Safeguard your business from unseen risks
With our expertise in business insurance and risk management, Acera Insurance offers competitively-priced coverage to protect your business from a wide range of liability risks.
Our local brokers are your guides to commercial insurance
If you operate a business, there are many important commercial coverages needed to ensure your business, assets and reputation are properly protected.
At Acera Insurance, we make getting your commercial insurance as easy as possible. Our expert business insurance brokers use their industry knowledge and expertise to shop the market for you, so you do not have to. We provide you with multiple, competitive insurance quotes to choose from, so you can feel confident knowing you’ve received the best rate possible for your unique needs.
From standard commercial general liability to more customized, industry specific coverage, we work with the best insurance providers to find the right coverage for your company.
Common business liability coverages to reduce your risks
Commercial General Liability
CGL covers property damage or injury claims from a third party as a result of your business operations. It usually includes personal & advertising injury, products-completed operations and can include extensions for tenant’s legal liability and medical payments.
Professional Liability
Also known as Errors & Omissions (E&O) Insurance, this covers your business if you’re sued for causing financial loss due to your professional service or failure to provide it.
Directors & Officers Liability
D&O covers claims alleging financial loss from corporate mismanagement. It is specifically meant to protect the personal assets of directors and officers when they are sued in their personal capacity.
Cyber Liability
This covers claims of financial loss due to a cyber attack or privacy breach. It should include both first party (breach response, loss of income, systems restoration) and third party (privacy liability, network security liability, regulatory liability) coverages.
Umbrella Liability
To ensure you have adequate coverage for liability exposures, an umbrella policy can provide additional coverage limits over other liability policies, such as CGL and auto.
Commercial Auto
If you use vehicles in your business, this provides the necessary coverage for commercial vehicles, including third-party liability coverage.
Why choose Acera for your business insurance?
We’re in the business of protecting yours. We take the time to understand your operations and risks so you can be certain you have the right coverage.
Industry Expertise
Our commercial insurance brokers have deep expertise in specific industries with many of them having worked in the industries they specialize in.
National & Global Insurers
We work with a large number of insurer partners, allowing us to get the right coverage for your business, whether you operate locally, nationally or internationally.
Risk Management
With extensive risk management expertise, our team goes the extra mile to help you protect your business.
Ready to get your free commercial insurance quote?
Simply complete our online form to receive free, no obligation quotes and advice from a business insurance broker.