Nova Scotia Mini and Mobile Home Insurance

Home insurance uniquely built for mini and mobile homes in Nova Scotia

Time home living offers a unique way of life. It allows you focus on only what is most important and forces you to make purchasing decisions with intention. In the absence of a basement, garage or other additional storage space, items are often carefully curated and kept only when they carry importance or value.

For many, tiny home living means the freedom to live on your own terms. Whether that freedom involves being able to enjoy a scenic spot in nature with less overhead or more affordable home ownership within a city center – you’ll need the right insurance.

Our team understands all the benefits and risks which come with mini and mobile home ownership. In fact, we are proud to have created a tailored insurance program which has been built specifically for mini and mobile homes in Nova Scotia. Let us help you keep your way of life protected from the unexpected with insurance as unique as your home.

We provide certainty and peace of mind with insurance you can feel good about. Learn more about what our program includes below.

Discover your insurance options for Nova Scotia mini and mobile homes

When it comes to finding the best insurance for your mobile home, mini home or tiny house in Nova Scotia, we’ve got you covered. Our team has utilized their industry expertise and local knowledge to develop an insurance package built exclusively for these types of small dwellings.

Here are some of the most important features of our Mini and Mobile Home Program:

• Offers broad form coverage on building and contents.
  When it comes to protecting your home, people may not realize you need two types of coverage: one to protect your home and one to cover your contents. Home insurance includes protection for the physical building structure itself and typically covers you from insured perils, such as fire, lighting, hailstorms and vandalism. Contents insurance provides coverage for all your personal possessions, such as furniture, electronics and more. Having both coverages in one package helps simplify your insurance.
• Replacement costs on contents is included.
  In the event your contents are severely damaged or completely destroyed, the cost to replace these items would be included under your insurance policy.
• Program is available for homes older than 20 years.
  Some insurance providers will limit their coverage based on the age of your home. This can make it harder to secure coverage with certain providers. Our program welcomes residents with new and older homes alike.
• Deductibles starting at $500.
  Your deductible is the amount you are expected to pay upfront in the event an insured event occurs. It the first step to receive support from your home insurance provider. Home deductibles typically range between $500 to $2,500. This will depend on the value of your home and the amount you feel comfortable covering directly. A lower deductible, like $500, can make securing the funds to access your insurance easier. Selecting a higher deducible has advantages as well, as it typically means lower monthly costs. It is always a good idea to discuss your options a broker.
• Includes sewer backup coverage.
  The number of storms experienced in Nova Scotia has been increasing. Having sewer backup coverage can be vital to ensuring your mini or mobile home is properly protected. Sewer backup coverage protects policyholders from the costs associated with water damage which resulted from sewers backing up due to flooding. It is typically sold as an add-on to your home insurance policy but is included automatically with our program.
• Limits up to $2 million liability available.
  With our program, your mini and mobile home insurance comes with liability protection. The liability insurance you receive when purchasing home insurance covers you financially if you are held responsible for injuring someone or their property. It can also include your legal defense costs, if ever sued for an event covered under the policy. It does not include damage to your own property or if someone living in the house sustains an injury.
• Can be combined with auto insurance for additional savings.
  Bundling your mini or mobile home insurance with your auto insurance is an excellent way to save on your insurance. Our brokers are experienced in finding competitively priced auto insurance policies for Nova Scotia drivers. We are always happy to offer free car insurance quotes to see if you would benefit from combining everything into one easy to manage package. 

Why work with an Acera mobile home insurance broker in Nova Scotia?

Our team is locally based, so we have extensive expertise working with the best home insurance companies in Nova Scotia. Our insurance advisors have utilized our industry knowledge and insurance carrier relationships to create an easy to understand, comprehensive and convenient mini and mobile home insurance program that will make you and your wallet happy. Plus, our team is known for providing exceptional customer service. We are here for you at every step of the insurance process. From purchasing your coverage to submitting a claim, we’ve got your back. Simply contact a specialist today to get started.