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Alberta Motorhome Insurance

What is motorhome insurance?

Motorhome insurance in Alberta is just what it sounds like – insurance coverage for motorhomes. Motorhomes are alternative ways to RV. They are self-contained, mobile homes on wheels. When you prefer travelling on paved roads and staying in campgrounds that permit much longer units, or even if you want to RV full-time, a motorhome might be the option for you. Motorhomes need specialized insurance coverage to be protected.

Safeguard your home or hobby. Rather than tying your RV to your car/truck or home insurance policy, get two policies in one—both car/truck and home—to cover all your bases.

Motorhome Insurance for Alberta Drivers

Living the RV lifestyle is a dream come true. You can hit the open road whenever you please, travel across the country – and even into other countries. And, if you’ve decided to make a motorhome your RV of choice, then congratulations! Motorhomes are great options for all kinds of RV lovers.

Owning an RV is a big decision, and not to mention a huge investment – even if you buy used. Like any asset, having personal vehicle insurance can help protect your motorhome if something happens. Not only will having protection defend your wallet, but it can also save your road-tripping adventures from having to cease altogether by offering you coverage for repairs and replacements.

Key Motorhome Coverages in Alberta

Mandatory Coverage: Because your motorhome is a vehicle, you’ll need mandatory auto insurance coverages: third-party liability, accident benefits and direct compensation for property damage. Our policies have everything you need.

Contents Replacement Cost: Your insured personal property—particularly belongings typically found in RVs—is covered for the cost to purchase them new at the time of the claim.

Emergency Vacation Expenses: If you have a claim, you still get to finish your vacation with hotel and food accommodations provided.

Alberta Motorhome Insurance Add-Ons

Limited Waiver of Depreciation: Forget about depreciation! Your vehicle’s value will stay the same as the day you drove off the lot.

Disappearing Deductible: Safe drivers get their deductible reduced every year without a claim. Lose your deductible after five years in a row with no claim. Even if the accident is your fault, you’ll save up to $500 on your claim.

Working with an Acera motorhome insurance broker

At Acera Insurance, we too understand all of the benefits that come with exploring our beautiful province via motorhome. After all, your home on wheels has all the amenities you can ask for, plus you get to park and camp in a variety of serene landscapes and settings. We want to help you maintain that peace of mind on (and off) the road with the right insurance.

Our Alberta motorhome insurance specialists offer an easier way to get competitive quotes that have been customized to you and your specific travel needs.

Here are just a few of the reasons why Alberta motorhome owners have entrusted Acera Insurance for over 60 years:

  • Custom Policy Options: Snowbirds? Full-timers? Recreation-only hobbyists? Depending on your RV usage, you’ll get a policy customized to you.
  • Free Personalized Policy Review: Since every policy is different—with different limits—our review ensures you have the right coverage at the right price.
  • Claim Advocacy: If you have a claim, we’re here to help you through the process.

If you want to know learn some tips about recreational vehicle insurance, then our motorhome insurance brokers here at Acera Insurance have you covered. Or, if you’re ready to begin, feel free to give us call to get started.

Multiple Branches Across Alberta

Get real insurance from real people. At our neighbourhood walk-in locations, you can meet our team face to face. Find a branch near you.

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