Real Estate Insurance
Protecting properties and real estate professionals.
With decades of experience and specialized expertise, the national real estate team at Acera Insurance provides industry-leading insurance and risk management solutions to protect your commercial and residential properties.
Our commitment goes beyond insurance products.
We’re dedicated to providing advice, resources and support to meet the unique needs of the real estate industry. Backed by more than 1,000 professionals in over 60 branches across Canada, we leverage the best coverage and pricing available with the country’s leading insurers. This includes programs and services exclusively available to Acera Insurance clients.
Who we help
Property Developers
Property Owners
Property Managers
Condominium Corporations
Unit Owners
Landlords
Tenants
Our diverse experience.
As experienced advisors to clients with expansive real estate and property development portfolios, we’re here to guide you through the market shifts and emerging trends in the complex insurance landscape. We’ll keep you informed on proactive strategies to prevent and minimize losses in your area of focus within the real estate industry.
Residential Real Estate
Commercial Real Estate
Strata & Condominiums
Rental Properties
Industry expertise by association.
With active memberships in real estate associations throughout Canada, we stay informed on the latest industry happenings. Acera Insurance also has longstanding partnerships that play significant roles in the claims process. From independent adjusting firms to restoration contractors and legal counsel, we have the resources to assist you with any claim.
Essential programs your industry needs.
Strata & Condominium Corporations
These specialized insurance programs provide the broadest coverage and best available terms on the market, including proprietary offerings available only to Acera Insurance clients.
Commercial Real Estate
From retail spaces to offices, warehouses and industrial buildings, our advisors bring you specialized, comprehensive solutions to protect your assets. You’ll also have access to our in-house risk control specialists who are available to conduct thorough inspections and assessments.
Rental Properties
As a landlord, this insurance protects you from loss of rental income, liability stemming from property ownership, and covers both the building and any contents owned within it.
Unit Owners
A strata or condo corporation insurance policy only provides coverage for the original building structure and liability insurance for the strata or condo corporation. As a unit owner, it is important to secure your own insurance policy covering your belongings, any upgrades to the unit, deductible assessments, personal liability and more.
Risk Management
Our in-house risk management experts can help you prevent and minimize the impact of claims by providing ongoing education and resources. They can also conduct property inspections and provide reports on assessments and recommendations.
Claims Support
In the event of a loss, our in-house claims team will be there to support you every step of the way. We’ll advocate on your behalf to ensure your claim is settled as fairly and efficiently as possible.
Speak to a specialist.
Get in touch with a dedicated advisor on our real estate insurance team and we’ll get to work building the perfect coverage program for you.
Explore more industry insights.
-
Global Warming is Redefining Catastrophe Exposures
The last 10 years have made one thing clear: climate change is no longer a distant threat – it’s a…
-
Managing Insurance and Risks for Your Hospitality Business in 2025
Entering 2025, the hospitality industry is facing a multifaceted landscape of risks — ranging from economic volatility and labour shortages…
-
How Employee-Owned Insurance Brokers Bring Value to Your Business
In an industry where impersonal service is all too common, it’s easy to understand the frustrations that business leaders can…