Dog Daycare Insurance
(Caring for dogs at your facility)
We offer affordable business insurance for dog daycare facilities.
Providing custom commercial insurance for dog daycare facilities
If you own your own dog daycare business caring for dogs at your location, you’re in the right place! If you care for dogs or other pets in their own home, we cover that under pet sitting. We know that your focus is on providing a fun, safe experience for your guests. PROfur can provide a protection plan for every day so that you can take care of your business knowing that your business and the dogs in your care are protected should there be an accident.
Managing a lot of dogs, with many different breeds and varying degrees of behaviour in one place, at the same time, requires specialized knowledge. It also requires specialized dog daycare insurance to protect you against the liability of accidental injury or loss of the pets themselves while they’re in your care or protecting yourself against professional liability should you provide pet care instruction or advice to your clients. We too have specialized knowledge and have used it to make it easy for you to get a customized, cost-effective PROfur insurance policy that does a complete job of covering your pet daycare business. It is specifically designed to meet the needs of your dog daycare business. It covers liability, care of animals and property.
Our extensive experience supporting
dog daycare owners
As Canada’s first specialized insurance provider for pet care professionals, we’ve worked hard to build our insurance offerings from the ground up in order to provide complete protection and the utmost certainty for our clients. Our policies are highly customizable and we pride ourselves on developing a unique product for your business’ size, coverage needs, and individual service offerings.
Our team is incredibly knowledgeable and experienced in providing innovating insurance solutions for dog daycare facility managers and owners.
Understanding dog daycare insurance
Here are the dog daycare services we can cover for you:
- Indoor/outdoor play areas, runs & suites
- Playgroups
- Facility or owner supplied food & treats
- Dog walking for exercise & washroom breaks
- Merchandise Retailing
- Pickup & drop-off services (pet taxi) – dogs are covered while in the vehicle (this policy does not cover the vehicle itself – you still need your auto insurance policy)
- Administering medication as directed by the pet owner or vet
Coverage extensions are also available for:
- Pet First Aid Trainer Insurance
- Pet Sitting Insurance
- Pet Therapist Insurance
What you need to qualify for dog daycare insurance with PROfur:
- Dogs must have curent vaccinations for rabies and DHPP
- Maximum of 15 dogs per supervising attendant
- Maximum number of pets must not exceed the number permitted by your business license (if you’re required to be licensed) or local by-laws (if any apply)
- Dogs can only be off-leash outdoors if they are in a securely fenced yard or sanctioned public off-leash area
- Keep a record of any behaviour and medical issues declared by each pet owner
- Use a consent or waiver form with each pet owner
The essential coverage your industry needs
Our team has been protecting dog daycare owners since 2006. We truly understand your insurance needs at the frontline of pet care.
Commercial General Liability for Dog Daycares
Protects against accidental injury to others, including pets, or accidental property damage. For example, this is designed to defend you if you are sued for negligence after a customer slips and falls in your daycare, or if something were to fall and injure a pet in your care.
Dog Daycare Owner Professional Liability
Also known as errors and omissions insurance, this is a key coverage for pet care professionals. E&O insurance protects you against lawsuits alleging your service or advice caused injury or loss to a pet.
Accidental Injury, Loss or Death of Pets
Offers coverage for unexpected expenses incurred to care for pets injured or lost while in your care, including emergency veterinarian expenses. This feature has the unique benefit of not requiring you to be sued in order to use the coverage.
Business Contents and Equipment
Protects your business contents, including tools and equipment, plus stock and potential renovations, from fire, theft, vandalism, storm damage and more.
Business Interruption
Covers lost profit and pays for necessary ongoing expenses if your business is interrupted or closed due to a property damage claim. For example, if your therapy studio suffers extensive water damage after a storm and you’re closed for 2 months while it’s repaired, the policy will reimburse you for the profit you’ve lost and it will pay for necessary operating expenses that continue even while you’re closed, such as your salary and loan payments.
Equipment Breakdown
Insures your electronic equipment (or your electrical panel, wiring, air conditioner) against damage from electrical disturbances (like power surges and brown outs) and mechanical breakdown, and more importantly, it covers the lost profit and necessary ongoing expenses (like your salary) if you’re closed due to the equipment breakdown. Many commercial leases require you to carry this coverage.
Pets in Transit
This coverage insures pets while they are being transported in your care (i.e. If you have to take them to the vet; if you offer pickup or drop-off service).
Runaway Recovery Expenses
Covers reasonable expenses you have incurred in order to find to find a pet which has either escaped or been stolen. It can include costs associated with advertising, travel, pet transport and veterinary services.
Reward for Return of Runaway
In the event a pet has escaped or been stolen from your care, this coverage allows to to offer a reward for their safe return. It also provides coverage if you post a reward for information leading to their safe return.
Emergency Removal of Pets
Provides coverage for reasonable expenses associated with removing pets from your facility – in the event of an emergency – to protect them from further harm. For example, it can include pet transport to another temporary daycare facility or boarding.
Proof of Loss Preparation Costs and Professional Fees
These two benefits help to pay for expenses incurred for you to establish the amount of your loss after a claim and to prepare the Proof of Loss form that you’re required to submit before a claim can be paid. For example – your business is shut down for a month to clean up after the sewer backs up into your daycare after a storm. You will likely need to hire an accountant to establish how much profit was lost while you are closed before you can be reimbursed by the insurance company.
PROfur Coverage Extension
This is a package of various coverages included on all PROfur Masterplan policies. It is designed to maximize your protection by covering gaps that often arise unpredictably after a claim. It offers maximum protection for your dog daycare business.
Do you provide multiple pet care services?
If you offer more than one type of pet care service, protecting all aspects of your business is important. With a combination of pet care services, your business has a variety of unique, complex risks. With an Acera Insurance PROfur policy, you receive the comprehensive coverage you need and can insure multiple pet care services on a single policy. We offer certainty when it comes to covering your customers’ pets and your business.
We work to find the best dog daycare insurance to support the unique need of your pet care business.
Why trust Acera Insurance and PROfur for your dog daycare insurance?
Since 2006, we’ve supported pet care professionals like you. As Canada’s first provider of specialized pet care business insurance, we understand your industry. We ensure your policy gives you the best protection on the market, at a cost-effective price, without any surprising gaps that would exist on a less customized insurance policy.
Ready to get your free dog daycare insurance quote?
Enter your information into our digital tool to get a no-obligation quote. You can even pay for your policy online!