Troika Employee Benefits Plan
The Group Benefits Plan is designed to:
- Be meaningful and supportive of the associate and their family’s health
- Ensure the appropriate levels of care are in place when accessed and needed
- Meet or exceed plans for those who compete for the same talent
- Provide the associate with the flexibility to choose coverage based on their lifestyle and health care needs
- Align with our Troika Development values
Plan details
| Plan | Details |
|---|---|
| Life & Accidental Death and Dismemberment Insurance | – Benefit Amount: $30,000 – Coverage Reduction: 50% at age 65 – Termination: at age 71, or earlier retirement |
| Dependent Life | – Benefit Amount Spouse: $5,000 – Benefit Amount Child(ren): $2,500 – Termination: at employee’s age 71, or earlier retirement |
| Critical Illness | – Benefit Amount: $10,000 – Termination: at age 65, or earlier retirement |
| Extended health care | – Annual Deductible: Nil – Co-insurance for all eligible health expenses: 100% (unless otherwise indicated) – Private Duty Nursing: $10,000 / calendar year, maximum 12 months, per condition – Hearing Aids: $700 / 5 years – Orthopedic Shoes and Orthotics: $300 / 12 months – Hospital : Semi-Private Room – Out-of-Canada Emergency: Unlimited maximum; 60-day trip duration – Survivor Benefits: 24 months – Termination: at retirement |
| Prescription drugs | Co-insurance: 100%, pay-direct, enhanced generic |
| Paramedical | – Co-insurance: 100%, $750 per calendar year per category of practitioner – Included: Chiropractors, Physiotherapists, Psychologists/Social Workers, Dieticians, Podiatrists, Speech Therapists, Massage Therapists, Acupuncturists, Naturopaths & Osteopaths |
| Vision care | – Eye Exams: Co-insurance 100%, once per 24 months (every 12 months for children age 18 and under) – Vision: Co-insurance 100%, $300 per 24 months |
| Dental | – Annual Deductible: Nil – Basic: 80% to a maximum of $2,000 per calendar year (combined with Major) – Major: 80% to a maximum of $2,000 per calendar year (combined with Basic) – Dental Accident: 100%, Unlimited maximum – Recall Frequency: once per 6 months – Periodontal Scaling & Root Planing (combined): 14 units every 12 months – Survivor benefits: 24 months – Coverage terminates at retirement |
| Teladoc | – Diagnostic and Treatment Support Services – Access to specialists, resources, information and clinical guidance for serious physical or mental |
| Consult+ | – Virtual Health and Wellness Clinic – Access to health care professionals, get prescription refills, referrals, assistance for non-urgent conditions, etc. |
| Employee & Family Assistance Program | – Through HumanaCare – Offers support with mental, financial, physical and emotional well-being |
| Eligibility & Waiting Period | – Permanent employees working at least 24 hours / week – Permanent, non-seasonal employee working at least 24 hours per week |
Resources
Voluntary benefits
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Questions? Contact your Acera Benefits Advisor
Genevieve Kelln, Acera Benefits
Phone 250.869.3995
Email genevieve.kelln@acera.ca