Craft Breweries & Distilleries Insurance
Crafting great coverage for brewers and distillers.
We offer specialized insurance to protect your product, your brand and your people so you can focus on creating the best craft beverages and experiences on the market.
Protect your brewery or distillery with tailored insurance.
Owning and operating a brewery or distillery comes with a unique set of risks. You need a business insurance policy that goes above and beyond the standard coverages for your property, liability and vehicles. Our team of expert advisors specialize in craft brewery and distillery insurance to bring comprehensive and flexible protection for businesses across Canada.
Who we help
Breweries
Distilleries
Our diverse experience.
Our advisors know the ins and outs of your industry. We understand the unique risks of your business and offer exclusive products to meet the needs of brewers and distillers.
Our team is incredibly knowledgeable and experienced in many diverse areas within the industry, such as:
Production & Operations
Sales & Distribution
Personnel
Industry expertise by association.
With active memberships in craft associations, we stay informed on the latest industry topics and trends.
The essential coverage your industry needs.
In addition to coverage found in typical commercial insurance policies, we offer specialty coverages for craft brewers and distillers.
Spoilage Coverage
Covers product spoilage due to refrigeration breakdown while in transit or in storage for up to 180 days, including connections and pipes.
Contamination & Infestation
Covers loss of product due to alteration, such as malicious tampering, or if product is determined unfit for consumption by a regulatory body.
Bad Batch
Coverage for loss of, or damage to product while being worked upon by you or your staff.
Brewmaster & Key Personnel Replacement
Covers expenses resulting from the need to replace key personnel due to death or permanent disability.
Business Interruption
Additional coverage for loss of profits due to disruption of off premises utilities such as heat, power, gas, water, or communications supply.
Contingent Business Interruption
Covers you in the event of business interruption triggered by a loss at a supplier, customer, or key neighbour.
Speak to a specialist.
Get in touch with a dedicated advisor on our craft breweries and distilleries insurance team and we’ll get to work building the perfect coverage program for you.
Explore more industry insights.
-
2026 commercial insurance market forecast
After years of hard insurance market conditions and record-breaking natural catastrophes, 2025 offered Canadian businesses some reprieve. Now, as we…
-
From employee training to insurance: Essential cyber security strategies for your Canadian hospitality business
Acera Insurance’s Rachela Pollock outlines the cyber risks facing Canadian hospitality businesses, such as hotels and lodges, which use online…
-
Protecting your property: Insurance and bylaw strategies for short-term rentals in resort communities
Picture this: A guest staying in an Airbnb on your property accidentally starts a kitchen fire that triggers the building’s…