Non-Profit and Social Sector Insurance
Empowering your mission with resilience.
With a deep understanding of the core motivations and concerns of today’s socially minded organizations, we provide comprehensive coverages, competitive pricing, and personalized service to the social sector, including non-profits, faith-based organizations, charitable organizations and healthcare facilities.
Understanding the needs of non-profits.
Not-for-profit organizations often have a lean budget and have to monitor margins, operational costs, stakeholder relations and risks. We understand every dollar counts, so we work with our clients to come up with cost-effective and innovative solutions so our clients can focus on what they do best – helping those in the community who need it.
Who we help
Private and public foundations
Registered charities
NGOs
Camps and recreation groups
Associations
Private education institutions
Faith-based communities and organizations
Trusts and cooperatives
Healthcare facilities
Our diverse experience.
Our non-profit insurance experts take the time to truly understand your organization to make the best possible recommendations. With Acera Insurance, you get competitively priced programs that build positive stakeholder relations and a strong reputation.
We provide specialized insurance in these areas:
Churches and faith-based organizations
Camps
Associations
Schools
Community associations
Foundations
NGOs
The essential coverage non-profits need.
We offer a wide variety of coverages for charitable causes, non-profits, and other similar organizations.
Commercial General Liability Insurance (CGL)
This can help cover costs associated with property damage, third-party injuries and potential legal expenses resulting from unexpected or negligent acts by yourself or an employee.
Directors and Officers Liability (D&O) Insurance
Protect your executives and board members in the event a claim is made against them related to a breach of duty. This covers defense costs, settlements, and judgment awards.
Errors and Omissions Insurance (E&O)
Get protection against legal action resulting from careless actions, mistakes, or omissions related to the professional services you provide.
Abuse & Molestation Coverage
Provides financial protection for your organization, including legal liability, civil and criminal defense costs, when an employee is accused of abuse.
Cyber Liability
Insurance
Non-profits are often targets for cyber crimes. Get protection against cyberattacks and data breaches, as well as coverage related to network recovery, extortion, fines and reputational harm.
Commercial Property Insurance
Protect your physical assets, including the building your non-profit operates from, as well as the contents, such as equipment, furniture and products produced – inventory and materials.
Employee & Volunteer Dishonesty
Protect your non-profit from financial and property losses due to dishonest acts from an employee or volunteer, such as theft of cash, supplies, information or payroll fraud.
Business Interruption
Provide your non-profit organization with protection from financial losses after being forced to close due to unforeseen events and circumstances.
Equipment Breakdown
Protect key equipment, such as ventilation systems and electrical equipment, from breakdown. This insurance helps cover the costs to repair or replace your equipment.
Commercial Auto
If your non-profit owns or leases any vehicles, you’ll need commercial auto insurance. We offer three main types of commercial auto coverages: third-party liability, collisions and comprehensive.
Event Liability Insurance
This provides coverage for when your organization hosts events against damages, injuries, or associated legal costs that may occur at or after an event.
Group Benefits and Retirement
Get a competitive group benefits plan in order to attract and retain standout employees for your non-profit.
Speak to a specialist.
Get in touch with a dedicated advisor on our non-profit insurance team and we’ll get to work building the perfect coverage for you.
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