Kelowna Park Model Insurance

Secure a comprehensive plan for your park model home in Kelowna

Your park model trailer or park model home may be only a part-time living situation, or it may be where you’ve put down your roots. Whatever the case, you’ll want to ensure it’s protected. Your recreational vehicle is more than just for “fun times”, and here at Acera Insurance, we understand the needs of campers and RV lovers in Western Canada.

We understand how important your park model trailers are to you, whether you live in them full-time or seasonally, and want to help you get the best coverage for your budget. We are always available to answer any questions you may have, as well as assist you through the claims process.

Get free park model insurance quotes in Kelowna today to begin the process.

Protecting your park model home in Kelowna

Customized Policies will help ensure that your park model home is insured for its correct value. This is vital. In addition, Acera Insurance offers both market value coverage (the more affordable but less comprehensive option) and full replacement value coverage (the more expensive option, but offers more coverage.) We can tailor-make your coverage plan based on whether you live in your park model trailer seasonally or if you live there year-round.

We also cover any detached private structures such as sheds, garages, and decks, in addition to the possessions and belongings contained within your park model.

Claims Advocacy is one of our selling points. Acera Insurance is here to help you through the claims process, should anything unexpected ever occur. We can help answer any questions you may have about your park model insurance in Kelowna, assist you with the paperwork, and advocate on your behalf so that you can get your settlement quicker.

Key features of park model insurance in Kelowna

Your standard park model insurance in Kelowna covers a number of different items. The actual standard coverages that are offered to you may vary by insurer.

Liability

Part of our comprehensive Kelowna park model insurance packages is the liability portion. Liability coverage insures you in the event someone is hurt or injured on your property, or if you are responsible for damaging their property. Lawsuits can be expensive.

Contents Replacement Cost

Your personal property contained within your park model trailer, even belongings found in detached or unattached private buildings like tool sheds, is insured against damages and losses and will include reimbursement for the cost to purchase a new item at the time of the claim.

Emergency Vacation Expenses

In the event you should have to make a claim while away on vacation or on a holiday trip with your park model, your park model insurance in Kelowna will offer you expenses to finish the remainder of your get-away for food and hotel accommodation costs.

Add-Ons

A standard Kelowna park model insurance policy may be sufficient for some RV lovers and avid campers, but some individuals and families may benefit from purchasing additional coverage, in the form of park model insurance endorsements. Here are a few that you may be eligible for:

Guaranteed Replacement Cost helps address issues around depreciation, as your park model home’s value will be gauged by its replacement value.

Recreational Vehicle Liability for if you own any e-bikes or golf carts and you accidentally hurt someone while using these on your park mobile home property, this add-on includes liability coverage for these items.

Kelowna Park Model FAQs

For decades, Acera Insurance has supported the RVing community. We’re independent brokers and work hard to advocate for you. As we specialize in RV insurance, we have the experience and knowledge to answer any of your pressing questions. Here are some of our most frequently asked questions.