Technology Insurance
Tech is always evolving. Your insurance should too.
With over 60 years of experience, we provide comprehensive technology insurance that is trusted by tech companies and startups across Canada. Our knowledgeable experts can help you manage your risks, while designing a program customized to the unique needs of your ever-changing industry.
Helping tech companies adapt and thrive.
At Acera Insurance, we love helping innovative local businesses and start-ups continue to grow. Our specialized team is always considering how new innovations impact your insurance. We offer a range of competitively priced programs and value-added support in non-insurable areas, such as contract review and safety risk control.
Who we help
AI Developers
Data Processors
E-Commerce Professionals
IT Consultants
IT Service Providers
Hardware Manufacturers
Web Developers
Robotics Programmers
Software Developers
Technology Consultants
Technology Equipment Manufacturers
Technology Security Specialists
Resellers of Technology and Equipment
Our diverse experience.
We customize insurance plans for technology companies of all sizes, helping a variety of IT and technology professionals find the best policy for their unique risks. Our wide-ranging expertise includes, but is not limited to, providing insurance advice to the following areas of the tech sector:
Featured sectors
Artificial Intelligence & Machine Learning
Clean Technology
Education Technology Platforms
E-Commerce Services
Financial Technology
Information Technology Services
Managed Service Providers
Medical Technology & eHealth
Manufacturing Technology
Research & Development
Robotics
Web Development Projects
Additional tech sectors
Aerospace Technology
Blockchain
Internet, Networking & Communications Services
Military & Defense Projects
Nanotechnology
Space Technology
Wearable Technology
The essential coverage your industry needs.
Our technology insurance programs consider unique and emergent issues relating to internet law, e-commerce and privacy laws. With access to over 100 different insurance companies, we’ll find the best coverage for you.
Property Coverage
This provides protection against the cost to repair or replace your company’s physical assets, such as equipment or inventory, in the event it is damaged or destroyed by an insured loss.
Commercial General Liability (CGL)
This insurance covers property damage, bodily injuries and potential legal expenses caused by negligent acts by yourself or an employee.
Technology Professional Liability or Errors & Omissions (E&O)
This protection covers legal expenses if you’re sued by a third party for causing them financial loss due to an error, omission or professional negligence related to your advice or service failure.
Cyber Liability, Privacy Breach and Cyber Crime
This coverage helps businesses deal with cyber-attacks, cyber extortion, and data breaches. It covers costs related to investigation or forensic expenses, business interruption, client notification costs, regulatory fines and restoration expenses.
Media Liability
This coverage can help protect from accusations of libel or slander. Specifically, risk exposures such as personal defamation or disparagement, product defamation, and invasion of privacy.
Intellectual Property Rights Liability (IPL)
This covers any litigation costs required to defend your ownership of patents, trademarks or copyrights. It also helps protect policyholders from similar accusations against them.
Crime & Fidelity
This offers protection against crimes related to money and securities. It protects technology companies from claims related to forgery, fraud, embezzlement, theft and more.
Equipment Breakdown
Most Canada tech companies rely extensively on their equipment to operate their business. This covers costs to repair or replace equipment from a mechanical or electrical breakdown.
Directors & Officers Liability (D&O)
This coverage protects directors and officers by helping with financial losses and defense costs in the event legal action is taken for alleged wrongful acts or a breach of duty.
Employee Practices Liability (EPL)
This coverage provides the necessary resources to defend your company against a suit or to pay a claim. It is used to mitigate risks of common employment-related lawsuits.
Business Interruption & Extra Expense
This coverage provides financial support or income replacement to technology companies in the event they have a covered insurance claim or are forced to evacuate their business by a mandatory order.
Speak to a specialist.
Get in touch with a dedicated advisor on our technology insurance team and we’ll get to work building the perfect coverage program for you.
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