Aurora Business Insurance

We offer commercial insurance Aurora companies can trust

Aurora’s business landscape offers diverse employment opportunities amongst several rapidly growing industries. As part of the Greater Toronto Area’s thriving information and communications technology hub, Aurora supports a wide range of technology companies, from startups to more established software developers. Assisted by advancements in medical technologies, the health and life sciences sector continue to expand to support increased demand from a growing population. Manufacturing and distribution companies, specifically in the food processing industry, also deliver necessary goods to both local and broader markets. A simple walk or drive through any area of this industrious city can tell you that businesses are flourishing in Aurora. At Acera, we want to help keep it that way.

Whether your company is brand new or a cherished pillar of the local community, you need commercial insurance to protect your livelihood from the unexpected. Our team of dedicated commercial advisors have decades of experience working across a range of industries. We know how much effort it takes to successfully run a business and we’ve seen what can happen if one isn’t properly protected. That’s where we often come in.

As one of the largest independent and employee-owned brokerages in Canada, we have the knowledge, experience and resources necessary to support growing businesses, now and for years to come. We utilize our expertise and market position to develop innovative commercial insurance and risk management solutions. Our recommendations are unbiased and based on finding the best products and plan to meet both your needs and budget. To our commercial clients, we are not simply insurance brokers, but trusted insurance partners.

Types of business insurance in Aurora, Ontario

We believe in making insurance transparent and easy to understand. For commercial clients, learning a bit more about key commercial insurance products is a great way to start a meaningful conversation about how we can support your business. While our brokers will gladly walk you through all the details, we wanted to share a quick list of the most common coverages utilized by most Aurora businesses.

Aurora General Liability Insurance

One of the most important insurance coverages, commercial general liability (CGL) is a must-have product for businesses of all sizes. CGL offers legal protection in the event someone is either injured or has their property damaged while on your premises. It is truly a cost-saving product.

Aurora Professional Liability Insurance

For those who offer professional services to clients as part of their services, professional liability (also known as E&O) is another fundamental coverage. In the event a client chooses to take legal action against you related to following your advice, E&O insurance covers the legal costs required to defend yourself.

Aurora Commercial Property

Companies with a physical location, such as a retail store, an office or a warehouse, need commercial property insurance. As it sounds, this coverage provides protection for company buildings. Moreover, it also offers coverage for important internal contents, such as office furniture, electronics, inventory and other supplies.

Aurora Commercial Vehicle Insurance

If you operate a vehicle as part of your business activities, commercial auto insurance offers the protection you need to feel safe on the busy streets of the Greater Toronto area.  Commercial auto coverage provides liability and vehicle damage for any registered vehicle which is part of your commercial operations. Commercial fleet insurance is also available if you need to insure and manage policies for multiple different vehicles.

Aurora Cyber Insurance

No business is immune to cyberattacks and data breaches. However, small and medium-sized businesses may be more susceptible to these attacks due to limited resources or cyber policies for staff. Commercial cyber liability insurance offers compensation for costs associated with items related to a cyberattack, such as cyber extortion, data recovery, business interruption, reputation recovery and legal defense.

While the list above includes the most common commercial insurance types applicable to most businesses, our team offers many other tailored coverage options based on your specific industry. Contact one of our business insurance brokers to discuss your needs. Together, we can build a customized package that is crafted exclusively for your organization with your best interests in mind.