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Understanding Professional Liability Policy.

Why Professional Liability Insurance Is Essential for Law Professionals

The truth is simple: if you have a career in the legal profession, you can’t afford to not have professional liability insurance.

Even if you’re not a lawyer, your work as a law professional requires you to be a highly knowledgeable and meticulous worker and a skilled communicator.  No matter what area of law your work specializes in, you face challenges every day that can jeopardize your reputation and even your livelihood.

Some of those challenges can include the very clients you work for, who may have unreasonable expectations or an inaccurate understanding about what you can or can’t do for them. Added to the stress of high workloads, these factors can make the occurrence of a mistake more likely. Perhaps you innocently provided wrong information or advice or simply forgot to send an important document; a client can sue you for the damages they believe your mistake has caused.

There are many cases where a lawsuit may be based on false claims, but you know better than anyone that the costs of legal defense can be huge. This is one of the main benefits of having a professional liability insurance policy.

A commercial general liability policy doesn’t cover lawsuits related to errors and omissions. You need the specialized coverage that only professional liability insurance can provide.

Professional liability for legal professions

Professional liability insurance for legal professionals can provide you with coverage in cases where a client sues you for liability for losses arising from an error, omission, or negligent act that you allegedly committed while providing them with your professional services.

Professional liability insurance can cover legal defense costs, awards, and settlements, up to your policy limits. It’s also important to note that it isn’t just lawyers that get sued; all professionals who provide a variety of legal services are potentially at risk.

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Some examples of law professionals that can benefit from professional liability insurance include the following:

  • Adjudicators/Arbitrators
  • Bailiffs
  • Court reporters
  • Mediators
  • Paralegals
  • Patent and trademark agents
  • Registry offices
  • Process servers
  • Title searchers

If you don’t see your title or position in the above list, don’t worry! With EasyCover by Acera Insurance, we offer specialized errors and omissions coverage for a variety of legal professionals. Get in touch with our EasyCover team and we’ll be happy to discuss coverage options available for your profession and quickly get you the protection you need.

Professional liability insurance, also known as errors and omissions insurance, can be obtained through EasyCover quickly and with affordable rates. There is no lengthy application to fill in and you won’t have to take out a loan to pay for your coverage.

All you need to do is answer a few questions online, and then you can pay for your insurance and receive your policy documents in minutes. Get an online legal services E&O quote now. You can even bind and issue your policy today.