Travel Insurance
Coverage that goes beyond.
More than your standard travel insurance – we cover once-in-a-lifetime adventures, interprovincial visits and everything in between.
Your guide to travel insurance.
Our insurance is designed for sudden and unexpected situations that occur when you’re away on a trip. We’ve got you covered, whether you’re out of province or out of the country.
Our insurance gives you:
- Peace of mind beyond standard credit card insurance
- Coverage even if you have pre-existing conditions
- Extends beyond standard provincial healthcare
- Emergency medical care in Canada and abroad
- Specialty coverage for “high-risk” activities such as mountaineering, mountain biking, backcountry skiing, rock climbing, motocross, ice-climbing and more
- Extended international coverage if you are unexpectedly injured or sick including covering costs for ambulance, prescriptions, return of vehicle and bringing family to you
- Emergency medical coverage for visitors and newcomers to Canada
Travelling soon? We offer an online self-serve option for travel insurance here.
Coverage for your next trip.
Get your travel insurance by phone or in person at your nearest branch.
Your travel coverage options.
We help you take care of unexpected expenses if something happens. Whether you end up needing it or not, we’re here to help.
Travel Medical
This covers emergency medical and accidental dental expenses while on your trip, as well as evacuation and repatriation costs if you’re sick or injured.
Trip Cancellation
This helps cover the costs of cancelling your trip before you leave, such as recouping non-refundable expenses and cancellation fees for things like tour packages, flights, concert or sport event tickets, ski packages, and accommodations.
Trip Interruption
Covers the costs of trip disruptions or delays, or if you need to return home ahead of time because of sudden illness or injury.
Air Travel Delay
If your flight is delayed by at least four hours, this coverage can help cover accommodation, meals, additional transportation, and entertainment costs. If your baggage is lost or delayed for over six hours, this coverage can cover purchasing essential replacement items.
Visitors to Canada
Covers anyone visiting or living in Canada without provincial healthcare coverage. Includes emergency medical costs for visitors, foreign workers, returning Canadians who’ve been abroad, and landed immigrants. We can also cover visitors to Canada who are here for adventure travel such as backcountry hiking or skiing, mountain biking, mountaineering, rock or ice climbing and more incredible outdoor activities.
Why choose Acera Insurance for travel coverage?
Our experienced team is here to help find the right coverage for you.
Coverage for All
We provide coverage for those with unstable medical conditions and older travellers.
More than Average
Coverage for trip cancellation, pre-existing medical conditions and more.
From Sea to Sky
We cover high-risk activities that aren’t covered by regular travel insurance policies.
Helpful tips from our advisors.
Not sure what coverage you need for your next trip? Our advisors help you figure out what you need before you take off.
Answering your most common questions.
Can I get travel medical insurance with a pre-existing condition?
Yes, Acera Insurance can even provide coverage for unstable medical conditions!
Do I need a separate travel insurance policy if I have coverage through my credit card?
It depends on your credit card’s travel insurance policy. Make sure you understand what the coverage includes and what exclusions apply. A separate policy may be beneficial if your credit card coverage isn’t adequate for your needs. We commonly see that credit cards don’t provide enough coverage, not enough days or trips are covered, they have age restrictions, coverage doesn’t include trip cancellation, and it may not cover anyone travelling with you.
I’m travelling to another province in Canada, do I really need travel insurance?
Yes, as medical expenses may not be fully covered if you’re outside of your province of residence, even if you’re travelling in Canada.
I want to mountaineer, heli-ski, ice climb or do another “high-risk” activity, can I get coverage?
Yes! Acera Insurance makes it easy to get coverage for adventure travel and high-risk activities including mountain biking, ice climbing, rock climbing, mountaineering, backcountry skiing, heli-skiing and more. It can be really tough to find coverage for these types of activities as they’re not covered by standard travel policies.
Do you offer cancel-for-any-reason trip cancellation coverage?
Yes, Acera Insurance offers cancel-for-any-reason trip cancellation coverage.
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