Skip to main content

Equine Business Insurance

Protection for your business and your horses.

Acera Insurance is a recognized leader in equine business insurance and risk management. We offer a specialized program and competitive pricing for a variety of commercial equine operations.

We know equine business firsthand.

As horse owners, riders and enthusiasts ourselves, our experienced team understands the risks you face and the need to protect your business and horses. Managing risk and covering liability is essential for all equine businesses.

Who we help

Boarding facilities

Trainers and training facilities

Riding coaches and instructors

Pony rides

Horse shows and clinics

Breeding operations

Judges and equestrian officials

Trail riding operations

Farriers

Breed and discipline associations

Equine tourism

Our diverse experience.

Acera Insurance has been involved in insuring the equine industry in Canada since 1998, and provides service to more than 100,000 equine enthusiasts from coast to coast. We have specific expertise in these areas:

EquiCare

Equestrian trainers, coaches and instructors

Equestrian associations and clubs

Boarding, breeding and training facilities

Equestrian events such as competitions, agricultural fairs, and clinics

Livestock and horse trailers

Equine expertise by association.

As the trusted insurance provider for equine associations throughout Canada, we are active participants and influencers as the industry continues to evolve.

Alberta Equestrian Association Logo
Canadian Pony Club Logo

The essential coverage for commercial equine.

Commercial General Liability

This covers claims of bodily injury and property damage arising from operating an equine business.

Find Out More

Professional Liability (Errors & Omissions)

If your equine business involves training horses and/or coaching riders, this protects you from client lawsuits for failure to provide this advice/service or if it causes them a financial loss.

Find Out More

Directors & Officers Liability

This protects directors and officers of not-for-profit or for-profit organizations from personal losses if they’re sued for decisions and actions in their official roles in the organization.

Find Out More

EquiCare

Our renowned EquiCare product protects your most precious asset: your horses. It covers equine mortality and major medical/surgical costs.

Find Out More

Speak to a specialist.

Get in touch with a dedicated advisor on our equine insurance team and we’ll get to work building the perfect coverage for you.

Please enable JavaScript in your browser to complete this form.
Name

Our manual for equine risk management.

Acera Insurance has developed a manual that helps to educate and protect you against risks associated with equine related exposures with. In consultation with thousands of equine industry participants over the last 15 years, this information has become a point of reference for government, equine associations in Canada and beyond.

Explore more industry insights.

  • Managing Insurance and Risks for Your Hospitality Business in 2025

    Managing Insurance and Risks for Your Hospitality Business in 2025

    Entering 2025, the hospitality industry is facing a multifaceted landscape of risks — ranging from economic volatility and labour shortages…

    Read More

  • How Employee-Owned Insurance Brokers Bring Value to Your Business

    How Employee-Owned Insurance Brokers Bring Value to Your Business

    In an industry where impersonal service is all too common, it’s easy to understand the frustrations that business leaders can…

    Read More

  • Emerging cyber threats in 2025: Top risks for Canadian businesses

    Emerging cyber threats in 2025: Top risks for Canadian businesses

    The threat and cybersecurity landscape are evolving rapidly, bringing new complexities and challenges.  The domain of cybercrime has transformed from…

    Read More