Beauty Care Professionals Insurance
Peace of mind for beauty professionals.
From salon owners to chair renters and independent contractors, every beauty care business faces its own set of risks. That’s why we offer the comprehensive insurance solutions of a PROtique policy that is tailored to your specific needs.
A deep understanding of the beauty care industry.
Since 1998, we’ve protected beauty care professionals with custom small business insurance. We understand the importance of providing peace of mind, so you can focus on what you do best: serving your clients. Let us customize a PROtique policy that’s perfect for your business, ensuring you’re covered for the risks that matter most.
Who we help
Beauty Salon and Spa Owners
Home Based Beauty Care Businesses
Freelance Estheticians and Hair Stylists
Our diverse beauty industry experience.
We’ve used our extensive experience to create broad, specialized insurance coverage for professionals in the beauty care industry. As your dedicated insurance guides, our service extends beyond finding comprehensive insurance coverage for your needs. In the event of a claim, one of our experienced brokers will be by your side to guide you every step of the way.
We have extensive expertise in these beauty care areas:
Hairstylists
Estheticians
Electrologists
Laser & IPL Technicians
Nail Technicians
Salons & Spas
The essential coverage your industry needs.
We understand that professionals in the beauty care industry have unique needs and can tailor our policies accordingly.
Commercial General Liability (CGL)
Protection if a third-party is injured while on your premises or accidentally has their property damaged due to your services or operation.
Professional Liability (E&O)
Protection against lawsuits alleging your advice or professional service caused injury or loss to a customer.
Business Interruption
Covers lost profits and helps pay for necessary expenses incurred to keep your business running if your salon or spa is forced to close due to a property damage claim.
Contents
This provides replacement cost coverage for tools, equipment and on-premise stock that is owned by your business against fire, theft, vandalism, sewer backup and more. As well, it covers any renovations or leasehold improvements you’ve made.
Equipment Breakdown
Insures your electronic equipment against mechanical breakdown and damage from electrical disturbances, such as power surges, short circuits and arcing. It also covers lost profit and ongoing expenses if you’re closed due to an equipment breakdown.
Crime Coverage
Protects businesses against money, property or inventory being stolen by employees or third-parties.
Coverage Extensions
These are designed to maximize your protection by covering gaps that can happen after a claim.
Let’s get your quote started.
Simply fill out our PROtique form to get a no-obligation quote in minutes – you can even pay for your policy online!
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