Public Entities & Municipalities Insurance
Covering those who serve Canada’s communities.
Our specialized insurance programs, including risk management and claims services, are here to support municipalities, public administration and community service organizations across the country.
Insurance that keeps pace with shifting landscapes.
We understand the complex and changing issues municipalities and specialty organizations face. Our insurance programs are tailored to meet your unique needs to ensure you have the coverage needed today, tomorrow, and into the future.
Who we help
Municipalities
Public Entities
Community Organizations
Public Administration
Our diverse experience.
With decades of experience providing insurance and risk management services to the public entity sector, we’re here to support you with specialized risk, claims, underwriting and marketing services.
Our team is incredibly knowledgeable and experienced in many diverse areas within the public entities industry, such as:
Government bodies
Education
Special districts
Healthcare
Other public entities
Industry expertise by association.
With active memberships in associations throughout Canada, we stay informed on the latest industry topics and trends.
The essential coverage your industry needs.
Broad Coverage
General coverage to adjust for new and emerging exposures. This coverage adapts to your needs now and in the future.
Risk Mitigation
A complimentary service program to go above and beyond to help prevent risk before it occurs. We create a game plan to reduce recurring incidents.
Cyber Insurance
Protection against the cost of data breaches, fines, penalties, and costs involved in restoring the organization’s reputation.
Liability
A suite of liability coverages including personal injury, tenants’ legal liability, employers’ liability, advertising liability, and malpractice.
Environmental Impairment (third-party)
Available coverage for both gradual as well as sudden and accidental losses. Includes above and below ground tanks.
Errors & Ommissions
Coverage for errors and omissions that works on a claims-made basis with no annual aggregate. Includes full retroactive coverage.
Crime
Comprehensive coverage for dishonesty, disappearance and destruction, with an option for additional coverages and pension benefit plan coverages.
Property
Tailored property coverage for specific needs, offering options like all risk, blanket, or scheduled coverage with replacement cost. Supplemental coverages are included, and Public Entity Extension Endorsement provides further enhancements.
Speak to a specialist.
Get in touch with a dedicated advisor on our public entities and municipalities insurance team and we’ll get to work building the perfect coverage program for you.
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