Winery & Vineyard Insurance
Helping you thrive through every season.
Every bottle reflects seasons of planning, cultivation, harvest and craftsmanship. Our winery specialists understand what goes into your operation and provide tailored solutions designed to protect your vines, wine, equipment, property and guest experience.
Specialized solutions for wineries and vineyards.
Behind every carefully crafted wine is a complex operation: Vines to care for, equipment to maintain, inventory to manage, guests to host and seasonal conditions to navigate. At Acera Insurance, we work with wineries and vineyards across Canada to help ensure coverage stays aligned with your production cycle, inventory values and long-term growth.
Who we help
Wineries
Estate Wineries
Boutique producers
Vineyards
We speak the language of wine.
Running a winery means balancing agriculture, production, hospitality and retail within a business that changes throughout the year. Our team understands how these moving parts work together and builds solutions that reflect the entire lifecycle.
Growing & harvesting
Cellar, production & storage
Tasting rooms, events and hospitality
Keeping values accurate as your winery grows.
Your winery’s values are not static. Bottled inventory, production equipment, buildings and replacement costs can change significantly over time.
We help winery owners avoid underinsurance by reviewing valuation methods, identifying potential gaps and connecting you with tools and services to help ensure you’re covered for values aligned with market conditions.
The essential coverage your industry needs.
In addition to coverage found in typical commercial insurance policies, we offer specialty coverages tailored to winery and vineyard operations.
Contamination & Leakage
Coverage for accidental contamination, leakage or spoilage that results in product loss.
Equipment Breakdown & Spoilage
Protects against losses resulting from mechanical breakdowns and refrigeration failures that can impact wine production and storage.
Crop Loss
Coverage designed to address losses affecting grape production and harvest yields (available as part of a parametric insurance solution).
Business Interruption
Helps recover lost income and ongoing expenses when operations are disrupted due to circumstances outside your control.
Liquor Liability
Protects against liability claims arising from tasting rooms, events, retail sales or other guest-facing operations involving alcohol service.
Parametric Insurance
Pays a predetermined amount when specific measurable conditions are met (e.g. frost thresholds, extreme heat, etc.) with no lengthy investigations.
Speak to a specialist.
Connect with a winery specialist to discuss your operation, review your current coverage and explore solutions designed specifically for Canadian wineries and vineyards.
Explore more industry insights.
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Top Winery Insurance Claims In BC
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Winery Liability: What Are You Not Protected Against?
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Is Your Winery Properly Valuated?
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