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Commercial Auto Insurance

Take care of your fleet.

If you use vehicles for your business, our team is here to help you get the right coverage, and save you time and money.

Your guide to commercial auto insurance.

Let us take care of your company’s vehicle fleet insurance so your organization can focus on what you do best. By bundling your vehicles together, you’ll be able to get better discounts. Plus you’ll have similar expiry dates for all your owned and leased vehicles so you’ll save time and energy tracking them.

Businesses we serve:

  • Dealerships and rental companies
  • Delivery companies across Canada and the USA
  • Municipalities
  • Trucking companies
  • Construction companies
  • Logging companies
  • Any company that operates more than 5 vehicles

Supporting businesses across Canada.

Get your commercial auto insurance by phone or in person at your nearest location.

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Common commercial auto coverage types.

Third-Party Liability

This insurance protects your business from legal and financial responsibilities if your vehicle causes bodily injury or property damage to others. It can help pay for medical expenses, legal fees, and damages awarded in a lawsuit.

Physical Damage Coverages

This insurance contains two coverages: collision and comprehensive. Collision pays for repairs to your vehicle if it’s damaged in an accident, regardless of who’s at fault. Comprehensive coverage protects against non-collision-related damages like theft, vandalism, fire, and natural disasters. Together, they ensure that your business vehicles are protected from a wide range of potential damages, minimizing downtime and repair costs.

Accident Benefits

This insurance provides compensation for medical expenses, rehabilitation costs, and lost income for you and your passengers, regardless of fault in an accident. In most provinces, accident benefits are a mandatory part of commercial auto insurance.

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Why choose Acera Insurance for commercial auto coverage?

We offer vital support for your business thanks to years of experience in commercial auto insurance.

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Comprehensive Fleet & Garage Analysis

Each year upon renewal our advisors conduct a thorough review of the fleets’ vehicles, use and coverages to ensure your business is getting the best possible insurance rates.

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Fleet Renewal Loss Report Review

At time of renewal, insurers will provide a loss report which lists chargeable claims. We will always provide an examination of these claims and give repayment options if available and benefit financially.

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Dedicated Claims Support

Our dedicated, in-house claims team is here to assist with complex claims on your behalf. They’ll work to ensure the claim is settled fairly, quickly and efficiently.

Helpful tips from our advisors.

Our advisors have decades of experience and specialized expertise in commercial auto insurance and are here to help you any way they can.

“We specialize in understanding our customers’ business and their priorities. Our dedicated team of experts excel in commercial auto insurance, ensuring certainty in every aspect of coverage and experience”

– Ceri Lawrie, Client Advisor, Commercial Auto Insurance | Kelowna, BC

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