Snowmobile insurance built for winter trailblazers
Explore BC with confidence and gear up with insurance tailored to you and your ride.
At Acera Insurance, we make getting your snowmobile insurance as easy as possible. This program offers snowmobilers in British Columbia exclusive coverage to protect any of your upcoming adventures. From powder to peaks, we’ve got BC riders covered. We help you take care of everything online, so you can spend more time outdoors doing what you love.
We specialize in providing off-road vehicle insurance coverage for:
- Snowmobiles
- ATVs
- Dirt bikes
- Side-by-sides
- Optional trailer coverage
- And more
Save time, save money – get your free snowmobile insurance quote today!
Why Acera Insurance?
Acera Insurance brings you decades of experience, local knowledge and dedicated service.
Our team of dedicated advisors is here to ensure your insurance journey is a smooth ride.
Buy Snowmobile Coverage Online
Get a quote and purchase your insurance online to receive your insurance documents instantly by email. You can get insured in minutes.
Dedicated Claims Support
Our in-house claims team is here to help you every step of the way and advocate on your behalf to expedite your claim as fast and efficiently as possible.
Discounted Rates Available
We offer discounts for members of approved associations, such as the British Columbia Snowmobile Federation, and owners of machines with approved ignition system immobilizers.
Understanding basic ICBC snowmobile insurance
If you haven’t already, you are required to register your snowmobile with ICBC.
You will need a minimum of $200,000 third party liability insurance for specific areas of use. Liability insurance is available through ICBC.
ICBC snowmobile liability insurance is limited to:
- Travel directly across a plowed forest service road at traffic light, stop sign or other controlled crossing.
- Loading or unloading from another vehicle in a parking lot.
- Travel along the highway within limits set out in a police-issued operation permit.
With the limited liability insurance offered by ICBC, there are many situations where you would not be covered while out on your snowmobile. In the event of a claim, being underinsured could leave you exposed to an avalanche of issues.
Snowmobiling in BC?
Get coverage for every ride.
Protect yourself and your vehicle with different types of policies built exclusively for snowmobilers.
Liability Insurance
Snowmobile liability insurance offers coverage if you injure someone or cause damage to someone’s property. Our liability offers coverage options of $1,000,000 or $2,000,000.
Physical Damage Insurance
This coverage protects off-road vehicles from damage or loss by fire, theft, transit, vandalism and even collision. We offer three physical damage coverage options.
Request a quote online and get covered today.
Quickly secure your snowmobile insurance online
We have been serving snowmobilers and off-roaders in British Columbia for decades. As an organization, we are proud to be recognized as ORV insurance specialists in the industry. We’ve taken the time to create a user-friendly online application, so you can easily get real-time, snowmobile insurance quotes. You can even secure your policy and purchase your coverage online.
Ride with Confidence: Let Our BC Snowmobile Brokers Help You
At Acera Insurance, we believe in simplifying the process of getting snowmobile insurance coverage, while ensuring our customers have the dedicated support they need. Our team of advisors are here to help you navigate the often complex landscape of insurance. We will help you understand the policy that’s right for you and answer any questions you may have.
Ready to get your free BC snowmobile insurance quote?
Simply enter your information to get a free quote – right away, in real time. After you purchase your insurance online, you will instantly receive your documents by email. Securing coverage for your snowmobile has never been easier.