Skip to main content

Public Entities & Municipalities Insurance

Covering those who serve Canada’s communities.

Our specialized insurance programs, including risk management and claims services, are here to support municipalities, public administration and community service organizations across the country.

Insurance that keeps pace with shifting landscapes.

We understand the complex and changing issues municipalities and specialty organizations face. Our insurance programs are tailored to meet your unique needs to ensure you have the coverage needed today, tomorrow, and into the future.

Who we help

Municipalities

Public Entities

Community Organizations

Public Administration

Our diverse experience.

With decades of experience providing insurance and risk management services to the public entity sector, we’re here to support you with specialized risk, claims, underwriting and marketing services. 

Our team is incredibly knowledgeable and experienced in many diverse areas within the public entities industry, such as:

Transportation Surety Bonds Icon

Government bodies

Heavy Hauling Icon

Education

Hot Shot Services Icon

Special districts

Transportation Surety Bonds Icon

Healthcare

Heavy Hauling Icon

Other public entities

Industry expertise by association.

With active memberships in associations throughout Canada, we stay informed on the latest industry topics and trends.

GFOABC Logo

The essential coverage your industry needs. 

Broad Coverage 

General coverage to adjust for new and emerging exposures. This coverage adapts to your needs now and in the future.

Risk Mitigation 

A complimentary service program to go above and beyond to help prevent risk before it occurs. We create a game plan to reduce recurring incidents.

Find Out More

Cyber Insurance  

Protection against the cost of data breaches, fines, penalties, and costs involved in restoring the organization’s reputation.

Find Out More

Liability

A suite of liability coverages including personal injury, tenants’ legal liability, employers’ liability, advertising liability, and malpractice.

Find Out More

Environmental Impairment (third-party)

Available coverage for both gradual as well as sudden and accidental losses. Includes above and below ground tanks.

Errors & Omissions

Coverage for errors and omissions that works on a claims-made basis with no annual aggregate. Includes full retroactive coverage.

Find Out More

Crime

Comprehensive coverage for dishonesty, disappearance and destruction, with an option for additional coverages and pension benefit plan coverages.

Property 

Tailored property coverage for specific needs, offering options like all risk, blanket, or scheduled coverage with replacement cost. Supplemental coverages are included, and Public Entity Extension Endorsement provides further enhancements.

Find Out More

Speak to a specialist.

Get in touch with a dedicated advisor on our public entities and municipalities insurance team and we’ll get to work building the perfect coverage program for you.

Name

Explore more industry insights.

  • Liability insurance considerations and best practices for real estate owners and managers

    Liability insurance considerations and best practices for real estate owners and managers

    From slip-and-fall injuries to contractual disputes, liability risks are part of real estate ownership and management. Learn how to protect…

    Read More

  • Why intellectual property insurance is essential for innovators

    Why intellectual property insurance is essential for innovators

    Intellectual property is one of your most valuable and most vulnerable assets. Learn how IP insurance can help defend your…

    Read More

  • The overlooked risk in life sciences: Why cybersecurity is now a board responsibility

    The overlooked risk in life sciences: Why cybersecurity is now a board responsibility

    Bryce Chaddock, Client Executive, Commercial Insurance with Acera Insurance, shares why cyber liability and directors and officers insurance is essential…

    Read More

Step 1 of 3

Let’s get your quote started.