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Proud insurance partner of the Kelowna Yacht Club

CapriCMW is now Acera Insurance. With strong roots in the Okanagan, we’re the same great team of insurance professionals you know and trust.

Backed by decades of specialized experience in the marine industry — our client advisors offer an exceptional service experience which includes customized solutions, impartial advice, and industry-specific knowledge to support our clients in protecting their most valued assets.

Marine Market Leader

Marine Coverages & Products

Acera Insurance provides coverage you can trust to sail away worry-free. We specialize in offering insurance and risk management solutions for numerous types of marine risks.

Checkmark icon All types of vessels, including runabouts, cruisers, yachts, sailboats, inboards and outboards. 

Checkmark icon Electronic navigational equipment and mechanical breakdown coverage. 

Checkmark icon Emergency medical, towing and loss of use for a temporary replacement vessel. 

Checkmark icon Protection and indemnity including wreckage removal and waterski liability.

Checkmark icon Discounts for experience, education, claims-free history and inland water-only usage. 

Checkmark icon Guaranteed replacement cost, agreed value, actual cash value, protection and indemnity (dock liability coverage options available). 

Checkmark icon From small personal watercraft to high performance vessels. 

Checkmark icon Extensive navigation limits for both coastal and inland waters. 

Checkmark icon Electronic navigational equipment and mechanical breakdown coverage. 

Checkmark icon Tender, auxiliary motor, boat trailer, boathouse and personal effects coverage. 

Checkmark icon Underinsured boaters’ coverage, medical payment and accidental death benefits. 

As one of the largest independent, employee-controlled brokerages in Canada, Acera Insurance provides our clients with the utmost certainty in the specialized solutions we provide. 

One of the biggest reasons our clients choose Acera Insurance to manage their insurance programs is continuity of service. As employee owners, we are dedicated to building relationships that last for generations and committed to supporting our clients’ success by providing expert insurance and risk management solutions backed by specialized expertise in all sectors across Canada. 


Acera Insurance does not have insurance carrier or foreign ownership, making us unique within the Canadian insurance landscape. As a truly independent insurance brokerage, we provide professional, impartial advice and negotiate terms with the best interests of our valued clients in mind.

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