Aurora Auto Insurance
Find the best car insurance rates with an Aurora insurance broker
Whether you’re buying a new car or exploring your insurance options, partnering with a dedicated car insurance broker is the smartest way to secure the best value for your investment
At Acera Insurance, we have been serving and supporting the needs of Ontario drivers for decades. Our team has extensive experience and knowledge of the local auto insurance markets available. We utilize this expertise to source a series of competitive quotes for our clients, so they can be certain they are receiving the best rate available.
Let our team help you navigate the world of auto insurance. You can save time and money, while receiving peace of mind in knowing you have a dedicated expert to assist you at each step of the way.
Types of car insurance in Aurora
Drivers in Aurora can ensure they are properly protected with the following key coverages.
Third-Party Liability Insurance
This type of auto insurance coverage offers financial protection if someone files a lawsuit against you for bodily injury or property damage caused by the use of your insured vehicle.
Accident Benefits Insurance
Accident benefits, a mandatory coverage, provides compensation for injured individuals—whether drivers, passengers, or pedestrians—for medical expenses following an accident. It can help cover costs such as rehabilitation and physical therapy.
Direct Compensation Property Damage (DCPD)
Direct compensation property damage (DCPD) provides protection if your vehicle is damaged in an accident where you are not at fault. Any compensation you are entitled to is paid directly by your own insurance provider.
Underinsured or Uninsured Automobile Coverage
In Aurora, underinsured coverage is mandatory, and failing to maintain proper insurance can result in fines. If you are involved in an accident caused by an at-fault driver who is underinsured or uninsured, this coverage will compensate you for any injuries or property damage resulting from the collision.
Connect with an Acera Insurance auto broker in Aurora to learn more about what types of coverage options are available to you.
Auto coverage options in Aurora, Ontario
Although some coverage types are mandatory, there is plenty of flexibility to customize your policy to suit your unique needs and vehicle. We collaborate with you to understand your driving habits and insurance requirements, providing personalized recommendations for your auto insurance coverage.
Collision coverage
This type of coverage protects your vehicle from damage caused by accidents with other vehicles or objects, ensuring repair costs are covered after a collision.
Comprehensive coverage
In Aurora, comprehensive coverage helps pay for repairs or replacement if your vehicle is damaged by factors beyond your control, such as fires, floods or vandalism.
Talk to a broker for more information on your auto coverage options. Our team will work with you to learn more about your insurance needs and can help answer whether you would benefit from additional protection.
Why choose Acera insurance for your Aurora car coverage?
Auto expertise and dependable service when you need it most, that’s us.
Aurora Car Insurance Experts
Our expert advisors recommend the right coverage options for you based on your needs.
Multiple Way to Save
With access to several insurance providers, we offer excellent rates on tailored auto coverage.
Emergency Claims Reporting
In the event you need to report a claim, our emergency line is 24/7.
Working with top auto insurance companies in Aurora
As one of the largest independent, employee-controlled brokerages in Canada, we have access to over one hundred different insurance providers. This network of carriers means we can offer you the certainty of knowing you’ve received comprehensive coverage at a competitive rate. Our brokers take pride in getting to know you and understanding your needs, so they can provide the best possible coverage recommendations. We are your insurance guides and are here to help you navigate the insurance market.
Pricing for auto insurance in Aurora, Ontario
Some of the most common questions we receive around auto insurance in Aurora relates to cost. You might be wondering how much your car insurance in Aurora should cost or how to know if you are receiving the best car insurance rates in Aurora. In response to these types of questions, we have some information you may find useful.
In Aurora, car insurance rates are based on several factors, which include:
- Your driving record
- Your claims history
- Your vehicle’s make and model
- The age and value of your vehicle
- How you use your vehicle
- How much you drive your vehicle
- Where you live
- Your coverage options
Auto insurance rates are calculated using these factors to help insurance companies assess the risk of insuring a particular driver or vehicle. Depending on your answers to the above, you can expect to pay more or less than the average rate. For example, younger drivers with less experience may start out with a higher insurance rate, which will decrease overtime with more good driving history under their belt.
By working with an Acera auto insurance broker, you gain access to multiple insurance carriers. Our team leverages their local knowledge and industry expertise to find the carrier that provides you with the best coverage and rates given your specific information. We can even help provide guidance on additional ways to save on your insurance.
How Aurora drivers can reduce auto insurance premiums
While the factors used to calculate your auto insurance premiums will have the strongest influence on your rates, there are still ways you can save. Below, we’ve outlined some of our tips on how Aurora drivers can reduce their car insurance premiums.
- Take a defensive driving course
- Invest in winter tires
- Install security devices
- Try usage-based insurance
- Stay insured to avoid gaps in coverage
- Maintain a claims-free record
- Bundle your Aurora car insurance with your home and other insurance
- Work with an auto insurance broker to ensure you are getting the best rate possible
If you are interested in additional ways you can save on your car insurance premiums, connect with an Acera Insurance auto broker. We will also check and see if you are eligible for any other available discounts.
Free Aurora auto insurance quotes
For anyone who has switched insurance providers on their own, you know how much time and effort goes into researching each carrier. It takes a lot of work to make sure you are getting the right coverage for the best possible price. With Acera Insurance you can skip all the hassle, and even save time and money. As an independent insurance broker, we work for you with your best interests in mind. We shop the market on your behalf and come back to you with a curated selection of your best options. And getting started is easy.
Ready to get your free car insurance quote?
Simply complete our online form to receive free, no obligation quotes and advice from an expert broker.