Orano Retirement
Savings Plan
Our commitment goes beyond numbers; it’s about empowering you to make informed decisions that shape your financial future. Whether you’re envisioning retirement or seeking strategic benefits, Acera Benefits and Mallard Wealth are here to transform your financial aspirations into a tangible reality.
Extraordinary service from trusted industry professionals.
Acera Benefits and Mallard Wealth have established a unique and strategic partnership to provide members of the Orano Group Retirement plan with the best in financial service and advice. In conjunction with Orano and Canada Life, Acera Benefits and Mallard Wealth will consult, design, implement and monitor the Group Retirement Savings Plan.
Your advisor team:
Acera Benefits
Our Acera Benefits team in Saskatoon helps local business owners and professionals construct, implement, and maintain group retirement and benefits programs. Acera Benefits serves organizations of all sizes, with a diverse client base that extends across Canada. We are committed to building long-term relationships with our clients through clear communication, accountability, and professional service.
Mallard Wealth
Mallard Wealth is an independent, comprehensive, and integrated financial advising firm based in Saskatoon. Serving all of Western Canada, Mallard Wealth is committed to bringing you financial well-being that puts your mind at peace. Mallard Wealth has built a team of highly skilled Wealth Advisors that use vast expertise to create highly customized and holistic financial plans.
Get to know your Group Retirement Plan.
Stay up to date.
Calculators
See how the size of the contributions to your group plan can affect your retirement income with the Canada Life Retirement Savings Calculator.
Follow the link below to calculate your retirement potential.
SmartPath
Retirement isn’t just a single milestone—it’s a journey shaped by the plans you make and the habits you build along the way. SmartPath is your go-to resource hub, offering articles, videos, and calculators to strengthen your financial literacy and help you stay on track toward your goals.
Saving For Life Webinars
Canada Life is hosting two national webinars each month, which are available to all members. Saving for Life webinars are designed to help you unlock the power of your group savings plan and reach your savings goals. Visit the link below to register.
Plan Details
| Details | RRSP | TFSA |
|---|---|---|
| Eligibility | Permanent employees will join the RRSP plan according to the waiting period outlined in their employment contract. After enrolling, employees will make required contributions, and may also make voluntary contributions. | Employee may join the plan at any time. |
| Employee Required Contributions | Permanent employees contribute 6.5% of earnings. | Employees are not required to contribute to this plan. Employees may contribute any amount up to the CRA. |
| Employer Contributions | The Employer contributes an amount equal to 100% of the Employee’s required contribution that would otherwise exceed the maximum annual RRSP contribution level as set by CRA. The Employee’s contribution is reduced to a level that when combined with the normal Employer contribution equals the CRA maximum annual contribution level. All Employer contributions are immediately vested to the Employee. | Employer does not contribute to this plan. |
| In-Service Withdrawal Restrictions | Withdrawal of Employee and Employer All contributions may be withdrawn contributions are not permitted unless required by law. Withdrawals of voluntary contributions are permitted at any time. | All contributions may be withdrawn at any time. |
| Investment Default | Cadence Lifecycle Funds. | Daily Interest Account. |
Fund Info
To access an overview of the investments available to you, associated performance, as well as fees:
- Sign in to www.mycanadalifeatwork.com with your existing credentials
- Using the navigation menu, located on the left side of your screen, select Info Centre, then select for savings
- Select Fund reviews and fees
You can expect dedicated and passionate client service, with unparalleled attention to detail.
Seamless Member
Portability
Personalized financial consulting and advice available to all members. Provided in person or digitally.
Responsible Investment Choices
Curated top performing investment options in all asset classes that are committed to Socially Responsible Investing (SRI).
Competitive Management
Fees
Investment Management Fees (IMFs) are lower than an employee would be able to negotiate on its own.
Why choose Acera Insurance?
We’re glad you asked. Being Canadian-owned with branches across the country means you’ll get local expertise and personalized advice. As employee owners, we’re invested in being there for you long-term. Plus, with our large partner network, we’ll find you the right policy at the right price.
We’re part of your community.
We put people first by giving back to causes in the communities where we work and live.
70+
Acera Branches
100+
Insurance Partners
680+
Employee Owners
24/7
Claims Reporting
Hear it from our clients.
We’ve been dealing with Acera for 20 years now. The staff is knowledgeable, professional and
friendly.
– Michael S.
2 thumbs way up!
“It’s nice to know someone is on your side and always helping you obtain the most competitive rates.”– Mike Y.
5 stars
“I have never failed to walk out the door with a smile on my face, my paperwork in order, and having enjoyed the staff who work there.”– Chelcia P.
There’s no place I’d go except Acera Insurance. Exceptional service, truly going the extra mile…– C. Ducharme
Get in touch.
For more information about the Orano Retirement Savings Plan, or to get in contact with an advisor, fill out the following contact form and a member of Acera Benefits will get back to you as soon as possible.