MySchool Insurance Program
MySchool Insurance Program from Acera Insurance
The MySchool Insurance Program provides specialized coverage for childcare and private school providers. The program has been designed to address your risks and is reviewed and enhanced as your industry evolves. The result is a specially-built policy prepared to meet your expectations.
Key Benefits of MySchool
When the MySchool Insurance Program was developed we didn’t simply copy our competitors; we set a new standard for an industry-specific insurance program with direct input from people like you.
Insurance for your school or childcare centre
Owning and operating a business is complicated enough, but when your business is a school or childcare centre, it faces unique risks and challenges. The MySchool Insurance Program was designed to offer tailored coverage to protect against the insurance challenges unique to your industry and proudly supports the members of ADCO, CCMA and OFIS. We work with specialized insurers to provide you with superior coverage that protects against unexpected loss so you can get back to what is important – caring and educating.
Learn more about insurance solutions for the following types of schools and childcare centres:
Financing options
In addition to monthly, four pay or financed payment options, we remain committed to assisting new clients with financing options.
Claims management
Our in-house claims manager is always available to help make sure your questions are answered and your claim is resolved in a fair and timely manner. There’s peace of mind knowing that we’ll be guiding you through the claims process every step of the way.
Available coverage
- Commercial general liability up to $25 million
- Abuse liability up to $10 million
– occurrence-based
– broad definition includes bullying, neglect and molestation - Legal defense cost reimbursement
- Criminal expense reimbursement
- Wrongful dismissal legal expenses
- Enhanced property coverage
- Abuse expenses reimbursement
- Child trauma and abduction event expense
- No-fee monthly payments for new business*
- Special events coverage
- Mortgage rate guarantee
*Applicable with select insurer
Additional coverage
- Employment practices liability
- Non-profit and for-profit directors and officers liability
- Umbrella liability
- Errors and omissions liability
- Cyber risk privacy insurance
- Sudden and accidental pollution
- Commercial automobile insurance
- Disappearing deductible for losses over $50,000
Taking Care of the Rest: MySchool Group Benefits
In addition to protecting your business, we provide group benefits and group home and auto insurance under the MySchool Insurance Program.
We offer tailored group benefit plans to meet your organization’s needs. The MySchool Group Benefits plan includes coverage for: medical, dental, prescription drugs, disability, life, critical illness and vision care.
- Comprehensive coverage available to groups of ten or more
- Large group discounted pricing for any size group
- Ease of administration
- Unlimited service and support
At Acera Insurance, we pride ourselves in providing the highest level of service to both small and large organizations and companies. We offer a wide range of group employee benefit plans to meet the needs of your business and the needs of your employees.
Our Group Benefits team will review and evaluate the current benefit program and your business needs to design a cost effective, value-added program for your business and your employees.
Plans include:
- Long & Short Term Disability Insurance
- Dental Care
- Extended Health Care
- Life Insurance
Cyberbreach: It’s not a matter of ‘if’ but ‘when’.
The world has changed. Small businesses don’t think they are a target for cyberattacks or phishing scams – but cybercriminals don’t care. One wrong click of the mouse or response to a phone call could put you, your staff and parents at risk. This is why MySchool has worked with cyber specialists to obtain cyber coverage for even the smallest centre or school.
Most traditional commercial insurance policies only protect physical assets. Adding cyber liability insurance can protect your business from privacy breaches and cyberattacks.
Click here for three trends exposing security vulnerabilities in businesses.
Why Acera Insurance?
The MySchool team is dedicated and focused. Our continuing education and industry designation goals are firmly supported by Acera Insurance in order to provide you with expert service and advice. Our unparalleled knowledge of industry specific underwriting, risk analysis and claims service ensures your independent school or childcare centre is protected with a solution you can rely on.
Start a conversation with one of our expert brokers today to determine the right coverage for you. Call us at: 1.800.461.8562
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