Commercial insurance to safeguard your business from unseen risks
With our expertise in business insurance and risk management, Acera Insurance offers competitively-priced coverage to protect your business from a wide range of liability risks.
Our local brokers are your guides to business insurance in Ontario
If you operate a business in Ontario, there are many important commercial coverages needed to ensure your business, assets and reputation are properly protected.
Acera Insurance Ontario advisors are here for you
At Acera Insurance, we make getting your commercial insurance as easy as possible. Our Ontario business insurance brokers use their industry knowledge and expertise to shop the market for you, so you don’t have to. We provide you with multiple, competitive insurance quotes to choose from, so you can feel confident knowing you’ve received the best rate possible for your unique needs.
Above and beyond commercial general liability insurance
Not only do we provide the best selection of foundational coverages, such as commercial general liability or professional liability, we go above and beyond. From customized coverage options to complex, industry-specific packages, we deliver sophisticated risk mitigation support and comprehensive insurance solutions.
Request a quote online or call us at 1-855-752-3103.
Top Ontario business liability coverages to reduce your risks
Commercial General Liability (CGL)
CGL covers property damage or injury claims from a third party as a result of your business operations. It usually includes personal & advertising injury, products-completed operations and can include extensions for tenant’s legal liability and medical payments.
Professional Liability
Also known as Errors & Omissions (E&O) Insurance, this covers your business if you’re sued for causing financial loss due to your professional service or failure to provide it.
Commercial Auto
Commercial auto insurance covers any business-owned vehicles while they are being used for work purposes. It includes important coverage, such as third-party liability insurance. Protect your company vehicles and drivers with this key coverage.
Cyber Liability
This covers claims of financial loss due to a cyber attack or privacy breach. It should include both first party (breach response, loss of income, systems restoration) and third party (privacy liability, network security liability, regulatory liability) coverages.
Umbrella Liability
To ensure you have adequate coverage for liability exposures, an umbrella policy can provide additional coverage limits over other liability policies, such as CGL and auto. It essentially adds more protection to ensure there are no coverage gaps.
Directors & Officers Liability
D&O covers claims alleging financial loss from corporate mismanagement. It is specifically meant to protect the personal assets of directors and officers when they are sued in their personal capacity.
Why choose Acera for your Ontario business insurance?
We’re in the business of protecting yours. We’ll take the time to understand your operations and risks so you can be certain you have the right coverage.
Extensive Insurance
Knowledge & Expertise
Our Ontario commercial insurance brokers have deep expertise in specific industries with many of them having worked in the industries they specialize in.
Insurance Companies Ontario Businesses Can Trust
We work with a large number of insurer partners, allowing us to get the right coverage for your business, whether you operate locally, nationally or internationally.
Risk Management Recommendations
With extensive risk management expertise, our team goes the extra mile to help you protect your business.
Working with over 100 leading insurance providers, we are 100% committed to finding you the perfect coverage.
Highly specialized, yet completely down to earth.
Industry Expertise
On top of being experts in insurance and risk management, our advisors bring in-depth knowledge in your industry.
Specialty Programs
We’re the choice insurance partner for members of organizations and associations across Canada.
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