Surrey Auto Insurance
Finding auto insurance Surrey drivers can depend on
If you live in Surrey, you definitely understand the many advantages which come from living within driving distance of Vancouver, but still having access to great housing options and peaceful communities. Whether your Monday to Friday involves a daily commute on the 91 or you work a bit closer to home, we can help you find the best car insurance to meet your needs. At Acera Insurance, we have decade of experience helping BC residents and Surrey drivers secure their ICBC Basic Autoplan, as well as finding the most affordable private auto coverage.
Your guide to car insurance in Surrey
Your car is important and having the right protection is a must. Our advisors are here to simplify the process and give you peace of mind. We’ll walk you through your choices and help you decide on the coverage that suits you best.
Here in Surrey, BC the ICBC Basic Autoplan is mandatory as a base level of coverage. This includes:
- Enhanced Accident Benefits
- Basic Vehicle Damage (up to $200,000)
- Third Party Liability (up to $200,000)
- Uninsured Motorist Protection (up to $1 Million)
- Inverse Liability Protection
Surrey drivers, renew your ICBC Autoplan today
Did you know you can now renew your ICBC insurance online? It’s quick, it’s simple and it’s convenient. For each driver on the policy, you’ll need to provide a valid B.C. driver’s license number as well as their date of birth. You’ll also need to send a photo of your vehicle’s odometer. Ready to get started?
Renew Online
If eligible, you can renew your insurance online with ICBC.
Request Renewal
Simply complete our form and speak to an Acera advisor.
Delivering optional auto insurance to meet all your needs.
While purchasing basic auto insurance through ICBC may be enough for some drivers, others will require additional car insurance coverage to ensure they are fully protected. Optional auto coverages, such as extended third-party liability, collision, comprehensive and roadside assistance, can provide enhanced protection and further peace of mind. Plus, these coverages can either be secured through ICBC or private insurance companies. Working with private insurers can often mean more competitive pricing.
Third Party Liability
Offers financial protection in the event of an at-fault accident. It covers costly expenses related to repairs, legal fees, and medical treatment. While having this coverage is required, you can choose an amount beyond the minimum $200,000.
Collision
Just like it sounds, this coverage protects your vehicle from collisions. For example, an at-fault collision with another vehicle or an object.
Comprehensive
Offers protection for damage caused by something other than a collision. It includes coverage for damage caused by vandalism, fires, falling objects, or extreme weather.
To learn more about optional auto insurance coverage options, connect with one of our Surrey auto insurance brokers.
Why choose Acera insurance for your Surrey auto coverage?
Auto expertise and dependable service when you need it most, that’s us.
Auto Insurance Experts
Our Surrey auto insurance advisors recommend the best coverage options for you based on your needs.
Multiple Way to Save
With access to multiple insurance companies, we offer excellent rates on private auto coverage.
Emergency Claims Reporting
In the event you need to report a claim, our emergency line is 24/7.
Explaining the costs of auto insurance in Surrey, BC
In Surrey, your premiums is entirely unique to you. Your individual auto insurance rate will be based on factors, such as:
- Your experience and claims history
- Your vehicle’s value, age, make, and model
- Where you live
- How you use your car
- Who drives your car
- How much you drive your car
- Your deductible
- Your coverage options
To learn exactly how much you should be paying, connect with an insurance advisor. Working with an independent broker is the best way to get an accurate and affordable quote. At Acera, our Surrey auto insurance team works with a variety of insurance providers. This means we can provide you with quotes from several different carriers. Not only do you receive more coverage options, you receive more favorable rates.
Other types of personal vehicle insurance for Surrey drivers
Surrey motorcycle insurance
British Columbia is home to some stunning scenery. There are few better ways to discover the beauty of our province than sitting on a motorcycle.
Just like any other motorist on the road, bikers are required by law to be insured. The minimum required insurance is ICBC’s Basic Autoplan, but you can get more comprehensive coverage and experienced motorcyclists can benefit with premium discounts based on their years at the handlebar and driving record.
Surrey off-road vehicle insurance
Dirt bikes, ATVs, quads, snowmobiles… any motorized vehicle that you drive on public roads needs to be insured with at minimum ICBC’s Basic Autoplan. Once you take those vehicles off the road, though, that’s where things get a little trickier.
At Acera Insurance, we specialize in ORV insurance. With the various plans we have available, you can get the insurance you need to take your off-road vehicle…off the main road. Plus, you can secure your coverage online, in minutes.
Surrey commercial auto insurance and fleet insurance
For companies that own (or lease) five or more vehicles, insuring each vehicle individually could be quite costly. That’s why there’s fleet insurance, providing individuals and businesses with significantly higher discounts on their premiums (up to 63% off the base rate).
Managing insurance for a fleet can be complicated. At Acera Insurance, we’re here to help you by:
- Analyzing your coverage, making sure you’re getting the right insurance for your needs
- Reviewing your deductibles so you’re maximizing your savings every year
- Documenting and tracking all the vehicles under your policy
- Providing support and guidance in the event of a claim
Need support with your other business insurance coverages? Connect with one of our Surrey commercial insurance advisors or learn more about our risk management solutions. Discover your business insurance options in Surrey
Auto insurance quotes in Surrey, BC
Contact Acera Insurance for your car insurance needs in Surrey, whether it is support renewing your ICBC coverage or securing your optional auto with a private carrier, our agents are here to make the experience effortless for you. Our Surrey insurance brokers are driven to provide the highest quality customer experience at every opportunity. Discover the Acera Insurance difference today.
Ready to get your free car insurance quote?
Simply complete our online form to receive free, no obligation quotes and advice from an expert broker.