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Ontario Life Insurance

Comprehensive Ontario living benefits & life insurance for your peace of mind

You have insured your home and your car, now what about insuring what’s most important – your life.

No matter what your life stage or financial need, if you own your home it’s likely that you may need mortgage insurance. At Acera Insurance, we provide flexible, convertible and fully transferable term insurance to protect you and your family.

Our life insurance brokers in Ontario offer a full line of life insurance products designed to protect you and your family, no matter what life throws your way.

Ontario Life Insurance

Our life insurance options help to provide a cash benefit to protect your beneficiaries if you die. Acera Insurance options Include:

  • Term – flexible and affordable protection providing coverage for a specified period.
  • Whole life – guaranteed, reliable, permanent protection that builds cash value over time.
  • Universal life – permanent protection with tax-advantaged investment growth.

Ontario Living Benefits Insurance

Living benefits insurance helps to protect your income, investments and lifestyle if you are injured or ill.

Acera Insurance options include:

Disability Insurance

Monthly benefit providing income protection if you’re unable to work due to injury or illness.

Critical Illness Insurance

Lump sum benefit if you’re diagnosed with a covered critical illness (provided after a standard waiting period).

Ontario Long Term Care Insurance

Helps pay for long term care and services to protect your retirement savings and investment.

Ontario Mortgage Insurance

A mortgage term life insurance policy will provide your loved ones with debt protection funds if something happens to you. They can use these funds to help make their mortgage payments or pay the mortgage out in full.

  • You choose the coverage you need based on your mortgage balance.
  • You can pay premiums annually, semi-annually, quarterly or monthly.

Whether it’s family protection, income protection, business continuity, wealth accumulation or estate preservation, your Acera Insurance life and living benefits insurance advisor in Ontario can help develop a strategy ideal for you.