Ontario Life Insurance & Living Benefits

Comprehensive Ontario living benefits & life insurance for your peace of mind

You have insured your home and your car, now what about insuring what’s most important – your life.

Ontario life and living benefits insurance work hand-in-hand to create a complete protection plan. Life insurance helps safeguard your family’s financial future, covering expenses such as mortgages, education, or daily living costs. Living benefits, on the other hand, provide income and resources when illness or injury disrupts your ability to work. This combination allows you to focus on recovery or caring for your family without the added burden of financial stress.

Our insurance brokers in Ontario offer a full line of life insurance products designed to protect you and your family, no matter what life throws your way.

Ontario Life Insurance

What is your greatest economic asset? Most likely, the answer to this question is your potential lifetime earnings. Life insurance can give your family the financial security it needs by protecting this asset if you die prematurely.

Life Insurance can offer you and your family protection through a range of products. It can be used to pay final expenses and provide an income for your family in the event of death. Some life insurance policies can also be used while you’re still living, to either build a savings fund or supplement your retirement income.

Acera Insurance options Include:

• Term – flexible and affordable protection providing coverage for a specified period.
• Whole life – guaranteed, reliable, permanent protection that builds cash value over time.
• Universal life – permanent protection with tax-advantaged investment growth.

We offer a range of custom tailored individual life insurance product solutions that can cater to the needs of your family. Some saving plans can also be tax-deferred. After an initial assessment, we can help you determine your needs and decide which products are best for you.

Ontario Living Benefits Insurance

Living benefits insurance helps to protect your income, investments and lifestyle if you are injured or ill.

Acera Insurance options include:

Ontario Mortgage Insurance

No matter what your life stage or financial need, if you own your home it’s likely that you may need mortgage insurance. At Acera Insurance, we provide flexible, convertible and fully transferable term insurance to protect you and your family.

A mortgage term life insurance policy will provide your loved ones with debt protection funds if something happens to you. They can use these funds to help make their mortgage payments or pay the mortgage out in full.

• You choose the coverage you need based on your mortgage balance.
• You can pay premiums annually, semi-annually, quarterly or monthly.

Whether it’s family protection, income protection, business continuity, wealth accumulation or estate preservation, your Acera Insurance life and living benefits insurance advisor in Ontario can help develop a strategy ideal for you.