Alberta Travel Trailer Insurance

What is travel trailer insurance?

When first considering a travel trailer, people often wonder if their car or home insurance could provide enough coverage to protect themselves and their investment.

Car insurance will only offer liability coverage while you’re driving. That means you’re on the hook for the cost of any damage or replacement in the event of an accident.

While you can add your travel trailer to your home insurance, this coverage is often insufficient and you’ll likely see a big increase in premiums. That’s where travel trailer insurance comes in.

Travel Trailer Insurance for Albertans

Travel trailer insurance offers coverage for your travel trailer while it is being parked, stored or towed in Alberta. It provides physical protection for your trailer and coverage for your belongings, as well as liability in the event you are involved in an accident.

Key Travel Trailer Coverages in Alberta

Protection for Your RV: Your trailer is protected from many causes of physical damage, including fire, wind, hail, motor vehicle accident, and more! Plus, this protection can extend to any small outbuildings you may have.

Liability Protection: If someone gets hurt or has their stuff damaged while visiting you, you can be held liable. Our trailer insurance includes liability protection to help you cover the costs of any injuries, damages, and lawsuits.

Personal Belongings: Any personal belongings kept in your trailer year round need their own coverage since they aren’t covered under your home, condo, or renters insurance.

Shed & Deck Coverage: Cover detached structures, such as sheds and decks, as well as other trailer accessories, like awnings, satellite dishes, and generators.

Alberta Travel Trailer Insurance Add-Ons

Guaranteed Replacement Cost: Instead of reimbursing your RV’s current value, this depreciation-free coverage pays for a brand-new, comparable trailer.

Elite Roadside Assistance: When you’re in Canada and the continental US, get 24/7 emergency telephone assistance, towing paid if there’s a breakdown, and more.

Full-Timers Package: When you become a full-time RV resident, you’ll face many insurance decisions. Talk to your insurance advisor about your options.

How our Alberta travel trailer insurance experts can help

At Acera Insurance, our goal is to provide you with certainty in your coverage. We work with you to understand your insurance needs, source competitive quotes that have been customized to your unique requirements and offer expert guidance at every step of the way.

Learn more about why Albertans have entrusted us with their travel trailer insurance for over six decades:

• Custom Policy Options: Snowbirds? Full-timers? Recreation-only hobbyists? Depending on your RV usage, you’ll get a policy customized to you.
• Free Personalized Policy Review: Since every policy is different—with different limits—our review ensures you have the right coverage at the right price.
• Claim Advocacy: If you have a claim, we’re here to help you through the process.
• RV Policy Expertise: We specialize in RVs, so we understand their unique coverage needs. In the event of a claim, certified RV appraisers and adjusters will help you out.
• Roadside Assistance: Choose between basic or elite roadside assistance that is specifically designed for trailers.
• Emergency Vacation Expense: If you have a covered claim, you can get some help to continue your vacation, get yourself home, or have somewhere to stay while the repairs are completed.

Multiple Branches Across Alberta

Get real insurance from real people. At our neighbourhood walk-in locations, you can meet our team face to face. Find a branch near you.