Firearm Business Insurance
Minimizing risk for firearm businesses.
Acera Insurance provides coverage and innovative risk-related solutions to firearm retailers, gunsmiths, instructors, wholesalers, distributors, ranges, clubs, associations and more.
Custom-built to safeguard your operations.
We understand the need for competitively priced programs with liability limits to suit your business needs. Our firearm insurance specialists also support your needs in non-insurable areas, such as risk advisory and employee safety reviews.
Common coverages the firearms industry needs.
We understand the risks involved in the firearm industry and how best to mitigate them. We’ve developed strong relationships with insurance carriers, providing firearm businesses with a stable and affordable insurance option. Our most common coverages for firearm businesses include:
Commercial General Liability
From a slip and fall in your store to an injury on the gun range, liability insurance protects your business from financial loss associated with liability claims made against you.
Property Coverage
This protects your business’ physical property, which could include your building, equipment, inventory and other business-related property. If your business’s property is damaged or destroyed by an insured event (ie. fire), this coverage can help you recover.
Business Interruption
This provides coverage for lost revenue and expenses incurred when unforeseen circumstances force a full or partial shutdown of operations.
Crime Coverage
This insurance helps cover damage or loss caused by crime, such as theft, robbery, fraud and employee dishonesty.
Legal Expenses
This covers legal costs in certain legal matters and within certain limits. It can be purchased separately or as an extension of other types of insurance.
Equipment Breakdown
If your essential equipment breaks down, you’re not normally covered under property insurance. This insurance will ensure you’re covered for repairs or replacement.
Speak to a specialist.
Get in touch with our firearm insurance specialist, Zach Schwingenschloeg and we’ll get to work building the perfect coverage program for you.