the process of getting off-road vehicle insurance coverage, while ensuring our customers have the dedicated support they need. Our team of ORV advisors are here to help you navigate the often complex landscape of insurance. We will help you understand the policy that’s right for you and answer any questions you may have.

Simply enter your information to get a free quote – right away, in real time. After you purchase your insurance online, you will instantly receive your documents by email. Securing coverage for your ATV, dirt bike or snowmobile has never been easier.