Fort McMurray Park Model Insurance

Fort McMurray Park Model Insurance: An Overview

Whether you use your park model as a full-time home or a seasonal cabin for hunting or vacationing, it needs protection. That protection comes in the form of park model insurance – something Fort McMurray residents or campers often overlook due its obscurity in the insurance sphere. But recreational vehicles and manufactured homes need insurance coverage, just the same as any vehicle or home! It may not be your typical stick-built home, but it’s your investment.

Acera Insurance understands the needs of RV lovers and campers in Western Canada. We get how vital it is for you to have adequate park model insurance in Fort McMurray, and we’re here to get you what you need while still playing within your budget. In addition, we can always answer any questions you may have and can walk you through the claims process if need be.

Get free park model insurance quotes in Fort McMurray today to begin the process.

Protecting your park model home in Fort McMurray

Claims Advocacy is one of Acera’s bigger selling points. If something unexpected happens, you’ll want someone in your corner who knows insurance. If you should have to make a claim,
we’re here to answer any questions you may have about your park model insurance in Fort McMurray, we can assist you with necessary paperwork, and we’ll negotiate on your behalf to help you get your settlement painlessly and quickly.

Customized Policies are tailor-made to ensure that your park model home is insured for the right value. Acera Insurance gives you the option of choosing between purchasing full replacement value coverage and market value coverage. Full replacement is more expensive but offers fuller coverage, where market value is less expensive but only insures your property for its market value. Depending on what your needs are, we can customize your plan based on how often you live in your park model home – whether that’s full-time or seasonally.

Key features of park model insurance in Fort McMurray

A standard park model insurance policy in Fort McMurray covers a few different items. Depending on your insurer, the standard coverages that may be included in your policy vary.

Contents Replacement Cost

Everything contained within your park model home has a total value, and its likely more than you think. Your park model insurance in Fort McMurray will cover your belongings, including furniture, clothing, fixtures, and even contents inside detached or attached private structures, like tool sheds, against common perils resulting in damages or losses.

Liability Coverage

The liability portion of your Fort McMurray park model insurance is the most important. Your liability coverage insures you if someone is injured or hurt on your property, or if you are responsible for damaging their property. Lawsuits can be expensive.

Emergency Vacation Expenses

Should you need to make a claim while away on a holiday trip or on vacation with your park model, your park model insurance in Fort McMurray can offer you replacement expenses for hotel and food accommodations so that you can finish your trip in comfort.

Add-Ons

While the “standard options” may be sufficient for some RVers and campers, not everyone has the same insurance needs when it comes to their park model homes. All of us use our park models for different reasons, and some of us may benefit more from the additional purchase of park model insurance endorsements. Here are a few examples:

Recreational Vehicle Liability is vital if you own any watercrafts, golf-carts, or e-bikes, and someone is accidentally injured or hurt during your use of these vehicles. This add-on offers liability coverage for third-party’s bodily injury.

Guaranteed Replacement Cost is a great option to reduce your worry about depreciation, as, in the event of a claim, your park model’s value will instead be gauged by its replacement cost.

Fort McMurray Park Model Insurance FAQs

Having had well over 15 years to navigate the RVing community, Acera Insurance is more than confident that we have what it takes to advocate for you. As leading independent brokers who specialize in RV Insurance, we use our experience and knowledge to help you and answer any of your pressing questions. Below is a list of some of our most frequently asked questions.