Insurance for Docks and Foreshore Structures
Call us at 1.800.670.1877 to learn more or apply for coverage.
Docks and foreshore structures are particularly vulnerable to damage. Acera Insurance has created an exclusive dock insurance program, additional insurance protection that can be acquired to insure your privately-owned dock, boat lifts and other foreshore structures.
Typical homeowner and condominium policies have limited coverages for docks and boat lifts. Damage from ice, wind driven waves, high water and impact by a watercraft are NOT covered under your standard homeowner or condominium policy.
How do you protect yourself from this gap in coverage?
Insure your structures on a separate dock and boat lift policy. This exclusive policy for pile-driven docks will
provide additional coverages as listed above, along with coverage for salvage charges, debris removal and by-law changes.
Frequently Asked Questions
The Province of British Columbia, Land Use-Private Moorage outlines regulations related to private moorage. To view your requirements, best management practices, by-laws and dock permissions, visit: https://www2.gov.bc.ca/gov/content/industry/crown-land-water/crown-land/crown-land-uses/residential-uses/private-moorage
Call us at 1.800.670.1877 to learn more or apply for coverage.